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60-724: The State Historical Society of Iowa (SHSI), a division of the Iowa Department of Administrative Affairs, serves as the official historical repository for the State of Iowa and also provides grants, public education, and outreach about Iowa history and archaeology . The SHSI maintains a museum, library, archives, and research center in Des Moines and a research library in Iowa City , as well as several historic sites in Iowa. It

120-452: A broad range of service sector activities, especially as concerns financial management and consumer finance . The finance industry in its most common sense concerns commercial banks that provide market liquidity , risk instruments , and brokerage for large public companies and multinational corporations at a macroeconomic scale that impacts domestic politics and foreign relations . The extragovernmental power and scale of

180-485: A business, helps businesses raise money from other firms in the form of bonds (debt) or share capital (equity). The primary operations of commercial banks include: The United States is the largest commercial banking services location. New York City and London are the largest centers of investment banking services. NYC is dominated by U.S. domestic business, while in London international business and commerce make up

240-470: A decline in air quality. Other factors negatively affecting Iowa's environment include the extensive use of older coal-fired power plants , fertilizer and pesticide runoff from crop production, and diminishment of the Jordan Aquifer . The 2020–2023 North American drought has affected Iowa particularly: As of January 2024, Iowa was in its 187th consecutive week of at least moderate drought ,

300-530: A significant portion of investment banking activity. FX or Foreign exchange services are provided by many banks and specialists foreign exchange brokers around the world. Foreign exchange services include: London handled 36.7% of global currency transactions in 2009 – an average daily turnover of US$ 1.85 trillion – with more US dollars traded in London than New York, and more Euros traded than in every other city in Europe combined. New York City

360-580: A variety of reasons. Some smaller financial centres, such as Bermuda , Luxembourg , and the Cayman Islands , lack sufficient size for a domestic financial services sector and have developed a role providing services to non-residents as offshore financial centres . The increasing competitiveness of financial services has meant that some countries, such as Japan, which were once self-sufficient, have increasingly imported financial services. The leading financial exporter, in terms of exports less imports,

420-518: Is Des Moines . A portion of the larger Omaha, Nebraska, metropolitan area extends into three counties of southwest Iowa. Other metropolitan statistical areas in Iowa include Iowa City , Cedar Rapids , Waterloo-Cedar Falls , Ames , Dubuque , Sioux City , and the Iowa portion of the Quad Cities . Iowa is home to 940 small towns, though its population is increasingly urbanized as small communities and rural areas decline in population. During

480-613: Is a line along 43 degrees, 30 minutes north latitude. The southern border is the Des Moines River and a not-quite-straight line along approximately 40 degrees 35 minutes north, as decided by the U.S. Supreme Court in Missouri v. Iowa (1849) after a standoff between Missouri and Iowa known as the Honey War . Iowa is the only state whose east and west borders are formed almost entirely by rivers. Carter Lake, Iowa ,

540-579: Is categorized as the Central forest-grasslands transition ecoregion. The Northern, drier part of Iowa is categorized as part of the Central tall grasslands . There is a dearth of natural areas in Iowa; less than 1% of the tallgrass prairie that once covered most of Iowa remains intact; only about 5% of the state's prairie pothole wetlands remain, and most of the original forest has been lost. As of 2005 Iowa ranked 49th of U.S. states in public land holdings. Threatened or endangered animals in Iowa include

600-589: Is derived from the Iowa River , and ultimately from the ethnonym of the indigenous Ioway people . The Ioway are a Chiwere -speaking Siouan Nation , who were once part of the Ho-Chunk Confederation that inhabited the area now corresponding to several Midwest states. The Ioway were one of the many Native American nations whose territory comprised the future state of Iowa before the time of European colonization. When Indigenous peoples of

