Misplaced Pages

Philippine Health Insurance Corporation

Article snapshot taken from Wikipedia with creative commons attribution-sharealike license. Give it a read and then ask your questions in the chat. We can research this topic together.
#557442

127-767: The Philippine Health Insurance Corporation ( PhilHealth ) was created in 1995 to implement universal health coverage in the Philippines . It is a tax-exempt, government-owned and controlled corporation (GOCC) of the Philippines, and is attached to the Department of Health . On August 4, 1969, Republic Act 6111 or the Philippine Medical Care Act of 1969 was signed by President Ferdinand E. Marcos and implemented in August 1971. Its stated goal

254-403: A capitation system. No formal system sets deductibles or co-payments for beneficiaries, but health care providers are allowed to "balance bill", charging patients the balance between what PhilHealth pays and the total cost of care. This is atypical of most government health programs around the world and can lead to abuse by providers (e.g., overcharging) and thus limited access for the poorest. At

381-421: A comprehensive package of services, including inpatient care, catastrophic coverage, ambulatory surgeries, deliveries, and outpatient treatment for malaria and tuberculosis . Those identified as indigent and OFW are also entitled to outpatient primary care benefits (PCB1) or TSEKAP. Inpatient care includes room and board, medicines, diagnostic and other services, professional fees and operating room services under

508-534: A condominium unit or apartment in Metro Manila. Negros Oriental Rep. Arnulfo Teves said he and House Speaker Pantaleon Alvarez had the chance to talk to Dela Serna during an event at the House of Representatives, and they were appalled at her extravagant lifestyle. "She admitted to staying in the hotel for one year or more… More or less one year sa hotel siya nakatira charged to Philhealth and she said she thought it

635-515: A day of admission. Providers are allowed to charge the patient the difference between the total cost of care and what PhilHealth pays (i.e., balance billing). Indigent and sponsored members, lifetime members, senior citizen members and household members are entitled to avail the free hospitalization under the no-balance billing scheme (NBB) when they are admitted in a non-private room of public or government hospitals. NBB are not applicable under private rooms and private hospitals so members have to pay

762-410: A dialysis facility. The Northern Territory has the highest incidence rate per population of haemodialysis, with Indigenous Australians having higher rates of Chronic Kidney Disease and lower rates of functional kidney transplants than the broader population. The remote Central Australian town of Alice Springs , despite having a population of approximately 25000, has the largest dialysis unit in

889-420: A dialysis team and the patient. Open communication will allow giving a better quality of life. Knowing the patients' needs will allow the dialysis team to provide more options like: changes in dialysis type like home dialysis for patients to be able to be more active or changes in eating habits to avoid unnecessary waste products. Indications for dialysis in a patient with acute kidney injury are summarized with

1016-669: A governing board chaired by the Secretary of Health with representation from other government departments (ministries) and agencies, and the private sector including the OFW sector. PhilHealth has a governing board of 13 individuals, chaired by the Secretary of Health, with the President and CEO of PhilHealth as vice-chair. While the law, RA 7875, that created the National Health Insurance Program provides that

1143-455: A janitor, not a PhilHealth member, had been lying in bed to claim benefits as a PhilHealth-accredited patient. Also in 2006, PhilHealth revoked the accreditation of Sara Medical Clinic in Midsayap for admitting ghost patients. 2018, A lawmaker was shocked to find out that Philhealth interim president Celestina Dela Serna spent one year living at a hotel worth P3,800 per night instead of renting

1270-469: A larger and larger percentage of the population, until the remaining 1% of the population that was uninsured received coverage in 2000. Single payer healthcare systems were introduced in Finland (1972), Portugal (1979), Cyprus (1980), Spain (1986) and Iceland (1990). Switzerland introduced a universal healthcare system based on an insurance mandate in 1994. In addition, universal health coverage

1397-760: A means for the healthy to pay for the care of the sick and for those who can afford medical care to subsidize those who cannot. Both local and national governments allocate funds to subsidize the indigent . The Philippine Medical Care Program began in 1971 following the Philippine Medical Care Act of 1969. It mandated creation of the Philippine Medical Care Commission (PMCC). In 1990, bills were passed that led to significant improvement of public health care insurance. House Bill 14225 and Senate Bill 01738 became Republic Act 7875, known as "The National Health Insurance Act of 1995". Approved by President Fidel Ramos on February 14, 1995, this become

SECTION 10

#1732781008558

1524-668: A mixed model of funding. General taxation revenue is the primary source of funding, but in many countries it is supplemented by specific charge (which may be charged to the individual or an employer) or with the option of private payments (by direct or optional insurance) for services beyond those covered by the public system. Almost all European systems are financed through a mix of public and private contributions. Most universal health care systems are funded primarily by tax revenue (as in Portugal , India , Spain, Denmark and Sweden). Some nations, such as Germany, France, and Japan, employ

1651-408: A multi-payer system in which health care is funded by private and public contributions. However, much of the non-government funding comes from contributions from employers and employees to regulated non-profit sickness funds. Contributions are compulsory and defined according to law. A distinction is also made between municipal and national healthcare funding. For example, one model is that the bulk of

1778-404: A new for-profit dialysis industry responding to government payment policies. A 1999 study concluded that "patients treated in for-profit dialysis facilities have higher mortality rates and are less likely to be placed on the waiting list for a renal transplant than are patients who are treated in not-for-profit facilities", possibly because transplantation removes a constant stream of revenue from

1905-409: A pH buffer to neutralize the metabolic acidosis that is often present in these patients. The levels of the components of dialysate are typically prescribed by a nephrologist according to the needs of the individual patient. In peritoneal dialysis , wastes and water are removed from the blood inside the body using the peritoneum as a natural semipermeable membrane. Waste and excess water move from

2032-554: A part of the endocrine system , producing erythropoietin , calcitriol and renin . Erythropoietin is involved in the production of red blood cells and calcitriol plays a role in bone formation. Dialysis is an imperfect treatment to replace kidney function because it does not correct the compromised endocrine functions of the kidney. Dialysis treatments replace some of these functions through diffusion (waste removal) and ultrafiltration (fluid removal). Dialysis uses highly purified (also known as "ultrapure") water. Dialysis works on

