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Affordable housing is housing which is deemed affordable to those with a household income at or below the median , as rated by the national government or a local government by a recognized housing affordability index . Most of the literature on affordable housing refers to mortgages and a number of forms that exist along a continuum – from emergency homeless shelters , to transitional housing , to non-market rental (also known as social or subsidized housing ), to formal and informal rental, indigenous housing, and ending with affordable home ownership. Demand for affordable housing is generally associated with a decrease in housing affordability, such as rent increases, in addition to increased homelessness.

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166-539: NIMBY ( / ˈ n ɪ m b i / , or nimby ), an acronym for the phrase " not in my back yard ", is a characterization of opposition by residents to proposed real estate development and infrastructure developments in their local area, as well as support for strict land use regulations. It carries the connotation that such residents are only opposing the development because it is close to them and that they would tolerate or support it if it were built farther away. The residents are often called nimbys , and their viewpoint

332-428: A numeronym . For example, "i18n" abbreviates " internationalization ", a computer-science term for adapting software for worldwide use; the "18" represents the 18 letters that come between the first and the last in "internationalization". Similarly, "localization" can be abbreviated "l10n"; " multilingualization " "m17n"; and " accessibility " "a11y". In addition to the use of a specific number replacing that many letters,

498-645: A single word ("television" or "transvestite", for instance), and is in general spelled without punctuation (except in the plural). Although "PS" stands for the single English word " postscript " or the Latin postscriptum , it is often spelled with periods ("P.S.") as if parsed as Latin post scriptum instead. The slash ('/', or solidus ) is sometimes used to separate the letters in an acronym, as in "N/A" ("not applicable, not available") and "c/o" ("care of"). Inconveniently long words used frequently in related contexts can be represented according to their letter count as

664-511: A tongue-in-cheek , online petition was set up to assess support for the establishment of wind farms on the Manly Beach. In Vancouver , the city hall's licensing department rejected a day care 's expansion from 8 to 16 kids after a small number of neighbors attended public meetings in 2023 to discuss the parking issues, noise, and traffic the additional children would bring to the neighborhood. According to city projections, Vancouver has

830-507: A 1940 translation of a novel by the German writer Lion Feuchtwanger . It is an unsettled question in English lexicography and style guides whether it is legitimate to use the word acronym to describe forms that use initials but are not pronounced as a word. While there is plenty of evidence that acronym is used widely in this way, some sources do not acknowledge this usage, reserving

996-589: A 2022 study, LIHTC projects in the United States increase land value in surrounding neighborhoods. Policy makers at all levels – global, national, regional, municipal, community associations – are attempting to respond to the issue of affordable housing, a highly complex crisis of global proportions, with a myriad of policy instruments. These responses range from stop-gap financing tools to long-term intergovernmental infrastructural changes. There has been an increase among policy makers in affordable housing as

1162-422: A 25% rule from a 20% rule in the 1950s. In the 1980s this was replaced by a 30% rule. India uses a 40% rule. Some ways to achieve these ratios are to live with roommates and split rent or to have a cheap lease-by-room agreement. Using this model, for example, researchers determine that in 2022, about half of renters in the United States paid less than 30% of their monthly income on rent and utilities, and about

1328-476: A cellular telephone tower being built. A proposed development of downtown Dartmouth in August 2012 was also contested by residents. In February 2013, some residents of Lunenburg County opposed wind farms being built in the area, saying, "It's health and it's property devaluation" and "This is an industrial facility put in the middle of rural Nova Scotia. It does not belong there." In March 2013, some residents of

1494-569: A choice. There are several means of defining and measuring affordable housing. The definition and measurement may change in different nations, cities, or for specific policy goals. The definition of affordable housing may change depending on the country and context. For example, in Australia, the National Affordable Housing Summit Group developed their definition of affordable housing as housing that

1660-462: A combined population of 100 million. Rapid population growth leads to increased need for affordable housing in many cities. The availability of affordable housing in proximity of mass transit and linked to job distribution has become severely imbalanced in this period of rapid regional urbanization and growing density convergence. Housing affordability is more than just a personal trouble experienced by individual households who cannot easily find

1826-421: A development, implying that they have narrow, selfish, or myopic views. Its use is often pejorative . The term Not in my neighborhood , or NIMN , is also frequently used. "NIMN" additionally refers to legislative actions or private agreements made with the sole purpose of maintaining racial identity within a particular neighborhood or residential area by forcefully keeping members of other races from moving into

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1992-625: A different meaning. Medical literature has been struggling to control the proliferation of acronyms, including efforts by the American Academy of Dermatology. Acronyms are often taught as mnemonic devices: for example the colors of the rainbow are ROY G. BIV (red, orange, yellow, green, blue, indigo, violet). They are also used as mental checklists: in aviation GUMPS stands for gas-undercarriage-mixture-propeller-seat belts. Other mnemonic acronyms include CAN SLIM in finance, PAVPANIC in English grammar, and PEMDAS in mathematics. It

2158-566: A disproportionate distribution of benefits to certain economic groups. Research has found that cities are more likely to have zoning restrictions, which effectively limits the expansion of affordable housing units in these areas. These zoning restrictions increase in housing prices, forcing the housing developers who create subsidized housing to look towards other options. Zoning restrictions drive low-income families to live in neighborhoods with reduced opportunities, restricting access to metropolitan economies. These patterns of zoning ultimately force

2324-523: A historian and speaking to the Oxford Mail , she then opposed the third and current location because she believed a monument with a red flag would glorify communism, despite no red flag ever being proposed to appear on the monument. Her rejection of every proposal led to Britain's largest and longest running left-wing newspaper, the Morning Star , labelling her as a NIMBY. In 2007, residents of

2490-511: A lack of affordable housing places local firms at a competitive disadvantage. They are placed under wage pressures as they attempt to decrease the income/housing price gap. Key workers have fewer housing choices if prices rise to non-affordable levels. Variations in affordability of housing between areas may create labour market impediments. Potential workers are discouraged from moving to employment in areas of less affordability. They are also discouraged from migrating to areas of high affordability as

2656-515: A larger supply of homeless shelters." Since a larger shelter supply entails a higher shelter quality, people who otherwise wouldn't be homeless are found living in shelters because they provide a better alternative. This results in a decrease in the demand for housing and an increase in homelessness. The fourth and final cause of homelessness is a higher prevalence of individual-level risk factors. These factors include mental health, substance abuse, incarceration, poverty, and social ties. "According to

2822-560: A lawyer to appeal the right way, or might have more immediate troubles than a new nearby construction project. The environmental justice movement has pointed out nimbyism leads to environmental racism . Robert D. Bullard , Director of the Environmental Justice Resource Center at Clark Atlanta University, has argued that official responses to NIMBY phenomena have led to the PIBBY principle. Reverse NIMBY

2988-508: A local waste management facility as a municipal necessity. Studies show that stricter land use regulation, such as the kind that arises from NIMBY advocacy, raises the price of housing, and consequently increases cost of living . Housing prices are affected by demand and supply of housing. The effect of moving chains is shown for change of housing prices. Homelessness is connected to lower housing supply and higher rents. Strict land use regulations contribute to racial housing segregation in

3154-781: A medial decimal point . Particularly in British and Commonwealth English , all such punctuation marking acronyms and other capitalized abbreviations is now uncommon and considered either unnecessary or incorrect. The presence of all-capital letters is now thought sufficient to indicate the nature of the UK , the EU , and the UN . Forms such as the U.S.A. for "the United States of America " are now considered to indicate American or North American English . Even within those dialects, such punctuation

3320-474: A median-priced existing single-family home. An increase in the HAI shows that this family is more able to afford the median-priced home. The Massachusetts Institute of Technology (MIT) developed a housing affordability index that attempts to capture the total cost of housing by several factors include employment accessibility, amenities, transportation costs and transit access, quality of schools, etc. In computing

