A commercial bank is a financial institution that accepts deposits from the public and gives loans for the purposes of consumption and investment to make a profit .
69-587: Aozora Bank, Ltd. ( 株式会社あおぞら銀行 , Kabushiki-gaisha Aozora Ginkō , lit. "Blue Sky Bank") is a Japanese commercial bank that offers service in 19 branches in Japan and in 2 overseas representative offices (as of July 2012). Originally based on the Japanese operations of the Bank of Chōsen , it was known from 1957 to 1977 as Nippon Fudosan Bank and from 1977 to 2001 as Nippon Credit Bank (NCB). Nippon Fudosan Bank
138-539: A common misconception known as the "bank analogy". Unlike commercial banks, central banks are not primarily focused on generating profits and cannot become insolvent in the same way as commercial banks in a fiat currency system. The name bank derives from the Italian word banco 'desk/bench', used during the Italian Renaissance era by Florentine bankers, who used to carry out their transactions on
207-628: A corner of Kenrokuen; separate admission fees apply. Notable features are the vividly coloured walls of the upper floor, with purple or red walls and dark-blue ceilings (red walls— benigara —are a Kanazawa tradition), and the custom-made English carpet in the audience chamber. The Oyama-jinja shrine, which is considered an Important Cultural Property , is also in Kanazawa. It is noted for its imposing three-story Shinmon gate influenced by Dutch design, built in 1875, with its brightly coloured stained-glass windows. Kanazawa's Myōryūji Temple also known as
276-680: A desk covered by a green tablecloth. However, traces of banking activity can be found even in ancient times. In the United States, the term commercial bank was often used to distinguish it from an investment bank due to differences in bank regulation. After the Great Depression , through the Glass–Steagall Act , the U.S. Congress required that commercial banks only engage in banking activities, whereas investment banks were limited to capital market activities. This separation
345-513: A number of services to its clients; these can be split into core banking services such as deposits, loans, and other services which are related to payment systems and other financial services. Along with core products and services, commercial banks perform several secondary functions. The secondary functions of commercial banks can be divided into agency functions and utility functions. Agency functions include: Utility functions include: Kanazawa Kanazawa ( 金沢市 , Kanazawa-shi )
414-466: A set of incentives to attract the artisans and merchants needed to support the samurai population. Chartered merchants and artisans received economic, social, and political privileges in exchange for moving to the city: they were guaranteed business, exempt from certain taxes, and given pieces of land for shops and residences. These merchants and artisans were at the top of the chōnin , or townsman, social class. Other merchants and artisans, who made up
483-482: A sign of backwardness or decline. The growth that Japan experienced while operating under sakoku policy was largely possible because of castle towns such as Kanazawa. They facilitated growth in a way that did not require foreign influence, thus contributing to the success and stability of Japan at the time. The vast wealth of the Maeda was channeled into arts and crafts, rather than military pursuits, and Kanazawa became
552-458: A similar basic pattern: a single-floored residence, usually fairly square or rectangular in plan, surrounded by a garden – both the vegetable and the decorative kinds. The roof was gabled and faced the road. The boundary wall was usually made of beaten earth, topped with tiles. There are a number of them around in the city, most notably in the Nagamachi area. The size and height of
621-469: A water shortage problem. Water was drawn from far upstream, and channeled through kilometres of canals and pipes carefully laid at a 750:1 slope for about 3.3 kilometres (2.1 miles) to the castle. The water was fed to the castle under the moat that lay between it and what is now Kenrokuen by an artesian well. The large lake in Kenrokuen , Kasumi-ga-Ike, acted as an emergency supply. Local legend has it that
690-803: Is Komatsu Airport in the city of Komatsu . Kanazawa is served by the JR West Hokuriku Main Line and the Hokuriku Railroad . Since 14 March 2015, the city is also served by the Hokuriku Shinkansen , shortening the trip from Tokyo to Kanazawa to around 2 and a half hours. With the opening of the Shinkansen line in March 2015, part of the Hokuriku Main Line which was formerly operated by JR West