2159-406: A patient has definite kidney failure symptoms, which may occur at an estimated GFR of 5–9 ml/min/1.73 . Even though it is not a cure for kidney failure, dialysis is a very effective treatment. Survival rates of kidney failure are generally longer with dialysis than without (having only conservative kidney management). However, from the age of 80 and in elderly patients with comorbidities there

2286-565: A profit from the mandatory element of insurance but can profit by selling supplemental insurance. Universal health care is a broad concept that has been implemented in several ways. The common denominator for all such programs is some form of government action aimed at extending access to health care as widely as possible and setting minimum standards. Most implement universal health care through legislation, regulation, and taxation. Legislation and regulation direct what care must be provided, to whom, and on what basis. Usually, some costs are borne by

2413-597: A requirement that all citizens purchase private health insurance. Universal healthcare can be determined by three critical dimensions: who is covered, what services are covered, and how much of the cost is covered. It is described by the World Health Organization as a situation where citizens can access health services without incurring financial hardship. Then-Director General of the WHO Margaret Chan described universal health coverage as

2540-415: A score of 68 from 2019 to 2021. It is reported that catastrophic out-of-pocket (OOP) health expenditures have impacted over 1 billion individuals globally. Additionally, in the year 2019, it was found that 2 billion people experienced financial difficulties due to health expenses, with ongoing, significant disparities in coverage. The report suggests several strategies to mitigate these challenges: it calls for

2667-602: A single payer universal healthcare system would benefit the United States. According to a 2020 study published in The Lancet , the proposed Medicare for All Act would save 68,000 lives and $ 450 billion in national healthcare expenditure annually. A 2022 study published in the PNAS found that a single-payer universal healthcare system would have saved 212,000 lives and averted over $ 100 billion in medical costs during

SECTION 20

#1732781008558

2794-527: A single-payer or common risk pool. The government later opened VHI to competition, but without a compensation pool. That resulted in foreign insurance companies entering the Irish market and offering much less expensive health insurance to relatively healthy segments of the market, which then made higher profits at VHI's expense. The government later reintroduced community rating by a pooling arrangement and at least one main major insurance company, BUPA, withdrew from

2921-426: A way of getting regular social contact, being concerned about necessary changes to their homes and their family members becoming carers. Other reasons include a lack of motivation, doubting abilities for self-managed treatment, and not having suitable housing or support at home. Hospital dialysis is also often presented as the norm by healthcare professionals. Encouraging people to have dialysis at home could reduce

3048-609: A week for a minimum or six times a month for a minimum of three months. UK clinical guidelines recommend offering people a choice regarding where they get their dialysis. Research in the UK found that receiving dialysis at home can lead to better quality of life and is less costly than receiving dialysis in hospital. However, many people in the UK prefer to receive dialysis in hospital: In 2022, only 1 in 6 chose receiving it at home. There are various reasons why people do not choose home dialysis. Among these are preferring hospitals as

3175-400: A week. Given that dialysis patients have little or no capacity to filtrate solutes and regulate their fluid volume due to kidney dysfunction, missing dialysis is potentially lethal. These patients can be hyperkalaemic leading to cardiac dysrhythmias and potential cardiac arrest , as well as fluid in the alveoli of their lungs which can impair breathing. Some medications can be used in

3302-535: Is health inequity ). This approach encourages integrated care and a more effective use of resources. The United Kingdom National Audit Office in 2003 published an international comparison of ten different health care systems in ten developed countries, nine universal systems against one non-universal system (the United States), and their relative costs and key health outcomes. A wider international comparison of 16 countries, each with universal health care,

3429-455: Is a combination between hemodialysis and hemofiltration, thus used to purify the blood from toxins when the kidney is not working normally and also used to treat acute kidney injury (AKI). In intestinal dialysis, the diet is supplemented with soluble fibres such as acacia fibre , which is digested by bacteria in the colon. This bacterial growth increases the amount of nitrogen that is eliminated in fecal waste. An alternative approach utilizes

3556-405: Is a thin layer of material that contains holes of various sizes, or pores. Smaller solutes and fluid pass through the membrane, but the membrane blocks the passage of larger substances (for example, red blood cells and large proteins). This replicates the filtering process that takes place in the kidneys when the blood enters the kidneys and the larger substances are separated from the smaller ones in

3683-426: Is a type of renal replacement therapy . Dialysis may need to be initiated when there is a sudden rapid loss of kidney function, known as acute kidney injury (previously called acute renal failure), or when a gradual decline in kidney function, chronic kidney failure , reaches stage 5. Stage 5 chronic renal failure is reached when the glomerular filtration rate is less than 15% of the normal, creatinine clearance

3810-482: Is a way of organizing the delivery, and allocating resources, of healthcare (and potentially social care) based on populations in a given geography with a common need (such as asthma , end of life , urgent care ). Rather than focus on institutions such as hospitals, primary care, community care etc. the system focuses on the population with a common as a whole. This includes people currently being treated, and those that are not being treated but should be (i.e. where there

3937-414: Is applied; as a result, water moves across the very permeable membrane rapidly, "dragging" along with it many dissolved substances, including ones with large molecular weights, which are not cleared as well by hemodialysis. Salts and water lost from the blood during this process are replaced with a "substitution fluid" that is infused into the extracorporeal circuit during the treatment. Hemodiafiltration

Philippine Health Insurance Corporation - Misplaced Pages Continue

4064-433: Is associated with multifactorial markers of nutrition, inflammation , anaemia and dialysis dose, which highlights the importance of multimodal intervention strategies besides adequate hemodialysis treatment as determined by Kt/V alone. Biocompatible synthetic membranes , specific small size material dialyzers and new low extra-corporeal volume tubing have been developed for young infants. Arterial and venous tubing length

