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35-404: A firebug is an arsonist or pyromaniac . Firebug may also refer to: Arson Arson is the act of willfully and deliberately setting fire to or charring property . Although the act of arson typically involves buildings , the term can also refer to the intentional burning of other things, such as motor vehicles , watercraft , or forests . The crime is typically classified as

70-422: A felony , with instances involving risk to human life or property carrying a stricter penalty. Arson that results in death can be further prosecuted as manslaughter or murder . A common motive for arson is to commit insurance fraud . In such cases, a person destroys their own property by burning it and then lies about the cause in order to collect against their insurance policy . A person who commits arson

105-436: A gender reveal party which utilized a smoke bomb which is categorized as unsafe pyrotechnics. The El Dorado fire burned over a 71-day period, destroyed 20 structures and resulted in one firefighter fatality, for which the couple hosting the party were charged with involuntary manslaughter . The Esperanza Fire ultimately resulted in the death of firefighter Charles "Charlie" Morton, who became trapped while attempting to fight

140-561: A weapon of war against civilians. From the 2021 Myanmar coup d'état to August 2022, military forces committed arson on 28,434 houses in the country. While the Scottish legal system has no offence known as arson statutorily defined, there are many offences that are used to charge those with acts that would normally constitute arson in other nations. Events constituting arson in English and Welsh law might be dealt with as one or more of

175-460: A Rate Regulation Branch, established under the provisions of Proposition 103, that is responsible for reviewing proposed personal auto and homeowners insurance rates to ensure that they are fair, reasonable, and adequate. The CDI issues cease and desist orders against service contract providers operating without the required legal documentation as part of its efforts to protect California consumers. The California Insurance Code (CIC) requires that

210-520: A conviction and penalty for wildfire arson. Some states, such as California, prosecute the lesser offense of " reckless burning " when the fire is set recklessly as opposed to willfully and maliciously. The study of the causes is the subject of fire investigation . A recent example of a reckless burning offense is the El Dorado fire which took place in 2020 in California. This fire was caused by

245-733: A method of homicide, as was the case in California of Raymond Lee Oyler and in Texas of Cameron Todd Willingham . After the Great Chicago Fire in 1871, the United States started a National Fire Prevention Week in order to educate the people on ways to prevent fires, minimize their damages, and hopefully drastically decrease casualties. Fire Prevention Week campaigns includes various information on safe cooking practices pertaining to grilling, microwaving, and cooking on

280-487: A narrow margin (51%), on the promise of providing consumers with a 20% rate rollback. It also broadened the Department of Insurance's responsibility for enforcement to include property insurance , automobile insurance , life insurance and other types of casualty coverage, including a requirement that the property and casualty insurance premium rates must be pre-approved by the department. Proposition 103 also changed

315-565: A stove. During World War II arson was a much higher concern in the United States . There was a severe lack of firefighters due to the fact most of the men were overseas to fight the war. There were few men left behind to help combat forest fires. For example, during WW II in Eldora, Iowa a fire chief reported that his regular membership shrank from 21 to 9 men and their fire fighting force recruited retired members and new members to fill

350-413: A variety of offences such as wilful fire-raising , culpable and reckless conduct , vandalism or other offences depending on the circumstances of the event. The more serious offences (in particular wilful fire-raising and culpable and reckless conduct) can incur a sentence of life imprisonment . Ireland differentiates how it charges arson not by degree but rather by what is being destroyed and if anyone

385-438: Is charged in five degrees. Arson in the first degree is a Class A-1 felony and requires the intent to burn the building with a person inside using an explosive incendiary device. In New York, the criminal charge of arson includes a maximum sentence of 25 years to life. In California, a conviction for arson of property that is not one's own is a felony punishable by up to three years in state prison. Aggravated arson, which carries

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420-408: Is from 1864. English Common Law defines arson as "the malicious burning of the dwelling of another." This definition has four elements: Many U.S. state legal systems and the legal systems of several other countries divide arson into degrees, depending sometimes on the value of the property but more commonly on its use and whether the crime was committed in the day or night. Many statutes vary

