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Narasimham Committee

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The 1991 Indian economic crisis was an economic crisis in India resulting from a balance of payments deficit due to excess reliance on imports and other external factors. India's economic problems started worsening in 1985 as imports swelled, leaving the country in a twin deficit : the Indian trade balance was in deficit at a time when the government was running on a huge fiscal deficit (although the twin-deficit hypothesis is disputed).

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84-656: From the 1991 India economic crisis to its status of third largest economy in the world by 2011, India has grown significantly in terms of economic development, so has its banking sector . During this period, recognizing the evolving needs of the sector, the Finance Ministry of the Government of India set up various committees with the task of analyzing India's banking sector and recommending legislation and regulations to make it more effective, competitive and efficient. Two such expert Committees were set up under

168-534: A citizen of India and must be 25 years of age or older, mentally sound, should not be bankrupt, and should not be criminally convicted. The total elective membership is distributed among the states in such a way that the ratio between the number of seats allotted to each state and the population of the state is, so far as practicable, the same for all states. Out of 543 seats of Lok Sabha , 84 seats are reserved for Scheduled castes and 47 seats are reserved for Scheduled tribe . The Rajya Sabha (Council of States) or

252-741: A corridor for money market interest rates. To begin with, in April 1999, an Interim Liquidity Adjustment Facility (ILAF) was introduced pending further upgradation in technology and legal/procedural changes to facilitate electronic transfer. As for the second recommendation, the RBI decided to transfer its respective shareholdings of public banks like State Bank of India (SBI), National Housing Bank (NHB) and National Bank for Agriculture and Rural Development (NABARD) to GOI. Subsequently, in 2007–08, GOI decided to acquire entire stake of RBI in SBI, NHB and NABARD. Of these,

336-545: A decade since their first submission applauding their positive contribution 1991 India economic crisis The fall of the Eastern Bloc , which had trade relations with India and allowed for rupee exchange, posed significant issues. Towards the end of 1990, leading up to the Gulf War , the situation became dire. India's foreign exchange reserves were not enough to finance three weeks' worth of imports. Additionally,

420-634: A new legislation which was subsequently implemented as the Securitization and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002 and came into force with effect from 21 June 2002. To improve the inherent strength of the Indian banking system the committee recommended that the Government should raise the prescribed capital adequacy norms. This would also improve their risk taking ability. The committee targeted raising

504-506: A non-governmental organisation in West Bengal, and calls himself a teacher on his Instagram profile. The Delhi police told the court that it was a well-planned conspiracy, and that the accused might also be associated with terrorist organisations. While the police have not officially revealed a motive, both media reports and statements from the families of the accused suggest that the protesters sought to articulate their frustration with

588-470: A peacock theme, while the Rajya Sabha hall is designed with a lotus theme, reflecting India's national flower. Additionally, a state-of-the-art Constitutional Hall symbolically and physically places Indian citizens at the heart of democracy. Prime Minister Narendra Modi laid the foundations for the new Parliament building on 10 December 2020. With an estimated cost of ₹ 9.71 billion, the new building

672-411: A regulator of the monetary system should not be the owner of a bank in view of a possible conflict of interest" . As such, it highlighted that RBI's role of effective supervision was not adequate and wanted it to divest its holdings in banks and financial institutions. Pursuant to the recommendations, the RBI introduced a Liquidity Adjustment Facility (LAF) operated through repo and reverse repos to set

756-517: A sign of the government's limited options and inability to manage the crisis effectively. The economic crisis created a situation where India had to accept the conditions imposed by the World Bank and the IMF, which included structural reforms. As a result, the Indian economy was opened up to foreign participation in various sectors, including state-owned enterprises . This move towards liberalization

840-519: A significant portion of India's gold reserves to the Bank of England and the Union Bank of Switzerland as collateral. The aim of this move was to secure much-needed foreign exchange to meet India's debt obligations and stabilize the economy. However, this decision was not without controversy and was seen by some as a drastic and desperate move. Critics viewed the decision to mortgage the country's gold as