4191-705: Is common and intensity of end-of-life care is highly variable among people opting out of dialysis. Over the past 20 years, children have benefited from major improvements in both technology and clinical management of dialysis. Morbidity during dialysis sessions has decreased with seizures being exceptional and hypotensive episodes rare. Pain and discomfort have been reduced with the use of chronic internal jugular venous catheters and anesthetic creams for fistula puncture. Non-invasive technologies to assess patient target dry weight and access flow can significantly reduce patient morbidity and health care costs. Mortality in paediatric and young adult patients on chronic hemodialysis

4318-680: Is composed of informal sectors, self-earning individuals, organized groups, Filipinos with dual citizenship, and natural-born citizens. Although treated separately, the Overseas Filipino Workers (OFW) program or migrant workers are part of the informal economy. Migrant workers are sub-categorized as either land-based or sea-based (for seafarers). Since 1996, the benefits package and delivery system have improved. PhilHealth now has an Outpatient and Diagnostic Package limited to indigent beneficiaries. This addition creates nearly comprehensive coverage for indigents. In 2011, 23 Case Rates

4445-526: Is cross-subsidization across districts. The national government payment is dependent on the availability of funds. The benefits package is essentially the same for each membership category, PhilHealth deduction will depend upon the final diagnosis. The exception is for indigents and Overseas Filipino Workers (OFWs) who have additional outpatient primary care benefits (with the providers paid by capitation) however these benefits are available only through public providers. PhilHealth and beneficiaries have access to

4572-428: Is currently used to meet the essential health requirements of all people. A particular form of private health insurance that has often emerged, if financial risk protection mechanisms have only a limited impact, is community-based health insurance. Individual members of a specific community pay to a collective health fund which they can draw from when they need medical care. Contributions are not risk-related and there

4699-507: Is generally a high level of community involvement in the running of these plans. Community-based health insurance generally only play a limited role in helping countries move towards universal health coverage. Challenges includes inequitable access by the poorest that health service utilization of members generally increase after enrollment. Universal health care systems vary according to the degree of government involvement in providing care or health insurance. In some countries, such as Canada,

4826-475: Is generally organized around providing either all residents or only those who cannot afford on their own, with either health services or the means to acquire them, with the end goal of improving health outcomes. Universal healthcare does not imply coverage for all cases and for all people – only that all people have access to healthcare when and where needed without financial hardship. Some universal healthcare systems are government-funded, while others are based on

4953-510: Is input manually with data encoded into the claims processing information system. Once the claim is approved for payment, checks are prepared for the signature of regional heads. Electronic reimbursements are planned but has yet to be implemented. PhilHealth conducts its own Monitoring and Evaluation , though the law mandates that University of the Philippines National Institutes of Health engages in monitoring of

5080-524: Is less than 10 mL per minute, and uremia is present. Dialysis is used as a temporary measure in either acute kidney injury or in those awaiting kidney transplant and as a permanent measure in those for whom a transplant is not indicated or not possible. In West European countries, Australia, Canada, the United Kingdom, and the United States, dialysis is paid for by the government for those who are eligible. The first successful dialysis

5207-433: Is made of minimum length and diameter, a <80 ml to <110 ml volume tubing is designed for pediatric patients and a >130 to <224 ml tubing are for adult patients, regardless of blood pump segment size, which can be of 6.4 mm for normal dialysis or 8.0mm for high flux dialysis in all patients. All dialysis machine manufacturers design their machine to do the pediatric dialysis. In pediatric patients,

Philippine Health Insurance Corporation - Misplaced Pages Continue

5334-448: Is no advantage in eliminating people with higher risks because they are compensated for by means of risk-adjusted capitation payments. Funds are not allowed to pick and choose their policyholders or deny coverage, but they compete mainly on price and service. In some countries, the basic coverage level is set by the government and cannot be modified. The Republic of Ireland at one time had a "community rating" system by VHI , effectively

5461-411: Is no difference in survival between the two groups. Dialysis is an intensive treatment that has a serious impact on those treated with it. Being on dialysis usually leads to a poor quality of life . However, there are strategies that can make it more tolerable. Receiving dialysis at home might improve people's quality of life and autonomy. Dialysis is typically on a regular schedule of three times

5588-420: Is repeated 4–5 times per day; automatic systems can run more frequent exchange cycles overnight. Peritoneal dialysis is less efficient than hemodialysis, but because it is carried out for a longer period of time the net effect in terms of removal of waste products and of salt and water are similar to hemodialysis. Peritoneal dialysis is carried out at home by the patient, often without help. This frees patients from

5715-455: Is seen only as a temporary measure for children compared with renal transplantation because this enables the best chance of rehabilitation in terms of educational and psychosocial functioning. Long-term chronic dialysis, however, the highest standards should be applied to these children to preserve their future "cardiovascular life"—which might include more dialysis time and on-line hemodiafiltration online hdf with synthetic high flux membranes with

5842-427: Is then returned via the circuit back to the body. Ultrafiltration occurs by increasing the hydrostatic pressure across the dialyzer membrane. This usually is done by applying a negative pressure to the dialysate compartment of the dialyzer. This pressure gradient causes water and dissolved solutes to move from blood to dialysate and allows the removal of several litres of excess fluid during a typical 4-hour treatment. In

5969-465: Is to "ensure a sustainable national health insurance program for all", according to the company. In 2010, it claimed to have achieved "universal" coverage at 86% of the population, although the 2008 National Demographic Health Survey showed that only 38 percent of respondents were aware of at least one household member being enrolled in PhilHealth. Nevertheless, this social insurance program provides

6096-461: Is universal, such as by requiring all citizens to purchase insurance or by limiting the ability of insurance companies to deny insurance to individuals or vary price between individuals. Single-payer health care is a system in which the government, rather than private insurers, pays for all health care costs. Single-payer systems may contract for healthcare services from private organizations, or own and employ healthcare resources and personnel (as

6223-496: Is usually called nocturnal daily hemodialysis and a study has shown it provides a significant improvement in both small and large molecular weight clearance and decreases the need for phosphate binders . These frequent long treatments are often done at home while sleeping, but home dialysis is a flexible modality and schedules can be changed day to day, week to week. In general, studies show that both increased treatment length and frequency are clinically beneficial. Hemo-dialysis