759-454: Is Honda-machi, where the retainers of the rich and powerful Honda family lived, in what was almost a town within a town. In most cases, even with large fiefs like Sendai and Satsuma, samurai tended to live on their own land. But in Kaga all samurai, regardless of income, lived in Kanazawa. When Kanazawa was finished in more or less its final form in the late 17th century, over three-quarters of it
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#1732788014220828-447: Is commonly called, is superficially similar to the merchant houses (in the same way the samurai houses are superficially similar to farmhouses). However, unlike the merchant houses, where the second floor at the front was for storage, and thus very low, the second story of tea houses are much higher, because the upper floor was used as the main entertaining area. The upper floors are faced with sliding wooden shutters which would be open in
897-634: Is located in the Kudan area of Chiyoda City , Tokyo, near Yasukuni Shrine . The bank has retail branches in Chiba , Fukuoka , Hiroshima , Kanazawa , Kyoto , Nagoya , Osaka ( Namba and Umeda ), Sapporo , Sendai , Takamatsu , Tokyo ( Ikebukuro , Jiyugaoka , Nihonbashi , Shibuya , Shinjuku and Ueno ) and Yokohama . Aozora also has representative offices in New York , Singapore , Seoul , Jakarta and Shanghai , and financing subsidiaries in
966-406: Is strongest, but it is above 125 millimetres (4.9 in) every month of the year. Per Japanese census data, the population of Kanazawa has recently plateaued after a long period of growth. Kanazawa is twinned with the following cities: Kanazawa is a regional commercial centre and transportation hub for Ishikawa Prefecture. It remains noted for its traditional handicrafts industry, including
1035-435: Is that they were wind blockers, which is logical given Kanazawa's weather. Snow was also a significant factor in house design. The roofs sloped into a central garden that was designed to allow snow to collect as much as to provide light to the rear. While the sea of black-glazed tiles sparkling in the sun is a common tourist image of Kanazawa today, the traditional architectural style used wooden boards held down by stones. Due to
1104-511: Is the Ishikawa-mon, the back gate to Kanazawa Castle. The original castle was largely destroyed by fire in 1888 but has been partially restored. The Seisonkaku Villa was built in 1863 by Maeda Nariyasu (13th daimyō of Kaga Domin) for his mother, Takako. It was originally called Tatsumi Goten (Tatsumi Palace). Much of it has been dismantled, but what remains is one of the most elegant remaining feudal lord villas in Japan. The villa stands in
1173-401: Is the capital of Ishikawa Prefecture in central Japan . As of 1 January 2018 , the city had an estimated population of 466,029 in 203,271 households, and a population density of 990 persons per km . The total area of the city was 468.64 square kilometres (180.94 sq mi). The name "Kanazawa" ( 金沢 , 金澤 ), which literally means "marsh of gold", is said to derive from
1242-696: Is the seat of the Ishikawa Prefectural Assembly, and contributes 16 of the 43 members of that body. In terms of national politics, the city forms the Ishikawa 1st District with one seat in the lower house of the Diet of Japan . Kanazawa is located in north-western Ishikawa Prefecture in the Hokuriku region of Japan and is bordered by the Sea of Japan to the west and Toyama Prefecture to
1311-648: The Cayman Islands , Hong Kong , Luxembourg , the United Kingdom and the United States . Commercial bank It can also refer to a bank or a division of a larger bank that deals with corporations or large or middle-sized businesses, to differentiate from retail banks and investment banks . Commercial banks include private sector banks and public sector banks. However, central banks function differently from commercial banks, despite
1380-687: The Muromachi period (1336 to 1573), as the power of the central shōguns in Kyoto was waning, Kaga Province came under the control of the Ikkō-ikki , followers of the teachings of priest Rennyo , of the Jōdo Shinshū sect, who displaced the official governors of the province, the Togashi clan, and established a kind of theocratic republic later known as " The Peasants' Kingdom ." Their principal stronghold
