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Buy now, pay later

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Buy now, pay later ( BNPL ) is a type of short-term financing that allows consumers to make purchases and pay for them at a future date. BNPL is generally structured like an installment plan money lending process that involves consumers, financiers, and merchants. Financiers pay merchants on behalf of the consumers when goods or services are purchased by the latter. These payments are later repaid by the consumers over time in equal installments. The number of installments and repayment period varies depending on the BNPL financiers.

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66-493: The earliest form of BNPL traces back to the 19th century, when installment plans emerged as a way for consumers to purchase expensive goods (e.g. furniture, pianos and farm equipment) they did not have the funds to buy outright. In India, BNPL is considered similar to the country's traditional paper-based Udhar Khata system, where corner shops, known as kiranas locally, kept manually logged credit ledgers to allow their customers to buy provisions on credit and repay them later. In

132-643: A sunscreen or a sunblock . They protect the skin from harmful ultraviolet radiation , and as such prevent sunburn , premature aging , and skin cancer . Prickly heat powders prevent or soothe itchy, bumpy and red heat rashes on the skin due to excess heat. Sunglasses and wide-brimmed sun hats are used to protect the eyes from the sun. These include sanitary pads, tampons , menstrual cups, and panty liners. There are used for menstrual hygiene and provide comfort, absorption, and protection during menstruation. Nail care products include nail cutters, nail files and cuticle creams. They are used to maintain and enhance

198-478: A North American distribution company specializing in fresh convenience. Another large chain is Quickie Mart (whose name predates the fictitious " Kwik-E-Mart " featured on The Simpsons ). The world's largest convenience retailer, 7-Eleven , has about 500 Canadian locations from British Columbia to Ontario . Worldwide, the highest number of the chain's Slurpee beverages are sold in Winnipeg , Manitoba and

264-637: A cold store, party store ( Michigan ), bodega (New York City), carry out , mini-market , mini-mart , corner shop, deli or milk bar (Australia), dairy (New Zealand), superette (New Zealand, parts of Canada, and in parts of the US), corner store (many parts of English-speaking Canada and New England), a späti (from 'spätkauf' (lit. 'buy-late') in Germany, a konbini (コンビニ in Japanese ) in Japan, based on

330-534: A combination of these, but no household goods) or Trinkhalle ("drinking hall"), although they are not pubs, as the name might suggest. A name used for market stalls and also in some regions for little shops is Büdchen (from Bude , "stall, hut, room"); where no special local name for them exists, often just the equivalents of "small shop" or "corner shop" are used ("der kleine Laden/ das Lädchen / das Lädchen an der Ecke"). Snack shops integrated into petrol stations can also have long opening hours, but in contrast to

396-428: A convenience store are often higher than those at a supermarket , mass merchandise store or auto supply store, as convenience stores order smaller quantities of inventory at higher per-unit prices from wholesalers. Some convenience stores are similar to corner markets, but often have less variety in food. Product containers in a convenience store are often smaller with reduced product quantity to allow more products on

462-420: A customer opts to complete the purchase using BNPL, the financier will typically carry out a soft credit check on the customer, and return a decision within seconds. The financier pays the merchant if approval is received, and offers the customer various repayment options. These may include delaying the payment for a short period of time, or spreading the full balance over several smaller payments. The service

528-861: A day from factories. Since products are delivered as needed, stores do not need large stock areas. According to the Japan Franchise Association, as of October 2021 (data pertaining to the month of July 2021), there are 55,931 convenience stores in Japan. 7-Eleven leads the market with 12,467 stores, followed by: Lawson (9,562) and FamilyMart (7,604). Other operators include Circle K Sunkus (acquired by Family Mart in 2016; now defunct), Daily Yamazaki , Ministop , Am/Pm Japan (acquired by Family Mart in 2009; now defunct), Poplar , Coco Store (acquired by Family Mart in 2015; now defunct) and Seico Mart. Many items available in larger supermarkets can be found in Japanese convenience stores, though

594-556: A desk as a decoy in front of their stores, while offering the same range of products as a holder of a mini market license. There are also many small neighborhood stores, known as toko kelontong or warung . Some are sponsored by a network of stores, mostly owned by cigarette companies (such as DRP by Djarum , GGSP by Gudang Garam or SRC by Sampoerna ) or tech companies (such as Mitra Bukalapak or Mitra Tokopedia ). Convenience stores ( コンビニエンスストア , konbiniensu sutoa ) , often shortened to konbini ( コンビニ ) , developed at

