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Tricare

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Tricare (styled TRICARE ) is a health care program of the United States Department of Defense Military Health System . Tricare provides civilian health benefits for U.S Armed Forces military personnel , military retirees, and their dependents , including some members of the Reserve Component . Tricare is the civilian care component of the Military Health System , although historically it also included health care delivered in military medical treatment facilities.

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46-821: The Tricare program is managed by the Defense Health Agency . Before 1 October 2013, it was managed by the Tricare Management Activity under the authority of the Assistant Secretary of Defense (Health Affairs) . On that date, it was disestablished and Tricare responsibility was transferred to the newly established Defense Health Agency. The Department of Defense operates a health care delivery system that served approximately 9.4 million beneficiaries in 2018. The Department of Defense's unified medical program represents $ 50.6 billion or 8% of total FY2019 U.S. military spending. With

92-480: A preferred provider organization -like option called Tricare (CHAMPUS) Extra that required use of network providers in exchange for lower cost sharing, and the standard CHAMPUS option that continued the freedom of choice in selecting providers but required higher cost sharing and insurance deductibles known as Tricare Standard. Although DOD's initial intent under the CHAMPUS Reform Initiative

138-412: A pun on Black Friday ). After an extensive series of public hearings, analysis of DoD-supplied supporting data, and solicitation of comments from the public, the list of recommendations was revised by the 9-member Defense Base Closure and Realignments Commission in two days of public markups and votes on individual recommendations (the proceedings were broadcast by C-SPAN and are available for review on

184-462: A Tricare benefit even though they may be paid by Medicare, such as chiropractic benefits. The policy limitations applying to Tricare also apply to Tricare for Life and must therefore be deemed medically necessary and skilled care. Custodial care therefore is not covered. In 2004 the Tricare for Life benefit was transferred from the individual regional Tricare contractors. Medical claims are processed by

230-729: A nationwide managed care program for the MHS that would be completely implemented by May 1997. Under this program, known as Tricare, the United States was divided into 12 health care regions. An administrative organization, the lead agent, was designated for each region and coordinated the health care needs of all military treatment facilities in the region. Under Tricare, seven managed care support contracts were awarded covering DOD's 12 health care regions. Since then, Tricare has undergone several restructuring initiatives, including re-alignment of contract regions, Base Realignment and Closure , and

276-502: A partial premium cost sharing arrangement with DoD similar to civilian private or public sector employer plans, although typically at a lower cost than civilian plans. The program coverage is available worldwide to Selected Reserve (SELRES) members of both the Title 10 USC Federal Reserve Components ( Army Reserve , Navy Reserve , Air Force Reserve , Marine Corps Reserve ), Title 14 USC Federal Reserve Component ( Coast Guard Reserve ) and

322-570: A series of demonstration projects. Under a program known as the CHAMPUS Reform Initiative, a contractor provided both health care and administrative-related services, including claims processing. The Tricare Reserve Retired project was one of the first to introduce managed care features to the CHAMPUS program. Beneficiaries were offered three choices – a health maintenance organization -like option called Tricare (CHAMPUS) Prime that required enrollment and offered enhanced benefits and low cost sharing ,

368-704: Is Tricare eligible. Tricare for Life was first incorporated as part of the then-seven regional Managed Care Support Contracts of Tricare in May 2001. The benefit was enacted by Congress in response to growing complaints from beneficiaries that as Medicare out of pocket costs increased a benefit was needed to pay these costs in lieu of Tricare retirees being required to purchase Medicare Supplemental Coverage to pay for prescriptions, physician and hospital dispensed drugs, cost shares and deductibles. Before Tricare for Life, Tricare beneficiaries immediately lost Tricare coverage upon attaining Medicare eligibility at age 65, placing them at

414-635: Is a health maintenance organization (HMO) style plan available to active duty personnel, retirees from the Active Component, retirees from the Reserve Component age 60 or older, and their eligible family members. Under Tricare Prime, beneficiaries must choose a primary care physician and obtain referrals and authorizations for specialty care . In return for these restrictions, beneficiaries are responsible only for small copayments for each visit (retirees and their families only). There

460-576: Is also available to reservists and their family under the Tricare Reserve Select Component. Under Tricare Select, beneficiaries can use any civilian health care provider that is payable under Tricare regulations. The beneficiary is responsible for payment of an annual deductible and coinsurance , and may be responsible for certain other out-of-pocket expenses . There were no enrollment fees for Tricare Select prior to 2021. As of January 1, 2021 The fees are: Tricare Prime