924-544: A thorough investigation. He also highlighted the timing, coinciding with the 22nd anniversary of the 2001 Indian Parliament attack . Day after the security breach, Trinamool MP Derek O'Brien of the Rajya Sabha and 13 MPs of Lok Sabha from the Congress and the Dravida Munnetra Kazhagam parties, were suspended until 22 December for protesting by bringing placards and hindering the proceedings of

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1008-447: A view to make them responsible for enhancing shareholder value through formulation of corporate strategy and reduction of the government equity. To implement this, criteria for autonomous status were identified by March 1999 (among other implementation measures) and 17 banks were considered eligible for autonomy. But some recommendations like reduction in Government's equity to 33%, the issue of greater professionalism and independence of

1092-466: A week after taking office, emphasized the need for these reforms. As reported by the New York Times, "Mr. Rao, who was sworn in as Prime Minister last week, has already sent a signal to the nation—as well as the I.M.F.—that India faced no "soft options" and must open the door to foreign investment, reduce the bureaucratic red tape that stifles initiative, and streamline industrial policy." Since

1176-479: Is directly or indirectly associated, and studies are conducted to help committees arrive at the conclusions. Parliamentary committees are of two kinds: standing committees and ad hoc committees. Standing committees are permanent committees constituted from time to time in pursuance of the provisions of an act of Parliament or rules of procedure and conduct of business in Parliament. The work of these committees

1260-623: Is of a continuing nature. Ad hoc committees are appointed for a specific purpose, and they cease to exist when they finish the task assigned to them and submit a report. Parliamentary privileges play a crucial role in safeguarding the functioning of the Indian Parliament and upholding its authority as the primary legislative body in the country. These privileges grant certain rights and immunize Members of Parliament, enabling them to perform their duties effectively, express their views freely, and ensure democratic accountability. To uphold

1344-677: Is room for more to promote sustainable development in India. Despite implementing liberal reforms in 1991, India has been unable to eliminate its current account deficit. In contrast to countries like China and Vietnam, which have managed to achieve a surplus, India continues to face this imbalance. Consequently, India relies on foreign capital inflows in the form of foreign direct investment (FDI) and foreign portfolio investment (FPI) to meet its balance of payments requirements. However, this dependence on foreign investment makes India more susceptible to external shocks. An example of such vulnerability

1428-525: Is the four-storied circular structure providing office spaces for ministers, chairmen, parliamentary committees, party offices, important offices of the Lok Sabha and Rajya Sabha Secretariat, and also the offices of the Ministry of Parliamentary Affairs. The Central Hall is circular in shape and the dome is 30 metres (98 ft) in diameter. It is a place of historical importance. The Indian Constitution

1512-434: Is the potential impact of the U.S. Federal Reserve raising interest rates. In the event of a rate hike, foreign investors in "risky" emerging markets like India may redirect their investments towards "safe" markets such as Europe and the U.S. As a result, these investors would sell their assets denominated in Indian rupees in exchange for foreign currency assets. Consequently, India's foreign exchange reserves would diminish, and

1596-552: Is thought to suffer from structural issues. The building also needs to be protected because of its heritage tag. The new building, with a built-up area of approximately 65,000 sq m and a distinctive triangular shape, optimally utilizes space. It houses an expanded Lok Sabha Hall, accommodating up to 888 seats, and a larger Rajya Sabha hall, accommodating up to 384 seats, with the Lok Sabha capable of accommodating up to 1,272 seats for joint sessions of Parliament. The Lok Sabha Hall draws inspiration from India's national bird, incorporating