660-911: A false sense of financial security in consumers, which could lead to impulse shopping and they might end up spending money they do not have. A 2024 Bankrate survey found that among those polled 56% of BNPL users had issues with overspending, missing a payment or regretting purchases. Influencer marketing of BNPL platforms on social media adds to the attractiveness of using BNPL credit to purchase items, and influencers have been criticised for normalising debt by marketing it as "fun", thereby encouraging overspending. Consumers that use BNPL generally are less protected by regulation, as compared to other financing options. The BNPL industry remains unregulated or self-regulated in many countries. Although BNPL payments are usually interest -free, financiers have been noted to report defaults more frequently than successful repayments to credit-rating agencies , potentially putting

726-423: A fast-food chain maintaining a counter in the store. To save space, food is not prepared in the store. Instead, these counters offer a limited menu of items delivered several times a day from a local branch of the restaurant, with items intended to be served hot either kept hot under a warming device or reheated as ordered. Convenience stores may be combined with other services, such as general stores and pawn shops,

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792-462: A lesser degree. Many convenience stores have a beverage fountain that offers coffee, soft drinks, and frozen beverages. Stores often stock fast-moving consumer goods ; items with a high turnover are preferred over items with a lower sales rate. The smaller convenience stores typically have few perishable items because it is not economically viable to rotate perishables frequently with a low number of staff. Smaller convenience stores also do not generate

858-632: A limited amount of alcohol, newspapers, magazines, slushies, cup noodles, ice cream, hot food, oden , game reload and mobile top up cards. Some also have the service of reloading Touch N' Go cards or ATMs. Most have a microwave oven and hot water boiler to heat food. Some have seasonal and limited food, desserts or special imported products and items, like FamilyMart importing strawberry Coca-Cola from Japan. Malaysia has sundry shops that sell daily items and perishables at lower prices, but unlike convenience shops, they are not open 24/7. Some of these sundry shops also sell traditional herbs and ingredients. Oxxo

924-534: A massive increase in BNPL transactions in the United States, going from $ 2 billion in 2019 to $ 24.2 billion in 2021. BNPL has been described as "similar to a credit card but without the hassles of an application process, card-swiping infrastructure, and separate limits for purchases and cash withdrawals". Retailers that partner with BNPL financiers can offer customers the option to pay for purchases using BNPL. If

990-410: A part of a daily routine. Cosmetic products , in contrast, are used for personal grooming and beautification (aesthetically enhance a person's appearance). Pharmaceutical products are not considered personal care products. Most of the personal care products are rinsed off immediately after use, such as shampoos, soaps, toothpastes, shower gels, etc. A few personal care products, however, are left on

1056-917: A small deli . They differ from general stores and village shops in that they are not in a rural location and are used as a convenient (hence their common name) supplement to larger stores. A convenience store may be part of a gas/petrol station , so customers can purchase goods while refuelling their vehicle. It may be located alongside a busy road, in an urban area , near a railway or railroad station or other transport hub. In some countries, convenience stores have long shopping hours and some remain open 24 hours. Convenience stores often charge significantly higher prices than conventional grocery stores or supermarkets , as they buy smaller quantities of inventory at higher per-unit prices from wholesalers . Customers benefit from their longer opening hours, more convenient and greater number of locations and shorter cashier lines. A convenience store may also be called

1122-526: A ticket counter for purchasing railway tickets, a post office counter , or gasoline pumps. In Asian countries like Japan or Taiwan , convenience stores are more common because of the higher population density. They are found with gasoline and train stations, but also can be stand-alone stores. Items such as soft drinks or snacks, hot dogs, sausages and fish cakes can be found in these stores. Delicatessens are absent; instead, pre-made sandwiches are available. Non-consumables such as magazines are also sold, but to

1188-570: A tremendous rate in Japan . 7-Eleven Japan, while struggling to localize their service in the 1970s to 1980s, evolved its point of sale -based business, until ultimately, Seven & I Holdings Co. , the parent company of 7-Eleven Japan, acquired 7-Eleven (US) from Southland Corporation in 1991. Japanese-style convenience stores also heavily influenced those stores in other Asian regions or countries, such as Mainland China , Taiwan , Thailand , and South Korea . Convenience stores rely heavily on

