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A financial institution , sometimes called a banking institution , is a business entity that provides service as an intermediary for different types of financial monetary transactions. Broadly speaking, there are three major types of financial institution:

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86-401: Financial institutions can be distinguished broadly into two categories according to ownership structure: Some experts see a trend toward homogenisation of financial institutions, meaning a tendency to invest in similar areas and have similar business strategies. A consequence of this might be fewer banks serving specific target groups, and small-scale producers may be under-served. This is why

172-523: A network comprising different types of computers, potentially with vastly differing memory sizes, processing power and even basic underlying architecture. In algebra, homogeneous polynomials have the same number of factors of a given kind. In the study of binary relations , a homogeneous relation R is on a single set ( R ⊆ X × X ) while a heterogeneous relation concerns possibly distinct sets ( R ⊆ X × Y ,   X = Y or X ≠ Y ). In statistical meta-analysis , study heterogeneity

258-401: A big number of different terms for environmental heterogeneity, often undefined or conflicting in their meaning. Habitat diversity and habitat heterogeneity are a synonyms of environmental heterogeneity. In chemistry , a heterogeneous mixture consists of either or both of 1) multiple states of matter or 2) hydrophilic and hydrophobic substances in one mixture; an example of

344-410: A deficit or a surplus of electrons are called ions . Electrons that are farthest from the nucleus may be transferred to other nearby atoms or shared between atoms. By this mechanism, atoms are able to bond into molecules and other types of chemical compounds like ionic and covalent network crystals . By definition, any two atoms with an identical number of protons in their nuclei belong to

430-422: A different way, is internal conversion —a process that produces high-speed electrons that are not beta rays, followed by production of high-energy photons that are not gamma rays. A few large nuclei explode into two or more charged fragments of varying masses plus several neutrons, in a decay called spontaneous nuclear fission . Each radioactive isotope has a characteristic decay time period—the half-life —that

516-456: A finite set of orbits, and could jump between these orbits only in discrete changes of energy corresponding to absorption or radiation of a photon. This quantization was used to explain why the electrons' orbits are stable and why elements absorb and emit electromagnetic radiation in discrete spectra. Bohr's model could only predict the emission spectra of hydrogen, not atoms with more than one electron. Back in 1815, William Prout observed that

602-529: A form of light but made of negatively charged particles because they can be deflected by electric and magnetic fields. He measured these particles to be at least a thousand times lighter than hydrogen (the lightest atom). He called these new particles corpuscles but they were later renamed electrons since these are the particles that carry electricity. Thomson also showed that electrons were identical to particles given off by photoelectric and radioactive materials. Thomson explained that an electric current

688-419: A fractional electric charge. Protons are composed of two up quarks (each with charge + ⁠ 2 / 3 ⁠ ) and one down quark (with a charge of − ⁠ 1 / 3 ⁠ ). Neutrons consist of one up quark and two down quarks. This distinction accounts for the difference in mass and charge between the two particles. The quarks are held together by the strong interaction (or strong force), which

774-484: A given accuracy in measuring a position one could only obtain a range of probable values for momentum, and vice versa. Thus, the planetary model of the atom was discarded in favor of one that described atomic orbital zones around the nucleus where a given electron is most likely to be found. This model was able to explain observations of atomic behavior that previous models could not, such as certain structural and spectral patterns of atoms larger than hydrogen. Though

860-473: A heterogeneous substance in many aspects; for instance, rocks (geology) are inherently heterogeneous, usually occurring at the micro-scale and mini-scale. In formal semantics , homogeneity is the phenomenon in which plural expressions imply "all" when asserted but "none" when negated . For example, the English sentence "Robin read the books" means that Robin read all the books, while "Robin didn't read

946-451: A mathematical function that characterises the probability that an electron appears to be at a particular location when its position is measured. Only a discrete (or quantized ) set of these orbitals exist around the nucleus, as other possible wave patterns rapidly decay into a more stable form. Orbitals can have one or more ring or node structures, and differ from each other in size, shape and orientation. Each atomic orbital corresponds to