6350-668: Is usually enforced via legislation requiring residents to purchase insurance, but sometimes the government provides the insurance. Sometimes there may be a choice of multiple public and private funds providing a standard service (as in Germany) or sometimes just a single public fund (as in the Canadian provinces). Healthcare in Switzerland is based on compulsory insurance. In some European countries where private insurance and universal health care coexist, such as Germany, Belgium and

6477-490: Is usually the state, some forms of single-payer use a mixed public-private system. In tax-based financing, individuals contribute to the provision of health services through various taxes. These are typically pooled across the whole population unless local governments raise and retain tax revenues. Some countries (notably Spain , the United Kingdom , Ireland , New Zealand , Italy , Brazil , Portugal , India and

SECTION 50

#1732781008558

6604-635: Is valid for up to 3 years. PhilHealth accreditation staff physically check and verify compliance. PhilHealth has peer review committees mostly composed of health care providers who review specific cases. PhilHealth planned to implement quality-based purchasing but had not executed on this plan as of December 2009. PhilHealth has been developing incentives focused on payment to health care professionals. Doctors are usually independent practitioners who 'practice' in hospitals. Salaried government physicians are allowed to also engage in private practice. Efforts to implement case payments essentially focus on bundling

6731-480: Is voluntary in contrast to social insurance programs, which tend to be compulsory. In some countries with universal coverage, private insurance often excludes certain health conditions that are expensive and the state health care system can provide coverage. For example, in the United Kingdom, one of the largest private health care providers is BUPA , which has a long list of general exclusions even in its highest coverage policy, most of which are routinely provided by

6858-502: The COVID-19 pandemic in the United States in 2020 alone. Kidney dialysis Kidney dialysis (from Greek διάλυσις , dialysis , 'dissolution'; from διά , dia , 'through', and λύσις , lysis , 'loosening or splitting') is the process of removing excess water , solutes , and toxins from the blood in people whose kidneys can no longer perform these functions naturally. Along with kidney transplantation , it

6985-669: The Caribbean , Africa and the Asia-Pacific region, including developing countries, took steps to bring their populations under universal health coverage, including China which has the largest universal health care system in the world and Brazil 's SUS which improved coverage up to 80% of the population. India introduced a tax-payer funded decentralised universal healthcare system as well as comprehensive public and private health insurances that helped reduce mortality rates drastically and improved healthcare infrastructure across

7112-591: The DOH ; however, all facilities are evaluated by an accreditation team from PhilHealth. The scheme is entirely administered by PhilHealth, a government corporation attached to the Department of Health. PhilHealth collects premiums, accredits providers, sets the benefits packages and provider payment mechanisms, processes claims, and reimburses providers for their services. PhilHealth is responsible for oversight and administration of public sector insurance schemes. It has

7239-598: The National Health Service . In the Netherlands, which has regulated competition for its main insurance system (but is subject to a budget cap), insurers must cover a basic package for all enrollees, but may choose which additional services they offer in supplementary plans; which most people possess . The Planning Commission of India has also suggested that the country should embrace insurance to achieve universal health coverage. General tax revenue

7366-533: The National Household Targeting System for Poverty Reduction . (3) "Sponsored Members" are subsidized by their respective Local Governments (LGU). (4) "Lifetime" (non-paying) members are retirees and pensioners which have already paid premiums for 120 months of membership. (5) "Senior Citizen" (under RA 10645) allows all Filipino citizens 60 years old and above to be eligible to have free PhilHealth coverage. (6) "The 'Informal Economy'

7493-559: The National Insurance Act 1911 provided coverage for primary care (but not specialist or hospital care) for wage earners, covering about one-third of the population. The Russian Empire established a similar system in 1912, and other industrialized countries began following suit. By the 1930s, similar systems existed in virtually all of Western and Central Europe. Japan introduced an employee health insurance law in 1927, expanding further upon it in 1935 and 1940. Following

7620-483: The Nordic countries ) choose to fund public health care directly from taxation alone. Other countries with insurance-based systems effectively meet the cost of insuring those unable to insure themselves via social security arrangements funded from taxation, either by directly paying their medical bills or by paying for insurance premiums for those affected. In a social health insurance system, contributions from workers,

7747-640: The Russian Revolution of 1917, a fully public and centralized health care system was established in Soviet Russia in 1920. However, it was not a truly universal system at that point, as rural residents were not covered. In New Zealand , a universal health care system was created in a series of steps, from 1938 to 1941. In Australia , the state of Queensland introduced a free public hospital system in 1946. Following World War II , universal health care systems began to be set up around

SECTION 60

#1732781008558

7874-509: The Southern Hemisphere . Many people must move to Alice Springs from remote Indigenous communities to access health services such as haemodialysis, which results in housing shortages, overcrowding, and poor living conditions. In 1913, Leonard Rowntree and John Jacob Abel of Johns Hopkins Hospital developed the first dialysis system which they successfully tested in animals. A Dutch doctor, Willem Johan Kolff , constructed

8001-735: The United States is the only wealthy, industrialized nation that does not provide universal health care. The only forms of government-provided healthcare available are Medicare (for elderly patients as well as people with disabilities), Medicaid (for low-income people), the Military Health System (active, reserve, and retired military personnel and dependants), and the Indian Health Service (members of federally recognized Native American tribes). Universal health care in most countries has been achieved by

8128-536: The University of the Philippines Manila ) to conduct studies to verify and validate performance. Provider payment methods differ based on the illness or diagnosis. Case Rates are used for inpatient care, most day surgeries, and ambulatory procedures, TB-DOTS treatment, malaria care, deliveries, surgical contraception, and cataract surgeries, while primary care benefits providers are reimbursed based on

8255-416: The blood and dialysate maximizes the concentration gradient of solutes between the blood and dialysate, which helps to remove more urea and creatinine from the blood. The concentrations of solutes normally found in the urine (for example potassium , phosphorus and urea) are undesirably high in the blood, but low or absent in the dialysis solution, and constant replacement of the dialysate ensures that