660-594: Is notable for the Iowa Caucuses , an influential event in national politics, as well as its high levels of voter turnout and foundational leadership in civil rights including early adoption or support of black suffrage , women's rights , and same-sex marriage . Iowa's standard of living is ranked among the best states and it performs highly on metrics such as governance, education, infrastructure, and safety. Like many other states , Iowa takes its name from its predecessor, Iowa Territory , whose name in turn

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720-527: Is part of the Driftless Area , consisting of steep hills and valleys which appear as mountainous. Several natural lakes exist, most notably Spirit Lake , West Okoboji Lake , and East Okoboji Lake in northwest Iowa ( see Iowa Great Lakes ). To the east lies Clear Lake . Man-made lakes include Lake Odessa, Saylorville Lake , Lake Red Rock , Coralville Lake , Lake MacBride, and Rathbun Lake. Before European settlement, 4 to 6 million acres of

780-576: Is the brain drain , in which educated young adults leave the state in search of better prospects in higher education or employment. During the 1990s, Iowa had the second highest exodus rate for single, educated young adults, second only to North Dakota. The United States Census Bureau determined the population of Iowa was 3,190,369 on April 1, 2020, a 4.73% increase since the 2010 United States census . Financial services Financial services are economic services tied to finance provided by financial institutions . Financial services encompass

840-600: Is the largest center of investment services, followed by London. The United States, followed by Japan and the United Kingdom are the largest insurance markets in the world. A financial export is a financial service provided by a domestic firm (regardless of ownership) to a foreign firm or individual. While financial services such as banking, insurance, and investment management are often seen as domestic services, an increasing proportion of financial services are now being handled abroad, in other financial centres , for

900-588: Is the only city in the state located west of the Missouri River. Iowa has 99 counties , but 100 county seats because Lee County has two. The state capital, Des Moines , is in Polk County . Iowa's bedrock geology generally decreases in age from east to west. In northwest Iowa, Cretaceous bedrock can be 74 million years old; in eastern Iowa Cambrian bedrock dates to c. 500 million years ago. The oldest radiometrically dated bedrock in

960-408: Is traditionally among those to receive government support in times of widespread economic crisis. Such bailouts, however, enjoy less public support than those for other industries. A commercial bank is what is commonly referred to as simply a bank. The term " commercial " is used to distinguish it from an investment bank , a type of financial services entity which instead of lending money directly to

1020-595: The 1900 census , though Iowa now has a predominantly urban population. The Iowa Economic Development Authority, created in 2011 has replaced the Iowa Department of Economic Development and its annual reports are a source of economic information. Iowa is bordered by the Mississippi River on the east along with the Missouri River and the Big Sioux River on the west. The northern boundary

1080-594: The French and Indian War , transferred ownership to their ally, Spain. Spain practiced very loose control over the Iowa region, granting trading licenses to French and British traders, who established trading posts along the Mississippi and Des Moines Rivers . Iowa was part of a territory known as La Louisiane or Louisiana , and European traders were interested in lead and furs obtained by Indigenous people. The Sauk and Meskwaki effectively controlled trade on

1140-845: The Indiana Territory ) that surrendered much of Illinois to the U.S. enraged many Sauk and led to the 1832 Black Hawk War . The Sauk and Meskwaki were forced to sell some of their land in the Mississippi Valley to the U.S. in 1832 in the Black Hawk Purchase Treaty and sold their remaining land in Iowa in 1842, most of them moving to a reservation in Kansas. In 1837, some the Potawatomi from Illinois were resettled in Iowa, while many Meskwaki later returned to Iowa and settled near Tama, Iowa ;

1200-591: The Late Archaic period , Native Americans in Iowa began utilizing domesticated plants. The subsequent Woodland period saw an increased reliance on agriculture and social complexity, with increased use of mounds, ceramics, and specialized subsistence. During the Late Prehistoric period (beginning about AD 900) increased use of maize and social changes led to social flourishing and nucleated settlements. The arrival of European trade goods and diseases in