455-634: Is referred to as an arsonist, or a serial arsonist if the person has committed arson several times. Arsonists normally use an accelerant (such as gasoline or kerosene ) to ignite, propel, and direct fires, and the detection and identification of ignitable liquid residues is an important part of fire investigations. Pyromania is an impulse control disorder characterized by the pathological setting of fires. Most acts of arson are not committed by pyromaniacs. The term derives from Law French arsoun (late 13th century), from Old French arsion , from Late Latin ārsiōnem "a burning," ( acc. ) from

490-481: Is regulated by each state's Department for Insurance, although there are commonalties across the states. See Insurance Continuing Education . CDI has over 1,300 employees charged with the responsibility of protecting consumer interests. Its budget is primarily derived from funds generated by license fees, assessments, and Proposition 103 recoupment fees. The CDI licenses over 1,500 insurance companies and more than 320,000 insurance agents and insurance brokers in

525-536: Is staffed with over 300 members with approximately 175 sworn members who are housed in 9 regional offices across the state. Investigators from the CDI work closely other law enforcement agencies and prosecutors to enforce the Insurance Code and related Penal Codes. The Fraud Division receives over 25,000 criminal complaints each year from insurance carriers and members of the public. The sworn investigators, who carry

560-529: The CDI provides licensing examinations for brokers and agents, and that the department must investigate suspected violations of the CIC by businesses and individuals who possess CDI licenses. The CDI also oversees the licensing of bail bond agents . The CDI also oversees the licensing of service contract providers. The CDI, Enforcement Branch, is charged with responsibility of detecting, investigating and arresting those who commit insurance fraud , in order to protect

595-731: The English counterparts, 63 of the 1972 Ordinance provides a maximum penalty of life imprisonment, and s 60(3) of the Ordinance requires that if the damage is by fire the offence should be charged as arson. In the Burmese legal system, arson is considered "mischief by fire" under sections 435 and 436 of the Myanmar Penal Code and punishable by fine and imprisonment. The statutes were last amended on 1 July 2016, and made arson on houses and buildings punishable with up to 20 years in prison. The Burmese military has long used arson as

630-635: The San Jose Fire Department. According to a 2019 Press Release from the California Department of Insurance , Tyler and Kim Chen, Ha Nguyen, Sandy Ngo, Duyen Pham, and Trang Huynh were all convicted with various degrees of arson and insurance fraud. Tyler Chen was convicted with five separate counts of arson and two separate counts of insurance fraud in Santa Clara County in 2018. Tyler Chen's wife, Kim Chen,

665-468: The alleged offense. First degree arson generally occurs when people are harmed or killed in the course of the fire, while second degree arson occurs when significant destruction of property occurs. While usually a felony , arson may also be prosecuted as a misdemeanor , " criminal mischief ", or " destruction of property ." Burglary also occurs, if the arson involved a "breaking and entering". A person may be sentenced to death if arson occurred as

700-446: The cause in order to collect against their insurance policy . An example of insurance fraud being the motivating factor for an act of arson is the case for Operation Firebird . A married couple and 4 co-conspirators were arrested and convicted with arson and insurance fraud after a string of home, business, and warehouse fires which took place between 2014 and 2018 were exposed as acts of arson. Using chicken left in boiling frying oil,

735-481: The convicted criminals would make fire seem like a cooking accident. Then, the group committed insurance fraud by filing insurance claims for the cost of the building, as well as, smoke-damaged goods to claim fire damages for insurance payouts. The group's scheme claimed a reported $ 4 million and ended when authorities were tipped off as to where the location of the next planned incident would take place. Police then performed an investigation dubbed Operation Firebird with

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770-454: The degree of the crime according to the criminal intent of the accused. Some US states use other degrees of arson, such as "fourth" and "fifth" degree, while some states do not categorize arson by any degree. For example, in the state of Tennessee , arson is categorized as "arson" and "aggravated arson." A common motive for arson is to commit insurance fraud . In such cases, a person destroys their own property by burning it and then lies about

805-607: The destruction is by fire, the offence is charged as arson; s.4 of the Act provides a maximum penalty of life imprisonment for conviction under s.1 whether or not the offence is charged as arson. In Hong Kong, the common law offence was abolished by s 67 of the Crimes Ordinance 1971 (Part VIII of which, as amended by Crimes (Amendment) Ordinance 1972, mirrored the English Criminal Damage Act 1971). Like

840-422: The early days of California for the purposes of historical research, genealogy, and to preserve any evidence which might be material to reparations claims. The CDI helps consumers by regulating how insurance companies market and administer their policies, and is charged with the responsibility of ensuring that insurance business transacted in the state is conducted in an honest, open, and fair manner. The CDI has