1254-562: Is R-Kioski , with over 560 kiosks across the country, which are all franchise-licensed businesses. There are some independent convenience stores that use the word Kymppi or number 10 in their business name, which is reminiscent of a former large convenience store chain called 10-Kioski, which vanished around the early 2000s. Kymppi is a spoken colloquial word for number 10 ("kymmenen") in Finnish. Smaller towns often have independent kiosks. Convenience stores at service stations are run by either

1320-482: Is being investigated since at least the 1990s. PPCPs include substances used by individuals for personal health or cosmetic reasons and the products used by agribusiness to boost growth or health of livestock. More than twenty million tons of PPCPs are produced every year. The European Union has declared pharmaceutical residues with the potential of contamination of water and soil to be "priority substances". PPCPs have been detected in water bodies throughout

1386-733: Is clean and healthy. Scalp massagers promote blood flow in the scalp and scalp serums hydrate and nourish the scalp. Among hair removal products, there are shaving creams , shaving gels , shaving foams , razors , hair clippers , tweezers , epilators , waxing kits, and hair removal creams (e.g. depilatory creams ). These are used to remove unwanted hair from various parts of the body. These are toothpaste , toothbrush , mouthwash , dental floss , water floss , interdental brush , gum massager , gum gel , etc. They are used to maintain oral hygiene , prevent tooth decay and gum disease , and have healthy teeth and gums. Tongue scrapers are used to remove food debris, dead cells and bacteria from

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1452-563: Is now common for convenience stores to sell fresh French bread (or similar). A process of freezing parbaked bread allows easy shipment (often from France ) and baking in-store. Some shops have a delicatessen counter, offering custom-made sandwiches and baguettes . Others have racks offering fresh delivered or baked doughnuts from local doughnut shops. Some shops have a self-service microwave oven for heating purchased food. Fast food items are often available, with stores offering such food either under its owner banner or in partnership with

1518-719: Is offered for free to the customer, assuming repayment is made. BNPL financiers take a cut from the purchase price of anything they help the merchant to sell. This fee tends to be higher than typical credit or debit card transactions, with processing fees ranging from 2% to 8% per transaction, compared to 1.3% to 3.5% for credit cards. When consumers fall behind on payments, late fees are typically charged by their financiers, and persistently delinquent accounts may be sold to debt collection agencies . In March 2024, NBC News reported that consumers ages 35 and under comprise 53% of “buy now, pay later” users but just 35% of traditional credit card holders. BNPL has been criticised for instilling

1584-1200: Is the largest chain in the country, with more than 15,000 stores around the country. Other convenience stores, such as Tiendas Extra , 7-Eleven , SuperCity , ampm , and Circle K , are also found in Mexico . The first convenience store in the country, Super 7 (now a 7-Eleven), was opened in 1976 in Monterrey , Nuevo León . There are also some regional chains, like Amigo Express and CB Mas, that operate in Comarca Lagunera , Super Q and El Matador in Queretaro , Coyote in central Mexico, Kiosko in Colima and some locations in nearby states, and JV in northeastern Mexico. Stores sell fast food like coffee , hot dogs , nachos and prepaid cellphones between MXN$ 20 and MXN$ 500, mainly Telcel and Movistar , newspapers , magazines , and Panini products and other novelties. Toiletries Personal care products are consumer products which are applied on various external parts of

1650-509: Is their extended hours of operation. Many are open 24 hours a day, seven days a week. The majority of convenience stores in Australia are small businesses, being either independently owned or operated under franchise or licence agreement. The industry comprises over 6,000 stores and employs well over 40,000 people as of mid-2018. The Australian convenience channel merchandise sales are valued at $ 8.4 billion (excluding petrol sales) according to

1716-664: The credit rating of consumers in jeopardy. Checks conducted by financiers on credit bureau scores have also been critiqued for being scant. These checks are cursory, if conducted at all, and mainly evaluate income statements only. Kirana store A convenience store , convenience shop , bodega , corner store , corner shop , or superette is a small retail store that stocks a range of everyday items such as convenience food , groceries , beverages , tobacco products , lottery tickets , over-the-counter drugs , toiletries , newspapers and magazines . In some jurisdictions , convenience stores (such as off-licences in