1260-804: The Meskwaki Settlement remains to this day. In 1856 the Iowa Legislature passed an unprecedented act allowing the Meskwaki to purchase the land. However, in contrast to the unprecedented act of the Iowa Legislature, the United States Federal Government, through the use of Treaties, forced the Ho-Chunk from Iowa in 1848, and forced the Dakota from Iowa by 1858. Western Iowa around modern Council Bluffs

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1320-427: The Mississippi River , averages 52 °F (11 °C). Snowfall is common, with Des Moines getting about 26 days of snowfall a year, and other places, such as Shenandoah getting about 11 days of snowfall in a year. Spring ushers in the beginning of the severe weather season. As of 2008, Iowa averaged about 50 days of thunderstorm activity per year. As of 2015, the 30-year annual average of tornadoes in Iowa

1380-548: The State Historical Museum of Iowa is the society's main museum. Exhibits show Iowa's growth and development and its citizens. Iowa Iowa ( / ˈ aɪ . ə w ə / EYE -ə-wə ) is a state in the upper Midwestern region of the United States . It borders the Mississippi River to the east and the Missouri River and Big Sioux River to the west; Wisconsin to

1440-601: The U.S. Congress established the Territory of Iowa . President Martin Van Buren appointed Robert Lucas governor of the territory, which at the time had 22 counties and a population of 23,242. Almost immediately after achieving territorial status, a clamor arose for statehood. On December 28, 1846, Iowa became the 29th state in the Union when President James K. Polk signed Iowa's admission bill into law. Once admitted to

1500-472: The United States partly as a result of the Gramm–Leach–Bliley Act of the late 1990s, which enabled different types of companies operating in the U.S. financial services industry at that time to merge. Companies usually have two distinct approaches to this new type of business. One approach would be a bank that simply buys an insurance company or an investment bank , keeps the original brands of

1560-650: The War of 1812 , and Fort Shelby in Prairie du Chien, Wisconsin , also fell to the British. Black Hawk took part in the siege of Fort Madison. Another small military outpost was established along the Mississippi River in present-day Bellevue . This poorly situated stockade was similarly attacked by hundreds of Indigenous people in 1813, but was successfully defended and later abandoned until settlers returned to

1620-596: The interior least tern , piping plover , Indiana bat , pallid sturgeon , the Iowa Pleistocene land snail , Higgins' eye pearly mussel , and the Topeka shiner . Endangered or threatened plants include western prairie fringed orchid , eastern prairie fringed orchid , Mead's milkweed , prairie bush clover , and northern wild monkshood . The explosion in the number of high-density livestock facilities in Iowa has led to increased rural water contamination and

1680-678: The 18th and early 19th centuries, Iowa was a part of French Louisiana and Spanish Louisiana ; its state flag is patterned after the flag of France . After the Louisiana Purchase , pioneers laid the foundation for an agriculture-based economy in the heart of the Corn Belt . In the latter half of the 20th century, Iowa's agricultural economy began to transition to a diversified economy of advanced manufacturing, processing, financial services , information technology , biotechnology , and green energy production. Politically, Iowa

1740-673: The Americas first arrived in what is now Iowa more than 13,000 years ago, they were hunters and gatherers living in a Pleistocene glacial landscape. By the time European explorers and traders visited Iowa, Native Americans were largely settled farmers with complex economic, social, and political systems. This transformation happened gradually. During the Archaic period (10,500 to 2,800 years ago), Native Americans adapted to local environments and ecosystems, slowly becoming more sedentary as populations increased. More than 3,000 years ago, during

1800-803: The Army of the Potomac in Virginia and fought under Union General Philip Sheridan in the Shenandoah Valley . Many died and were buried at Andersonville. They marched on General Nathaniel Banks ' ill-starred expedition to the Red River. Twenty-seven Iowans have been awarded the Medal of Honor , the highest military decoration awarded by the United States government, which was first awarded in