3486-571: A member of the United States Atomic Energy Commission . The phrase '"not in my back yard" syndrome,' without the acronym, also appeared in an environmental journal in February 1980. The Oxford English Dictionary ' s earliest citation is a Christian Science Monitor article from November 1980, although even there the author indicates the term is already used in the hazardous waste industry. The concept behind

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3652-415: A mortgage loan on a typical home. This index calculates affordability based on the national median-priced single family home, the typical family median income, and the prevailing mortgage interest rate to determine if the median income family can qualify for a mortgage on a typical home. To interpret the indices, a value of 100 means that a family with the median income has exactly enough income to qualify for

3818-402: A mortgage on a median-priced home. An index over 100 signifies that family earning the median income has more than enough income for a mortgage loan on the median-priced home (assuming they have a 20 percent down payment). For example, a composite HAI of 120.0 means a family earning the median family income has 120% of the income necessary to qualify for a conventional loan covering 80 percent of

3984-466: A particular burden on local economies. As well, individual consumers are faced with mortgage arrears and excessive debt and therefore cut back on consumption. A combination of high housing costs and high debt levels contributes to a reduction in savings. These factors can lead to decreased investment in sectors that are essential to the long-term growth of the economy. The geographic distribution of affordable housing and its respective restrictions provides

4150-407: A period when the letters are pronounced individually, as in " K.G.B. ", but not when pronounced as a word, as in " NATO ". The logic of this style is that the pronunciation is reflected graphically by the punctuation scheme. When a multiple-letter abbreviation is formed from a single word, periods are in general not used, although they may be common in informal usage. "TV", for example, may stand for

4316-405: A phrase whose only pronounced elements are the initial letters or initial sounds of words inside that phrase. Acronyms are often spelled with the initial letter of each word in all caps with no punctuation . For some, an initialism or alphabetism , connotes this general meaning, and an acronym is a subset with a narrower definition: an initialism pronounced as a word rather than as

4482-601: A place to live. Lack of affordable housing is considered by many urban planners to have negative effects on a community's overall health. Lack of affordable housing can make low-cost labor more scarce, and increase demands on transportation systems (as workers travel longer distances between jobs and affordable housing). "Faced with few affordable options, many people attempt to find less expensive housing by buying or renting farther out from their place of employment, but long commutes often result in higher transportation costs that erase any savings on shelter." This has been called

4648-498: A public health issue. In a 2013 survey, a lack of affordable housing was the number one in the list of causes of homelessness among families with children and unaccompanied individuals. Studies through the Canadian Journal of Psychiatry have shown that access to rapid permanent housing with treatment, rehabilitation, and support services have led to a decrease in shelter and emergency department costs. Affordable Housing

4814-430: A quarter paid between 30% and 50%, and about a quarter paid more than 50%. There are several types of housing affordability indexes that take a number of factors, not just income, into account when measuring housing affordability. The American National Association of Realtors and other groups measure market housing through a housing affordability index which measures whether or not a typical family could qualify for

4980-542: A result of being evicted from slums. Since slum residents don't own a title or lease to property, they are often evicted from their home by someone with a claim to the land and left without one. The same principle is applied in the United States as people who are unable to afford their mortgage or rent are evicted and left homeless. In September 2019, the Council of Economic Advisers from the Executive Office of

5146-480: A sequence of letters. In this sense, NASA / ˈ n æ s ə / is an acronym but USA / j uː ɛ s ˈ eɪ / is not. The broader sense of acronym , ignoring pronunciation, is its original meaning and in common use. Dictionary and style-guide editors dispute whether the term acronym can be legitimately applied to abbreviations which are not pronounced as words, and they do not agree on acronym spacing , casing , and punctuation . The phrase that

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5312-691: A series of environmental protests began in Belgrade and other locations in Serbia. Protesters demanded the rejection of Rio Tinto's mine investment and the withdrawal of proposed changes to the Expropriation and Referendum Laws. The Oxford Spanish Civil War memorial , built in 2017, is dedicated to locals who served the International Brigades against Spanish nationalist forces backed by Hitler and Mussolini. The memorial sits outside

5478-597: A shortfall of 14,911 licensed child-care spaces. In July 2012, residents of Kings County rallied against a bylaw, developed over three years of consultation and hearings, allowing wind generators to be constructed nearby. A similar theme arose in September 2009, where residents there rallied against a wind generator in Digby Neck . In January 2011, residents of Lawrencetown in Halifax County openly opposed

5644-436: A single word, such as NATO (as distinct from B-B-C )" but adds later "In everyday use, acronym is often applied to abbreviations that are technically initialisms, since they are pronounced as separate letters." The Chicago Manual of Style acknowledges the complexity ("Furthermore, an acronym and initialism are occasionally combined (JPEG), and the line between initialism and acronym is not always clear") but still defines

5810-492: A spirit of reconciliation and forgiveness", and called the design "aggressive towards the memory of the victims of conflict". Liberal Democrat councillor Elizabeth Wade opposed each proposed location for a monument in Oxford, although she claimed she was never opposed in principle. She described the second proposal on St Giles' near Oxford's First and Second World War memorials as “aggressive and triumphalist”. Describing herself as

5976-515: A twentieth-century phenomenon. Linguist David Wilton in Word Myths: Debunking Linguistic Urban Legends claims that "forming words from acronyms is a distinctly twentieth- (and now twenty-first-) century phenomenon. There is only one known pre-twentieth-century [English] word with an acronymic origin and it was in vogue for only a short time in 1886. The word is colinderies or colinda , an acronym for

6142-518: A variety of books and articles on how to address NIMBY perspectives. One such article discussing NIMBY opposition to affordable housing by the National Low Income Housing Coalition . NIMBY and its derivative terms nimbyism , nimbys , and nimbyists , refer implicitly to debates of development generally or to a specific case. As such, their use is inherently contentious. The term is usually applied to opponents of

6308-414: A variety of motivations and may be unified only because they oppose a particular project. For example, some may oppose any significant change or development, regardless of type, purpose, or origin. Others, if the project is seen as being imposed by outsiders, may hold strong principles of self-governance , local sovereignty , local autonomy, and home rule . These people believe that local people should have

6474-471: A word, an abbreviation is not an acronym." In contrast, some style guides do support it, whether explicitly or implicitly. The 1994 edition of Merriam-Webster's Dictionary of English Usage defends the usage on the basis of a claim that dictionaries do not make a distinction. The BuzzFeed style guide describes CBS and PBS as "acronyms ending in S". Acronymy, like retronymy , is a linguistic process that has existed throughout history but for which there

6640-677: A word. American English dictionaries such as Merriam-Webster , Dictionary.com's Random House Webster's Unabridged Dictionary and the American Heritage Dictionary as well as the British Oxford English Dictionary and the Australian Macquarie Dictionary all include a sense in their entries for acronym equating it with initialism , although The American Heritage Dictionary criticizes it with

6806-776: Is "...reasonably adequate in standard and location for lower or middle income households and does not cost so much that a household is unlikely to be able to meet other basic needs on a sustainable basis." Affordable housing in the United Kingdom includes "social rented and intermediate housing, provided to specified eligible households whose needs are not met by the market." In some contexts, affordable housing may only mean subsidized or public housing whereas in other cases it may include naturally occurring affordable housing or "affordable" by different incomes levels from no income households to moderate income but cost-burdened households. The median multiple indicator, recommended by

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6972-459: Is a phenomenon opposite to the widely known concept of NIMBY. Instead of arguing that it is troublesome that a hazardous facility is located in my backyard, proponents and people who exploit the concept of reverse NIMBY would say that "If it happens in my backyard, it matters more because, well, it's my backyard." It appears within the U.S. Congress where politicians actively use the mentality after major catastrophic events to garner recovery funds from

7138-589: Is a pro-development movement in contrast and opposition to the NIMBY phenomenon. Frequently argued debate points in favor of development include higher employment, tax revenue, marginal cost of remote development, safety, and environmental benefits. Proponents of development may accuse locals of egotism , elitism , parochialism, drawbridge mentality , racism and anti- diversity , the inevitability of criticism, and misguided or unrealistic claims of prevention of urban sprawl . If people who do not want to be disturbed see