1782-647: The 1900s, and there are many of those stores in every neighbourhood. In the 2010s, modern convenience stores were introduced, mainly by the AMPM company. Competitors launched brands such as Musmanni Mini Super (a chain of bakery stores promoted to convenience stores), Vindi (operated by AutoMercado supermarket company) and Fresh Market (operated by AMPM in a format appealing to prosperous neighborhoods). In Finland , convenience stores are referred to as kiosks, except for those found inside service stations, which are referred to simply as stores. The biggest convenience store chain

1848-680: The AACS State of the Industry Report 2017. Australia has a flourishing convenience industry with a number of well-known convenience brands including: 7-Eleven, Ampol, NightOwl, Ezymart, BP, APCO, Coles Express, On The Run, Viva Energy, Freedom Fuels and Puma. Alimentation Couche-Tard Inc., which operates Couche-Tard, Provi-Soir, Dépanneur 7, Circle K , Mac's , Winks, and Becker's , is the largest convenience store chain in Canada and receives its products through Core-Mark International ,

1914-653: The English loanword 'convenience', dépanneur or dep (used in Canada, primarily Quebec , in both English and French. It is a loanword from the French 'troubleshooter'). Various types include, for example, liquor stores ( off-licences -offices), mini-markets (mini-marts), general stores or party stores. Typically confectionery (sweets, ice cream, soft drinks), lottery tickets, newspapers and magazines are sold, although merchandise varies widely from store to store. Unless

1980-468: The French-speaking province of Quebec , a convenience store is known as a " dépanneur " or "dep" for short, even among some when speaking in English. Chilean convenience stores are typically found at gas stations in most urban and near-urban areas on highways. Examples include Punto/Pronto (owned by Copec ), Spacio 1 ( Petrobras , formerly called Tigermarket and On The Run before Esso Chile

2046-528: The UK) are licensed to sell alcoholic drinks , although many other jurisdictions limit such beverages to those with relatively low alcohol content, like beer and wine . The stores may also offer money order and wire transfer services, along with the use of a fax machine or photocopier for a small per-copy cost. Some also sell tickets or recharge smart cards, e.g. Opus cards in Montreal , Canada, or include

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2112-436: The United States it is one per 8,000 people. Another contributing factor to the widespread proliferation of convenience stores is that, because Japan has a lower crime rate, store owners are not reluctant to keep stores open at late hours in the night and customers are not reluctant to shop during those times. In Malaysia , 7-Eleven is the market leader in convenience shops, with over 2,000 shops. Other convenience shops in

2178-675: The actual product. In addition, there are personal care tools such as toothbrushes , hairbrushes and combs , manual razors and electric shavers , tweezers , nail clippers and files , sponges, pads, scrubs, etc. which help apply the aforementioned products or have their own functions. Typical toiletries offered at many hotels include: Some of the major corporations in the personal care industry are: Other corporations, such as pharmacies (e.g. CVS/pharmacy , Walgreens ) primarily retail in personal care rather than manufacture personal care products themselves. The environmental effect of pharmaceuticals and personal care products (PPCPs)

2244-593: The anal area clean from fecal remains and harmful bacteria after defecation. Personal care products can come in different physical forms such as liquid solutions, solid bars and sticks, semi-solid or emulsion -based mixtures, powders , aerosols , oils , gels , scrubs and sheets. They may contain colorants , fragrances , emollients , surfactants , humectants , thickeners , stabilizers , preservatives , pH adjusters and pH buffers , silicones , chelating agents , film-forming agents , natural extracts , antioxidants , disinfectants and antimicrobials along with

2310-399: The appearance of nails and promote healthy nail growth. These include artificial tears or lubricating eye drops to moisturize and soothe the eyes and provide relief from dryness, irritation, and discomfort due to dry eye syndrome or environmental factors; contact lens solutions for cleaning, disinfecting, and storing contact lenses and help remove debris, bacteria, and protein buildup from

2376-975: The applied surface such as moisturizing cream, sunscreen, etc. The global market size of the personal care products industry is several hundred billion US Dollars (as of early 2020s). Procter & Gamble , L'Oreal , Johnson & Johnson , Unilever , Colgate-Palmolive , Gillette , Avon , Natura & Co , Kimberly-Clark and Shiseido are some of the world-leading companies in personal care products industry. Personal care products can be categorized according to their function and area of application. These are cleansing products, hair care products, oral care products, sun care products, skin hydrating products, feminine care products, hair removal products, nail care products, eye care products and anal hygiene products. Cleansing products include hand soaps or bar soaps, shower gels , body washes , facial cleansers , body oils, body lotions, cleansing pads , moist towelettes . They remove dirt, excess oil and other impurities from

