The Federal Crop Insurance Corporation ( FCIC ) is a wholly owned government corporation managed by the Risk Management Agency of the United States Department of Agriculture . FCIC manages the federal crop insurance program, which provides U.S. farmers and agricultural entities with crop insurance protection.
53-644: FCIC or F.C.I.C. may refer to: Federal Crop Insurance Corporation Federal Citizen Information Center Fellow of the Chemical Institute of Canada Financial Crisis Inquiry Commission Franciscan College of the Immaculate Conception , in the Philippines Topics referred to by the same term [REDACTED] This disambiguation page lists articles associated with
106-446: A decrease below the minimum leading to direct danger for amphibian life), increased pollution of surface water , the drying out of wetlands , more and larger wildfires , higher deflation intensity, loss of biodiversity , worse health of trees and the appearance of pests and dendroid diseases. Drought-induced mortality of trees lacks in most climate models in their representation of forests as land carbon sink . Economic losses as
159-491: A diverse climate, ranging from hot, dry regions to cooler, wetter highland regions. The region has considerable variability in seasonal rainfall and a very complex topography. In the northern parts of the region within the Nile basin (Ethiopia, Sudan), the rainfall is characterized by an unimodal cycle with a wet season from July to September. The rest of the region has a bimodal annual cycle, featuring long rains from March to May and
212-434: A factor which increases the gap between developed and developing countries . Effects vary according to vulnerability. For example, subsistence farmers are more likely to migrate during drought because they do not have alternative food-sources. Areas with populations that depend on water sources as a major food-source are more vulnerable to famine. Further examples of social and health consequences include: Wind erosion
265-498: A high level of reflected sunlight and above average prevalence of high pressure systems , winds carrying continental, rather than oceanic air masses, and ridges of high pressure areas aloft can prevent or restrict the developing of thunderstorm activity or rainfall over one certain region. Once a region is within drought, feedback mechanisms such as local arid air, hot conditions which can promote warm core ridging, and minimal evapotranspiration can worsen drought conditions. Within
318-434: A longer duration. Precipitation can be divided into three categories, based on whether it falls as liquid water, liquid water that freezes on contact with the surface, or ice. Droughts occur mainly in areas where normal levels of rainfall are, in themselves, low. If these factors do not support precipitation volumes sufficiently to reach the surface over a sufficient time, the result is a drought. Drought can be triggered by
371-465: A multi-agency partnership, drought is generally defined as "a deficiency of precipitation over an extended period of time (usually a season or more), resulting in a water shortage". The National Weather Service office of the NOAA defines drought as "a deficiency of moisture that results in adverse impacts on people, animals, or vegetation over a sizeable area". Drought is a complex phenomenon − relating to
424-606: A result of droughts include lower agricultural, forests, game and fishing output, higher food-production costs, lower energy-production levels in hydro plants, losses caused by depleted water tourism and transport revenue, problems with water supply for the energy sector and for technological processes in metallurgy, mining, the chemical, paper, wood, foodstuff industries etc., disruption of water supplies for municipal economies. Further examples of common environmental and economic consequences of drought include: Droughts can cause land degradation and loss of soil moisture, resulting in
477-549: A result. This means even regions where overall rainfall is expected to remain relatively stable will experience these impacts. These regions include central and northern Europe. Without climate change mitigation, around one third of land areas are likely to experience moderate or more severe drought by 2100. Due to global warming droughts are more frequent and intense than in the past. Human activity can directly trigger exacerbating factors such as over-farming, excessive irrigation , deforestation , and erosion adversely impact
530-663: A significant role in drought. ENSO comprises two patterns of temperature anomalies in the central Pacific Ocean , known as La Niña and El Niño . La Niña events are generally associated with drier and hotter conditions and further exacerbation of drought in California and the Southwestern United States , and to some extent the U.S. Southeast . Meteorological scientists have observed that La Niñas have become more frequent over time. Conversely, during El Niño events, drier and hotter weather occurs in parts of