1860-508: The Civil War. Iowa had several brigadier generals and four major generals— Grenville Mellen Dodge , Samuel R. Curtis , Francis J. Herron , and Frederick Steele —and saw many of its generals go on to state and national prominence following the war. Following the Civil War, Iowa's population continued to grow dramatically, from 674,913 people in 1860 to 1,624,615 in 1880. The American Civil War briefly brought higher profits. In 1917,

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1920-476: The Depression. The crisis spurred a major, decade-long population decline. After bottoming out in the 1980s, Iowa's economy began to reduce its dependence on agriculture. By the early 21st century, it was characterized by a mix of manufacturing, biotechnology, finance and insurance services, and government services. The population of Iowa has increased at a slower rate than the U.S. as a whole since at least

1980-517: The Indochina War. An exception was required for this resettlement as State Dept policy at the time forbid resettlement of large groups of refugees in concentrated communities; an exception was ultimately granted and 1200 Tai Dam were resettled in Iowa. Since then Iowa has accepted thousands of refugees from Laos, Cambodia, Thailand, Bhutan, and Burma. The farm crisis of the 1980s caused a major recession in Iowa, causing poverty not seen since

2040-590: The Louisiana Purchase into two parts—the Territory of Orleans and the District of Louisiana, with present-day Iowa falling in the latter. The Indiana Territory , created in 1800, exercised jurisdiction over this portion of the District; William Henry Harrison was its first governor. Much of Iowa was mapped by Zebulon Pike in 1805, but it was not until the construction of Fort Madison in 1808 that

2100-470: The Mississippi in the late 18th century and early 19th century. Among the early traders on the Mississippi were Julien Dubuque , Robert de la Salle , and Paul Marin . Along the Missouri River at least five French and English trading houses were built before 1808. In 1800, Napoleon Bonaparte took control of Louisiana from Spain in a treaty . After the 1803 Louisiana Purchase , Congress divided

2160-483: The Protohistoric period led to dramatic population shifts and economic and social upheaval, with the arrival of new tribes and early European explorers and traders. There were numerous native American tribes living in Iowa at the time of early European exploration. Tribes which were probably descendants of the prehistoric Oneota include the Dakota , Ho-Chunk , Ioway , and Otoe . Tribes which arrived in Iowa in

2220-518: The U.S. established tenuous military control over the region. Fort Madison was built to control trade and establish U.S. dominance over the Upper Mississippi, but it was poorly designed and disliked by the Sauk and Meskwaki, many of whom allied with the British, who had not abandoned claims to the territory. Fort Madison was defeated by British-supported Indigenous people in 1813 during

2280-403: The Union, the state's boundary issues resolved, and most of its land purchased from Natives, Iowa set its direction to development and organized campaigns for settlers and investors, boasting the young frontier state's rich farmlands, fine citizens, free and open society, and good government. Iowa has a long tradition of state and county fairs. The first and second Iowa State Fairs were held in

2340-455: The United States entered World War I and farmers as well as all Iowans experienced a wartime economy. For farmers, the change was significant. Since the beginning of the war in 1914, Iowa farmers had experienced economic prosperity, which lasted until the end of the war. In the economic sector, Iowa also has undergone considerable change. Beginning with the first industries developed in the 1830s, which were mainly for processing materials grown in

2400-546: The acquired firm, and adds the acquisition to its holding company simply to diversify its earnings . Outside the U.S. (e.g. Japan ), non-financial services companies are permitted within the holding company. In this scenario, each company still looks independent and has its own customers, etc. In the other style, a bank would simply create its own insurance division or brokerage division and attempt to sell those products to its own existing customers, with incentives for combining all things with one company. The financial sector

2460-523: The area in the mid-1830s. After the war, the U.S. re-established control of the region through the construction of Fort Armstrong , Fort Snelling in Minnesota , and Fort Atkinson in Nebraska . The United States encouraged settlement of the east side of the Mississippi and removal of Indians to the west. A disputed 1804 treaty between Quashquame and William Henry Harrison (then governor of