2442-452: The body such as skin , hair , nails , lips , external genital and anal areas, as well as teeth and mucous membrane of the oral cavity , in order to make them clean, protect them from harmful germs and keep them in good condition. They promote personal hygiene and overall health, well-being and appearance of those body parts. Toiletries form a narrower category of personal care products which are used for basic hygiene and cleanliness as

2508-475: The business needed to sustain food spoilage rates typical of grocery stores or supermarkets . As such, products with a long shelf life are the rule, unless a product is specifically aimed at attracting customers on the chance they may buy something profitable, too. Although larger, newer convenience stores may have a wide range of items, the selection is still limited compared to supermarkets, and in many stores only one or two choices are available. Prices in

2574-536: The checkout, the consumer receives a unique transaction code with an expiration date. Depending on the brand (i.e. 7–11 is slightly different from Family Mart), consumers will have to go to any convenience store and finalise the purchase, which can be either at the cashier or at the kiosk. Multiple providers offer konbini as checkout option for foreign companies selling online in Japan, such as Adyen , Degica and Ingenico ePayments. In 1974, Japan had 1,000 convenience stores. In 1996, Japan had 47,000 convenience stores and

2640-615: The city has been awarded the title of the "Slurpee Capital of the World" for many years running. Marketing itself as "more than just a convenience store", there are over 260 Hasty Market locations throughout Ontario and one in British Columbia . In addition to chain convenience stores, there are also many independently owned convenience stores in Canada. Convenience stores are also commonly referred to as "corner stores", "mini-marts" or "variety stores" in some regions of Canada. In

2706-534: The city. It also eases the burden of families. Many Malaysians also enjoy the seasonal food that these stores provide. These stores can be found almost anywhere, especially in areas with a higher population density, such as city centres, condominiums, apartment complexes, office areas, residential areas, shop lots and petrol stations, although the store density is as high as Taiwan or Japan. Items sold at such convenience shops usually range from pre-made local food like nasi lemak, onigiri, buns, snacks, toiletries, drinks,

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2772-423: The corner", due to many Arabic-speaking immigrants form Northwest Africa who work in this sector of the economy. These shops often stay open later than the "épiceries" or groceries, even on public holidays. Shop owners consider the name improper, especially those who come from other ethnic groups, including Imazighen . (See Arabe du coin for more details on their ethnic origins.) Berliners lovingly refer to

2838-593: The country are myNEWS.com , 99 Speedmart , KK Super Mart , Quick and Easy and MyMart (owned by Mydin ). FamilyMart is also found in Malaysia and as of July 2020, has opened its 200th store in Malaysia with the goal of opening 1,000 stores by 2025, bringing the 'konbini' concept to Malaysia. CU 147SHOPS & E-MART25 Convenience stores are very popular among Malaysians, especially urban dwellers in Kuala Lumpur or other populated towns like Penang where

2904-417: The country with around 22,000 and 18,000 stores in 2023, respectively. Foreign chains like Family Mart , Circle K or Lawson , on the other hand, have their stores in big cities and cater to a specific lifestyle instead of focusing on "convenience". To be classified as a convenience store, the store should occupy no more than 100 square meters (1,100 sq ft) of service area; in some local residences,

2970-438: The early 21st century, fintech companies developed systems that allowed installment plan lending to be integrated into the payment flow of online shops , allowing a consumer to receive instant credit at the point of sale and pay for a purchase later, based on an agreed schedule. The integration and instant processing elements are what sets BNPL apart from other approaches to consumer lending. The COVID-19 pandemic era produced

3036-507: The eyelids and eyelashes by removing debris, excess oil, and bacteria and in this way help alleviate eyelid inflammation, blepharitis, or dry eye syndrome; eye masks , which are gel or sheet masks placed over closed eyes to provide cooling, soothing, and hydrating effects, and to help reduce puffiness, relieve tired eyes, and improve the appearance of dark circles. Anal hygiene products include toilet papers , bidets and bidet showers . For babies, wet wipes are used. These are used to keep

3102-401: The importance of creating destinations within the store that require additional space—whether coffee islands, food service areas with seating, or financial services kiosks. Convenience stores have expanded their offerings over the last few years, with stores becoming a part-supermarket, restaurant, gas station and even a bank or drug store. In the United States, convenience stores are sometimes