8382-433: The glomerulus . The two main types of dialysis, hemodialysis and peritoneal dialysis , remove wastes and excess water from the blood in different ways. Hemodialysis removes wastes and water by circulating blood outside the body through an external filter, called a dialyzer , that contains a semipermeable membrane . The blood flows in one direction and the dialysate flows in the opposite. The counter-current flow of

8509-741: The "all case rate" payment scheme. The case rate amount will depend upon the final diagnosis and each diagnosis has a corresponding fixed amount or package. The case rate amount shall be deducted by the HCI from the member's total bill, which shall include professional fees of attending physicians, prior to discharge. Catastrophic conditions, ambulatory surgeries including ambulatory dialysis , deliveries and outpatient malaria and TB-DOTS care. Outpatient benefits include day surgeries, radiotherapy, dialysis, outpatient blood transfusion, TB-DOTS, malaria treatment, HIV/AIDS treatment, animal bite treatment, cataract operations and vasectomy and tubal ligation. Except for

8636-587: The "single most powerful concept that public health has to offer" since it unifies "services and delivers them in a comprehensive and integrated way". One of the goals with universal healthcare is to create a system of protection which provides equality of opportunity for people to enjoy the highest possible level of health. Critics say that universal healthcare leads to longer wait times and worse quality healthcare. As part of Sustainable Development Goals , United Nations member states have agreed to work toward worldwide universal health coverage by 2030. Therefore,

8763-520: The American values of individual choice and personal responsibility; it would raise healthcare expenditures due to the high cost of implementation that the United States government supposedly cannot pay; and represents unnecessary government overreach into the lives of American citizens, healthcare, the health insurance industry, and employers' rights to choose what health coverage they want to offer to their employees. Most contemporary studies posit that

8890-455: The Chinese population with Chronic Kidney Disease is 10.8%. The Chinese Government is trying to increase the amount of peritoneal dialysis taking place to meet the needs of the nation's individuals with Chronic Kidney Disease. Dialysis is provided without cost to all patients through Medicare , with 75% of all dialysis being administered as haemodialysis to patients three times per week in

9017-545: The Circular merely implements of a Congressional order under Section XLIII (1)(d) Republic Act No. 11975, the General Appropriations Act 2024. Universal health care Universal health care (also called universal health coverage , universal coverage , or universal care ) is a health care system in which all residents of a particular country or region are assured access to health care . It

9144-500: The Irish market. In Poland, people are obliged to pay a percentage of the average monthly wage to the state, even if they are covered by private insurance. People working under a employment contract pay a percentage of their wage, while entrepreneurs pay a fixed rate, based on the average national wage. Unemployed people are insured by the labor office. Among the potential solutions posited by economists are single-payer systems as well as other methods of ensuring that health insurance

9271-410: The Netherlands, the problem of adverse selection is overcome by using a risk compensation pool to equalize, as far as possible, the risks between funds. Thus, a fund with a predominantly healthy, younger population has to pay into a compensation pool and a fund with an older and predominantly less healthy population would receive funds from the pool. In this way, sickness funds compete on price and there

9398-514: The President and CEO has a fixed term of 6 years, with the passage Republic Act 10149 or the "GOCC Governance Act of 2011, Salaries and other operating expenses are derived from premium payments and the income of the funds under management. PhilHealth can use up to 12% of the previous year's premium and 3% of the income of the fund it manages towards operating expenses. Congress mandated that the National Institutes of Health (based at

9525-487: The Senator Koko Pimentel public health advocates group filed certiorari and prohibition with restraining order to stop the transfer of P89.9 billion PhilHealth funds to the national budget. The petitioners challenged the constitutionality of DOF Circular No. 003-2024. Secretary Ralph Recto , however, defended the remittance of unused government subsidies to the national treasury. He explained that

9652-501: The UK, Italy, Australia, and the Nordic countries, the government has a high degree of involvement in the commissioning or delivery of health care services and access is based on residence rights, not on the purchase of insurance. Others have a much more pluralistic delivery system, based on obligatory health with contributory insurance rates related to salaries or income and usually funded by employers and beneficiaries jointly. Sometimes,

9779-413: The UK. For people who need to travel to dialysis centres, patient transport services are generally provided without charge. Cornwall Clinical Commissioning Group proposed to restrict this provision to people who did not have specific medical or financial reasons in 2018 but changed their minds after a campaign led by Kidney Care UK and decided to fund transport for people requiring dialysis three times

9906-488: The United States have covered the cost of dialysis and transplants for all citizens. By 2014, more than 460,000 Americans were undergoing treatment, the costs of which amount to six percent of the entire Medicare budget. Kidney disease is the ninth leading cause of death, and the U.S. has one of the highest mortality rates for dialysis care in the industrialized world. The rate of patients getting kidney transplants has been lower than expected. These outcomes have been blamed on

10033-421: The United States, hemodialysis treatments are typically given in a dialysis center three times per week (due in the United States to Medicare reimbursement rules); however, as of 2005 over 2,500 people in the United States are dialyzing at home more frequently for various treatment lengths. Studies have demonstrated the clinical benefits of dialyzing 5 to 7 times a week, for 6 to 8 hours. This type of hemodialysis

10160-525: The acceleration of essential health services, sustained attention to infectious disease management, improvement in health workforce and infrastructure, the elimination of financial barriers to care, an increase in pre-paid and pooled health financing, policy initiatives to curtail OOP expenses, a focus on primary healthcare to reinforce overall health systems, and the fortification of collaborative efforts to achieve UHC. These measures aim to increase health service coverage by an additional 477 million individuals by

10287-569: The agency. Morales said that he will submit his resignation letter to the Malacanang Palace. PhilHealth SVP for Legal Sector Rodolfo del Rosario Jr. also resigned. In September 2023, Philhealth was hacked with the Medusa ransomware. Multiple employee and other internal data were breached, with a possibility of member data as well. The hackers responsible for the ransomware demanded $ 300,000 or around PHP 17 million. Philhealth refused to pay