7304-488: Is a question about how to pluralize acronyms. Often a writer will add an 's' following an apostrophe, as in "PC's". However, Kate L. Turabian 's A Manual for Writers of Research Papers, Theses, and Dissertations , writing about style in academic writings, allows for an apostrophe to form plural acronyms "only when an abbreviation contains internal periods or both capital and lowercase letters". Turabian would therefore prefer "DVDs" and "URLs" but "Ph.D.'s". The style guides of

7470-853: Is a strong connection to those who are. The Federal Government provides funding to communities to support homeless assistance programs. The Department of Housing and Urban Development (HUD) is the largest source of Federal funds, providing $ 2.6 billion combined via the Continuum of Care (CoC) program and Emergency Solution Grant program alone in 2019. These two programs support competitive funding to communities for homeless outreach, emergency shelter, transitional housing, rapid rehousing, permanent supportive housing and homelessness prevention. The U.S. Department of Veterans Affairs (VA) provides $ 1.8 billion for programs that serve homeless veterans, in addition to funding from HUD targeted specifically to homeless veterans. Other smaller sources of funding include

7636-573: Is affordable for low and middle income earners, has increased, the supply has not. YIMBYs argue building more housing makes housing more affordable. Potential home buyers are forced to turn to the rental market, which is also under pressure. An inadequate supply of affordable housing stock increases demand on the private and social rented sector, and in worse case scenarios, results in increased homelessness rates. Homelessness rates are correlated with higher rents, especially in areas where rent exceeds 30% of an area's median income. In Australia,

7802-525: Is affordable may be used, instead of building new structures. This is called "Naturally Occurring Affordable Housing", or NOAH. In a housing cooperative people join on a democratic basis to own or manage the housing facility in which they live. Generally these housing units are owned and controlled collectively by a corporation which is owned and controlled jointly by a group of individuals who have equal shares in that corporation. In market rate cooperatives owners can accumulate equity and sell their share of

7968-511: Is also the greatest source of wealth. Another method of studying affordability looks at the regular hourly wage of full-time workers who are paid only the minimum wage (as set by their local, regional, or national government). This methods attempts to determine if workers at that income can afford adequate housing. Measuring affordable housing is tricky. Different organizations look at different things: some at buying homes, others at renting apartments. Many U.S. studies, for example, only consider

8134-423: Is an acronym for "place in blacks' back yard." This principle indicates that the people with perceived social, racial, and economic privileges object to a development in their own back yards, and if the objectionable item must be built, then it should be built so that its perceived harms disproportionately affect poor, socially disadvantaged people. Economically disadvantaged people might not be willing or able to hire

8300-721: Is becoming increasingly uncommon. Some style guides , such as that of the BBC , no longer require punctuation to show ellipsis ; some even proscribe it. Larry Trask , American author of The Penguin Guide to Punctuation , states categorically that, in British English , "this tiresome and unnecessary practice is now obsolete." Nevertheless, some influential style guides , many of them American , still require periods in certain instances. For example, The New York Times Manual of Style and Usage recommends following each segment with

8466-716: Is called nimbyism . The opposite movement is known as YIMBY for "yes in my back yard". Some examples of projects that have been opposed by nimbys include housing development (especially for affordable housing or trailer parks ), high-speed rail lines, homeless shelters , day cares , schools , universities and colleges , bike lanes and transportation planning that promotes pedestrian safety infrastructure, solar farms , wind farms , incinerators , sewage treatment systems, fracking , and nuclear waste repositories . Developments likely to attract local objections include: The claimed reasons against these developments vary, and some are given below. The cause of NIMBYism

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8632-411: Is common for grammatical contractions (e.g. don't , y'all , and ain't ) and for contractions marking unusual pronunciations (e.g. a'ight , cap'n , and fo'c'sle for "all right", "captain", and "forecastle"). By the early twentieth century, it was standard to use a full stop/period/point , especially in the cases of initialisms and acronyms. Previously, especially for Latin abbreviations , this

8798-431: Is commonly used within the context of planning in the United Kingdom. Sunderland City Council lists the term in their online dictionary of jargon. In the United States, the related phenomenon CAVE people or "CAVE dwellers" serves as an acronym for "citizens against virtually everything." It is a pejorative term for citizens who regularly oppose any changes in their community, organization or workplace. A reference to

8964-443: Is creating disaster-resistant affordable housing units to reduce the impact of climate change-related natural disasters. This method includes using weather-resistant housing materials and placing affordable housing units in disaster-resistant geographical locations. Another method is creating new standards for affordable housing developments such as energy efficiency and location efficiency. A study by Albert Chan and Michael Adabre on

9130-631: Is especially important for paper media, where no search utility is available to find the first use.) It also gives students a convenient review list to memorize the important acronyms introduced in a textbook chapter. Expansion at first use and abbreviation keys originated in the print era, but they are equally useful for electronic text . While acronyms provide convenience and succinctness for specialists, they often degenerate into confusing jargon . This may be intentional, to exclude readers without domain-specific knowledge. New acronyms may also confuse when they coincide with an already existing acronym having

9296-471: Is found to reduce the likelihood that a family will be forced to move due to financial challenges such as eviction, foreclosure, or rent increase. A study focusing on the effects of foreclosure on student academic performance within the Boston public school system, found a relationship that suggests foreclosures have a small negative association with individual students' test score and attendance, controlling for

9462-464: Is generally said as two letters, but IPsec for Internet Protocol Security is usually pronounced as / ˌ aɪ ˈ p iː s ɛ k / or / ˈ ɪ p s ɛ k / , along with variant capitalization like "IPSEC" and "Ipsec". Pronunciation may even vary within a single speaker's vocabulary, depending on narrow contexts. As an example, the database programming language SQL is usually said as three letters, but in reference to Microsoft's implementation

9628-459: Is not uncommon for acronyms to be cited in a kind of false etymology , called a folk etymology , for a word. Such etymologies persist in popular culture but have no factual basis in historical linguistics , and are examples of language-related urban legends . For example, " cop " is commonly cited as being derived, it is presumed, from "constable on patrol", and " posh " from " port outward, starboard home ". With some of these specious expansions,

9794-490: Is seen by some due to spatially concentrated costs and diffuse benefits together with regulatory transaction costs which result in a failure of conflict resolution . As hinted by the list, protests can occur for opposite reasons. A new road or shopping center can cause increased traffic and work opportunities for some, and decreased traffic for others, harming local businesses. People in an area affected by plans sometimes form an organization which can collect money and organize

9960-481: Is the primary factor – not price and availability, that determines housing affordability. In a market economy the distribution of income is the key determinant of the quantity and quality of housing obtained. Therefore, understanding affordable housing challenges requires understanding trends and disparities in income and wealth . Housing is often the single biggest expenditure of low and middle income families. For low and middle income families, their house

10126-639: Is the supply of substitutes to housing through homeless shelters. "Some places, including New York City, the State of Massachusetts, and the District of Columbia – provide a legal “right to shelter" that promises shelter of some minimum level of quality". This means that regardless of occupancy, the shelter ensures a certain level of quality. "Thus, as long as the minimum shelter quality is set high enough (i.e., higher than equilibrium quality levels reached in other places), we would expect right-to-shelter places to have

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10292-723: Is through public policy instruments that focus on the demand side of the market, programs that help households reach financial benchmarks that make housing affordable. This can include approaches that simply promote economic growth in general – in the hope that a stronger economy, higher employment rates, and higher wages will increase the ability of households to acquire housing at market prices. Federal government policies define banking and mortgage lending practices, tax and regulatory measures affecting building materials, professional practices (ex. real estate transactions). The purchasing power of individual households can be enhanced through tax and fiscal policies that result in reducing