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1032-415: A particular energy level of the electron. The electron can change its state to a higher energy level by absorbing a photon with sufficient energy to boost it into the new quantum state. Likewise, through spontaneous emission , an electron in a higher energy state can drop to a lower energy state while radiating the excess energy as a photon. These characteristic energy values, defined by the differences in

1118-552: A series of experiments in which they bombarded thin foils of metal with a beam of alpha particles . They did this to measure the scattering patterns of the alpha particles. They spotted a small number of alpha particles being deflected by angles greater than 90°. This shouldn't have been possible according to the Thomson model of the atom, whose charges were too diffuse to produce a sufficiently strong electric field. The deflections should have all been negligible. Rutherford proposed that

1204-519: A set of atomic numbers, from the single-proton element hydrogen up to the 118-proton element oganesson . All known isotopes of elements with atomic numbers greater than 82 are radioactive, although the radioactivity of element 83 ( bismuth ) is so slight as to be practically negligible. About 339 nuclides occur naturally on Earth , of which 251 (about 74%) have not been observed to decay, and are referred to as " stable isotopes ". Only 90 nuclides are stable theoretically , while another 161 (bringing

1290-472: A short-ranged attractive potential called the residual strong force . At distances smaller than 2.5 fm this force is much more powerful than the electrostatic force that causes positively charged protons to repel each other. Atoms of the same element have the same number of protons, called the atomic number . Within a single element, the number of neutrons may vary, determining the isotope of that element. The total number of protons and neutrons determine

1376-440: A size that is too small to be measured using available techniques. It was the lightest particle with a positive rest mass measured, until the discovery of neutrino mass. Under ordinary conditions, electrons are bound to the positively charged nucleus by the attraction created from opposite electric charges. If an atom has more or fewer electrons than its atomic number, then it becomes respectively negatively or positively charged as

1462-627: A smaller scale. This is known as an effective medium approximation . Various disciplines understand heterogeneity , or being heterogeneous , in different ways. Environmental heterogeneity (EH) is a hypernym for different environmental factors that contribute to the diversity of species, like climate, topography, and land cover. Biodiversity is correlated with geodiversity on a global scale. Heterogeneity in geodiversity features and environmental variables are indicators of environmental heterogeneity. They drive biodiversity at local and regional scales. Scientific literature in ecology contains

1548-542: A target of the United Nations Sustainable Development Goal 10 is to improve the regulation and monitoring of global financial institutions and strengthen such regulations. Standard Settlement Instructions (SSIs) are the agreements between two financial institutions which fix the receiving agents of each counterparty in ordinary trades of some type. These agreements allow the related counterparties to make faster operations since

1634-432: A tiny atomic nucleus , and are collectively called nucleons . The radius of a nucleus is approximately equal to 1.07 A 3 {\displaystyle 1.07{\sqrt[{3}]{A}}}   femtometres , where A {\displaystyle A} is the total number of nucleons. This is much smaller than the radius of the atom, which is on the order of 10  fm. The nucleons are bound together by

1720-434: A whole. If an atom has more electrons than protons, then it has an overall negative charge, and is called a negative ion (or anion). Conversely, if it has more protons than electrons, it has a positive charge, and is called a positive ion (or cation). The electrons of an atom are attracted to the protons in an atomic nucleus by the electromagnetic force . The protons and neutrons in the nucleus are attracted to each other by

1806-470: A whole; a charged atom is called an ion . Electrons have been known since the late 19th century, mostly thanks to J.J. Thomson ; see history of subatomic physics for details. Protons have a positive charge and a mass of 1.6726 × 10  kg . The number of protons in an atom is called its atomic number . Ernest Rutherford (1919) observed that nitrogen under alpha-particle bombardment ejects what appeared to be hydrogen nuclei. By 1920 he had accepted that

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1892-400: Is heterogeneous is distinctly nonuniform in at least one of these qualities. The words homogeneous and heterogeneous come from Medieval Latin homogeneus and heterogeneus , from Ancient Greek ὁμογενής ( homogenēs ) and ἑτερογενής ( heterogenēs ), from ὁμός ( homos , "same") and ἕτερος ( heteros , "other, another, different") respectively, followed by γένος ( genos , "kind"); -ous