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2520-550: The area, Iowa has experienced a gradual increase in the number of business and manufacturing operations. The transition from an agricultural economy to a mixed economy happened slowly. The Great Depression and World War II accelerated the shift away from smallholder farming to larger farms, and began a trend of urbanization. The period after World War II witnessed a particular increase in manufacturing operations. In 1975, Governor Robert D. Ray petitioned President Ford to allow Iowa to accept and resettle Tai Dam refugees fleeing

2580-648: The armed forces, over one-sixth of whom were killed before the Confederates surrendered at Appomattox . Most fought in the great campaigns in the Mississippi Valley and in the South . Iowa troops fought at Wilson's Creek in Missouri , Pea Ridge in Arkansas , Forts Henry and Donelson, Shiloh, Chattanooga, Chickamauga, Missionary Ridge, and Rossville Gap as well as Vicksburg, Iuka, and Corinth. They served with

2640-437: The expense of more rural counties. Iowa, in common with other Midwestern states (especially Kansas , Nebraska , North Dakota , and South Dakota ), is feeling the brunt of rural flight , although Iowa has been gaining population since approximately 1990. Some smaller communities, such as Denison and Storm Lake , have mitigated this population loss through gains in immigrant laborers. Another demographic problem for Iowa

2700-588: The fairgrounds were being used as an army supply depot; and in 2020 due to the COVID-19 pandemic in the United States . Iowa supported the Union during the Civil War , voting heavily for Abraham Lincoln , though there was an antiwar " Copperhead " movement in the state, caused partially by a drop in crop prices caused by the war. There were no battles in the state, although the Battle of Athens , Missouri, 1861,

2760-774: The finance industry remains an ongoing controversy in many industrialized Western economies, as seen in the American Occupy Wall Street civil protest movement of 2011. Styles of financial institution include credit union , bank , savings and loan association , trust company , building society , brokerage firm , payment processor , many types of broker , and some government-sponsored enterprise . Financial services include accountancy , investment banking , investment management , and personal asset management . Financial products include insurance , credit cards , mortgage loans , and pension funds . The term "financial services" became more prevalent in

2820-493: The late prehistoric or protohistoric periods include the Illiniwek , Meskwaki , Omaha , and Sauk . The first known European explorers to document Iowa were Jacques Marquette and Louis Jolliet who traveled the Mississippi River in 1673 documenting several Indigenous villages on the Iowa side. The area of Iowa was claimed for France and remained a French territory until 1763. The French, before their impending defeat in

2880-403: The longest stretch since the 1950s. 96% of areas are affected by drought. Iowa has a humid continental climate throughout the state ( Köppen climate classification Dfa ) with extremes of both heat and cold. The average annual temperature at Des Moines is 50 °F (10 °C); for some locations in the north, such as Mason City, the figure is about 45 °F (7 °C), while Keokuk , on

2940-653: The more developed eastern part of the state at Fairfield . The first fair was held October 25–27, 1854, at a cost of around $ 323. Thereafter, the fair moved to locations closer to the center of the state and in 1886 found a permanent home in Des Moines. The State Fair has been held annually since then, except for a few exceptions: 1898 due to the Spanish–American War and the World's Fair being held in nearby Omaha, Nebraska ; from 1942 to 1945, due to World War II , as

3000-405: The northeast, Illinois to the east and southeast, Missouri to the south, Nebraska to the west, South Dakota to the northwest, and Minnesota to the north. Iowa is the 26th largest in total area and the 31st most populous of the 50 U.S. states , with a population of 3.19 million. The state's capital , most populous city , and largest metropolitan area fully located within the state

3060-402: The northwest of the state receiving less than 28 inches (71 cm). The pattern of precipitation across Iowa is seasonal with more rain falling in the summer months. Virtually statewide, the driest month is January or February, and the wettest month is June owing to frequent showers and thunderstorms some of which produce hail, damaging winds or tornadoes. In Des Moines, roughly in the center of