3168-589: The lenses, eye drops (typically containing anti-histamines and mast cell stabilizers) for allergies to provide relief from itching, redness, and watering caused by allergic reactions; eye creams , which are special moisturizers for the sensitive skin around the eyes, contain ingredients such as hyaluronic acid , peptides, and antioxidants to hydrate, firm, and reduce the appearance of fine lines and wrinkles; eye serums for puffiness, dark circles, and signs of aging, typically containing ingredients like caffeine, retinol, or vitamin C; eyelid cleansers to clean and soothe

3234-451: The limit is 250 square meters (2,700 sq ft). The Indonesian government also regulates the convenience store license process, so it can only be bought by franchisees, using a different name and different brand, or classifying it as cafeteria . A convenience store with a cafeteria license is only allowed to sell a maximum 10% of its service space for non-food/beverages product. This type of convenience store often puts lawn chairs and

3300-674: The nearest traditional market. This allows traditional markets to continue selling local goods, but also greatly lowers the opportunities for profit by those who seek to build or own a convenience store by reducing the eligibility of property to be developed into a convenience store. This is especially true in small towns and rural areas. As a result, convenience stores in rural areas are often built side-by-side or at maximum within 50 meters (160 ft) of each other. The two major national convenience store chains in Indonesia are Indomaret and Alfamart , both of which serve almost all areas within

3366-489: The neighbourhood Späti -type shops, petrol station shops nowadays are usually part of large retail chains. " Tante-Emma-Laden  [ de ] " (aunt-Emma-shop) is used as a nostalgic term for old-fashioned general stores (typically family owned), the historic predecessors of modern discounters and supermarkets which they were replaced by (similar to mom-and-pop stores). In India , "mom-and-pop" convenience stores are called kirana stores and constitute part of

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3432-494: The number was increasing by 1,500 annually. Peter Landers of the Associated Press said that the computerised distribution system allows Japanese convenience stores to stock a wider variety of products, allowing them to be more competitive in the marketplace. Because of this technology and the consequent ease of maintaining the right amount of stock, Japan can support one convenience store for every 2,000 people, while in

3498-599: The only businesses near an interstate highway exit where drivers can buy any kind of food or drink for miles. Most of the profit margin from these stores comes from beer, liquor and cigarettes. Although those three categories themselves usually yield lower margins per item, the sales volume in them generally compensates for it. Profits per item are much higher on deli items (bags of ice, chicken, etc.), but sales are generally lower. In some countries, convenience stores have longer shopping hours , some being open 24 hours. The Australasian Association of Convenience Stores (AACS),

3564-1172: The outlet is a liquor store , the range of alcoholic beverages is likely to be limited (i.e. beer and wine) or non-existent. Most stores sell cigarettes and other tobacco products (e.g. cigarette papers , pipe tobacco, cigars and e-liquid for e-cigarettes ). In many North American jurisdictions, tobacco products comprise the greatest portion of gross sales at convenience stores, between 25% and 35%. Varying degrees of food and grocery supplies are usually available, from household products to prepackaged foods like sandwiches and frozen burritos . Automobile-related items—such as motor oil, maps and car kits—may be sold. Often toiletries and other hygiene products are stocked, as well as sanitary products and contraception . Stores may carry apparel, home furnishings, CDs, and DVDs. Some stores offer money orders and wire transfer services. They may carry small appliances, as well as other household items such as coolers and backpacks. Convenience stores have also been known to carry candles, stationery, artwork, and crockery. Many convenience shops offer ready-to-eat food, such as breakfast sandwiches and fry-ups. Throughout Europe , it

3630-621: The peak body for Australian convenience stores, defines a convenience store as a "retail business with the primary emphasis placed on providing the public with a convenient location to quickly purchase from an array of consumable products, predominantly food and beverages, services as well as petrol." The product mix includes: food to go, beverages, dispensed/barista coffee, snacks (including confectionery), tobacco, basic groceries, ice, petrol and carwash. Stores may offer services such as ATMs, "click & collect", gas bottle exchange, money transfer and lottery tickets. A key feature of convenience stores

3696-489: The point of sale. Customers' ages and gender, as well as tomorrow's weather forecast, are important data. Stores place all orders online. As store floor space is limited, they must be careful in choosing what brands to sell. In many cases, several stores from the same chain do business in neighboring areas. This strategy makes distribution to each store cheaper, as well as making multiple deliveries per day possible. Generally, food goods are delivered to each store two to five times