506-472: Is an annual enrollment fee for Tricare Prime for military retirees and their family members. There is no enrollment fee for active duty military and their family members. The majority of Tricare PRIME enrollees must exclusively use the MTF (Military Treatment Facility) to receive their care, as long as the MTF has capacity. If the MTF does not have capacity, the commander of the MTF notifies the region's contractor and

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552-445: Is similar to Tricare Reserve Select, but differs in that there is no premium cost-sharing with DoD as there is with Tricare Reserve Select. As such, retired Reserve Component members who elect to purchase Tricare Reserve Retired must pay the full cost (100%) of the calculated premium plus an additional administrative fee. Payments could range as high as $ 900.00 a month. Although open to all eligible retired Reserve Component personnel under

598-663: Is they return to a SELRES status. Reserve Component personnel who are also Federal civil servants (to include Army Reserve Technicians and Air Reserve Technicians in the Army Reserve, Army National Guard, Air Force Reserve and Air National Guard) and eligible for the Federal Employee Health Benefit Program (FEHBP) are also excluded from Tricare Reserve Select. Retired Reserve Component personnel and eligible dependent family members become eligible Tricare Standard, Tricare Extra or Tricare Prime on

644-639: The House Armed Services Committee rejected calls by the Pentagon for base closures outside of a 2015 round by a 44 to 18 vote. Defense Secretary Leon Panetta had called for two rounds of base closures while at the same time arguing that the alternative of the sequester would be a "meat-ax" approach to cuts which would "hollow out" military forces. The National Defense Authorization Act for Fiscal Year 2014 specifically prohibits authorization of future BRAC rounds. In May 2014, it

690-455: The Navy considered cutting 34 military installations. The 1991 Base Realignment and Closure Commission included: The 1993 Base Realignment and Closure Commission included: The 1995 Base Realignment and Closure Commission included: The Pentagon released its proposed list for the 2005 Base Realignment and Closure Commission on May 13, 2005 (a date given the moniker "BRAC Friday,"

736-519: The Title 32 National Guard ( Army National Guard and Air National Guard ) in a drill pay (also known as "paid") status. As of February 2008, retired Reserve Component personnel under the age of 60, actively drilling Individual Ready Reserve personnel in a non-paid status, or actively drilling Volunteer Training Unit personnel in a non-paid status do not qualify for Tricare Reserve Select. Individual Ready Reserve and Volunteer Training Unit members are eligible for reinstatement under Tricare Reserve Select

782-569: The U.S. Army , U.S. Navy , and U.S. Air Force medical services to provide a medically ready force and ready medical force to Combatant Commands in both peacetime and wartime. The DHA is in charge of integrating clinical and business operations across the MHS and facilitates the delivery of integrated and reasonably priced health care to MHS clients. The DHA’s global workforce of almost 140,000 civilians and military personnel provides medical services to TRICARE beneficiaries and their dependents. The United States Department of Defense established

828-789: The 1947 reorganization of the National Military Establishment , reduced the number of U.S. military bases, forts, posts, and stations. The subsequent 1950s buildup for the Cold War (e.g., during the Korean War ) resulted in large numbers of new installations, such as the Permanent System radar stations and Semi-Automatic Ground Environment (SAGE) control centers . By 1959, plans for even larger numbers of Cold War installations were canceled (e.g., DoD's June 19, 1959, Continental Air Defense Program reduced

874-539: The Base Realignment and Closure (BRAC) Commission. The BRAC is an independent nine-member panel appointed by the President. This panel evaluated the list by taking testimony from interested parties and visiting affected bases. The BRAC Commission had the opportunity to add bases to the list and did so in a July 19, 2005, hearing. The Commission met its deadline of September 2005 to provide the evaluated list to

920-457: The DHA as part of a larger effort meant to reorganize its health care programs and services. The reorganization was based in part on the recommendations of a task force that issued a report on the management of U.S. military health care in 2011. Under the old system, many aspects of military health care were managed by the individual armed services (Army, Navy, and Air Force). The DHA operates under

966-512: The President, who approved the list with the condition that it could only be approved or disapproved in its entirety. On November 7, 2005, the approved list was then given to Congress, who had the opportunity to disapprove the entire list within 45 days by enacting a resolution of disapproval. This did not happen, and the BRAC Commission's recommendations became final. The 1988 Base Realignment and Closure Commission included: In 1990,

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1012-464: The Puget Sound region of Washington state. Tricare Reserve Select is a premium-based health plan that active status qualified National Guard and Reserve members may purchase. The classification is sometimes referred to as Tricare Reserve Component (RC). It requires a monthly premium and offers coverage similar to Tricare Standard and Extra for the military member and eligible family members. It has

