59-615: Folkhemmet ( Swedish: [ˈfɔ̂lkˌhɛmːɛt] , "the people's home ") is a political concept that played an important role in the history of the Swedish Social Democratic Party and the Swedish welfare state . It is also sometimes used to refer to the long period between 1932 and 1976 when the Social Democrats were in power (except for a brief period in 1936 when Axel Pehrsson-Bramstorp from
118-469: A larger and larger percentage of the population, until the remaining 1% of the population that was uninsured received coverage in 2000. Single payer healthcare systems were introduced in Finland (1972), Portugal (1979), Cyprus (1980), Spain (1986) and Iceland (1990). Switzerland introduced a universal healthcare system based on an insurance mandate in 1994. In addition, universal health coverage
177-668: A mixed model of funding. General taxation revenue is the primary source of funding, but in many countries it is supplemented by specific charge (which may be charged to the individual or an employer) or with the option of private payments (by direct or optional insurance) for services beyond those covered by the public system. Almost all European systems are financed through a mix of public and private contributions. Most universal health care systems are funded primarily by tax revenue (as in Portugal , India , Spain, Denmark and Sweden). Some nations, such as Germany, France, and Japan, employ
236-408: A multi-payer system in which health care is funded by private and public contributions. However, much of the non-government funding comes from contributions from employers and employees to regulated non-profit sickness funds. Contributions are compulsory and defined according to law. A distinction is also made between municipal and national healthcare funding. For example, one model is that the bulk of
295-546: A particular country or region are assured access to health care . It is generally organized around providing either all residents or only those who cannot afford on their own, with either health services or the means to acquire them, with the end goal of improving health outcomes. Universal healthcare does not imply coverage for all cases and for all people – only that all people have access to healthcare when and where needed without financial hardship. Some universal healthcare systems are government-funded, while others are based on
354-565: A profit from the mandatory element of insurance but can profit by selling supplemental insurance. Universal health care is a broad concept that has been implemented in several ways. The common denominator for all such programs is some form of government action aimed at extending access to health care as widely as possible and setting minimum standards. Most implement universal health care through legislation, regulation, and taxation. Legislation and regulation direct what care must be provided, to whom, and on what basis. Usually, some costs are borne by
413-597: A requirement that all citizens purchase private health insurance. Universal healthcare can be determined by three critical dimensions: who is covered, what services are covered, and how much of the cost is covered. It is described by the World Health Organization as a situation where citizens can access health services without incurring financial hardship. Then-Director General of the WHO Margaret Chan described universal health coverage as
472-415: A score of 68 from 2019 to 2021. It is reported that catastrophic out-of-pocket (OOP) health expenditures have impacted over 1 billion individuals globally. Additionally, in the year 2019, it was found that 2 billion people experienced financial difficulties due to health expenses, with ongoing, significant disparities in coverage. The report suggests several strategies to mitigate these challenges: it calls for
531-602: A single payer universal healthcare system would benefit the United States. According to a 2020 study published in The Lancet , the proposed Medicare for All Act would save 68,000 lives and $ 450 billion in national healthcare expenditure annually. A 2022 study published in the PNAS found that a single-payer universal healthcare system would have saved 212,000 lives and averted over $ 100 billion in medical costs during
590-527: A single-payer or common risk pool. The government later opened VHI to competition, but without a compensation pool. That resulted in foreign insurance companies entering the Irish market and offering much less expensive health insurance to relatively healthy segments of the market, which then made higher profits at VHI's expense. The government later reintroduced community rating by a pooling arrangement and at least one main major insurance company, BUPA, withdrew from
649-424: A time when nationalization was being questioned, and marked the party's abandonment of the notion of class struggle , a concept fundamental to the early Social Democratic movement . Instead, they adapted a planned economy under what would later be called funktionssocialism , where businesses were controlled through regulations rather than government ownership. The government would then also have more control over
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#1732780930313708-535: Is health inequity ). This approach encourages integrated care and a more effective use of resources. The United Kingdom National Audit Office in 2003 published an international comparison of ten different health care systems in ten developed countries, nine universal systems against one non-universal system (the United States), and their relative costs and key health outcomes. A wider international comparison of 16 countries, each with universal health care,