1978-499: Is 29.5% nitrogen and 70.5% oxygen. Adjusting these figures, in nitrous oxide there is 80 g of oxygen for every 140 g of nitrogen, in nitric oxide there is about 160 g of oxygen for every 140 g of nitrogen, and in nitrogen dioxide there is 320 g of oxygen for every 140 g of nitrogen. 80, 160, and 320 form a ratio of 1:2:4. The respective formulas for these oxides are N 2 O , NO , and NO 2 . In 1897, J. J. Thomson discovered that cathode rays are not

2064-427: Is 88.1% tin and 11.9% oxygen, and the other is a white powder that is 78.7% tin and 21.3% oxygen. Adjusting these figures, in the grey powder there is about 13.5 g of oxygen for every 100 g of tin, and in the white powder there is about 27 g of oxygen for every 100 g of tin. 13.5 and 27 form a ratio of 1:2. Dalton concluded that in the grey oxide there is one atom of oxygen for every atom of tin, and in

2150-544: Is a mixture of two or more compounds . Examples are: mixtures of sand and water or sand and iron filings, a conglomerate rock, water and oil, a salad, trail mix , and concrete (not cement). A mixture can be determined to be homogeneous when everything is settled and equal, and the liquid, gas, the object is one color or the same form. Various models have been proposed to model the concentrations in different phases. The phenomena to be considered are mass rates and reaction. Homogeneous reactions are chemical reactions in which

2236-408: Is a measure of the distance out to which the electron cloud extends from the nucleus. This assumes the atom to exhibit a spherical shape, which is only obeyed for atoms in vacuum or free space. Atomic radii may be derived from the distances between two nuclei when the two atoms are joined in a chemical bond . The radius varies with the location of an atom on the atomic chart, the type of chemical bond,

2322-446: Is a spelling traditionally reserved to biology and pathology , referring to the property of an object in the body having its origin outside the body. The concepts are the same to every level of complexity. From atoms to galaxies , plants , animals , humans , and other living organisms all share both a common or unique set of complexities. Hence, an element may be homogeneous on a larger scale, compared to being heterogeneous on

2408-573: Is affected by the ratio of protons to neutrons, and also by the presence of certain "magic numbers" of neutrons or protons that represent closed and filled quantum shells. These quantum shells correspond to a set of energy levels within the shell model of the nucleus; filled shells, such as the filled shell of 50 protons for tin, confers unusual stability on the nuclide. Of the 251 known stable nuclides, only four have both an odd number of protons and odd number of neutrons: hydrogen-2 ( deuterium ), lithium-6 , boron-10 , and nitrogen-14 . ( Tantalum-180m

2494-406: Is an adjectival suffix. Alternate spellings omitting the last -e- (and the associated pronunciations) are common, but mistaken: homogenous is strictly a biological/pathological term which has largely been replaced by homologous . But use of homogenous to mean homogeneous has seen a rise since 2000, enough for it to now be considered an "established variant". Similarly, heterogenous

2580-438: Is higher than its proton number, so Rutherford hypothesized that the surplus weight was carried by unknown particles with no electric charge and a mass equal to that of the proton. In 1928, Walter Bothe observed that beryllium emitted a highly penetrating, electrically neutral radiation when bombarded with alpha particles. It was later discovered that this radiation could knock hydrogen atoms out of paraffin wax . Initially it

2666-429: Is mediated by gluons . The protons and neutrons, in turn, are held to each other in the nucleus by the nuclear force , which is a residuum of the strong force that has somewhat different range-properties (see the article on the nuclear force for more). The gluon is a member of the family of gauge bosons , which are elementary particles that mediate physical forces. All the bound protons and neutrons in an atom make up

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2752-481: Is not based on these old concepts. In the early 19th century, the scientist John Dalton found evidence that matter really is composed of discrete units, and so applied the word atom to those units. In the early 1800s, John Dalton compiled experimental data gathered by him and other scientists and discovered a pattern now known as the " law of multiple proportions ". He noticed that in any group of chemical compounds which all contain two particular chemical elements,