10414-471: The alleged overpricing of the proposed IT system supposedly costing around PHP 2 billion , with one laptop allegedly bought at a staggering cost of 115.32 million pesos . PhilHealth has yet to receive the resignation letter and a statement in response. The Senate is looking to investigate the allegation. On August 25, 2021, Senator Richard Gordon presented the Senate blue ribbon committee report containing

10541-579: The basis of the Philippine Health Insurance Corporation. On its 16th anniversary, the song "PhilHealth: Tapat na Serbisyo, Tapat na Benepisyo, Lahat Panalo" was introduced . PhilHealth has six major membership categories covering nearly the entire population. Those who count under the (1) "Formal" sector are workers employed by public and private companies and other institutions. (2) "Indigents" (also called "PhilHealth Ng Masa") are subsidized by national government through

10668-433: The blood, across the visceral peritoneum due to its large surface area and into a special dialysis solution, called dialysate, in the peritoneal cavity within the abdomen. There are three primary and two secondary types of dialysis: hemodialysis (primary), peritoneal dialysis (primary), hemofiltration (primary), hemodiafiltration (secondary) and intestinal dialysis (secondary). [REDACTED] In hemodialysis ,

10795-407: The concentration of undesired solutes is kept low on this side of the membrane. The dialysis solution has levels of minerals like potassium and calcium that are similar to their natural concentration in healthy blood. For another solute, bicarbonate , dialysis solution level is set at a slightly higher level than in normal blood, to encourage the diffusion of bicarbonate into the blood, to act as

10922-500: The country dramatically. A 2012 study examined progress being made by these countries, focusing on nine in particular: Ghana , Rwanda , Nigeria , Mali , Kenya , Indonesia , the Philippines and Vietnam . Currently, most industrialized countries and many developing countries operate some form of publicly funded health care with universal coverage as the goal. According to the National Academy of Medicine and others,

11049-539: The current OFW salaries are affected especially in the ongoing pandemic . President Rodrigo Duterte then suspends the collections, and the agency is looking at a longer payment period following backlash. On July 24, 2020, anti-fraud legal officer Thorrsson Montes Keith resigned due to rampant corruption and anomalies within the agency. His salary and hazard pay have been delayed from the time he started and his resignation would be effective August 31. According to Presidential Spokesman Harry Roque , it would be looking into

11176-739: The excess or balance after the case rate amount has been deducted. The service delivery system includes both public and private centers; on average, 61% of the network's providers are private and 39% are public. In order to achieve accreditation, all in-network hospitals and day-surgery centers must be licensed by the Department of Health. The network includes hospitals, day surgery centers, maternity care clinics, midwife-operated clinics, freestanding dialysis centers, physician clinics, dentists doing procedures in hospitals and day surgeries, government-run health centers for primary care benefits, TB-DOTS and malaria, and private TB-DOTS clinics. Non-hospitals and day-surgery centers are not required to be licensed by

11303-528: The facility. The insurance industry has complained about kickbacks and problematic relationships between charities and providers. The Government of China provides the funding for dialysis treatment. There is a challenge to reach everyone who needs dialysis treatment because of the unequal distribution of health care resources and dialysis centers. There are 395,121 individuals who receive hemodialysis or peritoneal dialysis in China per year. The percentage of

11430-548: The findings of its 2019 investigation into the alleged fraud and corruption within the state-run health insurer. Video footage inside the report included a PhilHealth Regional Vice President receiving a gift which turned out to be a girl wearing a bra and underwear dancing in front of the RVP, and employees shouting as one could expect a show from a nightclub. On August 26, 2021, the President and chief executive officer of PhilHealth, Ricardo Morales resigned from his post over anomalies in

11557-469: The first working dialyzer in 1943 during the Nazi occupation of the Netherlands . Due to the scarcity of available resources, Kolff had to improvise and build the initial machine using sausage casings , beverage cans , a washing machine and various other items that were available at the time. Over the following two years (1944–1945), Kolff used his machine to treat 16 patients with acute kidney failure , but

11684-511: The health funds are derived from a mixture of insurance premiums, salary-related mandatory contributions by employees or employers to regulated sickness funds, and by government taxes. These insurance based systems tend to reimburse private or public medical providers, often at heavily regulated rates, through mutual or publicly owned medical insurers. A few countries, such as the Netherlands and Switzerland, operate via privately owned but heavily regulated private insurers, which are not allowed to make

11811-460: The healthcare is funded by the municipality, specialty healthcare is provided and possibly funded by a larger entity, such as a municipal co-operation board or the state, and medications are paid for by a state agency. A paper by Sherry A. Glied from Columbia University found that universal health care systems are modestly redistributive and that the progressivity of health care financing has limited implications for overall income inequality . This

11938-911: The illnesses of children less than six years of age. Another incentive scheme is increased payment for health professionals practicing in areas where there is a lack of doctors. Claims processing and availability in accredited hospitals has been improved. Hospitals have installed the ICHP Portal System. It is established to provide a link between accredited institutional health care providers and Philhealth through online connections that shall ensure verification of eligibility information. Members don't need to fill out forms if they have updated premium contributions and PhilHealth records, but they may have to present their PhilHealth IDs. Members also don't need to submit their member data records. Claims are submitted to 17 regional claims processing centers. These centers initially review claims for eligibility. Review

12065-409: The impact of dialysis on people's social and professional lives. Some ways to help are offering peer support from other people on home dialysis, better education materials, and professionals being more familiar with home dialysis and its impact. Choosing home dialysis is more likely at kidney centers which have better organisational culture, leadership and attitude. Since 1972, insurance companies in

12192-719: The inclusion of the universal health coverage (UHC) within the SDGs targets can be related to the reiterated endorsements operated by the WHO. Note: Links in table are "Healthcare in COUNTRY". The first move towards a national health insurance system was launched in Germany in 1883, with the Sickness Insurance Law. Industrial employers were mandated to provide injury and illness insurance for their low-wage workers, and