10458-415: Is traditionally pronounced like the word sequel . In writing for a broad audience, the words of an acronym are typically written out in full at its first occurrence within a given text. Expansion At First Use (EAFU) benefits readers unfamiliar with the acronym. Another text aid is an abbreviation key which lists and expands all acronyms used, a reference for readers who skipped past the first use. (This

10624-516: The Colonial and Indian Exposition held in London in that year." However, although acronymic words seem not to have been employed in general vocabulary before the twentieth century (as Wilton points out), the concept of their formation is treated as effortlessly understood (and evidently not novel) in an Edgar Allan Poe story of the 1830s, " How to Write a Blackwood Article ", which includes

10790-623: The Modern Language Association and American Psychological Association prohibit apostrophes from being used to pluralize acronyms regardless of periods (so "compact discs" would be "CDs" or "C.D.s"), whereas The New York Times Manual of Style and Usage requires an apostrophe when pluralizing all abbreviations regardless of periods (preferring "PC's, TV's and VCR's"). Possessive plurals that also include apostrophes for mere pluralization and periods appear especially complex: for example, "the C.D.'s' labels" (the labels of

10956-539: The Restoration witticism arranging the names of some members of Charles II 's Committee for Foreign Affairs to produce the "CABAL" ministry . OK , a term of disputed origin, dates back at least to the early nineteenth century and is now used around the world. Acronyms are used most often to abbreviate names of organizations and long or frequently referenced terms. The armed forces and government agencies frequently employ acronyms; some well-known examples from

11122-565: The World Bank and the United Nations, rates affordability of housing by dividing the median house price by gross (before tax) annual median household income). A common measure of community-wide affordability is the number of homes that a household with a certain percentage of median income can afford. For example, in a perfectly balanced housing market, the median household (the wealthier half of households) could officially afford

11288-480: The "belief" that the etymology is acronymic has clearly been tongue-in-cheek among many citers, as with "gentlemen only, ladies forbidden" for " golf ", although many other (more credulous ) people have uncritically taken it for fact. Taboo words in particular commonly have such false etymologies: " shit " from "ship/store high in transit" or "special high-intensity training" and " fuck " from "for unlawful carnal knowledge", or "fornication under consent/command of

11454-484: The "drive 'til you qualify" approach, which causes far-flung development and forces people to drive longer distances to get to work, to get groceries, to take children to school, or to engage in other activities. A well located dwelling might save significant household travel costs and therefore improve overall family economics, even if the rent is higher than a dwelling in a poorer location. In both large metropolitan areas and regional towns where housing prices are high,

11620-463: The 160-character SMS limit, and to save time, acronyms such as "GF" ("girlfriend"), "LOL" ("laughing out loud"), and "DL" ("download" or "down low") have become popular. Some prescriptivists disdain texting acronyms and abbreviations as decreasing clarity, or as failure to use "pure" or "proper" English. Others point out that languages have always continually changed , and argue that acronyms should be embraced as inevitable, or as innovation that adapts

11786-461: The 18 letters between the initial "i" and the final "n"). Authors of expository writing will sometimes capitalize or otherwise distinctively format the initials of the expansion for pedagogical emphasis (for example, writing: "the onset of Congestive Heart Failure (CHF)" or "the onset of c ongestive h eart f ailure (CHF)"). Capitalization like this, however, conflicts with the convention of English orthography, which generally reserves capitals in

11952-662: The 1950s. At the municipal level, promoted policy tools include zoning permissions for diverse housing types or Missing Middle Housing types such as duplexes, cottages, rowhouses, fourplexes, and accessory dwelling units . Some municipalities have also reduced the amount of parking that must be built for a new structure to reduce land acquisition and construction costs. Other common strategies include reducing permitting costs and wait times for new housing, permitting small-lot development, multi-family tax exemptions, density bonuses, preserving existing affordable housing, and transit-oriented development. Existing housing that

12118-457: The 2018 homeless point-in-time count, 111,122 homeless people (20 percent) had a severe mental illness and 86,647 homeless people (16 percent) suffered from chronic substance abuse. Among all adults who used shelter at some point in 2017, 44 percent had a disability." In addition, "people experiencing homelessness generally have low incomes and relatively weaker social ties." While the vast majority of people with these issues are not homeless, there

12284-466: The British press may render it "Nato"), but uses lower case in " Unicef " (from "United Nations International Children's Emergency Fund") because it is more than four letters, and to style it in caps might look ungainly (flirting with the appearance of "shouting capitals"). While abbreviations typically exclude the initials of short function words (such as "and", "or", "of", or "to"), this is not always

12450-513: The Dublin suburb of Raheny . 650 individual objections were received against the planning submission as well as several protests held. Court challenges were taken by residents groups against the permission which was granted on the basis of not adequately addressing the EU habitats directive. Following a revised submission with a report on the effects to light-bellied Brent geese and other protected birds,

12616-581: The President of the United States published the report "The State of Homelessness in America". The report found that "[O]ver half a million people go homeless on a single night in the United States" with approximately 65% or 350,000 people living in homeless shelters and 35% – just under 200,000 people – are unsheltered in the streets (living on sidewalks or in parks, cars, or abandoned buildings). Almost half (47%) of all unsheltered homeless people are found in

12782-423: The U.S. Department of Health and Human Services, the U.S. Department of Education, and the U.S. Department of Labor. State and local governments and private philanthropy provide substantial funding and support for homeless assistance as well. The Trump Administration implemented a range of policies in conjunction with homeless assistance programs in addressing the four major drivers of homelessness. Most significant

12948-564: The U.S. Navy, is "COMCRUDESPAC", which stands for "commander, cruisers destroyers Pacific"; it is also seen as "ComCruDesPac". Inventors are encouraged to anticipate the formation of acronyms by making new terms "YABA-compatible" ("yet another bloody acronym"), meaning the term's acronym can be pronounced and is not an offensive word: "When choosing a new name, be sure it is 'YABA-compatible'." Acronym use has been further popularized by text messaging on mobile phones with short message service (SMS), and instant messenger (IM). To fit messages into

13114-722: The US – is caused in part by income inequality. David Rodda noted that from 1984 and 1991, the number of quality rental units decreased as the demand for higher quality housing increased. Through gentrification of older neighbourhoods, for example, in East New York, rental prices increased rapidly as landlords found new residents willing to pay higher market rate for housing and left lower income families without rental units. The ad valorem property tax policy combined with rising prices made it difficult or impossible for low income residents to keep pace. Lack of affordable housing places

13280-616: The United States . A study by economists Chang-Tai Hsieh and Enrico Moretti estimated that the housing restrictions brought on by NIMBY activists are costing US workers $ 1 trillion in reduced wages (several thousand dollars per worker) by making it unaffordable to relocate to higher-productivity cities. A 1994 paper by Michael Gerrard found that NIMBY movements generally oppose three types of facilities: waste disposal, low-income housing, and social services (such as homeless shelters). While opposition to waste disposal may have community benefits by encouraging recycling, it has also perpetuated

13446-497: The United States are among the " alphabet agencies " (jokingly referred to as " alphabet soup ") created under the New Deal by Franklin D. Roosevelt (himself known as "FDR"). Business and industry also coin acronyms prolifically. The rapid advance of science and technology also drives the usage, as new inventions and concepts with multiword names create a demand for shorter, more pronounceable names. One representative example, from

13612-475: The Victoria state government revealed plans to build 800,000 new homes over a decade from 2024 to help fix the housing crisis . However, Dr Duncan Maxwell, director of Monash University’s Future Building Initiative, has shown concerns that Victoria's construction workforce is too small for the state government to meet its ambitious new home-building goal of 80,000 homes a year and training would be key to reaching

13778-411: The acronym may use normal case rules, e.g. it would appear generally in lower case, but with an initial capital when starting a sentence or when in a title. Once knowledge of the words underlying such an acronym has faded from common recall, the acronym may be termed an anacronym . Examples of anacronyms are the words " scuba ", " radar ", and " laser ". The word "an acro nym" should not be confused with