1680-516: The 2001-02 India–Pakistan standoff . On 13 December 2023, two protestors breached the new premises of parliament and entered the Lok Sabha section. The security breach was organized by six protestors. Two of the accused, Sagar Sharma and D Manoranjan, jumped into the chamber from the visitor's gallery, and opened a yellow smoke canister, in an attempt to reach the Speaker's Chair. While outside

1764-684: The Central Legislative Assembly , the Council of State , and the Chamber of Princes . The construction of the building took six years, and the opening ceremony was performed on 18 January 1927 by the viceroy and governor-general of India , Lord Irwin . The construction cost for the building was ₹ 8.3 million (US$ 99,000). The building is 21 metres (70 ft) tall, 170 metres (560 ft) in diameter and covers an area of 2.29 hectares (5.66 acres). The Central Hall consists of

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1848-411: The Gulf War , India's oil import bill swelled, exports slumped, credit dried up, and investors took their money out. Large fiscal deficits combined with the fixed exchange rate had a spillover effect on the trade deficit culminating in an external payments crisis. By the end of the 1980s, India was in serious economic trouble. One of the main causes of the crisis was the accumulation of foreign debt. In

1932-769: The New Parliament Building , located adjacent to the previous one. During British rule , the legislative branch of India was the Imperial Legislative Council , which was created in 1861 via the Indian Councils Act of 1861 and disbanded in 1947, when India gained independence. Following independence, the Constituent Assembly of India was elected to write the Constitution of India . In 1950 after

2016-603: The Rajya Sabha (Council of States) and the Lok Sabha (House of the People). The president of India , in their role as head of the legislature, has full powers to summon and prorogue either house of Parliament or to dissolve the Lok Sabha, but they can exercise these powers only upon the advice of the prime minister and the Union Council of Ministers . Those elected or nominated (by the president) to either house of

2100-553: The Upper House is a permanent body not subject to dissolution. One-third of the members retire every second year and are replaced by newly elected members. Each member is elected for a term of six years. Its members are indirectly elected by elected members of legislative assembly of the states. The Rajya Sabha can have a maximum of 250 members. It currently has a sanctioned strength of 245 members, of which 233 are elected from states, and union territories and 12 are nominated by

2184-542: The capital adequacy ratio to 9% by 2000 and 10% by 2002 and have penal provisions for banks that fail to meet these requirements. For asset classification, the Committee recommended a mandatory 1% in case of standard assets and for the accrual of interest income to be done every 90 days instead of 180 days. To implement these recommendations, the RBI in Oct 1998, initiated the second phase of financial sector reforms by raising

2268-594: The dirigist era up until the mid-1980s, India is no longer insulated from the global economy. The banks in India survived the 2008 financial crisis relatively unscathed, a feat due in part to these Narasimham Committees . During the decades of the 60s and the 70s, India nationalised most of its banks. This culminated with the balance of payments crisis of the Indian economy where India had to airlift gold to International Monetary Fund (IMF) to loan money to meet its financial obligations. This event called into question

2352-590: The financial crisis of 2007–2008 , performance of the Indian banking sector was far better than its international counterparts. This was also credited to the successful implementation of the recommendations of the Narasimham Committee-II with particular reference to the capital adequacy norms and the re-capitalization of the public sector banks. The impact of the two committees has been so significant that elite politicians and financial sectors professionals have been discussing these reports for more than

2436-475: The 104th Constitutional Amendment Act, 2019. Every citizen of India who is over 18 years of age, irrespective of gender, caste, religion, or race and is otherwise not disqualified, is eligible to vote for members of the Lok Sabha. The constitution provides that the maximum strength of the Lower House be 550 members. It has a term of five years. To be eligible for membership in the Lok Sabha, a person must be

2520-517: The 1980s, India had borrowed heavily from international lenders, in part to finance infrastructure projects and industrialization. However, by 1991, the country was facing a severe balance of payments crisis, as it was unable to service its debt and was running out of foreign exchange reserves. There were also structural problems in the Indian economy that contributed to the crisis, including low savings and investment rates, and inadequate export growth. The foreign exchange reserves by 1991 had dried up to