12319-420: The ingestion of 1 to 1.5 liters of non-absorbable solutions of polyethylene glycol or mannitol every fourth hour. The decision to initiate dialysis or hemofiltration in patients with kidney failure depends on several factors. These can be divided into acute or chronic indications. Depression and kidney failure symptoms can be similar to each other. It is important that there is open communication between

12446-477: The myocardium in hyperkalaemic patients, in an attempt to reduce the likelihood of lethal arrhythmias arising from a high serum potassium. People who decide against dialysis treatment when reaching end-stage chronic kidney disease could survive several years and experience improvements in their mental well-being in addition to sustained physical well-being and overall quality of life until late in their illness course. However, use of acute care services in these cases

12573-526: The outpatient primary care benefits (PCB1) that the indigents and OFWs are entitled to via public providers, patients have free choice of providers, both public and private. Annual or lifetime coverage limits exist. These limits are expressed in terms of volumes of services (e.g., days) rather than a peso coverage limit. For example, principal member are eligible for 45 days of inpatient admission and also outpatient, and another 45 days to share among its qualified dependents. Each day of ambulatory surgery counts as

12700-405: The patient at the time of consumption, but the bulk of costs come from a combination of compulsory insurance and tax revenues. Some programs are paid for entirely out of tax revenues. In others, tax revenues are used either to fund insurance for the very poor or for those needing long-term chronic care. A critical concept in the delivery of universal healthcare is that of population healthcare. This

12827-412: The patient's blood is pumped through the blood compartment of a dialyzer, exposing it to a partially permeable membrane . The dialyzer is composed of thousands of tiny hollow synthetic fibers . The fiber wall acts as the semipermeable membrane. Blood flows through the fibers, dialysis solution flows around the outside of the fibers, and water and wastes move between these two solutions. The cleansed blood

12954-536: The payment for the health facilities. Among PhilHealth's work in incentive-based payments is a scheme that has been piloted in 30 local government hospitals since 2002 but has not spread. The scheme is called the Quality Improvement Demonstration Study (QIDS). It utilizes clinical vignettes to measure quality of care. If a hospital meets a set quality of care index score, physician payments are increased. Clinical vignettes focus on

13081-410: The principles of the diffusion of solutes and ultrafiltration of fluid across a semipermeable membrane . Diffusion is a property of substances in water; substances in water tend to move from an area of high concentration to an area of low concentration. Blood flows by one side of a semipermeable membrane, and a dialysate, or special dialysis fluid, flows by the opposite side. A semipermeable membrane

13208-998: The provision of a specified benefit package. Preventive and public health care may be provided by these funds or responsibility kept solely by the Ministry of Health. Within social health insurance, a number of functions may be executed by parastatal or non-governmental sickness funds, or in a few cases, by private health insurance companies. Social health insurance is used in a number of Western European countries and increasingly in Eastern Europe as well as in Israel and Japan. In private health insurance, premiums are paid directly from employers, associations, individuals and families to insurance companies, which pool risks across their membership base. Private insurance includes policies sold by commercial for-profit firms, non-profit companies and community health insurers. Generally, private insurance

13335-407: The pump speed should be kept at low side, according to patient blood output capacity, and the clotting with heparin dose should be carefully monitored. The high flux dialysis (see below) is not recommended for pediatric patients. In children, hemodialysis must be individualized and viewed as an "integrated therapy" that considers their long-term exposure to chronic renal failure treatment. Dialysis

13462-425: The ransom, thus the hacker group published all the stolen data in the dark web. Multiple sensitive data became available publicly such as hospital billing, internal memos, and identification documents. Philhealth has said that member data has not been compromised as it is located in a separate server. The National Privacy Commission has begun investigating in regards to the true extent of the leak. On August 2, 2024,

13589-703: The rest of Canada from 1968 to 1972. A public healthcare system was introduced in Egypt following the Egyptian revolution of 1952 . Centralized public healthcare systems were set up in the Eastern bloc countries. The Soviet Union extended universal health care to its rural residents in 1969. Kuwait and Bahrain introduced their universal healthcare systems in 1950 and 1957 respectively (prior to independence). Italy introduced its Servizio Sanitario Nazionale (National Health Service) in 1978. Universal health insurance

13716-528: The results were unsuccessful. Then, in 1945, a 67-year-old comatose woman regained consciousness following 11 hours of hemodialysis with the dialyzer and lived for another seven years before dying from an unrelated condition. She was the first-ever patient successfully treated with dialysis. Gordon Murray of the University of Toronto independently developed a dialysis machine in 1945. Unlike Kolff's rotating drum, Murray's machine used fixed flat plates, more like modern designs. Like Kolff, Murray's initial success

13843-425: The routine of having to go to a dialysis clinic on a fixed schedule multiple times per week. Peritoneal dialysis can be performed with little to no specialized equipment (other than bags of fresh dialysate). Hemofiltration is a similar treatment to hemodialysis, but it makes use of a different principle. The blood is pumped through a dialyzer or "hemofilter" as in dialysis, but no dialysate is used. A pressure gradient

13970-822: The same time, balance billing allows providers additional cost recovery in the case that the reimbursement for services does not cover their cost. PhilHealth currently leverages internally developed quality standards. A new set of standards called the "PhilHealth Benchbook" was implemented starting January 1, 2010. The Benchbook was developed by PhilHealth with the assistance of various international health partners and several rounds of consultations with health providers. The previous and new quality standards are overseen by PhilHealth. The new quality standards focus on patient rights, organizational ethics, patient care, leadership and management, human resource management, information management, safe practice and environment and mechanisms of improving performance. As of 2011, hospital accreditation

14097-445: The scheme. Evaluations on the PhilHealth program are ongoing. The Department of Health (to which PhilHealth is an attached agency) monitors and analyses data, including number and value of claims, number of accredited providers, number and value of premiums paid, number of members, etc. In 2013, fraudulent claims Juan Miguel of Regional 1 started fire with against the state-health insurer were estimated at 4 billion pesos. However,