13944-545: The acronym stands for is called its expansion . The meaning of an acronym includes both its expansion and the meaning of its expansion. The word acronym is formed from the Greek roots akro- , meaning 'height, summit, or tip', and -nym , 'name'. This neoclassical compound appears to have originated in German , with attestations for the German form Akronym appearing as early as 1921. Citations in English date to

14110-590: The adoption of acronyms was modern warfare, with its many highly technical terms. While there is no recorded use of military acronyms dating from the American Civil War (acronyms such as "ANV" for " Army of Northern Virginia " post-date the war itself), they became somewhat common in World War I , and by World War II they were widespread even in the slang of soldiers, who referred to themselves as G.I.s . The widespread, frequent use of acronyms across

14276-424: The affluent English village of Ashtead , Surrey, which lies on the outskirts of London , objected to the conversion of a large, £ 1.7 million residential property into a family support centre for relatives of wounded British service personnel. The house was to be purchased by a registered charity, SSAFA Forces Help . Local residents objected to the proposal out of fear of increased traffic and noise, as well as

14442-499: The airport's short second runway (unusable for anything but short-haul narrow-body aircraft ) until the late 2000s, when cross-town Haneda Airport was opened to international traffic, as additional runways on landfill were completed at an extra cost of billions of dollars; the second runway was extended to 2,500 metres (8,200 ft). Odakyu Electric Railway , now providing transit along a corridor with 5 million people living in walking distance of its rail and feeder bus service area,

14608-506: The apostrophe should be reserved for the possessive ("the TV's antenna"). In some languages, the convention of doubling the letters in the acronym is used to indicate plural words: for example, the Spanish EE.UU. , for Estados Unidos ('United States'). This old convention is still sometimes followed for a limited number of English abbreviations, such as SS. for Saints , pp. for

14774-597: The area. In that regard, "Not in My Neighborhood," by author and journalist Antero Pietila, describes the toll NIMN politics had on housing conditions in Baltimore throughout the 20th century and the systemic, racially based citywide separation it caused. BANANA is an acronym for "build absolutely nothing anywhere near anything" (or "anyone"). The term is most often used to criticize the ongoing opposition of certain advocacy groups to land development . The term

14940-407: The average rent of a two-bedroom apartment, regardless of location or quality. This can make housing look more expensive than it actually is for many people. Additionally, these studies often ignore cheaper options like rooms in houses or illegal conversions, even if they're common. Finally, someone paying off a mortgage might look like they're struggling one month, but be fine the next, further skewing

15106-457: The benefits of industrialization. Those benefits include employment opportunities and better living conditions with access to infrastructure, education, healthcare, and recreation. This process is referred to as urbanization. World Bank reports that by 2050 nearly 7 of 10 people in the world will live in cities. This kind of growth however brings challenges to urban development as cities are tasked with efficiently using resources in accordance with

15272-1163: The case. Sometimes function words are included to make a pronounceable acronym, such as CORE ( Congress of Racial Equality ). Sometimes the letters representing these words are written in lower case, such as in the cases of "TfL" (" Transport for London ") and LotR ( The Lord of the Rings ); this usually occurs when the acronym represents a multi-word proper noun. Numbers (both cardinal and ordinal ) in names are often represented by digits rather than initial letters, as in "4GL" (" fourth generation language ") or "G77" (" Group of 77 "). Large numbers may use metric prefixes , as with " Y2K " for "Year 2000". Exceptions using initials for numbers include " TLA " ("three-letter acronym/abbreviation") and "GoF" (" Gang of Four "). Abbreviations using numbers for other purposes include repetitions, such as " A2DP " ("Advanced Audio Distribution Profile"), " W3C " ("World Wide Web Consortium"), and T3 ( Trends, Tips & Tools for Everyday Living ); pronunciation, such as " B2B " ("business to business"); and numeronyms , such as "i18n" ("internationalization"; "18" represents

15438-656: The city centre because all planning proposals to erect the memorial in the centre were rejected for numerous reasons, with Liberal Democrat councillors opposing all the suggested locations. The creation of the monument was also opposed by the Oxford Preservation Trust and the London Place Residents' Association. The current placement of the memorial was the third proposed location, with the previous two having their planning applications rejected by Oxford City Council. The first proposed spot

15604-472: The community of Blockhouse opposed the building and development of a recycling plant, referred to by one business owner as a "dump." The plant would offer 75 jobs to the community of roughly 5,900 people. In the same month, the municipal councilors of Chester approved the building of wind turbines in the area in a 6–1 vote, despite some local opposition. There have been successful NIMBY movements in China over

15770-413: The compact discs). In some instances, however, an apostrophe may increase clarity: for example, if the final letter of an abbreviation is "S", as in "SOS's" (although abbreviations ending with S can also take "-es", e.g. "SOSes"), or when pluralizing an abbreviation that has periods. A particularly rich source of options arises when the plural of an acronym would normally be indicated in a word other than

15936-641: The construction of the HS1–HS2 link railway. In November 2007, a consultation process began for the building of a new third runway and a sixth terminal and it was controversially approved on 15 January 2009 by UK government ministers. The project was then cancelled on 12 May 2010 by the Cameron Government . The project was adopted by the House of Commons in June 2018. NIMBYs and political protestors appealed to

16102-564: The contrived acronym "P.R.E.T.T.Y.B.L.U.E.B.A.T.C.H." The use of Latin and Neo-Latin terms in vernaculars has been pan-European and pre-dates modern English. Some examples of acronyms in this class are: The earliest example of a word derived from an acronym listed by the OED is "abjud" (now " abjad "), formed from the original first four letters of the Arabic alphabet in the late eighteenth century. Some acrostics pre-date this, however, such as

16268-417: The corporation at market rate. In a limited-equity housing cooperative there are restrictions on the profits members can earn from selling their share (such as caps on sale price) to meant to maintain affordable housing. Community land trusts are nonprofit corporation that holds land, housing, or other assets on behalf of a neighborhood or community. A community land trust acquires and maintains ownership of

16434-446: The cost of mortgages and the cost of borrowing. Public policies may include the implementation of subsidy programs and incentive patterns for average households. For the most vulnerable groups, such as seniors, single-parent families, the disabled, etc. some form of publicly funded allowance strategy can be implemented providing individual households with adequate income to afford housing. Currently, policies that facilitate production on

16600-605: The courts, but lost in the UK Supreme Court in December 2020. Coventry Airport is owned by CAFCO (Coventry) Limited, a joint venture between Howard Holdings plc and Convergence-AFCO Holdings Limited (CAFCOHL). In June 2007, it had its application to build permanent terminal and passenger facilities rejected by the UK government due to public pressure. Acronym An acronym is a type of abbreviation consisting of

16766-481: The data. Costs are being driven by a number of factors including: In research, there is an established connection between the supply of housing and the price of housing; housing tends to be more expensive when there is a shortage of housing (when the supply does not meet demand). In some countries, the market has been unable to meet the growing demand to supply housing stock at affordable prices. Although demand for affordable housing, particularly rental housing that

16932-543: The development was finally granted permission in August 2020. The No TAV opposition to the Turin–Lyon high-speed railway is often characterized as a NIMBY movement. Starting in 1966, the Sanrizuka Struggle movement opposed the construction of Narita International Airport . Originally the plan for the airport also included a high speed railway line that was later scrapped. NIMBYs also prevented extension of

17098-438: The dictionary entries and style guide recommendations regarding the term acronym through the twentieth century did not explicitly acknowledge or support the expansive sense. The Merriam–Webster's Dictionary of English Usage from 1994 is one of the earliest publications to advocate for the expansive sense, and all the major dictionary editions that include a sense of acronym equating it with initialism were first published in

17264-442: The early 1980s to describe the resistance of communities to the siting of controversial facilities and land use. The term's connotation has harshened since its introduction in the 1980s. Beyond their impact on any single development or neighborhood, NIMBY organizations and policies are now painted as worsening racial segregation , deepening economic inequality , and limiting the overall supply of affordable housing . There have been