2604-603: The Financial System – CFS) was appointed by Manmohan Singh as India's Finance Minister on 14 August 1991, and the second one ( Committee on Banking Sector Reforms ) was appointed by P.Chidambaram as Finance Minister in December 1997. Subsequently, the first one widely came to be known as the Narasimham Committee-I (1991) and the second one as Narasimham-II Committee(1998) . The purpose of

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2688-696: The Government of India. There were protests by employee unions of banks in India against the report. The Union of RBI employees made a strong protest against the Narasimham II Report. There were other plans by the United Forum of Bank Unions (UFBU), representing about 1.3 million bank employees in India, to meet in Delhi and to work out a plan of action in the wake of the Narasimham Committee report on banking reforms. The committee

2772-483: The Gulf War, specifically the conflict between Iraq and Kuwait, caused a significant shift in the trade deficit as India relied on these nations for crude oil. The surge in crude oil prices further exacerbated the imbalance in India's balance of payments. Meanwhile, the government was on the brink of defaulting on its financial obligations. In July of that year, the rupee experienced a sharp depreciation/devaluation due to

2856-460: The House meets to conduct its business is called a session. The constitution empowers the president to summon each house at such intervals that there should not be more than a six-month gap between the two sessions. Hence the Parliament must meet at least twice a year. In India, the Parliament conducts three sessions each year. Legislative proposals are brought before either house of the Parliament in

2940-446: The Indian media . The reforms formally began on 1 July 1991 when RBI devalued the rupee by 9% and by a further 11% on 3 July. It was done in two doses to test the reaction of the market first by making a smaller depreciation of 9%. The economic reforms pushed by Prime Minister Rao were met with significant opposition from those who believed that they resulted in a reduction of India's autonomy. The speech made by then Prime Minister Rao,

3024-604: The Indian government continues to promote liberalization policies and seeks to further integrate into the global economy. The success of these policies remains a subject of debate and continues to be a significant point of discussion among policymakers, economists, and civil society groups. India's gross domestic product (GDP), adjusted for inflation, increased from $ 266 billion in 1991 to $ 3.7 trillion in 2023, while its purchasing power parity increased from $ 1 trillion in 1991 to $ 13 trillion in 2023. Poverty has declined steeply from 55.1% in 2005–06 to 16.4% in 2019–20. In addition to

3108-520: The Indian government permitted a sharp devaluation that took place in two steps within three days (1 July and 3 July 1991) against major currencies. With India's foreign exchange reserves at $ 1.2 billion in January 1991 and depleted by half by June, barely enough to last for roughly 3 weeks of essential imports, India was only weeks away from defaulting on its external balance of payment obligations. The Government of India 's immediate response

3192-605: The Narasimham-I Committee was to study all aspects relating to the structure, organisation, functions and procedures of the financial systems and to recommend improvements in their efficiency and productivity. The Committee submitted its report to the Finance Minister in November 1991 which was tabled in Parliament on 17 December 1991. The Narasimham-II Committee was tasked with the progress review of

3276-422: The Parliament are referred to as members of Parliament (MPs). The members of parliament in the Lok Sabha are directly elected by the voting of Indian citizens in single-member districts and the members of parliament in the Rajya Sabha are elected by the members of all state legislative assemblies by proportional representation . The Parliament has a sanctioned strength of 552 in the Lok Sabha and 250 in

3360-476: The People) or the lower house has 543 members . Members are directly elected by citizens of India on the basis of universal adult franchise representing parliamentary constituencies across the country. Between 1952 and 2020, two additional members of the Anglo-Indian community were also nominated by the president of India on the advice of the Indian government , which was abolished in January 2020 by