1449-517: The Ninja-dera (Ninja Temple) is an amalgamation of traditional temple architecture, hidden doors, passageways, and hidden escape routes. Local legend has it that the temple, with its hidden doors and passageways, was intended as a secret refuge for the local rulers in the case of an external threat. Mount Utatsu gives a commanding view of the city of Kanazawa. Toyokuni Shrine , Utatsu Shrine (a Tenman-gū ), and Atago Shrine , known together as
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#17327880142201518-514: The Sengoku Period , castle towns were particularly appealing because of their security and defenses. Kanazawa's growth was indicative of a larger trend in Japan from 1580 to 1700: urbanization . In those 120 years, the population of the country nearly doubled, reaching approximately 30,000,000, and the percentage of people living in urban towns of more than 10,000 residents grew more than tenfold. Kanazawa continued to grow until 1710, when
1587-400: The chōnin population reached 64,987, and the city's total reached approximately 120,000. The population then stabilized. Much of the economic and population growth in Kanazawa, as well as in other Japanese castle towns, occurred during Japan's closed country policy ( sakoku ). Beginning in the 1630s, Japan had little or no influence from other countries. However, this phase was clearly not
1656-607: The "Peasant's Kingdom", Morimasa was awarded the province as his fief. However, after the assassination of Oda Nobunaga in 1582, he was displaced by Maeda Toshiie , who founded Kaga Domain . At the Battle of Sekigahara in 1600, Maeda sided with Tokugawa Ieyasu and thus was able to further enlarge his holdings to a massive 1.2 million koku — by far the largest feudal domain within the Tokugawa shogunate . The Maeda clan continued to rule Kaga Domain from Kanazawa Castle through
1725-491: The 14 families with incomes over 3,000 koku and their retainers, not to mention the large number of samurai who arrived from Takaoka (in Toyama Prefecture) with Maeda Toshitsune, the third lord, when he took up his position. The richest families were moved out of the castle and given massive estates throughout the city. Their own retainers were housed in huge complexes nearby. The most notable example in Kanazawa
1794-686: The Ikkō sect. After the Ikkō were defeated, other sects moved in: Sōtō , Shingon , Hokke , Ji, etc. They were placed in their present locations by around 1616. In the Teramachi ("temple town" area), they were lined up side by side along a long straight road leading to the foot of Nodayama. Defensive purposes have often been argued for this type of planning, and it is true that the wide spaces, thick walls, and large halls of temples were able to be used as emergency fortifications. However, to what extent this influenced
1863-628: The Ishikawa Prefectural Board of Education, one public combined middle/high school operated by the national government (associated with Kanazawa University) and two private combined middle/high schools. Aside from the above combined middle/high schools, Kanazawa has 11 public high schools operated by the Ishikawa Prefectural Board of Education, one public industrial high school operated by the city government and four private high schools. Ishikawa Prefecture also operates five special education schools in Kanazawa. The nearest airport
1932-512: The Kaga government, and the geisha districts were abolished a decade later. The districts were made legal again just before the Meiji Restoration, and stayed that way until prostitution was officially outlawed in 1954. The geisha areas were out of bounds to samurai; they were patronised by rich merchants and artisans, who would compete with each other to spend the most money on parties. The geisha house, or "tea house" ( ochaya ) as it
2001-424: The Meiji Restoration the samurai found themselves bereft of their traditional income, and many of them ended up selling off their estates, which were turned into fields before being redeveloped as modern housing before World War II.) One distinctive aspect of Kanazawa, and other castle towns, is the clustering of temples near the entrances. When Kanazawa was ruled by the Ikkō , the temples were all Jōdo Shinshū ,
2070-707: The Mount Utatsu Three Shrines, are found on the mountain. A monument to author Shūsei Tokuda is located near the summit. Kanazawa boasts numerous Edo period (1603–1867) former geisha houses in the Higashi Geisha District, across the Asano river (with its old stone bridge) out from central Kanazawa. Nearby is the Yougetsu Minshuku which sits at one end of one of the most photographed streets in Japan. This area retains