583-570: A single dataset can be limiting, as it may not capture the full spectrum of drought characteristics and impacts. Careful monitoring of moisture levels can also help predict increased risk for wildfires. Mechanisms of producing precipitation include convective , stratiform , and orographic rainfall. Convective processes involve strong vertical motions that can cause the overturning of the atmosphere in that location within an hour and cause heavy precipitation, while stratiform processes involve weaker upward motions and less intense precipitation over
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#1732765182947636-666: A water supply crisis across much of the country. As a result, many desalination plants were built for the first time ( see list ). By far the largest part of Australia is desert or semi-arid lands commonly known as the outback . A 2005 study by Australian and American researchers investigated the desertification of the interior, and suggested that one explanation was related to human settlers who arrived about 50,000 years ago. Regular burning by these settlers could have prevented monsoons from reaching interior Australia. In June 2008 it became known that an expert panel had warned of long term, maybe irreversible, severe ecological damage for
689-496: A widespread blanket deposit that covers areas of hundreds of square kilometers and tens of meters thick. Loess often stands in either steep or vertical faces. Loess tends to develop into highly rich soils. Under appropriate climatic conditions, areas with loess are among the most agriculturally productive in the world. Loess deposits are geologically unstable by nature, and will erode very readily. Therefore, windbreaks (such as big trees and bushes) are often planted by farmers to reduce
742-426: Is a similar concept to water scarcity . The different categories of droughts have different causes but similar effects: Several indices have been defined to quantify and monitor drought at different spatial and temporal scales. A key property of drought indices is their spatial comparability, and they must be statistically robust. Drought indices include: High-resolution drought information helps to better assess
795-453: Is also negatively effected by drought stress, the reduction in crop yield results from a decrease in photosynthetic rate, changes in leaf development, and altered allocation of resources all due to drought stress. Crop plants exposed to drought stress suffer from reductions in leaf water potential and transpiration rate. Water-use efficiency increases in crops such as wheat while decreasing in others, such as potatoes. Plants need water for
848-477: Is insufficient rainfall to support vegetation. Drought is one of the most complex and major natural hazards , and it has devastating impacts on the environment, economy, water resources, agriculture, and society worldwide. One can divide the impacts of droughts and water shortages into three groups: environmental, economic and social (including health). Environmental effects of droughts include: lower surface and subterranean water-levels, lower flow-levels (with
901-494: Is much more severe in arid areas and during times of drought. For example, in the Great Plains , it is estimated that soil loss due to wind erosion can be as much as 6100 times greater in drought years than in wet years. Loess is a homogeneous, typically nonstratified, porous, friable , slightly coherent, often calcareous, fine-grained, silty , pale yellow or buff, windblown ( Aeolian ) sediment . It generally occurs as
954-410: Is related to low runoff, streamflow, and reservoir and groundwater storage. An agricultural or ecological drought is causing plant stress from a combination of evaporation and low soil moisture . Some organizations add another category: socioeconomic drought occurs when the demand for an economic good exceeds supply as a result of a weather-related shortfall in water supply. The socioeconomic drought
1007-493: Is the heterogeneous distribution of hydrologic extremes in space and time. For instance, El Niño can cause droughts in one part of the region and floods in the other. This is also a common situation within a country, e.g., in Ethiopia. The recent years with consecutive droughts followed by floods are a testament to the need to better forecast these kinds of events and their impacts. Approximately 2.4 billion people live in
1060-1084: The Amazon River Basin, Colombia , and Central America . Winters during the El Niño are warmer and drier than average conditions in the Northwest, northern Midwest, and northern Mideast United States, so those regions experience reduced snowfalls. Conditions are also drier than normal from December to February in south-central Africa, mainly in Zambia , Zimbabwe , Mozambique , and Botswana . Direct effects of El Niño resulting in drier conditions occur in parts of Southeast Asia and Northern Australia , increasing bush fires , worsening haze , and decreasing air quality dramatically. Drier-than-normal conditions are also in general observed in Queensland , inland Victoria , inland New South Wales , and eastern Tasmania from June to August. As warm water spreads from
1113-527: The Amazon basin , Australia , the Sahel region and India . For example, in 2005, parts of the Amazon basin experienced the worst drought in 100 years. Australia could experience more severe droughts and they could become more frequent in the future, a government-commissioned report said on July 6, 2008. The long Australian Millennial drought broke in 2010. The 2020–2022 Horn of Africa drought has surpassed