14224-542: The self-employed, enterprises and governments are pooled into single or multiple funds on a compulsory basis. This is based on risk pooling . The social health insurance model is also referred to as the Bismarck Model , after Chancellor Otto von Bismarck , who introduced the first universal health care system in Germany in the 19th century. The funds typically contract with a mix of public and private providers for

14351-400: The short term to decrease serum potassium and stabilise the cardiac muscle so as to facilitate stabilisation of acute patients in the setting of missed dialysis. Salbutamol and insulin can decrease serum potassium by up to 1.0mmol/L each by shifting potassium from the extracellular space into the intracellular spaces within skeletal muscle cells , and calcium gluconate is used to stabilise

14478-655: The state failed to prosecute erring doctors, private and public hospitals, and public officials. AFP Medical Center , St. Luke's Hospital , Philippine Orthopedic Hospital, University of Santo Tomas Hospital , East Avenue Medical Center, Cardinal Santos Medical Center, Medical City , National Kidney and Transplant Institute, General Santos Doctors Hospital (GSDH) were investigated for health insurance fraud. In Iloilo , eye-doctor claims for 2,071 operations in 2006 amounting to PHP16 million in professional fees were also investigated. A hospital in Davao City also noticed that

14605-455: The surface area of 0.2 m to 0.8 m and blood tubing lines with the low volume yet large blood pump segment of 6.4/8.0 mm, if we are able to improve on the rather restricted concept of small-solute urea dialysis clearance. Dialyzable substances—substances removable with dialysis—have these properties: The National Health Service provides dialysis in the United Kingdom. In 2022, there were more than 30,000 people on dialysis in

14732-406: The system was funded and administered by employees and employers through "sick funds", which were drawn from deductions in workers' wages and from employers' contributions. This social health insurance model, named the Bismarck Model after Prussian Chancellor Otto von Bismarck , was the first form of universal care in modern times. Other countries soon began to follow suit. In the United Kingdom ,

14859-718: The vowel mnemonic of "AEIOU": Chronic dialysis may be indicated when a patient has symptomatic kidney failure and low glomerular filtration rate (GFR < 15 mL/min). Between 1996 and 2008, there was a trend to initiate dialysis at progressively higher estimated GFR, eGFR. A review of the evidence shows no benefit or potential harm with early dialysis initiation, which has been defined by start of dialysis at an estimated GFR of greater than 10 ml/min/1.73 . Observational data from large registries of dialysis patients suggests that early start of dialysis may be harmful. The most recent published guidelines from Canada, for when to initiate dialysis, recommend an intent to defer dialysis until

14986-526: The world. On July 5, 1948, the United Kingdom launched its universal National Health Service . Universal health care was next introduced in the Nordic countries of Sweden (1955), Iceland (1956), Norway (1956), Denmark (1961) and Finland (1964). Universal health insurance was introduced in Japan in 1961, and in Canada through stages, starting with the province of Saskatchewan in 1962, followed by

15113-406: The year 2023 and to continue progress towards covering an extra billion people by the 2030 deadline. Critics of universal healthcare say that it leads to longer wait times and a decrease in the quality of healthcare. Critics of implementing universal healthcare in the United States say that it would require healthy people to pay for the medical care of unhealthy people, which they say goes against

15240-552: Was implemented in Australia in 1975 with the Medibank , which led to universal coverage under the current Medicare system from 1984. From the 1970s to the 2000s, Western European countries began introducing universal coverage, most of them building upon previous health insurance programs to cover the whole population. For example, France built upon its 1928 national health insurance system, with subsequent legislation covering

15367-560: Was introduced and in 2013, All Case Rates was fully implemented. All other beneficiaries have access to nearly all comprehensive services, excluding some outpatient care. PhilHealth has an accreditation program for private hospitals. Some key reform indicators to date include: On average, 90 out of every 100 claims are paid, 3 to 4 are denied, and 6 to 7 are returned to health care providers for more information. 28% of claims were submitted by public providers and 72% by private providers. All premiums are pooled nationally and in effect, there

15494-541: Was introduced in some Asian countries, including Malaysia (1980s), South Korea (1989), Taiwan (1995), Singapore (1993), Israel (1995) and Thailand (2001). Following the collapse of the Soviet Union, Russia retained and reformed its universal health care system, as did other now-independent former Soviet republics and Eastern bloc countries. Beyond the 1990s, many countries in Latin America ,

15621-421: Was okay, that's why she did it," he said. Teves said Dela Serna told him and Alvarez that she stayed at Legend Villas, where rooms are worth at least P3,800 a night. A Change.org petition was made by a group of overseas Filipino workers (OFWs) to scrap the agency's directive to increase the mandatory contribution collection to 3%. The petition refers to PhilHealth Circular 2020-0014, dated April 2, 2020, in which

15748-419: Was one of the most common procedures performed in U.S. hospitals in 2011, occurring in 909,000 stays (a rate of 29 stays per 10,000 population). In peritoneal dialysis, a sterile solution containing glucose (called dialysate) is run through a tube into the peritoneal cavity , the abdominal body cavity around the intestine , where the peritoneal membrane acts as a partially permeable membrane. This exchange

15875-413: Was performed in 1943. The kidneys have an important role in maintaining health. When the person is healthy, the kidneys maintain the body's internal equilibrium of water and minerals (sodium, potassium, chloride, calcium, phosphorus, magnesium, sulphate). The acidic metabolism end-products that the body cannot get rid of via respiration are also excreted through the kidneys. The kidneys also function as

16002-581: Was published by the World Health Organization in 2004. In some cases, government involvement also includes directly managing the health care system , but many countries use mixed public-private systems to deliver universal health care. The 2023 report from the WHO and the World Bank indicates that the advancement towards Universal Health Coverage (UHC) by the year 2030 has not progressed since 2015. The UHC Service Coverage Index (SCI) has remained constant at

16129-515: Was the case in England before the introduction of the Health and Social Care Act ). In some instances, such as Italy and Spain, both these realities may exist at the same time. "Single-payer" thus describes only the funding mechanism and refers to health care financed by a single public body from a single fund and does not specify the type of delivery or for whom doctors work. Although the fund holder

#557442