2139-504: The Outer Moat remain. The earth removed from the moat was piled into ridges along the inner side, as an added defence measure. Before the Maeda clan arrived in Kanazawa, the town had a population of only 5,000. However, thanks to Maeda efforts, that number rose quickly. By 1700, Kanazawa rivaled Rome, Amsterdam, and Madrid in size with its population of over 100,000. The Maeda summoned samurai retainers to live in Kanazawa and offered
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2208-706: The Sai River Project. Because the Sai River split in two and the castle was located in the center, a part of the riverbed was unusable. In the 1610s, the construction project diverted the secondary stream into the main river, thus creating usable land, where four new wards opened for chōnin settlement. Some of these poorer merchants became successful enough to compete with chartered merchants for city administration positions, but many supported themselves by making and selling low cost goods, such as umbrellas and straw sandals, for mass consumption. This signifies that
2277-732: The Seisonkaku Villa in Kenrokuen is particularly boldly decorated, with purple and black walls as well. Hyakumangoku Matsuri and Asano-gawa Enyukai are the major festivals held in Kanazawa. Kanazawa-haku is gold that is beaten into a paper-like sheet. Gold leaf plays a prominent part in the city's cultural crafts, to the extent that there is the Kanazawa Yasue Gold Leaf Museum . It is found throughout Kanazawa and Ishikawa; Kanazawa produces 99% of Japan's high-quality gold leaf. The gold leaf that covers
2346-521: The back, facing the inner garden. Beyond that was the kitchen area, and at the rear of the house would be a thick-walled fireproof storehouse. Though very few from the Edo period remain, the basic style remained unchanged until the World War II. One notable feature of the design is the 'sode-utatsu' wings extending forward on the sides of the upper floor. Their exact purpose is not certain, but one theory
2415-519: The borrower. Instead, they open a deposit account from which the borrower can withdraw. In other words, while sanctioning a loan, they automatically create deposits. Regulations In most countries, commercial banks are heavily regulated and this is typically done by a country's central bank . They will impose a number of conditions on the banks that they regulate such as keeping bank reserves and to maintain minimum capital requirements . They also require some capital Commercial banks generally provide
2484-477: The castle town' has been designated an Important Cultural Landscape . Kanazawa is known for its traditional Kaga Cuisine, with seafood a specialty. The sake produced in this region, derived from the rice grown in Ishikawa Prefecture with the considerable precipitation of the Hokuriku region , allowing for an ample supply of clean, fresh water is considered to be of high quality. Omicho market
2553-408: The centre of the "Million-koku Culture", which helped ease suspicions held by the shogunate over the domain's wealth and the status of its daimyō as an "Outer Lord" or Tozama daimyō . The third daimyō Maeda Toshitsune , formed the "Kaga Workmanship Office" and promoted lacquer and gold-and-lacquer-work; and the fifth daimyō , Maeda Tsunanori , collected works of art and artisans from all over
2622-409: The commoner population of Kanazawa began to generate its own consumption demands, thus stimulating even more growth. Kanazawa flourished largely because of a mutually beneficial relationship between the daimyō and the chōnin . The samurai relied on merchants and artisans for goods and services, while the chōnin were able to thrive because of the protection that the daimyō provided. Coming out of
2691-526: The contemporaneous successor of the Long-Term Credit Bank, which wrote off nearly three times as much and was criticized in political circles for doing so. The sale of NCB to Softbank was viewed as a precedent for the licensing of Sony Bank , Seven Bank and other new banking platforms in Japan. The bank was renamed "Aozora" in 2001. Softbank initially planned to make Aozora an investment bank for internet-related companies. However, Softbank