767-482: Is a way of organizing the delivery, and allocating resources, of healthcare (and potentially social care) based on populations in a given geography with a common need (such as asthma , end of life , urgent care ). Rather than focus on institutions such as hospitals, primary care, community care etc. the system focuses on the population with a common as a whole. This includes people currently being treated, and those that are not being treated but should be (i.e. where there
826-428: Is currently used to meet the essential health requirements of all people. A particular form of private health insurance that has often emerged, if financial risk protection mechanisms have only a limited impact, is community-based health insurance. Individual members of a specific community pay to a collective health fund which they can draw from when they need medical care. Contributions are not risk-related and there
885-507: Is generally a high level of community involvement in the running of these plans. Community-based health insurance generally only play a limited role in helping countries move towards universal health coverage. Challenges includes inequitable access by the poorest that health service utilization of members generally increase after enrollment. Universal health care systems vary according to the degree of government involvement in providing care or health insurance. In some countries, such as Canada,
944-448: Is no advantage in eliminating people with higher risks because they are compensated for by means of risk-adjusted capitation payments. Funds are not allowed to pick and choose their policyholders or deny coverage, but they compete mainly on price and service. In some countries, the basic coverage level is set by the government and cannot be modified. The Republic of Ireland at one time had a "community rating" system by VHI , effectively
1003-529: Is thought to have its roots in Rudolf Kjellén 's vision of a corporatist -styled society based on class collaboration in the national interest, largely based on the German Verein für Socialpolitik 's juxtaposing of conservative stability and continuity to social reforms otherwise associated with socialist parties, such as universal healthcare and unemployment benefits , as well as ideas from
1062-461: Is universal, such as by requiring all citizens to purchase insurance or by limiting the ability of insurance companies to deny insurance to individuals or vary price between individuals. Single-payer health care is a system in which the government, rather than private insurers, pays for all health care costs. Single-payer systems may contract for healthcare services from private organizations, or own and employ healthcare resources and personnel (as
1121-668: Is usually enforced via legislation requiring residents to purchase insurance, but sometimes the government provides the insurance. Sometimes there may be a choice of multiple public and private funds providing a standard service (as in Germany) or sometimes just a single public fund (as in the Canadian provinces). Healthcare in Switzerland is based on compulsory insurance. In some European countries where private insurance and universal health care coexist, such as Germany, Belgium and
1180-490: Is usually the state, some forms of single-payer use a mixed public-private system. In tax-based financing, individuals contribute to the provision of health services through various taxes. These are typically pooled across the whole population unless local governments raise and retain tax revenues. Some countries (notably Spain , the United Kingdom , Ireland , New Zealand , Italy , Brazil , Portugal , India and
1239-544: Is voluntary in contrast to social insurance programs, which tend to be compulsory. In some countries with universal coverage, private insurance often excludes certain health conditions that are expensive and the state health care system can provide coverage. For example, in the United Kingdom, one of the largest private health care providers is BUPA , which has a long list of general exclusions even in its highest coverage policy, most of which are routinely provided by
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#17327809303131298-669: The Caribbean , Africa and the Asia-Pacific region, including developing countries, took steps to bring their populations under universal health coverage, including China which has the largest universal health care system in the world and Brazil 's SUS which improved coverage up to 80% of the population. India introduced a tax-payer funded decentralised universal healthcare system as well as comprehensive public and private health insurances that helped reduce mortality rates drastically and improved healthcare infrastructure across
1357-655: The Farmers' League was prime minister ) and the concept was put into practice, but also works as a poetic name for the Swedish welfare state. Sometimes referred to as "the Swedish Middle Way", folkhemmet was viewed as midway between capitalism and socialism . The base of the folkhem vision is that the entire society ought to be like a family, where everybody contributes, but also where everybody looks after one another. The Swedish Social Democrats' successes in
1416-598: The National Health Service . In the Netherlands, which has regulated competition for its main insurance system (but is subject to a budget cap), insurers must cover a basic package for all enrollees, but may choose which additional services they offer in supplementary plans; which most people possess . The Planning Commission of India has also suggested that the country should embrace insurance to achieve universal health coverage. General tax revenue