2838-425: Is not possible due to quantum effects . More than 99.9994% of an atom's mass is in the nucleus. Protons have a positive electric charge and neutrons have no charge, so the nucleus is positively charged. The electrons are negatively charged, and this opposing charge is what binds them to the nucleus. If the numbers of protons and electrons are equal, as they normally are, then the atom is electrically neutral as

2924-502: Is odd-odd and observationally stable, but is predicted to decay with a very long half-life.) Also, only four naturally occurring, radioactive odd-odd nuclides have a half-life over a billion years: potassium-40 , vanadium-50 , lanthanum-138 , and lutetium-176 . Most odd-odd nuclei are highly unstable with respect to beta decay , because the decay products are even-even, and are therefore more strongly bound, due to nuclear pairing effects . The large majority of an atom's mass comes from

3010-477: Is required to bring them together. It is this energy-releasing process that makes nuclear fusion in stars a self-sustaining reaction. For heavier nuclei, the binding energy per nucleon begins to decrease. That means that a fusion process producing a nucleus that has an atomic number higher than about 26, and a mass number higher than about 60, is an endothermic process . Thus, more massive nuclei cannot undergo an energy-producing fusion reaction that can sustain

3096-455: Is responsible for most of the physical changes observed in nature. Chemistry is the science that studies these changes. The basic idea that matter is made up of tiny indivisible particles is an old idea that appeared in many ancient cultures. The word atom is derived from the ancient Greek word atomos , which means "uncuttable". But this ancient idea was based in philosophical reasoning rather than scientific reasoning. Modern atomic theory

3182-421: Is that an accelerating charged particle radiates electromagnetic radiation, causing the particle to lose kinetic energy. Circular motion counts as acceleration, which means that an electron orbiting a central charge should spiral down into that nucleus as it loses speed. In 1913, the physicist Niels Bohr proposed a new model in which the electrons of an atom were assumed to orbit the nucleus but could only do so in

3268-470: Is the mass loss and c is the speed of light . This deficit is part of the binding energy of the new nucleus, and it is the non-recoverable loss of the energy that causes the fused particles to remain together in a state that requires this energy to separate. The fusion of two nuclei that create larger nuclei with lower atomic numbers than iron and nickel —a total nucleon number of about 60—is usually an exothermic process that releases more energy than

3354-460: Is the passing of electrons from one atom to the next, and when there was no current the electrons embedded themselves in the atoms. This in turn meant that atoms were not indivisible as scientists thought. The atom was composed of electrons whose negative charge was balanced out by some source of positive charge to create an electrically neutral atom. Ions, Thomson explained, must be atoms which have an excess or shortage of electrons. The electrons in

3440-442: Is thought to be one of the underlying reasons that make treatment of cancer difficult. In physics , "heterogeneous" is understood to mean "having physical properties that vary within the medium". In sociology , "heterogeneous" may refer to a society or group that includes individuals of differing ethnicities, cultural backgrounds, sexes, or ages. Diverse is the more common synonym in the context. Atom Atoms are

3526-553: Is when multiple studies on an effect are measuring somewhat different effects due to differences in subject population, intervention, choice of analysis, experimental design, etc.; this can cause problems in attempts to summarize the meaning of the studies. In medicine and genetics , a genetic or allelic heterogeneous condition is one where the same disease or condition can be caused, or contributed to, by several factors, or in genetic terms, by varying or different genes or alleles . In cancer research , cancer cell heterogeneity

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3612-662: The Financial Supervisory Authority of Norway , Germany with Federal Financial Supervisory Authority and Russia with Central Bank of Russia . Merits of raising funds through financial institutions are as follows: Homogenisation Homogeneity and heterogeneity are concepts relating to the uniformity of a substance , process or image. A homogeneous feature is uniform in composition or character (i.e. color, shape, size, weight, height, distribution, texture, language, income, disease, temperature, radioactivity, architectural design, etc.); one that

3698-491: The Schroedinger equation , which describes electrons as three-dimensional waveforms rather than points in space. A consequence of using waveforms to describe particles is that it is mathematically impossible to obtain precise values for both the position and momentum of a particle at a given point in time. This became known as the uncertainty principle , formulated by Werner Heisenberg in 1927. In this concept, for