875-554: The fire. The DA of California considered arson charges for the family members as they were deemed negligent with regard to fire safety. In English law , arson was a common law offence (except for the offence of arson in royal dockyards ) dealing with the criminal destruction of buildings by fire. The common law offence was abolished by s.11(1) of the Criminal Damage Act 1971 . The 1971 Act makes no distinction as to mode of destruction except that s.1(3) requires that if

910-520: The missing positions during the war. Although there were few attempts to burn U.S. forests, it continued to be a big concern due to the potential detrimental effects. This concern for arson attempts led to the rise of Smokey Bear who was the face of fire prevention and fire safety measures. Although the intention of Smokey Bear's persona is to encourage fire safety , Smokey shares a message of fire prevention which includes accidental fires that can sometimes be legally charged as arson. In New York, arson

945-465: The most severe punishment for arson, is punishable by 10 years to life in state prison. A well-known example of arson which took place in California is the Esperanza Fire . Raymond Lee Oyler was ultimately convicted of murder and sentenced to death for a 2006 fire in southern California that led to the deaths of five U.S. Forest Service firefighters; he was the first U.S. citizen to receive such

980-528: The public from economic loss and distress. In 1979, Chapter 12 of the California Insurance code established the "Bureau of Fraudulent Claims" to investigate criminal insurance violations. In 1980, the fraud investigators became sworn peace officers under Penal Code 830.3(i). In 1988, the Bureau of Fraudulent claims was reclassified as the "Fraud Division." During the 1990s, after John Garamendi

1015-526: The rank of Detective, carry out the investigations in a vertical prosecution manner with the local district attorney. The Fraud Division has funding codified in California law to investigate the following areas of insurance fraud: Automobile, Workers' Compensation, Property Life and Casualty, Disability and Healthcare Fraud. In recent years, the some notable cases the Fraud Division has brought to prosecution are: The CDI publishes brochures and maintains

1050-516: The state of California, United States. The current California Insurance Commissioner is Ricardo Lara . In the early 1900s, the California State Legislature transformed the CDI into a law enforcement agency when it passed new anti- fraud insurance legislation. The legislation provided sworn peace officers to investigate and arrest those who commit fraud. On November 8, 1988, California voters passed Proposition 103, by

1085-682: The status of the California Insurance Commissioner to that of an elected official , from being a governor-appointed position. Proposition 103 also expanded the department's important role in consumer affairs. In 2001, the CDI implemented and began overseeing the Slavery Era Insurance Registry, as per new legislation requirements signed into law in 2000. The registry was created to require insurance companies to disclose any historical data regarding slavery insurance policies they might have from

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1120-413: The verb ardēre , "to burn." "Malicious burning of property," 1670s, from Anglo-French arsoun (late 13c.), Old French arsion, from Late Latin arsionem (nominative arsio) "a burning," noun of action from past-participle stem of Latin ardere "to burn" (from PIE root *as- "to burn, glow"). The Old English term was bærnet , lit. "burning"; and Edward Coke has indictment of burning (1640). Arsonist

1155-471: Was convicted with two counts of insurance fraud in Santa Clara county. In the United States , the common law elements of arson are often varied in different jurisdictions. For example, the element of "dwelling" is no longer required in most states, and arson occurs by the burning of any real property without consent or with unlawful intent. Arson is prosecuted with attention to degree of severity in

1190-553: Was elected the first Insurance Commissioner of California, the Investigative Branch of the Department of Insurance was renamed the "Enforcement Branch" and divided into two units: the Fraud Division (criminal investigations to primarily enforce Penal Code 550) and the Investigations Divisions (civil as well as criminal agent/broker Fraud as well as bail bondsmen regulations). The Enforcement Branch

1225-630: Was harmed. For example, while the sentence for setting fire to a building can be life imprisonment, the sentence for setting fire to goods in a building can only be up to fourteen years. [1] A notable historical act of arson in Ireland is the burning of Wildgoose Lodge , which resulted in the arrest, sentencing, and execution of 18 men, many of whom were innocent. More recently, the 2023 Dublin riot involved instances of arson, with many such acts targeting vehicles. California Department of Insurance Continuing education for insurance professionals

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