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#17327651829471166-508: The drainage basin of the Himalayan rivers. India , China , Pakistan , Bangladesh , Nepal and Myanmar could experience floods followed by droughts in coming decades. More than 150 districts in India are drought vulnerable, mostly concentrated in the state of Rajasthan, Gujarat, Madhya Pradesh and its adjoining Chhattisgarh, Uttar Pradesh, northern Karnataka and adjoining Maharashtra of
1219-541: The 1930s, farmers thought they were safe during the Great Depression because they could provide food for themselves. That changed quickly when the Dust Bowl drought made it difficult for farmers to produce any crops during this time. By not being able to produce these essential crops, they lacked necessary food for themselves and were unable to make money off of the crops. In order to help America recover from
1272-567: The Great Depression, President Franklin D. Roosevelt started the New Deal , which was a plan compiled of federal programs, including several focused on farming. The Federal Crop Insurance Corporation was a program created to carry out the government initiative to provide insurance for farmers' produce, which means that farmers would receive compensation for crops, even if they were not sustained in that year. On September 26, 1980,
1325-518: The Horn of Africa during the period 2020–2023 leading to the third longest and most widespread drought on record with dire implications for food security (see Horn of Africa drought (2020–present) ). Conversely, other parts experienced extreme floods, e.g., the 2020 East Africa floods in Ethiopia, Rwanda, Kenya, Burundi, and Uganda, and the 2022 floods in South Sudan. A key feature in the region
1378-478: The ability of the land to capture and hold water. In arid climates, the main source of erosion is wind. Erosion can be the result of material movement by the wind. The wind can cause small particles to be lifted and therefore moved to another region (deflation). Suspended particles within the wind may impact on solid objects causing erosion by abrasion (ecological succession). Wind erosion generally occurs in areas with little or no vegetation, often in areas where there
1431-526: The absence of water − which is difficult to monitor and define. By the early 1980s, over 150 definitions of "drought" had already been published. The range of definitions reflects differences in regions, needs, and disciplinary approaches. There are three major categories of drought based on where in the water cycle the moisture deficit occurs: meteorological drought, hydrological drought, and agricultural or ecological drought. A meteorological drought occurs due to lack of precipitation . A hydrological drought
1484-764: The amount of fuel for wildfires. Drought is a recurring feature of the climate in most parts of the world, becoming more extreme and less predictable due to climate change , which dendrochronological studies date back to 1900. There are three kinds of drought effects, environmental, economic and social. Environmental effects include the drying of wetlands , more and larger wildfires, loss of biodiversity . Economic impacts of drought result due to negative disruptions to agriculture and livestock farming (causing food insecurity ), forestry, public water supplies , maritime navigation (due to e.g.: lower water levels), electric power supply (by affecting hydropower systems) and impacts on human health. Social and health costs include
1537-543: The biotech corn hybrid seeds went into effect in 2009. The United States Department of Agriculture allows private insurance companies that participate in the federal crop insurance program to transfer a portion of their risk to the federal government. The standard reinsurance agreement establishes the terms and conditions under which the United States federal government will provide subsidies and reinsurance on eligible crop insurance contracts sold or reinsured by
1590-448: The destruction of cropland productivity. This can result in diminished crop growth or yield productions and carrying capacity for livestock . Drought in combination with high levels of grazing pressure can function as the tipping point for an ecosystem, causing woody encroachment . Water stress affects plant development and quality in a variety of ways: firstly drought can cause poor germination and impaired seedling development. At
1643-459: The health of people who are directly exposed to this phenomenon (excessive heat waves ). Droughts can also cause limitations of water supplies, increased water pollution levels, high food-costs, stress caused by failed harvests, water scarcity , etc. Reduced water quality can occur because lower water-flows reduce dilution of pollutants and increase contamination of remaining water sources. This explains why droughts and water scarcity operate as
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1696-419: The horrific drought in 2010–2011 in both duration and severity. More than 150 districts in India are drought vulnerable, mostly concentrated in the state of Rajasthan, Gujarat, Madhya Pradesh and its adjoining Chhattisgarh, Uttar Pradesh, northern Karnataka and adjoining Maharashtra of the country. Throughout history, humans have usually viewed droughts as disasters due to the impact on food availability and