17430-664: The exclusive sense for acronym and its earliest citation was from 1943. In early December 2010, Duke University researcher Stephen Goranson published a citation for acronym to the American Dialect Society e-mail discussion list which refers to PGN being pronounced "pee-gee-enn", antedating English language usage of the word to 1940. Linguist Ben Zimmer then mentioned this citation in his December 16, 2010 " On Language " column about acronyms in The New York Times Magazine . By 2011,

17596-429: The existence of those facilities in minority communities, while opposition to low-income housing and social services facilities has significant negative effects for society at large. An Australian politician, Zali Steggall , representing Sydney Manly Beach , advocates action on climate change , including the installation of wind turbines. Suspecting the political proposal is to install wind turbines, Not In My Backyard,

17762-565: The federal government. This is a viable strategy for members of Congress to garner benefits for their constituents because it is difficult for the federal government to understand needs at the local level. Although often used rather pejoratively, the use of the concept NIMBY and similar terms have been critiqued by those who have been called NIMBYs. For instance, the term is frequently used to dismiss groups as selfish or ill-informed, even though these same groups claim to have virtues that are overlooked. YIMBY , an acronym for "yes, in my back yard",

17928-400: The final choice, and that any project affecting the local people should clearly benefit themselves, rather than corporations with distant investors or central governments. Still others may object to a particular project because of its nature, e.g., opposing a nuclear power plant over fear of radiation, or opposing a local apartment complex due to worries about overcrowding or crime, but accepting

18094-763: The final word if spelled out in full. A classic example is "Member of Parliament", which in plural is "Members of Parliament". It is possible then to abbreviate this as "M's P", which was fairly common in mid-twentieth-century Australian news writing (or similar ), and used by former Australian Prime Minister Ben Chifley . This usage is less common than forms with "s" at the end, such as "MPs", and may appear dated or pedantic. In common usage, therefore, "weapons of mass destruction" becomes "WMDs", "prisoners of war" becomes "POWs", and "runs batted in" becomes "RBIs". Abbreviations that come from single, rather than multiple, words – such as "TV" ("television") – are usually pluralized without apostrophes ("two TVs"); most writers feel that

18260-464: The first letter of acronyms, reserving all-caps styling for initialisms, writing the pronounced acronyms "Nato" and "Aids" in mixed case, but the initialisms "USA" and "FBI" in all caps. For example, this is the style used in The Guardian , and BBC News typically edits to this style (though its official style guide, dating from 2003, still recommends all-caps ). The logic of this style is that

18426-500: The general need of an establishment, such as an airport, they generally suggest another location. But seen from society's perspective, the other location might not be better, since people living there get disturbed instead. Strict land use regulations are an important driver of racial housing segregation in the United States . White communities are more likely to have strict land use regulations (and white people are more likely to support those regulations). Those labeled as NIMBYs may have

18592-562: The global demand for affordable housing. Globally, it is estimated that 1.6 billion people live in inadequate housing conditions. The majority of that population live in " urban slums " which are highly populated, impoverished residential areas consisting of densely packed housing that lack proper shelter and basic necessities such as clean water, food, hygiene facilities, and electricity. Slums typically form in developing countries as populations migrate from rural to urban areas searching for employment and better living conditions. But due to

18758-509: The higher prices of urban living and a range of other factors such as economic stagnation, migrators find themselves forced to relocate to such slums. The largest slum in the world is Neza-Chalco-Itza in Mexico, housing almost four million people. According to estimates, by 2030 1 in 4 people on the planet will live in a slum or other informal settlement. Meanwhile, there are approximately 140 million people worldwide who are homeless, usually as

18924-420: The housing goal but "change is required" from both the government and the construction industry to rethink the way homes are built in Australia. Specifically, Dr Maxwell said that to reach that target, the sector would need to rely on technology and prefabricated materials and focus on designing smaller and more efficient buildings. A number of researchers argue that a shortage of affordable housing – at least in

19090-479: The impact of lithium mining on the local environment including water pollution with no regard to the economic and other environmental benefits including battery production reducing reliance on oil, less air pollution and lower CO 2 emissions.. Opposition to lithium mining has been expressed by the Serbian Academy of Sciences and Arts and most Serbian opposition parties and organisations . In September 2021,

19256-458: The income divide between different socioeconomic groups to widen by creating enclaves of low-income and wealthy neighborhoods. These enclaves dictate the distribution of labor, causing a geographical distribution of industries that disproportionately exclude low-income residents from lucrative industries. As the world's population continues to increase (expected to reach 9 billion by mid century), more and more people are inhabiting cities for

19422-469: The index the obvious cost of rents and mortgage payments are modified by the hidden costs of those choices. Other groups have also created amenity based housing affordability indexes. The Center for Neighborhood Technology developed the Housing + Transportation (H+T) Affordability Index provides a comprehensive view of affordability that includes both the cost of housing and the cost of transportation at

19588-435: The king". In English, abbreviations have previously been marked by a wide variety of punctuation . Obsolete forms include using an overbar or colon to show the ellipsis of letters following the initial part. The forward slash is still common in many dialects for some fixed expressions—such as in w/ for "with" or A/C for " air conditioning "—while only infrequently being used to abbreviate new terms. The apostrophe

19754-500: The label "usage problem". However, many English language dictionaries, such as the Collins COBUILD Advanced Dictionary , Cambridge Advanced Learner's Dictionary , Macmillan Dictionary , Longman Dictionary of Contemporary English , New Oxford American Dictionary , Webster's New World Dictionary , and Lexico from Oxford University Press do not acknowledge such a sense. Most of

19920-444: The land through a not-for-profit that holds the land in a trust. Homeowners then purchase or build a home on land trust property but do not purchase the land thus reducing costs. If the homeowner sells, they may be limited on what they may sell the home for or the family may earn only a portion of the increased property value with the remainder kept by the trust to preserve affordable housing There are over 225 community land trusts in

20086-595: The land. The company's decision began in 1993 and completed in 2004 for one critical section, meanwhile, for the second smaller section, this same decision was made in 2003 with project completion finally approaching fruition in March 2018, nearly six decades later. There is mounting opposition to the exploitation of lithium at the Jadar mine site by Rio Tinto in Western Serbia. The local residents are concerned about

20252-836: The language to changing circumstances. In this view, the modern practice is just the "proper" English of the current generation of speakers, much like the earlier abbreviation of corporation names on ticker tape or newspapers. Exact pronunciation of "word acronyms" (those pronounced as words rather than sounded out as individual letters) often vary by speaker population. These may be regional, occupational, or generational differences, or simply personal preference. For instance, there have been decades of online debate about how to pronounce GIF ( / ɡ ɪ f / or / dʒ ɪ f / ) and BIOS ( / ˈ b aɪ oʊ s / , / ˈ b aɪ oʊ z / , or / ˈ b aɪ ɒ s / ). Similarly, some letter-by-letter initialisms may become word acronyms over time, especially in combining forms: IP for Internet Protocol

20418-525: The last few decades. In May 2014, in the city of Yuhang in Zhejiang Province, a NIMBY movement prevented the construction of a giant refuse incinerator. The victory came at enormous costs with many grassroot leaders arrested and many government infrastructures destroyed. However, in the case of China, many socially harmful projects simply continue their operation or relocate once media attention subsides and government authorities start to suppress

20584-652: The line in the Setagaya ward fought attempts by the railway to acquire land; Odakyu attempted to buy each piece of land individually, offering high prices. The Setagaya Residents' opposition established a long-term and remarkable NIMBY case in the courts and legislature. By 1993, after three decades of trying, it was apparent this plan was failing, and the company decided to go for a multi-billion dollar solution: tunneling two lines underground, and then adding back two new lines stacked on top, to make four tracks in each direction for 12 stations and 10.4 km, instead of acquiring