3784-880: The United States , where the key governing bodies are the Federal Financial Institutions Examination Council (FFIEC), Office of the Comptroller of the Currency – National Banks, Federal Deposit Insurance Corporation (FDIC) State "non-member" banks, National Credit Union Administration (NCUA) – Credit Unions, Federal Reserve (Fed) – "member" banks, Office of Thrift Supervision – National Savings & Loan Association, State governments each often regulate and charter financial institutions. Countries that have one consolidated financial regulator include: Norway with

3870-438: The hydrostatic equilibrium of a star. The electrons in an atom are attracted to the protons in the nucleus by the electromagnetic force . This force binds the electrons inside an electrostatic potential well surrounding the smaller nucleus, which means that an external source of energy is needed for the electron to escape. The closer an electron is to the nucleus, the greater the attractive force. Hence electrons bound near

3956-547: The nuclear force . This force is usually stronger than the electromagnetic force that repels the positively charged protons from one another. Under certain circumstances, the repelling electromagnetic force becomes stronger than the nuclear force. In this case, the nucleus splits and leaves behind different elements . This is a form of nuclear decay . Atoms can attach to one or more other atoms by chemical bonds to form chemical compounds such as molecules or crystals . The ability of atoms to attach and detach from each other

4042-472: The nuclide . The number of neutrons relative to the protons determines the stability of the nucleus, with certain isotopes undergoing radioactive decay . The proton, the electron, and the neutron are classified as fermions . Fermions obey the Pauli exclusion principle which prohibits identical fermions, such as multiple protons, from occupying the same quantum state at the same time. Thus, every proton in

4128-517: The 'surface' of these particles is not sharply defined. The neutron was discovered in 1932 by the English physicist James Chadwick . In the Standard Model of physics, electrons are truly elementary particles with no internal structure, whereas protons and neutrons are composite particles composed of elementary particles called quarks . There are two types of quarks in atoms, each having

4214-399: The amount of Element A per measure of Element B will differ across these compounds by ratios of small whole numbers. This pattern suggested that each element combines with other elements in multiples of a basic unit of weight, with each element having a unit of unique weight. Dalton decided to call these units "atoms". For example, there are two types of tin oxide : one is a grey powder that

4300-444: The atom logically had to be balanced out by a commensurate amount of positive charge, but Thomson had no idea where this positive charge came from, so he tentatively proposed that it was everywhere in the atom, the atom being in the shape of a sphere. This was the mathematically simplest hypothesis to fit the available evidence, or lack thereof. Following from this, Thomson imagined that the balance of electrostatic forces would distribute

4386-422: The atomic mass unit (for example the mass of a nitrogen-14 is roughly 14 Da), but this number will not be exactly an integer except (by definition) in the case of carbon-12. The heaviest stable atom is lead-208, with a mass of 207.976 6521  Da . As even the most massive atoms are far too light to work with directly, chemists instead use the unit of moles . One mole of atoms of any element always has

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4472-491: The atomic weights of many elements were multiples of hydrogen's atomic weight, which is in fact true for all of them if one takes isotopes into account. In 1898, J. J. Thomson found that the positive charge of a hydrogen ion is equal to the negative charge of an electron, and these were then the smallest known charged particles. Thomson later found that the positive charge in an atom is a positive multiple of an electron's negative charge. In 1913, Henry Moseley discovered that

4558-412: The basic particles of the chemical elements . An atom consists of a nucleus of protons and generally neutrons , surrounded by an electromagnetically bound swarm of electrons . The chemical elements are distinguished from each other by the number of protons that are in their atoms. For example, any atom that contains 11 protons is sodium , and any atom that contains 29 protons is copper . Atoms with

4644-411: The books" means that she read none of them. Neither sentence can be asserted if Robin read exactly half of the books. This is a puzzle because the negative sentence does not appear to be the classical negation of the sentence. A variety of explanations have been proposed including that natural language operates on a trivalent logic . With information technology , heterogeneous computing occurs in