1749-599: The insurance company named on the agreement. Drought A drought is a period of drier-than-normal conditions. A drought can last for days, months or years. Drought often has large impacts on the ecosystems and agriculture of affected regions, and causes harm to the local economy . Annual dry seasons in the tropics significantly increase the chances of a drought developing, with subsequent increased wildfire risks. Heat waves can significantly worsen drought conditions by increasing evapotranspiration . This dries out forests and other vegetation, and increases
1802-507: The lack of water in the plants, bushfires are common. Since water vapor becomes more energetic with increasing temperature, more water vapor is required to increase relative humidity values to 100% at higher temperatures (or to get the temperature to fall to the dew point). Periods of warmth quicken the pace of fruit and vegetable production, increase evaporation and transpiration from plants, and worsen drought conditions. The El Niño–Southern Oscillation (ENSO) phenomenon can sometimes play
1855-537: The mandatory participation Catastrophic coverage was created. "Catastrophic coverage compensated farmers for losses exceeding 50 percent of an average yield paid at 60 percent of the price established for the crop for that year." Mandatory participation was repealed in 1996, but for the farmers who had accepted other benefits it was mandatory to obtain crop insurance, or they would surrender the eligibility for any benefits that were caused by disaster . An independent office designed to supervise and monitor FCIC activities
1908-415: The negative effect on the health of people directly exposed to this phenomenon (excessive heat waves), high food costs, stress caused by failed harvests, water scarcity , etc. Drought can also lead to increased air pollution due to increased dust concentrations and wildfires . Prolonged droughts have caused mass migrations and humanitarian crisis . Examples for regions with increased drought risks are
1961-515: The occurrence of droughts has increased as a result of the increase in temperature and atmospheric evaporative demand . In addition, increased climate variability has increased the frequency and severity of drought events. Moreover, the occurrence and impact of droughts are aggravated by anthropogenic activities such as land use change and water management and demand. The IPCC Sixth Assessment Report also pointed out that "Warming over land drives an increase in atmospheric evaporative demand and in
2014-578: The program was expanded through Public Law 96-365. Initially, participation in FCIC was voluntary. However, insurance premiums were subsidized by the U.S. government as a means of encouraging participation in the FCIC program. This changed with the Federal Crop Insurance Reform Act of 1994 , which required farmers to participate in the program in order to be eligible for deficiency payments related to certain FCIC programs. During
2067-543: The rainforest towards a " tipping point " where it would irreversibly start to die. It concludes that the rainforest is on the brink of being turned into savanna or desert , with catastrophic consequences for the world's climate. According to the WWF , the combination of climate change and deforestation increases the drying effect of dead trees that fuels forest fires. The 1997–2009 Millennium Drought in Australia led to
2120-543: The reduction in plant growth and yields. Another factor influencing reduced plant growth and yields include the allocation of resources; following drought stress plants will allocate more resources to roots to aid in water uptake increasing root growth and reducing the growth of other plant parts while decreasing yields. The most negative impacts of drought for humans include crop failure , food crisis , famine, malnutrition, and poverty , which lead to loss of life and mass migration of people. There are negative effects on
2173-451: The rest of society. People have viewed drought as a natural disaster or as something influenced by human activity , or as a result of supernatural forces. The IPCC Sixth Assessment Report defines a drought simply as "drier than normal conditions". This means that a drought is "a moisture deficit relative to the average water availability at a given location and season". According to National Integrated Drought Information System ,
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2226-669: The result of three weather-related disasters – drought , excess moisture, and hail – with the remaining claims divided among 27 different causes, including crop-damaging frost and tornados. In September 2008, the U.S. Department of Agriculture approved the expansion of the FCIC's risk management program to include agricultural producers involved in the planting and harvesting of certain biotech corn hybrid seeds that are designed to be resistant to damage from lepidoptera pests (including moths and their larvae) and below-ground corn rootworm damage. The biotech corn hybrid seeds must also show tolerance to certain herbicides. FCIC coverage for