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3120-885: The past it published the Iowa Heritage Illustrated , Goldfinch , the Iowa Journal of History and Politics , and the Iowa Historical Record . It also currently produces an e-newsletter, the Iowa Historian . The SHSI is part of the Iowa Department of Cultural affairs, both organizations coordinate the State Historic Preservation Office of Iowa, Iowa's designated SHPO, which reviews state and federally mandated laws and regulations relating to historic and archaeological work. Located in Des Moines, Iowa ,

3180-480: The state is the 2.9 billion year old Otter Creek Layered Mafic Complex. Precambrian rock is exposed only in the northwest of the state. Iowa can be divided into eight landforms based on glaciation , soils , topography , and river drainage. Loess hills lie along the western border of the state, some of which are several hundred feet thick. Northeast Iowa along the Upper Mississippi River

3240-532: The state was covered with wetlands, about 95% of these wetlands have been drained. Iowa's natural vegetation is tallgrass prairie and savanna in upland areas, with dense forest and wetlands in flood plains and protected river valleys, and pothole wetlands in northern prairie areas. Most of Iowa is used for agriculture; crops cover 60% of the state, grasslands (mostly pasture and hay with some prairie and wetland) cover 30%, and forests cover 7%; urban areas and water cover another 1% each. The southern part of Iowa

3300-634: The state, over two-thirds of the 34.72 inches (88.2 cm) of rain falls from April through September, and about half the average annual precipitation falls from May through August peaking in June. Iowa's population is more urban than rural, with 61 percent living in urban areas in 2000, a trend that began in the early 20th century. Urban counties in Iowa grew 8.5% from 2000 to 2008, while rural counties declined by 4.2%. The shift from rural to urban has caused population increases in more urbanized counties such as Dallas , Johnson , Linn , Polk , and Scott , at

3360-558: Was 47. In 2008 , twelve people were killed by tornadoes in Iowa, making it the deadliest year since 1968 and also the second most tornadoes in a year with 105, matching the total from 2001. Iowa summers are known for heat and humidity, with daytime temperatures sometimes near 90 °F (32 °C) and occasionally exceeding 100 °F (38 °C). Average winters in the state have been known to drop well below freezing, even dropping below −18 °F (−28 °C). As of 2018, Iowa's all-time hottest temperature of 118 °F (48 °C)

3420-598: Was fought just across the Des Moines River from Croton, Iowa , and shots from the battle landed in Iowa. Iowa sent large supplies of food to the armies and the eastern cities. Much of Iowa's support for the Union can be attributed to Samuel J. Kirkwood , its first wartime governor. Of a total population of 675,000, about 116,000 men were subjected to military duty. Iowa contributed proportionately more soldiers to Civil War military service than did any other state, north or south, sending more than 75,000 volunteers to

3480-741: Was founded in 1857 in Iowa City, where it was first affiliated with the University of Iowa . As the organization grew in size and collections, it became a separate state agency headquartered near the Iowa Capitol in Des Moines . Since March of 2024, the Administrator of the State Historical Society of Iowa has been Valerie Van Kooten. The SHSI currently publishes The Annals of Iowa , edited by Dr. Andrew Klumpp. In

3540-461: Was recorded at Keokuk on July 20, 1934, during a nationwide heat wave; as of 2014, the all-time lowest temperature of −47 °F (−44 °C) was recorded in Washta on January 12, 1912. Iowa has had a relatively smooth gradient of varying precipitation across the state; from 1961 to 1990, areas in the southeast of the state received an average of over 38 inches (97 cm) of rain annually, and

3600-468: Was used as an Indian Reservation for members of the Council of Three Fires . The first American settlers officially moved to Iowa in June 1833. Primarily, they were families from Ohio , Pennsylvania , New York , Indiana , Kentucky , and Virginia who settled along the western banks of the Mississippi River , founding the modern day cities of Dubuque and Bellevue near the site of Julien Dubuque's 1785–1810 lead mining operation. On July 4, 1838,

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