4730-413: The center of the potential well require more energy to escape than those at greater separations. Electrons, like other particles, have properties of both a particle and a wave . The electron cloud is a region inside the potential well where each electron forms a type of three-dimensional standing wave —a wave form that does not move relative to the nucleus. This behavior is defined by an atomic orbital ,

4816-478: The chemical elements, at least one stable isotope exists. As a rule, there is only a handful of stable isotopes for each of these elements, the average being 3.1 stable isotopes per element. Twenty-six " monoisotopic elements " have only a single stable isotope, while the largest number of stable isotopes observed for any element is ten, for the element tin . Elements 43 , 61 , and all elements numbered 83 or higher have no stable isotopes. Stability of isotopes

4902-453: The core of the Sun protons require energies of 3 to 10 keV to overcome their mutual repulsion—the coulomb barrier —and fuse together into a single nucleus. Nuclear fission is the opposite process, causing a nucleus to split into two smaller nuclei—usually through radioactive decay. The nucleus can also be modified through bombardment by high energy subatomic particles or photons. If this modifies

4988-512: The electrons throughout the sphere in a more or less even manner. Thomson's model is popularly known as the plum pudding model , though neither Thomson nor his colleagues used this analogy. Thomson's model was incomplete, it was unable to predict any other properties of the elements such as emission spectra and valencies . It was soon rendered obsolete by the discovery of the atomic nucleus . Between 1908 and 1913, Ernest Rutherford and his colleagues Hans Geiger and Ernest Marsden performed

5074-506: The energies of the quantum states, are responsible for atomic spectral lines . The amount of energy needed to remove or add an electron—the electron binding energy —is far less than the binding energy of nucleons . For example, it requires only 13.6 eV to strip a ground-state electron from a hydrogen atom, compared to 2.23  million eV for splitting a deuterium nucleus. Atoms are electrically neutral if they have an equal number of protons and electrons. Atoms that have either

5160-671: The energies of the recoiling charged particles, he deduced that the radiation was actually composed of electrically neutral particles which could not be massless like the gamma ray, but instead were required to have a mass similar to that of a proton. Chadwick now claimed these particles as Rutherford's neutrons. In 1925, Werner Heisenberg published the first consistent mathematical formulation of quantum mechanics ( matrix mechanics ). One year earlier, Louis de Broglie had proposed that all particles behave like waves to some extent, and in 1926 Erwin Schroedinger used this idea to develop

5246-433: The frequencies of X-ray emissions from an excited atom were a mathematical function of its atomic number and hydrogen's nuclear charge. In 1919 Rutherford bombarded nitrogen gas with alpha particles and detected hydrogen ions being emitted from the gas, and concluded that they were produced by alpha particles hitting and splitting the nuclei of the nitrogen atoms. These observations led Rutherford to conclude that

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5332-416: The hydrogen nucleus is a distinct particle within the atom and named it proton . Neutrons have no electrical charge and have a mass of 1.6749 × 10  kg . Neutrons are the heaviest of the three constituent particles, but their mass can be reduced by the nuclear binding energy . Neutrons and protons (collectively known as nucleons ) have comparable dimensions—on the order of 2.5 × 10  m —although

5418-445: The hydrogen nucleus is a singular particle with a positive charge equal to the electron's negative charge. He named this particle " proton " in 1920. The number of protons in an atom (which Rutherford called the " atomic number " ) was found to be equal to the element's ordinal number on the periodic table and therefore provided a simple and clear-cut way of distinguishing the elements from each other. The atomic weight of each element

5504-464: The latter would be a mixture of water, octane , and silicone grease . Heterogeneous solids, liquids, and gases may be made homogeneous by melting, stirring, or by allowing time to pass for diffusion to distribute the molecules evenly. For example, adding dye to water will create a heterogeneous solution at first, but will become homogeneous over time. Entropy allows for heterogeneous substances to become homogeneous over time. A heterogeneous mixture

5590-449: The money supply via fractional-reserve banking . Regulatory structures differ in each country, but typically involve prudential regulation as well as consumer protection and market stability. Some countries have one consolidated agency that regulates all financial institutions while others have separate agencies for different types of institutions such as banks, insurance companies and brokers. Countries that have separate agencies include