2279-564: The same time plant growth relies on cellular division, cell enlargement, and differentiation. Drought stress impairs mitosis and cell elongation via loss of turgor pressure which results in poor growth. Development of leaves is also dependent upon turgor pressure, concentration of nutrients, and carbon assimilates all of which are reduced by drought conditions, thus drought stress lead to a decrease in leaf size and number. Plant height, biomass, leaf size and stem girth has been shown to decrease in maize under water limiting conditions. Crop yield
2332-464: The severity of drought events" and "Increased atmospheric evaporative demand increases plant water stress, leading to agricultural and ecological drought". There is a rise of compound warm-season droughts in Europe that are concurrent with an increase in potential evapotranspiration . Higher temperatures increase evaporation. This dries the soil and increases plant stress . Agriculture suffers as
2385-466: The short rains from October to December. The frequent occurrence of hydrological extremes, like droughts and floods , harms the already vulnerable population suffering from severe poverty and economic turmoil. Droughts prompted food shortages for example in 1984–85 , 2006 and 2011 . The Eastern African region experiences the impacts of climate change in different forms. For instance, below-average rainfall occurred for six consecutive rainy seasons in
2438-450: The spatial and temporal changes and variability in drought duration, severity, and magnitude at a much finer scale. This supports the development of site-specific adaptation measures. The application of multiple indices using different datasets helps to better manage and monitor droughts than using a single dataset, This is particularly the case in regions of the world where not enough data is available such as Africa and South America. Using
2491-467: The title FCIC . If an internal link led you here, you may wish to change the link to point directly to the intended article. Retrieved from " https://en.wikipedia.org/w/index.php?title=FCIC&oldid=932822935 " Category : Disambiguation pages Hidden categories: Short description is different from Wikidata All article disambiguation pages All disambiguation pages Federal Crop Insurance Corporation During
2544-584: The tropics, distinct, wet and dry seasons emerge due to the movement of the Intertropical Convergence Zone or Monsoon trough . The dry season greatly increases drought occurrence, and is characterized by its low humidity, with watering holes and rivers drying up. Because of the lack of these watering holes, many grazing animals are forced to migrate due to the lack of water in search of more fertile lands. Examples of such animals are zebras , elephants , and wildebeest . Because of
2597-414: The uptake of nutrients from the soil, and for the transport of nutrients throughout the plant: drought conditions limit these functions leading to stunted growth. Drought stress also causes a decrease in photosynthetic activity in plants due to the reduction of photosynthetic tissues, stomatal closure, and reduced performance of photosynthetic machinery. This reduction in photosynthetic activity contributes to
2650-465: The west Pacific and the Indian Ocean to the east Pacific, it causes extensive drought in the western Pacific. Singapore experienced the driest February in 2014 since records began in 1869, with only 6.3 mm of rain falling in the month and temperatures hitting as high as 35 °C on 26 February. The years 1968 and 2005 had the next driest Februaries, when 8.4 mm of rain fell. Globally,
2703-725: The whole Murray-Darling basin if it did not receive sufficient water by October 2008. Australia could experience more severe droughts and they could become more frequent in the future, a government-commissioned report said on July 6, 2008. Australian environmentalist Tim Flannery , predicted that unless it made drastic changes, Perth in Western Australia could become the world's first ghost metropolis , an abandoned city with no more water to sustain its population. The long Australian Millennial drought broke in 2010. East Africa , including for example Ethiopia, Eritrea, Kenya, Somalia, South Sudan, Sudan, Tanzania, and Uganda, has
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#17327651829472756-513: The wind erosion of loess. In 2005, parts of the Amazon basin experienced the worst drought in 100 years. A 2006 article reported results showing that the forest in its present form could survive only three years of drought. Scientists at the Brazilian National Institute of Amazonian Research argue in the article that this drought response, coupled with the effects of deforestation on regional climate, are pushing
2809-537: Was mandated in the Federal Agriculture Improvement and Reform Act of 1996 (P.L.104-127). The Agriculture Risk Protection Act of 2000 (ARPA) made amendments, providing for FCIC to offer a wider selection of insurance-related risk management tools to farmers and agricultural entities. Between 1980 and 2005, FCIC recorded $ 43.6 billion in total claims, averaging approximately $ 1.7 billion in losses per year. Three-quarters of FCIC claims were
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