2760-523: The country. Kanazawa was one of the largest cities in Japan throughout the Edo period. Following the Meiji restoration , the modern city of Kanazawa was created on April 1, 1889, with the establishment of the modern municipalities system. The borders of the city gradually expanded by annexing neighbouring towns and villages bringing the area of the city from its initial 10.40 square kilometers to its present 468.64 square kilometers. On April 1, 1996, Kanazawa
2829-467: The crash of the Japanese asset price bubble in the early 1990s: at the time, the bank was approximately ¥270 billion in debt. An investor group led by Softbank , Orix and Tokio Marine & Fire Insurance Co. purchased NCB in 2000 for ¥80 billion. As part of this deal, the government included a "defect warranty provision" ( 瑕疵担保条項 , kashi tanpo jōkō ) to the effect that NCB could demand within
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2898-632: The day or when there was a party going on. The bottom floor is faced with the unique, extremely fine latticework that is known as Kaga lattice. The standard of décor was far higher than most merchant houses, at least to the extent allowed by the Sumptuary Laws that the Shogunate passed. Due in part to the long gloomy winters, Kaga décor is far brighter than the drab earth browns and greens and ochres of Kyoto style: bold bright scarlets ( benigara ; 紅柄 ) and ultramarines were popular. The upper floor of
2967-1092: The east. The city sits between the Sai and Asano rivers. The eastern portion of the city is dominated by the Japanese Alps . Parts of the city are within the borders of the Hakusan National Park . Kanazawa has a humid subtropical climate (Köppen Cfa ) characterized by hot, humid summers and cold winters with heavy snowfall. Average temperatures are slightly cooler than those of Tokyo, with means approximately 4 °C (39 °F) in January, 12 °C (54 °F) in April, 27 °C (81 °F) in August, 17 °C (63 °F) in October, and 7 °C (45 °F) in December. The lowest temperature on record
3036-463: The end of the Edo period . Maeda Toshiie and his successors greatly enlarged Kanazawa Castle and carefully planned the layout of the surrounding jōkamachi to meet strategic and defensive concerns. On April 14, 1631, a fire consumed much of the city, including the castle. In 1632 Maeda Toshitsune ordered the construction of a canal to bring water from the upper Sai River to the castle to alleviate
3105-461: The famous Golden Pavilion in Kyoto was produced in Kanazawa. Gold leaf is even put into food. The city is famous for tea with gold flakes, which is considered by the Japanese people to be good for health and vitality. Kanazawa lacquerware ( Kanazawa shikki ), a high-quality lacquerware traditionally decorated with gold dust, is also well known. 'Cultural landscape in Kanazawa. Tradition and culture in
3174-406: The fringes of the city, with street layouts almost totally unplanned. These areas are some of the most labyrinthine parts of the city, but this was not done for defensive purposes. By this time, peace was quite firmly secured. To alleviate crowding from the continual (illegal) inflow of peasants and other migrants, residents were permitted to rent land from neighbouring farmers. These areas are some of
3243-502: The heavy snowfalls of the Japan Sea coast, traditional tiles were considered to be too heavy. The use of tiles on the frontage and boards under the eaves is to prevent snow damage. Large-scale reorganization of the samurai areas took place in 1611. Areas had been ordained by income. As the total income of the domain had increased fourfold in the past couple of decades, there was some reorganization to be done. And room had to be found for
3312-576: The investment bank as it filed for Chapter 11 bankruptcy in September 2008. By comparison, the second largest unsecured creditor was Mizuho Bank with $ 289 million, and third largest Citibank (Hong Kong branch) with $ 275 million. On December 16, 2008, Aozora Bank announced that it had ¥12.4 billion exposure to the Bernard L. Madoff ponzi scheme. On April 25, 2009, Aozora Bank and Shinsei Bank announced negotiations to integrate their operations in
3381-495: The lake has a plug, which could be pulled to increase the water in the moats. The series of moats were laid out in the early seventeenth century. Initially they were dry, but later connected to the rivers. The Inner Moat was dug in only 27 days, and averaged about four to five feet wide. The Outer Moat took a bit longer, and averages some six to nine feet in width. Though much of the Inner Moat has been filled in, large sections of