5676-432: The mutual repulsion of the protons requires an increasing proportion of neutrons to maintain the stability of the nucleus. The number of protons and neutrons in the atomic nucleus can be modified, although this can require very high energies because of the strong force. Nuclear fusion occurs when multiple atomic particles join to form a heavier nucleus, such as through the energetic collision of two nuclei. For example, at

5762-509: The nucleus must occupy a quantum state different from all other protons, and the same applies to all neutrons of the nucleus and to all electrons of the electron cloud. A nucleus that has a different number of protons than neutrons can potentially drop to a lower energy state through a radioactive decay that causes the number of protons and neutrons to more closely match. As a result, atoms with matching numbers of protons and neutrons are more stable against decay, but with increasing atomic number,

5848-515: The nucleus to emit particles or electromagnetic radiation. Radioactivity can occur when the radius of a nucleus is large compared with the radius of the strong force, which only acts over distances on the order of 1 fm. The most common forms of radioactive decay are: Other more rare types of radioactive decay include ejection of neutrons or protons or clusters of nucleons from a nucleus, or more than one beta particle . An analog of gamma emission which allows excited nuclei to lose energy in

5934-453: The number of hydrogen atoms. A single carat diamond with a mass of 2 × 10  kg contains about 10 sextillion (10 ) atoms of carbon . If an apple were magnified to the size of the Earth, then the atoms in the apple would be approximately the size of the original apple. Every element has one or more isotopes that have unstable nuclei that are subject to radioactive decay, causing

6020-450: The number of neighboring atoms ( coordination number ) and a quantum mechanical property known as spin . On the periodic table of the elements, atom size tends to increase when moving down columns, but decrease when moving across rows (left to right). Consequently, the smallest atom is helium with a radius of 32  pm , while one of the largest is caesium at 225 pm. When subjected to external forces, like electrical fields ,

6106-451: The number of protons in a nucleus, the atom changes to a different chemical element. If the mass of the nucleus following a fusion reaction is less than the sum of the masses of the separate particles, then the difference between these two values can be emitted as a type of usable energy (such as a gamma ray , or the kinetic energy of a beta particle ), as described by Albert Einstein 's mass–energy equivalence formula, E=mc , where m

6192-435: The positive charge of the atom is concentrated in a tiny volume at the center of the atom and that the electrons surround this nucleus in a diffuse cloud. This nucleus carried almost all of the atom's mass, the electrons being so very light. Only such an intense concentration of charge, anchored by its high mass, could produce an electric field that could deflect the alpha particles so strongly. A problem in classical mechanics

6278-448: The protons and neutrons that make it up. The total number of these particles (called "nucleons") in a given atom is called the mass number . It is a positive integer and dimensionless (instead of having dimension of mass), because it expresses a count. An example of use of a mass number is "carbon-12," which has 12 nucleons (six protons and six neutrons). The actual mass of an atom at rest is often expressed in daltons (Da), also called

6364-401: The reactants and products are in the same phase , while heterogeneous reactions have reactants in two or more phases. Reactions that take place on the surface of a catalyst of a different phase are also heterogeneous. A reaction between two gases or two miscible liquids is homogeneous. A reaction between a gas and a liquid, a gas and a solid or a liquid and a solid is heterogeneous. Earth is

6450-421: The red powder there is about 42 g of oxygen for every 100 g of iron. 28 and 42 form a ratio of 2:3. Dalton concluded that in these oxides, for every two atoms of iron, there are two or three atoms of oxygen respectively ( Fe 2 O 2 and Fe 2 O 3 ). As a final example: nitrous oxide is 63.3% nitrogen and 36.7% oxygen, nitric oxide is 44.05% nitrogen and 55.95% oxygen, and nitrogen dioxide

6536-412: The same chemical element . Atoms with equal numbers of protons but a different number of neutrons are different isotopes of the same element. For example, all hydrogen atoms admit exactly one proton, but isotopes exist with no neutrons ( hydrogen-1 , by far the most common form, also called protium), one neutron ( deuterium ), two neutrons ( tritium ) and more than two neutrons . The known elements form