1475-559: The National Insurance Act 1911 provided coverage for primary care (but not specialist or hospital care) for wage earners, covering about one-third of the population. The Russian Empire established a similar system in 1912, and other industrialized countries began following suit. By the 1930s, similar systems existed in virtually all of Western and Central Europe. Japan introduced an employee health insurance law in 1927, expanding further upon it in 1935 and 1940. Following
1534-483: The Nordic countries ) choose to fund public health care directly from taxation alone. Other countries with insurance-based systems effectively meet the cost of insuring those unable to insure themselves via social security arrangements funded from taxation, either by directly paying their medical bills or by paying for insurance premiums for those affected. In a social health insurance system, contributions from workers,
1593-640: The Russian Revolution of 1917, a fully public and centralized health care system was established in Soviet Russia in 1920. However, it was not a truly universal system at that point, as rural residents were not covered. In New Zealand , a universal health care system was created in a series of steps, from 1938 to 1941. In Australia , the state of Queensland introduced a free public hospital system in 1946. Following World War II , universal health care systems began to be set up around
1652-735: The United States is the only wealthy, industrialized nation that does not provide universal health care. The only forms of government-provided healthcare available are Medicare (for elderly patients as well as people with disabilities), Medicaid (for low-income people), the Military Health System (active, reserve, and retired military personnel and dependants), and the Indian Health Service (members of federally recognized Native American tribes). Universal health care in most countries has been achieved by
1711-591: The public sector , Wigforss' economic policies, Gustav Möller 's reform of the pension system, and Gunnar Myrdal's housing policies. Alva and Gunnar Myrdal suggested a series of programs designed to increase population growth by increasing the freedoms and rights of childbearing women and children. In the 1940s and 50s, old, worn down houses that served as the overcrowded dwellings of the lower class were demolished. Instead, people were offered modern housing with bathrooms and windows to let light into every room, so called funkis architecture. Multi-household apartments
1770-587: The "single most powerful concept that public health has to offer" since it unifies "services and delivers them in a comprehensive and integrated way". One of the goals with universal healthcare is to create a system of protection which provides equality of opportunity for people to enjoy the highest possible level of health. Critics say that universal healthcare leads to longer wait times and worse quality healthcare. As part of Sustainable Development Goals , United Nations member states have agreed to work toward worldwide universal health coverage by 2030. Therefore,
1829-524: The 1960s. Free universal health care was provided by the state, enacted in 1947–55, along with numerous other social services. During the 1930s, Human population planning became an important part of folkhemmet . Alva and Gunnar Myrdal 's 1934 book Crisis in the Population Question inspired a radical and progressive policy for how to deal with a declining population. A number of changes took place in this period including expansion of
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1888-520: The American values of individual choice and personal responsibility; it would raise healthcare expenditures due to the high cost of implementation that the United States government supposedly cannot pay; and represents unnecessary government overreach into the lives of American citizens, healthcare, the health insurance industry, and employers' rights to choose what health coverage they want to offer to their employees. Most contemporary studies posit that
1947-540: The British Fabian Society and American Progressivism . Per Albin Hansson introduced the concept on 18 January 1928, saying that Sweden should become more like a "good home", this being marked by equality and mutual understanding. Hansson advocated that the traditional class society should then be replaced by "the people's home" ( folkhemmet ). In his famous speech on 18 January 1928, Hansson expressed
2006-586: The Danish Social Democrats C.V. Bramsnæs and Karl Kristian Steincke . It was later developed by Prime Ministers Tage Erlander and Olof Palme until the Social Democratic Party lost power in 1976. Another important proponent was Hjalmar Branting , who came into contact with the concept while a student at Uppsala University , and went on to become the first socialist Prime Minister of Sweden. Defunct Former The term
2065-500: The Irish market. In Poland, people are obliged to pay a percentage of the average monthly wage to the state, even if they are covered by private insurance. People working under a employment contract pay a percentage of their wage, while entrepreneurs pay a fixed rate, based on the average national wage. Unemployed people are insured by the labor office. Among the potential solutions posited by economists are single-payer systems as well as other methods of ensuring that health insurance