3450-468: The layout is not certain. It was, in Kanazawa's case at least, never put to the test. On the other side of town, the Utatsuyama temple district, at the foot of the hill of the same name, has smaller temples and twisty roads. Kanazawa had a further expansion in 1661, when many samurai who had followed their retired Lord Toshitsune to his villa at Komatsu returned after his death. They built houses on
3519-502: The legend of the peasant Imohori Togoro (literally "Togoro Potato-digger"), who was digging for potatoes when flakes of gold washed up. The well in the grounds of Kenroku-en is known as 'Kinjo Reitaku' ( 金城麗澤 ) to acknowledge these roots. The area where Kanazawa is was originally known as Ishiura, whose name is preserved at the Ishiura Shrine near Kenrokuen. The area around Kanazawa was part of ancient Kaga Province . During
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#17327880142203588-441: The look and feel of pre-modern Japan, its two-story wooden façades plain and austere. The effect is accentuated by the early morning mist. At night, the street is lit by recreated Taishō -period streetlamp. Houses were taxed on the width of the frontage, leading to the development of many long, thin houses. Unlike samurai houses, they were built right up to the road and directly abutted their neighbours. They were two-storied, though
3657-531: The most convoluted, as the roads were laid out on the old winding paths through the fields. Thus Kanazawa attained the form that it kept for the rest of the Edo period — even now the majority of roads in the old city are little changed in form from two centuries ago. The only major change was the creation of geisha districts ( hanamachi ) at the foot of Utatsuyama and over the Sai River in 1820, to control and regulate pleasure houses and prostitutes (bath girls; 湯女 ). However, conservative factions regained control of
3726-440: The next three years that the government purchase any claims which had fallen by twenty percent or more from value. A similar provision had controversially been offered to the purchasers of LTCB, which had recently been similarly purchased from the government and renamed Shinsei Bank . Aozora applied this provision conservatively in order to write off ¥400 billion in bad debts owed by about 100 companies, in contrast to Shinsei Bank ,
3795-420: The production of Kutani ware ceramics, and is a major tourist destination. Kanazawa has 58 public elementary schools operated by the city government and one public elementary school operated by the national government (associated with Kanazawa University) and one private elementary school. The city has 25 public middle schools operated by the city government, one public combined middle/high school operated by
3864-407: The rest of the chōnin , came without such promises. Some were first hired as servants for samurai or wealthy merchant families and decided to stay in the city even after their contracts expired, though most moved to Kanazawa for no reason other than the commercial opportunities the city presented. The government further facilitated growth by responding to the needs of these newcomers with projects like
3933-853: The summer of 2010, with an eye toward an eventual merger. Banks had been hit by losses in the US subprime market. The talks collapsed in May 2010 amid disputes over capitalization and business strategy, as well as the abatement of the 2008 financial crisis . Aozora acquired Japan Wealth Management Securities in 2011, merging it with existing subsidiary Aozora Securities in 2012. In January 2013, Cerberus announced that it would sell most of its stake in Aozora, cutting its total share from 58 percent to 7.7 percent. Cerberus sold this last portion of its stake to Barclays for distribution to other investors in August 2013, ending Cerberus's shareholding in Aozora. Aozora's head office
4002-405: The upper floor was used mainly for storage, particularly at the front of the house, above the shop area. One feature of Kanazawa merchant houses is the long earth corridor that runs from the front door to the rear of the house. This was usually on one side, and the rooms opened off it. The typical merchant's house, would have the shop area, then a couple of inner rooms, with the most important room at