6622-498: The same number of atoms (about 6.022 × 10 ). This number was chosen so that if an element has an atomic mass of 1 u, a mole of atoms of that element has a mass close to one gram. Because of the definition of the unified atomic mass unit , each carbon-12 atom has an atomic mass of exactly 12 Da, and so a mole of carbon-12 atoms weighs exactly 0.012 kg. Atoms lack a well-defined outer boundary, so their dimensions are usually described in terms of an atomic radius . This

6708-448: The same number of protons but a different number of neutrons are called isotopes of the same element. Atoms are extremely small, typically around 100  picometers across. A human hair is about a million carbon atoms wide. Atoms are smaller than the shortest wavelength of visible light, which means humans cannot see atoms with conventional microscopes. They are so small that accurately predicting their behavior using classical physics

6794-539: The shape of an atom may deviate from spherical symmetry . The deformation depends on the field magnitude and the orbital type of outer shell electrons, as shown by group-theoretical considerations. Aspherical deviations might be elicited for instance in crystals , where large crystal-electrical fields may occur at low-symmetry lattice sites. Significant ellipsoidal deformations have been shown to occur for sulfur ions and chalcogen ions in pyrite -type compounds. Atomic dimensions are thousands of times smaller than

6880-414: The time used to settle the receiving agents is conserved. Limiting each subject to an SSI also lowers the likelihood of a fraud . SSIs are used by financial institutions to facilitate fast and accurate cross-border payments. Financial institutions in most countries operate in a heavily regulated environment because they are critical parts of countries' economies, due to economies' dependence on them to grow

6966-737: The total to 251) have not been observed to decay, even though in theory it is energetically possible. These are also formally classified as "stable". An additional 35 radioactive nuclides have half-lives longer than 100 million years, and are long-lived enough to have been present since the birth of the Solar System . This collection of 286 nuclides are known as primordial nuclides . Finally, an additional 53 short-lived nuclides are known to occur naturally, as daughter products of primordial nuclide decay (such as radium from uranium ), or as products of natural energetic processes on Earth, such as cosmic ray bombardment (for example, carbon-14). For 80 of

7052-445: The unified atomic mass unit (u). This unit is defined as a twelfth of the mass of a free neutral atom of carbon-12 , which is approximately 1.66 × 10  kg . Hydrogen-1 (the lightest isotope of hydrogen which is also the nuclide with the lowest mass) has an atomic weight of 1.007825 Da. The value of this number is called the atomic mass . A given atom has an atomic mass approximately equal (within 1%) to its mass number times

7138-406: The wavelengths of light (400–700  nm ) so they cannot be viewed using an optical microscope , although individual atoms can be observed using a scanning tunneling microscope . To visualize the minuteness of the atom, consider that a typical human hair is about 1 million carbon atoms in width. A single drop of water contains about 2  sextillion ( 2 × 10 ) atoms of oxygen, and twice

7224-432: The white oxide there are two atoms of oxygen for every atom of tin ( SnO and SnO 2 ). Dalton also analyzed iron oxides . There is one type of iron oxide that is a black powder which is 78.1% iron and 21.9% oxygen; and there is another iron oxide that is a red powder which is 70.4% iron and 29.6% oxygen. Adjusting these figures, in the black powder there is about 28 g of oxygen for every 100 g of iron, and in

7310-407: The word atom originally denoted a particle that cannot be cut into smaller particles, in modern scientific usage the atom is composed of various subatomic particles . The constituent particles of an atom are the electron , the proton and the neutron . The electron is the least massive of these particles by four orders of magnitude at 9.11 × 10  kg , with a negative electrical charge and

7396-432: Was thought to be high-energy gamma radiation , since gamma radiation had a similar effect on electrons in metals, but James Chadwick found that the ionization effect was too strong for it to be due to electromagnetic radiation, so long as energy and momentum were conserved in the interaction. In 1932, Chadwick exposed various elements, such as hydrogen and nitrogen, to the mysterious "beryllium radiation", and by measuring

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