3762-503: The population density is higher. Its 24/7 policy allows Malaysians to have easy access to necessities or as an alternative hang-out area, especially since Malaysians love to go out for midnight supper at mamaks and eateries that also open late at night, as more and more Malaysians are beginning to work or go out late. The availability of fresh hot food or cold premade food is popular among young workers with less time to prepare food for themselves, as many have irregular work hours, especially in

3828-686: The selection is usually smaller. As well, the following additional services are also commonly available: Some stores also sell charging service for electronic money and ATM services for credit card or consumer finance . Items not commonly sold include: Slurpees , lottery tickets, car supplies and gasoline . Konbini also offer customers the option of making konbini payments (often also referred to as just konbini ), an offline payment solution that allows customers without credit or debit cards to make online purchases. A consumer can buy online services or goods, such as video games on Steam or tickets for events. By selecting konbini as payment method at

3894-594: The small neighbourhood shops with late opening times found throughout the city (often operated by families with immigrant roots, akin to France) as Späti (translating to "Lat(e)y", derived from Spätkauf , "late purchase"). In North Rhine-Westfalia people call the same kind of shop either Kiosk , like the Finnish, (using the word in a way differing from the rest of Germany, where "Kiosk" usually means only stall-like buildings or other very small window-selling shops which are not entered by customers and which sell either newspapers and magazines or snacks and cigarettes, or

3960-650: The station's parent oil company such as Shell or by either of the two major retail corporations in Finland, Kesko or S Group . Virtually all staffed service stations have a small convenience store. In France chain convenience stores are referred to as "supérettes", implying they are mini-supermarkets. Brands include Carrefour City, Casino Shop, Coccimarket, Daily Monop', Franprix, G20, Leader Price Express, Marché Plus, Sherpa, Sitis, Spar, Utile, Vival... (see Magasin de proximité ). Some other, independent convenience shops are referred to as " Arabe du coin " – "Arab on

4026-514: The store shelves. This reduces the apparent cost differences between full-size packaging in supermarkets. Reduced packaging also reduces waste when a traveller such as a hotel guest does not want to or cannot carry leftover product with them when they depart. The average U.S. convenience store has a sales area of 2,768 square feet (257.2 m ). New stores average about 2,800 square feet (260 m ) of sales area and about 1,900 square feet (180 m ) of non-sales area—a nod to retailers recognising

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4092-529: The surface of the body and improve a person's overall cleanliness. Facial tissues are used to wipe the nasal discharge. Cotton pads are used to remove makeup. Cotton swabs are used to clean outer ear. Bath towels are used to dry up wet areas on the body, face towels are used to dry up wet face. Exfoliating scrubs (loofahs and such) are used for deeper cleansing. These include shampoos , hair conditioners , hair oils and hair treatments , and they are used to cleanse, condition and treat hair so that hair

4158-420: The tongue surface. Denture care products are used to clean artificial dentures. These include powders , baby powders , body lotions , hand creams , pomades and facial moisturizers . They are used to hydrate, moisturize, and nourish the skin and keep the skin soft, smooth, and protected. Lip balms keep the lips hydrated. Sun care products include lotions, creams, sprays, gels, oils and sticks that act as

4224-476: The traditional food retail system. Kirana are typically family-owned stores that operate in fixed locations and carry both basic food and non-food items. Supermarket-styled convenience stores in Indonesia (commonly known as "minimarket") are mostly scattered around the towns. Due to local government restrictions in Indonesia, usually convenience stores may only be built at least 500 meters (1,600 ft) from

4290-457: The world. More research is needed to evaluate the risks of toxicity , persistence, and bioaccumulation , but the current state of research shows that personal care products impact the environment and other species, such as coral reefs and fish. PPCPs encompass environmental persistent pharmaceutical pollutants (EPPPs) and are one type of persistent organic pollutants . They are not removed in conventional sewage treatment plants but require

4356-424: Was owned by Petrobras), Va y Ven ( Terpel ), Upa!, Upita! and Select (from Shell ). Other brands operating mostly in downtowns and middle- to upper-class neighborhoods are Ok! Market (owned by Unimarc), Big John and Oxxo (owned by FEMSA ) and some small-scale "minisupermercados" akin to mom and pop stores . In Costa Rica , family-owned and operated convenience stores called pulperías have been common since

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