4071-400: The wall and the entry gate were also dictated by rank. Samurai over 400 koku in income had a stable gate, used to house guards and horses. Though the Nagamachi area is promoted in the tourist brochures as the 'samurai area', the overwhelming majority of the houses are not samurai houses, but modern post-war housing. There are very few genuine samurai houses in Kanazawa. (This is because after
4140-466: Was 10,000 koku , and apart from the Eight Houses, some twelve families had incomes in excess of this. Kanazawa was filled with huge mansions. Size and location of samurai housing was determined by income and standing. The richest and most powerful samurai in Kanazawa had their own men, often hundreds of them, who were housed in large areas that usually adjoined the main house. Samurai houses shared
4209-548: Was founded in 1957 to manage the remaining assets of the Bank of Chōsen in Japan. It received a special government trust banking license similar to that of the Long-Term Credit Bank of Japan (LTCB), established in 1952. In 1977, it was renamed the Nippon Credit Bank. In December 1998, NCB was brought under government control in order to deal with its extraordinary amount of bad debt left over from
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#17327880142204278-471: Was mostly repealed in 1999 by the Gramm–Leach–Bliley Act . The general role of commercial banks is to provide financial services to the general public and business, ensuring economic and social stability and sustainable growth of the economy. In this respect, credit creation is the most significant function of commercial banks. While sanctioning a loan to a customer, they do not provide cash to
4347-439: Was opened to the public in 1875. It is considered one of the " three great gardens of Japan " and is filled with a variety of trees, ponds, waterfalls and flowers stretching over 25 acres (10 ha). In winter, the park is notable for its yukitsuri – ropes attached in a conical array to trees to support the branches under the weight of the heavy wet snow, thereby protecting the trees from damage. Outside Kenrokuen
4416-403: Was proclaimed a core city with increased local autonomy. Kanazawa has a mayor-council form of government with a directly elected mayor and a unicameral city legislature of 38 members. Since March 2022 the mayor is Takahasi Murayama. His predecessor was Yukiyoshi Yamano who had been mayor since December 2010. Yamano resigned to run for the seat of governor of Ishikawa prefecture. The city
4485-458: Was samurai housing. Nearest the castle were the huge estates of the Eight Houses (chief vassals) and their own retainers. For every 100 koku of income, a samurai was given about 550 square metres of land, and average of the "middle-class" samurai was 800, which is huge compared to modern Japanese housing. The richest vassal family, the Hondas, had a 50,000 koku income. The minimum for daimyo level
4554-413: Was separated and operated by the third-sector company IR Ishikawa Railway . Kanazawa was one of the few major Japanese cities to be spared destruction by air raids during World War II , and as a result, much of Kanazawa's considerable architectural heritage has been preserved. Kenrokuen Garden is by far the most famous part of Kanazawa. Originally built as the outer garden of Kanazawa Castle , it
4623-673: Was the Kanazawa Gobo, on the tip of the Kodatsuno Ridge. Backed by high hills and flanked on two sides by rivers, it was a natural fortress, around which a castle town developed. This was the start of what would become the city of Kanazawa. In 1580, during the Sengoku period (1467 to 1615), Oda Nobunaga sent Shibata Katsuie , and his general Sakuma Morimasa , to conquer the Kaga Ikko-ikki . After overthrowing
4692-604: Was unsuccessful in obtaining the cooperation of the Financial Services Agency , and sold its 49% stake to Cerberus Capital Management in September 2003 for ¥101 billion. Aozora launched operations as a retail bank on April 1, 2006, and opened its first new branch in Nihonbashi on November 20. Aozora Bank was listed as the No. 1 unsecured creditor to Lehman Brothers with about US$ 463 million in bank loans to
4761-462: Was −9.4 °C (15.1 °F) on January 27, 1904, with a maximum of 38.5 °C (101.3 °F) standing as a record since September 8, 1902. The city is distinctly wet, with an average humidity of 73% and 193 rainy days in an average year. Precipitation is highest in the autumn and winter; it averages more than 250 millimetres (10 in)/ month November through January when the Aleutian Low
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