3444-424: The RBI employees union . The Committee recommended the use of mergers to build the size and strength of operations for each bank. However, it cautioned that large banks should merge only with banks of equivalent size and not with weaker banks, which should be closed down if unable to revitalize themselves. Given the large percentage of non-performing assets for weaker banks, some as high as 20% of their total assets,

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3528-403: The RBI relinquish its seats on the board of directors of these banks. The committee further added that given that the government nominees to the board of banks are often members of parliament , politicians, bureaucrats, etc., they often interfere in the day-to-day operations of the bank in the form of the behest-lending . As such the committee recommended a review of functions of banks boards with

3612-566: The Rajya Sabha including 12 nominees from the expertise of different fields of literature, art, science, and social service. The Parliament meets at Sansad Bhavan in New Delhi . The Parliament of India represents the largest democratic electorate in the world (the second being the European Parliament ), with an electorate of 912 million eligible voters in 2019. On 28 May 2023, Prime Minister Narendra Modi, unveiled and inaugurated

3696-415: The airlift with secrecy. The news of the government pledging the entire gold reserves against the loan outraged national sentiments and caused a public outcry. The gold was transported to London via a chartered plane from May 21 to May 31, 1991. The Chandra Shekhar government , which authorised the airlift, collapsed a few months later. This move was seen as prioritising the balance of payment crisis over

3780-400: The bad debts of banks, allowing them to start on a clean-slate. The option of re-capitalization through budgetary provisions was ruled out. Overall the committee wanted a proper system to identify and classify NPAs, NPAs to be brought down to 3% by 2002 and for an independent loan review mechanism for improved management of loan portfolios. The committee's recommendations led to introduction of

3864-507: The banking sector of India. Earlier the Narasimham Committee-I had broadly concluded that the main reason for the reduced profitability of the commercial banks in India was the priority sector lending. The committee had highlighted that 'priority sector lending' was leading to the buildup of non-performing assets of the banks and thus it recommended it to be phased out. Subsequently, the Narasimham Committee-II also highlighted

3948-572: The banks' capital adequacy ratio by 1% and tightening the prudential norms for provisioning and asset classification in a phased manner on the lines of the Narasimham Committee-II report. The RBI targeted to bring the capital adequacy ratio to 9% by March 2001. The mid-term Review of the Monetary and Credit Policy of RBI announced another series of reforms, in line with the recommendations with the committee, in October 1999. The committee suggested that

4032-452: The board of directors of public sector banks is still awaiting Government follow-through and implementation. First, the committee recommended that the RBI withdraw from the 91-day treasury bills market and that interbank call money and term money markets be restricted to banks and primary dealers. Second, the Committee proposed a segregation of the roles of RBI as a regulator of banks and owner of bank. It observed that "The Reserve Bank as

4116-491: The chairmanship of Maidavolu Narasimham . They submitted their recommendations in the 1990s in reports widely known as the Narasimham Committee-I (1991) report and the Narasimham Committee-II (1998) Report. These recommendations not only helped unleash the potential of banking in India, they are also recognized as a factor towards minimizing the impact of global financial crisis starting in 2007 . Unlike

4200-660: The chambers of the Lok Sabha, the Rajya Sabha, and the library hall. Surrounding these three chambers is the four-storied circular structure providing accommodations for members and houses parliamentary committees , offices and the Ministry of Parliamentary Affairs . The center and the focus of the building is the Central Hall. It consists of chambers of the Lok Sabha, the Rajya Sabha, and the Library Hall, and between them lie garden courts. Surrounding these three chambers

4284-497: The committee to the GOI made the following major recommendations: Greater autonomy was proposed for the public sector banks in order for them to function with equivalent professionalism as their international counterparts. For this the panel recommended that recruitment procedures, training and remuneration policies of public sector banks be brought in line with the best-market-practices of professional banking systems. It also recommended

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4368-433: The concept of "narrow banking" was proposed to assist in their rehabilitation. There were a string of mergers in banks of India during the late 90s and early 2000s, encouraged strongly by the Government of India in line with the committee's recommendations. However, the recommended degree of consolidation is still awaiting sufficient government impetus. Non-performing assets had been the single largest cause of irritation of