1058-497: The Tricare program. Currently, there are three regional Managed Care Support Contractors, a Medicare/Tricare Dual Eligible Fiscal Intermediary Contractor, and a Tricare Pharmacy contractor, who administers both Mail Order Pharmacy and Retail Pharmacy programs. In addition several administrative contractors provide quality management, auditing, and statistical services. Tricare Management Activity contracts and administers dental programs. In 2004, Tricare Management Activity re-aligned

1104-400: The addition of "Tricare for Life" benefits in 2001 for those who are Medicare -eligible, and "Tricare Reserve Select" in 2005. Tricare Select provides a similar benefit to the original CHAMPUS program and is available to Active Duty personnel, dependents, retirees from the Active Component, retirees from the Reserve Component age 60 or older, and their eligible family members. Tricare Select

1150-594: The age of 60, the program's principal focus is often perceived as being focused on recent Reserve Component retirees who are self-employed or otherwise ineligible for civilian employer provided/subsidized health insurance, especially those who were mobilized for full-time active duty service subsequent to 11 September 2001 in support of Operations Enduring Freedom , Iraqi Freedom , New Dawn and/or Noble Eagle . Retired Reserve Component personnel who elect to participate in Tricare Reserve Retired exit when

1196-415: The authority and oversight of the Assistant Secretary of Defense for Health Affairs . Assistant Secretary Jonathan Woodson, M.D., established the DHA's organizational structure, including six directorates (see organization chart, right). The National Capital Region Medical Directorate is a medical directorate within the DHA. Base Realignment and Closure Base Realignment and Closure ( BRAC )

1242-477: The contract to provide comprehensive health care support services to the Department of Defense Tricare Overseas Program. Effective January 1, 2018 the Tricare regions were consolidated into two large regions, Tricare East and Tricare West. Services in these regions are provided by: Defense Health Agency The Defense Health Agency ( DHA ) is a joint, integrated combat support agency that enables

1288-479: The contractor's provider network is used to supplement the MTF's capacity. If the MTF regains capacity, the MTF reserves the right to move the beneficiaries back to receiving their care at the MTF in a process known as "recapture." US Family Health Plan , a Tricare Prime-sponsored health plan option, is made available by nonprofit health care providers in the Northeast U.S., Southeast Texas/Southwest Louisiana, and

1334-549: The exception of active duty service members (who are assigned to the Tricare Prime option and pay no out-of-pocket costs for Tricare coverage), Military Health System beneficiaries may have a choice of Tricare plan options depending upon their status (e.g., active duty family member, retiree, reservist , child under age 26 ineligible for family coverage, Medicare -eligible, etc.) and geographic location. Historically, health care for military personnel and their dependents

1380-468: The growth in the standing forces of the U.S. military due to the Cold War , access to care in military facilities became increasingly unavailable for military retirees and the dependents of both active duty and retired military personnel due to resource constraints and growing demands on the system. It was at this time that the concept of "space-available basis" for military retirees and military dependents

1426-851: The national Tricare Dual Eligible Fiscal Intermediary Contractor. Pharmacy claims are processed by the Tricare Pharmacy Contractor (Express Scripts) and Overseas Tricare for Life claims are processed by the Tricare Overseas Program Contractor (as of September 2010 this will be International SOS using Wisconsin Physicians Service as their Fiscal Intermediary partner). The signing of the National Defense Authorization Act in January 2011 aligned Tricare with

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1472-399: The network's website). The Commission submitted its revised list to the President on September 8, 2005. The President approved the list and notified Congress on September 15. The House of Representatives took up a joint resolution to disapprove the recommendations on October 26, but the resolution failed to pass. The recommendations were thereby enacted. The Secretary of Defense must implement

1518-457: The number of Super Combat Center underground nuclear bunkers to 7). In 1958, U.S. Intercontinental Ballistic Missiles (ICBMs) began to replace Strategic Air Command bombers. From 1960 to 1964, the Eisenhower and Kennedy administrations closed 574 U.S. military bases around the world, particularly after President John F. Kennedy was briefed after his inauguration that the missile gap

1564-481: The previous twelve regions into three large regions, known as Tricare North , Tricare South , and Tricare West . Services in these regions are provided by: All medical claims are processed ("adjudicated") by the following claims processing sub-contractors: In 2009, the Tricare Overseas Program contract consolidated the following: In October 2009 International SOS Assistance, Inc. was awarded

1610-489: The provisions of the 2010 Patient Protection and Affordable Care Act, and led to the creation of TYA. Enrollment began on 1 May 2011. The ultimate responsible organization for administration of Tricare is the U.S. Department of Defense Military Health System , which organized the Tricare Management Activity. The Tricare Management Activity contracts with several large health insurance corporations to provide claims processing, customer service and other administrative functions to