2124-410: The Netherlands, the problem of adverse selection is overcome by using a risk compensation pool to equalize, as far as possible, the risks between funds. Thus, a fund with a predominantly healthy, younger population has to pay into a compensation pool and a fund with an older and predominantly less healthy population would receive funds from the pool. In this way, sickness funds compete on price and there
2183-443: The Social Democrats' view of society: The good home knows no privileged or misfortuned, no favorites or undesired. There no one looks down on the other. There none try to gain benefits on the others expense, the strong do not oppress and plunder the weak. In the good home reigns equality, kindness, cooperation, helpfulness. After Hansson, the same policy was continued until the late 1960s by Prime Minister Tage Erlander . According to
2242-408: The Social Democrats, the people's home is a democratic welfare society that operates on the principle of common spirit and community. This, they say, requires social policies such as universal health insurance, child benefits, an occupational pension scheme and primary school. Political opponents often did not oppose these reforms per se, but warned of their cost and tax tightening. The concept came at
2301-549: The UK, Italy, Australia, and the Nordic countries, the government has a high degree of involvement in the commissioning or delivery of health care services and access is based on residence rights, not on the purchase of insurance. Others have a much more pluralistic delivery system, based on obligatory health with contributory insurance rates related to salaries or income and usually funded by employers and beneficiaries jointly. Sometimes,
2360-520: The Wikimedia System Administrators, please include the details below. Request from 172.68.168.227 via cp1104 cp1104, Varnish XID 213782167 Upstream caches: cp1104 int Error: 429, Too Many Requests at Thu, 28 Nov 2024 08:02:10 GMT Universal health care Universal health care (also called universal health coverage , universal coverage , or universal care ) is a health care system in which all residents of
2419-525: The acceleration of essential health services, sustained attention to infectious disease management, improvement in health workforce and infrastructure, the elimination of financial barriers to care, an increase in pre-paid and pooled health financing, policy initiatives to curtail OOP expenses, a focus on primary healthcare to reinforce overall health systems, and the fortification of collaborative efforts to achieve UHC. These measures aim to increase health service coverage by an additional 477 million individuals by
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2478-559: The country dramatically. A 2012 study examined progress being made by these countries, focusing on nine in particular: Ghana , Rwanda , Nigeria , Mali , Kenya , Indonesia , the Philippines and Vietnam . Currently, most industrialized countries and many developing countries operate some form of publicly funded health care with universal coverage as the goal. According to the National Academy of Medicine and others,
2537-511: The health funds are derived from a mixture of insurance premiums, salary-related mandatory contributions by employees or employers to regulated sickness funds, and by government taxes. These insurance based systems tend to reimburse private or public medical providers, often at heavily regulated rates, through mutual or publicly owned medical insurers. A few countries, such as the Netherlands and Switzerland, operate via privately owned but heavily regulated private insurers, which are not allowed to make
2596-460: The healthcare is funded by the municipality, specialty healthcare is provided and possibly funded by a larger entity, such as a municipal co-operation board or the state, and medications are paid for by a state agency. A paper by Sherry A. Glied from Columbia University found that universal health care systems are modestly redistributive and that the progressivity of health care financing has limited implications for overall income inequality . This
2655-719: The inclusion of the universal health coverage (UHC) within the SDGs targets can be related to the reiterated endorsements operated by the WHO. Note: Links in table are "Healthcare in COUNTRY". The first move towards a national health insurance system was launched in Germany in 1883, with the Sickness Insurance Law. Industrial employers were mandated to provide injury and illness insurance for their low-wage workers, and
2714-408: The individual, however, to the extent required to increase the wellbeing of citizens. Good and easily available education, even to higher levels, was considered particularly important for building the new society. As a result, Sweden became one of the first countries in the world to offer free education at all levels, including all public universities, along with several new universities founded during
2773-405: The patient at the time of consumption, but the bulk of costs come from a combination of compulsory insurance and tax revenues. Some programs are paid for entirely out of tax revenues. In others, tax revenues are used either to fund insurance for the very poor or for those needing long-term chronic care. A critical concept in the delivery of universal healthcare is that of population healthcare. This