20750-474: The line will pass—offered a "passionate defence of nimbyism" in the House of Commons, with regards to the effects the line would have on home- and business-owning constituents. HS2 has also been opposed by residents of the Chilterns and Camden who argue that there is an insufficient business case for the line. On 17 March 2014, it was announced that Camden residents were successful in their campaign to prevent

20916-428: The local newspaper, or calling in to talk radio shows, similar to NIMBYs. The terms "CAVE people" and "BANANAs" were used in a 2022 op-ed to describe the populace of Stamford , Connecticut. The op-ed was written by a former municipal employee and described CAVE people as seeing "no issue simultaneously arguing conflicting points so long as nothing changes." Similar is "NIABY" or "not in anyone's backyard". PIBBY

21082-826: The low house prices and rents indicate low capital gain potential and poor employment prospects. Lack of affordable housing can make low-cost labour scarcer (as workers travel longer distances). "In addition to the distress it causes families who cannot find a place to live, lack of affordable housing is considered by many urban planners to have negative effects on a community's overall health." Improving thermal comfort at home especially for houses without adequate warmth and for tenants with chronic respiratory disease may lead to improved health and promote social relationships. Housing cost increases in American cities have been linked to declines in enrollment at local schools. The American Journal of Public Health recognizes homelessness as

21248-408: The measurement, the number of affordable neighborhoods nationally drops to 26%, resulting in a net loss of 59,768 neighborhoods that Americans can truly afford. Per CNT's measurement, people who live in location-efficient neighborhoods that are compact, mixed-use, and have convenient access to jobs, services, transit and amenities tend to have lower transportation costs. Some analysts believe income

21414-414: The median housing option, while those poorer than the median income could not afford the median home. 50% affordability for the median home indicates a balanced market. Some countries look at those living in relative poverty , which is usually defined as making less than 60% of the median household income . In their policy reports, they consider the presence or absence of housing for people making 60% of

21580-442: The median income. Determining housing affordability is complex and the commonly used housing-expenditure-to-income-ratio tool has been challenged. In the United States and Canada, a commonly accepted guideline for housing affordability is a housing cost, including utilities, that does not exceed 30% of a household's gross income . Some definitions include maintenance costs as part of housing costs. Canada, for example, switched to

21746-478: The middle of sentences for proper nouns; when following the AMA Manual of Style , this would instead be rendered as "the onset of congestive heart failure (CHF)". Affordable housing Housing choice is a response to a complex set of economic, social, and psychological impulses. For example, some households may choose to spend more on housing because they feel they can afford to, while others may not have

21912-418: The more general "x" can be used to replace an unspecified number of letters. Examples include "Crxn" for "crystallization" and the series familiar to physicians for history , diagnosis , and treatment ("hx", "dx", "tx"). Terms relating to a command structure may also sometimes use this formatting, for example gold, silver, and bronze levels of command in UK policing being referred to as Gx, Sx, and Bx. There

22078-401: The more than eight billion people on earth now live in urban areas. There are more than 500 city regions of more than one million inhabitants in the world. Cities become megacities become megalopolitan city regions and even "galaxies" of more than 60 million inhabitants. The Yangtze Delta-Greater Shanghai region now surpasses 80 million. Tokyo-Yokohama adjacent to Osaka-Kobe-Kyoto have

22244-441: The neighborhood level. CNT notes that the 30% of household income affordability measurementment results in little over half (55%) of U.S. neighborhoods being considered "affordable" for the typical household. They note that such a measurement fails to take into account transportation costs (such as multiple cars, gas, maintenance), which are usually a household's second-largest expenditure. When transportation costs are factored into

22410-455: The objection activities. NIMBYists can hire a lawyer to file formal appeals , and contact media to gain public support for their case. The acronym first appeared in a February 1979 newspaper article in Virginia 's Daily Press . agencies need to be better coordinated and the "nimby" (not in my backyard) syndrome must be eliminated. The article may have been quoting Joseph A. Lieberman,

22576-881: The overregulation of housing markets. As stated in President Trump's Executive Order Establishing a White House Council on Eliminating Regulatory Barriers to Affordable Housing, such regulations include: “overly restrictive zoning and growth management controls; rent controls; cumbersome building and rehabilitation codes; excessive energy and water efficiency mandates; unreasonable maximum-density allowances; historic preservation requirements; overly burdensome wetland or environmental regulations; outdated manufactured-housing regulations and restrictions; undue parking requirements; cumbersome and time-consuming permitting and review procedures; tax policies that discourage investment or reinvestment; overly complex labor requirements; and inordinate impact or developer fees.” These regulations reduce

22742-729: The plural of 'pages', or mss. for manuscripts . The most common capitalization scheme seen with acronyms is all-uppercase ( all caps ). Small caps are sometimes used to make the run of capital letters seem less jarring to the reader. For example, the style of some American publications, including the Atlantic Monthly and USA Today , is to use small caps for acronyms longer than three letters; thus "U.S." and " FDR " in normal caps, but " nato " in small caps. The acronyms " AD " and " BC " are often smallcapped as well, as in: "From 4004 bc to ad 525 ". Where an acronym has linguistically taken on an identity as regular word,

22908-464: The possibility of an increased threat of terrorism. They also contended that the SSAFA charity is actually a business, thereby setting an unwelcome precedent. British newspapers ran articles titled "No heroes in my backyard". Ex-servicemen and several members of the British general public organised a petition in support of SSAFA, and even auctioned the "Self Respect of Ashtead" on eBay . Particularly in

23074-431: The price of housing has increased dramatically creating a crisis in affordable housing. Additionally, the process of weighing the impacts of locating affordable housing is quite contentious and may have race and class implications . Affordable housing policy has political, philosophical, and ethical elements. In the simplest of terms, affordability of housing refers to the amount of capital one has available in relation to

23240-429: The price of the goods to be obtained. Public policies are informed by underlying assumptions about the nature of housing itself. Is housing a basic need, a right, an entitlement, or a public good? Or is it just another household-level consumer choice , a commodity or an investment within the free market system? "Housing Policies provide a remarkable litmus test for the values of politicians at every level of office and of

23406-483: The pronunciation is reflected graphically by the capitalization scheme. However, it conflicts with conventional English usage of first-letter upper-casing as a marker of proper names in many cases; e.g. AIDS stands for acquired immuno-deficiency syndrome which is not a proper name, while Aids is in the style of one. Some style manuals also base the letters' case on their number. The New York Times , for example, keeps "NATO" in all capitals (while several guides in

23572-409: The protestors . The Chinese government has also been accused of "weaponizing" NIMBY movements abroad through influence operations that drive opposition against perceived economic threats such as the development projects that compete with the rare earth industry in China . In 2020, there was significant opposition to the development of 650 apartments in the grounds of St Paul's College school in

23738-685: The publication of the 3rd edition of the Oxford English Dictionary added the expansive sense to its entry for acronym and included the 1940 citation. As the Oxford English Dictionary structures the senses in order of chronological development, it now gives the "initialism" sense first. English language usage and style guides which have entries for acronym generally criticize the usage that refers to forms that are not pronounceable words. Fowler's Dictionary of Modern English Usage says that acronym "denotes abbreviations formed from initial letters of other words and pronounced as

23904-447: The relationship between sustainable housing and affordable housing found that setting standards for energy and location would help reduce environmental stressors like greenhouse gas emissions. Improving the sustainability of affordable housing units is found to provide benefits such as reductions in energy costs, an increase in the economic value of sustainable housing, and increased comfort for sustainable housing residents. According to

24070-470: The report provides is the tolerability of sleeping on the street (outside of shelter or housing). Studies show that cities with warmer climates have significantly higher rates of unsheltered homelessness compared to cities with cold climates. The homeless are more accepting of unsheltered living in areas with warmer conditions, hence why Los Angeles and San Diego have some of the highest unsheltered rates. The third factor that explains variation in homelessness