1656-722: The recommendations no later than September 15, 2011. Major facilities slated for closure included: Major facilities slated for realignment include: Twenty-six bases were realigned into 12 joint bases , with each joint base's installation support being led by the Army , the Air Force, or the Navy. An example is Joint Base Lewis–McChord , Washington, combining Fort Lewis and McChord Air Force Base . The 2005 Commission recommended that Congress authorize another BRAC round in 2015 and every eight years thereafter. On May 10, 2012,

1702-588: The requirement for Part B coverage exists when the beneficiary that is Medicare eligible is the spouse of an Active Duty Service Member. In some instances Tricare for Life is primary payer when the services are normally a Tricare benefit but not covered by Medicare. This includes drug charges, when Medicare benefit limits are attained and services performed outside the United States or in a Veterans Affairs facility where Medicare does not pay. Tricare for Life does not pay patient liability for services that are not

1748-442: The same level of coverage as U.S. citizens who had never served full 20 to 30-plus year careers in the armed forces. This included becoming Medicare eligible due to disability. Tricare for Life is designed to pay patient liability after Medicare payments. There is no enrollment necessary for Tricare for Life and to be eligible, members must be Tricare and Medicare Eligible and have purchased Medicare Part B coverage. An exception to

1794-693: The service member reaches age 60 and he/she and their eligible dependent family members become eligible for the same Tricare Standard, Tricare Extra or Tricare Prime options as Active Component retirees and, in the case of Tricare Prime, at the same cost as Active Component retirees. Qualification questions should be referred to Tricare. Tricare Young Adult (TYA) is a premium-based health care plan available for purchase by qualified dependents who have aged out of Tricare at age 21, or age 23 for full-time college students. Dependents are eligible if they are unmarried, not eligible for either Tricare coverage or their own employer-sponsored health care coverage, and their sponsor

1840-550: The service member's 60th birthday in the same manner as Active Component retirees and their eligible dependents are eligible immediately upon retirement from active service. Qualification questions should be referred to Tricare. Tricare Reserve Retired is a premium-based health plan that qualified retired members of the National Guard and Reserve under the age of 60 may purchase for themselves and eligible family members. Established in 2008 and opened for enrollment in 2010, it

1886-576: Was a process by a United States federal government commission to increase the efficiency of the United States Department of Defense by coordinating the realignment and closure of military installations following the end of the Cold War . Over 350 installations have been closed in five BRAC rounds: 1988, 1991, 1993, 1995, and 2005. These five BRAC rounds constitute a combined savings of $ 12 billion annually. The Federal Property and Administrative Services Act of 1949 , passed after

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1932-541: Was attempted to fund another round of BRAC, although funding was not approved in a vote in May of that year. In March 2015, the Acting Assistant Secretary of Defense for Energy, Installations, and Environment addressed the possibility of a future BRAC, indicating that the DOD, Defense Secretary Ash Carter was requesting authority to conduct another BRAC. In September 2015, at the tenth anniversary of

1978-873: Was first noted. To address this problem, Congress passed the Dependents Medical Care Act of 1956 and the Military Medical Benefits Amendments of 1966. These acts allowed the Secretary of Defense to contract with civilian health care providers . This civilian health care program became known as the Civilian Health and Medical Program of the Uniformed Services (CHAMPUS) in 1966. In the late 1980s, because of escalating costs, paperwork demands, and general beneficiary dissatisfaction, DoD initiated

2024-522: Was not a concern. The Defense Base Realignment and Closure Act of 1990 provided "the basic framework for the transfer and disposal of military installations closed during the base realignment and closure (BRAC) process". The process was created in 1988 to reduce pork barrel politics with members of Congress that arise when facilities face activity reductions. The most recent process began May 13, 2005, when Secretary of Defense Donald Rumsfeld forwarded his recommendations for realignments and closures to

2070-428: Was provided in military medical facilities as promised by the military, and through a referral system by civilian medical personnel where military physicians were not available in a certain specialty, or when and where overcrowding of a military medical facility occurred. Active duty military personnel always have priority for care in military medical facilities. After World War II and the Korean War , especially with

2116-566: Was to award three competitively bid contracts covering six states, only one bid, made by Foundation Health Corporation (now Health Net ) covering California and Hawaii , was received. Foundation delivered services under this contract between August 1988 and January 1994. In late 1993, in response to requirements in the National Defense Authorization Act for Fiscal Year 1994, the DoD announced plans for implementing

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