2832-428: The postwar period is often explained by the fact that the party managed to motivate major social reforms with the idea of the folkhem and the national family's joint endeavor. The Social Democratic leaders Ernst Wigforss , an avid Keynesian , Gustav Möller and Per Albin Hansson , a social corporatist , are considered the main architects of folkhemmet , with inspiration from the conservative Rudolf Kjellén and
2891-998: The provision of a specified benefit package. Preventive and public health care may be provided by these funds or responsibility kept solely by the Ministry of Health. Within social health insurance, a number of functions may be executed by parastatal or non-governmental sickness funds, or in a few cases, by private health insurance companies. Social health insurance is used in a number of Western European countries and increasingly in Eastern Europe as well as in Israel and Japan. In private health insurance, premiums are paid directly from employers, associations, individuals and families to insurance companies, which pool risks across their membership base. Private insurance includes policies sold by commercial for-profit firms, non-profit companies and community health insurers. Generally, private insurance
2950-703: The rest of Canada from 1968 to 1972. A public healthcare system was introduced in Egypt following the Egyptian revolution of 1952 . Centralized public healthcare systems were set up in the Eastern bloc countries. The Soviet Union extended universal health care to its rural residents in 1969. Kuwait and Bahrain introduced their universal healthcare systems in 1950 and 1957 respectively (prior to independence). Italy introduced its Servizio Sanitario Nazionale (National Health Service) in 1978. Universal health insurance
3009-542: The self-employed, enterprises and governments are pooled into single or multiple funds on a compulsory basis. This is based on risk pooling . The social health insurance model is also referred to as the Bismarck Model , after Chancellor Otto von Bismarck , who introduced the first universal health care system in Germany in the 19th century. The funds typically contract with a mix of public and private providers for
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#17327809303133068-406: The system was funded and administered by employees and employers through "sick funds", which were drawn from deductions in workers' wages and from employers' contributions. This social health insurance model, named the Bismarck Model after Prussian Chancellor Otto von Bismarck , was the first form of universal care in modern times. Other countries soon began to follow suit. In the United Kingdom ,
3127-526: The world. On July 5, 1948, the United Kingdom launched its universal National Health Service . Universal health care was next introduced in the Nordic countries of Sweden (1955), Iceland (1956), Norway (1956), Denmark (1961) and Finland (1964). Universal health insurance was introduced in Japan in 1961, and in Canada through stages, starting with the province of Saskatchewan in 1962, followed by
3186-406: The year 2023 and to continue progress towards covering an extra billion people by the 2030 deadline. Critics of universal healthcare say that it leads to longer wait times and a decrease in the quality of healthcare. Critics of implementing universal healthcare in the United States say that it would require healthy people to pay for the medical care of unhealthy people, which they say goes against
3245-628: Was built close to industries and motorways, primarily in the periphery of cities. The urbanization and population continued to grow resulting in a housing crisis, the social democrats built upon the Myrdal legacy by introducing further reforms 1965-1975 that included public funding to landlords, municipalities and co-operatives. This policy occurred during the Record Years in what is now referred to as Miljonprogrammet ("Million Program"). folkhem Too Many Requests If you report this error to
3304-552: Was implemented in Australia in 1975 with the Medibank , which led to universal coverage under the current Medicare system from 1984. From the 1970s to the 2000s, Western European countries began introducing universal coverage, most of them building upon previous health insurance programs to cover the whole population. For example, France built upon its 1928 national health insurance system, with subsequent legislation covering
3363-541: Was introduced in some Asian countries, including Malaysia (1980s), South Korea (1989), Taiwan (1995), Singapore (1993), Israel (1995) and Thailand (2001). Following the collapse of the Soviet Union, Russia retained and reformed its universal health care system, as did other now-independent former Soviet republics and Eastern bloc countries. Beyond the 1990s, many countries in Latin America ,
3422-581: Was published by the World Health Organization in 2004. In some cases, government involvement also includes directly managing the health care system , but many countries use mixed public-private systems to deliver universal health care. The 2023 report from the WHO and the World Bank indicates that the advancement towards Universal Health Coverage (UHC) by the year 2030 has not progressed since 2015. The UHC Service Coverage Index (SCI) has remained constant at
3481-515: Was the case in England before the introduction of the Health and Social Care Act ). In some instances, such as Italy and Spain, both these realities may exist at the same time. "Single-payer" thus describes only the funding mechanism and refers to health care financed by a single public body from a single fund and does not specify the type of delivery or for whom doctors work. Although the fund holder
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