24236-696: The right to housing as part of the right to an adequate standard of living . Article 11(1) of the International Covenant on Economic, Social and Cultural Rights (ICESCR) also guarantees the right to housing as part of the right to an adequate standard of living . Many housing rights groups also attempt to combat social and political issues which relate to access to quality affordable housing such as housing discrimination , redlining , and lack of access to amenities in areas with affordable housing including food deserts and transit deserts . One potential means of addressing affordable housing

24402-470: The sides of railroad cars (e.g., "Richmond, Fredericksburg and Potomac Railroad" → "RF&P"); on the sides of barrels and crates; and on ticker tape and newspaper stock listings (e.g. American Telephone and Telegraph Company → AT&T). Some well-known commercial examples dating from the 1890s through 1920s include " Nabisco " ("National Biscuit Company"), " Esso " (from "S.O.", from " Standard Oil "), and " Sunoco " ("Sun Oil Company"). Another field for

24568-474: The state of California. Rates of sheltered homelessness are highest in Boston, New York City, Washington D.C., with NYC alone containing over one-fifth of all sheltered people in the U.S. In a framework of supply and demand the report analyzes the major factors that causes the variation in homelessness across communities. Considering the four major drivers of homeless populations: (i) the higher price of housing resulting from overregulation of housing markets; (ii)

24734-555: The student's previous test score or attendance. A 1996 technical report also found that teachers that teach students that have had to move with a high frequency have had to include a reduction in instructional pacing and more review to accommodate variation and uncertainty in student learning. A new subsection of affordable housing has emerged: sustainable affordable housing. Many researchers have contributed to this subsection, discovering innovative methods to make affordable housing less environmentally detrimental. One method emphasized

24900-913: The supply of housing and as a result increase the price of a home. Given the relationship between higher home prices and homelessness, the report simulated the impact of deregulation on housing in individual metropolitan areas. It showed that if 11 metropolitan areas with significantly supply constrained housing were deregulated, homelessness would fall by 54 percent in San Francisco, by 50 percent in Honolulu, by 40 percent in Oxnard and Los Angeles, by 38 percent in San Diego, by 36 percent in Washington, D.C., and by between 19 and 26 percent in Boston, Denver, New York, Seattle and Baltimore. The second factor

25066-430: The supply side include favorable land use policies such as inclusionary zoning , relaxation of environmental regulations, and the enforcement of affordable housing quotas in new developments. In some countries, such as Canada and the United States, municipal governments began to play a greater role in developing and implementing policies regarding form and density of municipal housing in residential districts, as early as

25232-476: The term acronym only for forms pronounced as a word, and using initialism or abbreviation for those that are not. Some sources acknowledge the usage, but vary in whether they criticize or forbid it, allow it without comment, or explicitly advocate it. Some mainstream English dictionaries from across the English-speaking world affirm a sense of acronym which does not require being pronounced as

25398-702: The term "CAVE dwellers" can be found in the September 30, 1990, edition of the Orlando Sentinel . The term apparently existed before the publication of the article. CAVE/BANANA people are characterized by implacable opposition to change in any form, regardless of what other local residents and stakeholders feel. This attitude is manifested in opposition to changes in public policy as varied as tax levies , sewer rates , public transportation routes, parking regulations and municipal mergers or annexations . CAVE/BANANA people often express their views publicly by attending community meetings , writing letters to

25564-691: The term, that of locally organized resistance to unwanted land uses, is likely to have originated earlier. One suggestion is it emerged in the 1950s. In the 1980s, the term was popularized by British politician Nicholas Ridley , who was the Conservative Secretary of State for the Environment . Comedian George Carlin used the term in 1992 for his Jammin' in New York special, implying that people had already heard of it. The NIMBY acronym has also been used by social scientists since

25730-502: The terms as mutually exclusive. Other guides outright deny any legitimacy to the usage: Bryson's Dictionary of Troublesome Words says "Abbreviations that are not pronounced as words (IBM, ABC, NFL) are not acronyms; they are just abbreviations." Garner's Modern American Usage says "An acronym is made from the first letters or parts of a compound term. It's read or spoken as a single word, not letter by letter." The New York Times Manual of Style and Usage says "Unless pronounced as

25896-522: The time period preceding the final decision on the route of the high-speed railway known as High Speed 2 , BBC News Online reported that many residents of conservative constituencies were launching objections to the HS2 route based on the effects it would have on them, whilst also showing concerns that HS2 is unlikely to have a societal benefit at a macro level under the current economic circumstances. Likewise, Labour MP Natascha Engel —through whose constituency

26062-407: The tolerability of sleeping on the street (outside of shelter or housing); (iii) the supply of homeless shelters; and (iv) the characteristics of individuals in a community that make homelessness more likely, the report concludes with federal policies and programs aimed at reducing homelessness. The first factor contributing to an increase in homelessness is the higher price of housing resulting from

26228-570: The twenty-first century. The trend among dictionary editors appears to be towards including a sense defining acronym as initialism : the Merriam-Webster's Collegiate Dictionary added such a sense in its 11th edition in 2003, and both the Oxford English Dictionary and The American Heritage Dictionary added such senses in their 2011 editions. The 1989 edition of the Oxford English Dictionary only included

26394-490: The varied communities that influence them. Often this test measures simply the warmth or coldness of heart of the more affluent and secure towards families of a lower socio-economic status." To combat slums , homelessness , and other social and economic impacts of a housing unaffordability, many groups have argued for a " right to housing ". Article 25 of the Universal Declaration of Human Rights recognizes

26560-536: The whole range of linguistic registers is relatively new in most languages, becoming increasingly evident since the mid-twentieth century. As literacy spread and technology produced a constant stream of new and complex terms, abbreviations became increasingly convenient. The Oxford English Dictionary ( OED ) records the first printed use of the word initialism as occurring in 1899, but it did not come into general use until 1965, well after acronym had become common. In English, acronyms pronounced as words may be

26726-425: The word " an achro nym ", which is a type of misnomer. Words derived from an acronym by affixing are typically expressed in mixed case, so the root acronym is clear. For example, "pre-WWII politics", "post-NATO world", " DNase ". In some cases a derived acronym may also be expressed in mixed case. For example, " messenger RNA " and " transfer RNA " become "mRNA" and "tRNA". Some publications choose to capitalize only

26892-477: Was Bonn Square which was rejected citing that granite was not a stone native to Oxford. The second proposed location was St Giles' which was also rejected by councillors, claiming that the close proximity of an anti-fascist memorial to current war memorials would insult the memory of people who died during the Second World War. Some objected to the memorial because it did not honour "both sides ... in

27058-511: Was done with a full space between every full word (e.g. A. D. , i. e. , and e. g. for " Anno Domini ", " id est ", and " exempli gratia "). This even included punctuation after both Roman and Arabic numerals to indicate their use in place of the full names of each number (e.g. LII. or 52. in place of "fifty-two" and "1/4." or "1./4." to indicate "one-fourth"). Both conventions have fallen out of common use in all dialects of English, except in places where an Arabic decimal includes

27224-449: Was little to no naming , conscious attention, or systematic analysis until relatively recent times. Like retronymy, it became much more common in the twentieth century than it had formerly been. Ancient examples of acronymy (before the term "acronym" was invented) include the following: During the mid- to late nineteenth century, acronyms became a trend among American and European businessmen: abbreviating corporation names, such as on

27390-419: Was originally built in the pre-war era, and as the city of Tokyo's population ballooned, rail demand in suburbs exploded. By the 1960s, oshiya pushers were required to squash people into packed trains, and Odakyu Railway sought to expand its two-track lines to four, thus allowing more passing trains and faster run times as well as less crowding and congestive wait and hold of trains. NIMBY residents living near

27556-613: Was the reformation of the Housing First approach which provides competitive funding to CoC's. While the program maintains a commitment to providing housing with no preconditions to program participants, the 2019 Notice of Funding Availability allowed communities flexibility to impose service participation requirements for participants after they have been stabilized in housing. Such reforms allow homeless assistance programs help vulnerable homeless individuals become self-sufficient through employment and earning an income. The majority of

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