4452-583: The constitution came into force, the Constituent Assembly of India was disbanded, and succeeded by the Parliament of India, which is active to this day. The Old Parliament House ( Samvidhan Sadan ) is located in New Delhi . It was designed by Edwin Lutyens and Herbert Baker , who were made responsible for the planning and construction of New Delhi by the British government, as the home of

4536-422: The constitution, the president's responsibility is to ensure that laws passed by the Parliament are in accordance with the constitutional mandate and that the stipulated procedure is followed before indicating approval to the bills. The president of India is elected by the elected members of the Parliament of India and the state legislative Assembly and serves for a term of five years. The Lok Sabha (House of

4620-464: The country's economy. The International Monetary Fund ( IMF ) suspended its loan program to India, and the World Bank also discontinued its assistance. These actions limited the government's options to address the crisis and forced it to take drastic measures to avoid defaulting on its payments. To address the economic crisis, the government implemented various measures, including the pledge of

4704-520: The dissolution of the USSR and Eastern Bloc leaving the U.S. as the sole superpower gave the previously stated institutions the perfect opportunity to force its policies upon developing countries. The crisis was caused by currency overvaluation ; the current account deficit , and investor confidence played significant role in the sharp exchange rate depreciation. During the mid-eighties, India started having balance of payments problems. Precipitated by

4788-618: The economic growth and development, access to basic necessities such as food, shelter, and healthcare have drastically improved for people in India. Additionally, life expectancy has consistently improved from an average of 58.7 years in 1990 to an average of 67.2 in 2021. These challenges while not unique to developing countries, are being addressed considerably well by India over the last few decades. The Indian government has implemented various policies to address these issues, such as poverty alleviation programs, healthcare initiatives, and education reforms. While progress has been significant, there

4872-507: The environment. During the 1970s, the International Monetary Fund (IMF) began to increasingly criticise capital controls and shifted its perspective away from the belief that high unemployment was primarily due to insufficient demand. Instead, it started to emphasise the significance of 'inflexible' labor markets and other supply-side factors as the main causes of economic issues. These shifting views eventually laid

4956-405: The foreign banks seeking to set up business in India should have a minimum start-up capital of $ 25 million as against the existing requirement of $ 10 million. It said that foreign banks can be allowed to set up subsidiaries and joint ventures that should be treated on a par with private banks. In 1998, RBI Governor Bimal Jalan informed the banks that the RBI had a three to four-year perspective on

5040-430: The form of a bill. A bill is the draft of a legislative proposal, which, when passed by both houses of Parliament and assented to by the president, becomes an act of Parliament . Money bills must originate in the Lok Sabha. The Rajya Sabha can only make recommendations over the bills to the House, within a period of fourteen days. Parliamentary committees are formed to deliberate specific matters at length. The public

5124-417: The government's policies. Rashtriya Loktantrik Party founder Hanuman Beniwal along with some MPs caught and overpowered the intruder and became ‘hero’ or ‘saviour’ of the Parliament. Beniwal told the media soon after - " Herogiri unki utar di, [ trans . taught them a lesson]”. Beniwal soon after incident questioned BJP government on national security and called it a ‘big security lapse’ and demanded

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5208-703: The groundwork for what would be recognised as the ' Washington Consensus .' These set of economic liberalisation strategies were 'recommended' ( or forced ) upon developing nations like India by Washington-based institutions, including the IMF, the World Bank, and the United States government's economic departments. The Volcker shock caused capital outflows from the developing world, causing external dollar denominated debt crises and economic slowdowns in Latin America and other developing countries, including India. This along with Gulf War oil price spike and

5292-465: The growth has been uneven, and the benefits of liberalization policies have not been equally distributed across the country. Inequality has increased as the divide between the rich and poor has widened, and marginalized communities have been left behind. Additionally, some have argued that liberalization policies have had negative impacts on the environment and have not addressed issues related to sustainability and social justice. Despite these criticisms,

5376-488: The implementation of economic reforms in 1991, India has experienced substantial economic growth and has emerged as a prominent participant in the global economy. The liberalization policies of the Indian government have facilitated this growth by attracting foreign investments, increasing trade relations, and promoting domestic economic reforms. However, while some argue that these policies have benefited India, there are criticisms that suggest otherwise. Some experts argue that

5460-544: The implementation of the banking reforms since 1992 with the aim of further strengthening the financial institutions of India. It focussed on issues like size of banks and capital adequacy ratio among other things. M. Narasimham, chairman, submitted the report of the Committee on Banking Sector Reforms (Committee-II) to the Finance Minister Yashwant Sinha in April 1998. The 1998 report of

5544-556: The implementation of the committee's recommendations. Based on the other recommendations of the committee, the concept of a universal bank was discussed by the RBI and finally ICICI bank became the first universal bank of India. The RBI published an "Actions Taken on the Recommendations" report on 31 October 2001 on its own website. Most of the recommendations of the Committee have been acted upon (as discussed above) although some major recommendations are still awaiting action from

5628-482: The low reserves, which further worsened the twin deficit problem. In February 1991, the Chandrasekhar government was unable to pass the budget after Moody's downgraded India's bond ratings. The ratings declined further due to the unsuccessful passage of the budget, making it increasingly challenging and expensive for India to borrow money from international capital markets. This placed additional pressure on

5712-412: The need for 'zero' non-performing assets for all Indian banks with International presence. The 1998 report further blamed poor credit decisions, behest-lending and cyclical economic factors among other reasons for the buildup of the non-performing assets of these banks to uncomfortably high levels. The Committee recommended creation of Asset Reconstruction Funds or Asset Reconstruction Companies to take over

5796-458: The pace of reforms and develop it into a constructive usher of an efficient, vibrant and competitive economy by adequately supporting the country's financial needs. In the light of these requirements, two expert Committees were set up in 1990s under the chairmanship of M. Narasimham , former Reserve Bank of India governor which are widely credited for spearheading the financial sector reform in India. The first Narasimhan Committee (Committee on

5880-486: The parliament by demanding answers regarding the security breach and the home minister's statement. A week after the breach, 78 more MPs were suspended, most of them part of the INDIA alliance, after protesting the security breach. [REDACTED]   This article incorporates text from New Parliament Building for Realizing People's Aspirations , which is a copyrighted work of the Government of India , licensed under

5964-488: The parliament, two others, Neelam Devi and Amol Shinde, allegedly opened an aerosol canister, releasing a colored smoke. The sixth individual, Vishal Sharma, was caught meters away from the parliament after filming and uploading the video of the protest outside Parliament to the social media platforms. The alleged leader of the protestors was Lalit Jha, who is affiliated with the Samyabadi Subhas Sabha,

6048-520: The point that India could barely finance three weeks worth of imports. In mid-1991, India's exchange rate was subjected to a severe adjustment. This event began with a slide in the value of the Indian rupee leading up to mid-1991. The authorities at the Reserve Bank of India took partial action, defending the currency by expanding international reserves and slowing the decline in value. However, in mid-1991, with foreign reserves nearly depleted,

6132-414: The president. The number of members from a state depends on its population. The minimum age for a person to become a member of the Rajya Sabha is 30 years. There are no caste-based reservations in Rajya Sabha. As the primary institution responsible for lawmaking, the Indian Parliament possesses a wide array of powers that form the backbone of the country's democratic governance. The period during which

6216-464: The previous banking policies of India and triggered the era of economic liberalization in India in 1991. Given the rigidities and weaknesses had made serious inroads into the Indian banking system by the late 1980s, the Government of India , post-crisis, took several steps to remodel the country's financial system. The banking sector, handling 80% of the flow of money in the economy, needed serious reforms to make it internationally reputable, accelerate

6300-472: The principles of transparency, accountability, and ethical conduct, the Indian Parliament focuses on some of the key behavioral aspects for parliamentarians. In 2022, the Lok Sabha secretariat released a booklet listing out unparliamentary words and expressions before the start of the Monsoon session on 18 July 2022. The banned words if used during debates or otherwise in both the houses would be expunged from

6384-463: The records of the parliament. On 13 December 2001, the Indian Parliament was attacked by an Islamic terrorist group. The perpetrators were Lashkar-e-Taiba (Let) and Jaish-e-Mohammed (JeM) terrorists. The attack led to the deaths of five terrorists, six Delhi Police personnel, two Parliament Security Services personnel, and a gardener, which totaled 14 fatalities. The incident led to increased tensions between India and Pakistan , resulting in

6468-434: The terms of sale for SBI were finalised in 2007–08 itself. The Committee recommended for merger of large Indian banks to make them strong enough for supporting international trade. It recommended a three tier banking structure in India through establishment of three large banks with international presence, eight to ten national banks and a large number of regional and local banks . This proposal had been severely criticized by

6552-465: The value of the rupee would weaken and imports would become more expensive. Parliament of India 28°37′2″N 77°12′29″E  /  28.61722°N 77.20806°E  / 28.61722; 77.20806 The Parliament of India or Indian Parliament , ( ISO : Bhāratīya Saṁsad ) is the supreme legislative body of the Republic of India . It is a bicameral legislature composed of

6636-635: The welfare of the Indian people and kick-started P.V. Narasimha Rao 's economic reform process. In 2024, the RBI has returned its 100 tonnes of gold reserves to India from the UK for the first time since 1991, and by this process, India started holding most of the gold reserves in its own vaults. P. V. Narasimha Rao took over as Prime Minister in June, and appointed Manmohan Singh as Finance Minister . The Narasimha Rao government ushered in several reforms that are collectively referred to as liberalisation in

6720-564: Was also criticized in some quarters as "anti-poor". According to some, the committees failed to recommend measures for faster alleviation of poverty in India by generating new employment. This caused some suffering to small borrowers (both individuals and businesses in tiny, micro and small sectors ). Initially, the recommendations were well received in all quarters, including the Planning Commission of India leading to successful implementation of most of its recommendations. During

6804-545: Was framed in the Central Hall. The Central Hall was originally used in the library of the erstwhile Central Legislative Assembly and the Council of States. In 1946, it was converted and refurbished into the Constituent Assembly Hall. A new parliament building was inaugurated on 28 May 2023. The old building, an 85-year-old structure suffers from inadequacy of space to house members and their staff and

6888-527: Was inaugurated in 2023. The first session in the New Parliament took place on 19 September 2023. The Indian Parliament consists of two houses, namely, the Lok Sabha and the Rajya Sabha , with the president of India acting as their head. The President of India, the head of state , is a component of Parliament vide Article 79 of the Constitution. Under Article 60 and Article 111 of

6972-490: Was seen by some as necessary to secure much-needed funds and prevent defaults on its loan payments. However, it also led to concerns about the impact of foreign entities on India's economy and the potential loss of control over vital industries. India's liberalization policies since 1991 have led to significant economic growth and integration into the global economy, but have also faced criticism for uneven distribution of benefits, austerity, unemployment and negative impacts on

7056-520: Was to secure an emergency loan of $ 2.2 billion from the International Monetary Fund by pledging 67 tons of India's gold reserves as collateral security. The Reserve Bank of India had to airlift 47 tons of gold to the Bank of England and 20 tons of gold to the Union Bank of Switzerland (UBS) to raise $ 600 million. The government, in the midst of the 1991 Indian general elections , conducted

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