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North Carolina Mutual Life Insurance Company

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NC Mutual (originally the North Carolina Mutual and Provident Association and later North Carolina Mutual Life Insurance Company ) was an American life insurance company located in downtown Durham, North Carolina and one of the most influential African-American businesses in United States history. Founded in 1898 by local black social leaders, its business increased from less than a thousand dollars in income in 1899 to a quarter of a million dollars in 1910. The company specialized in "industrial insurance," which was basically burial insurance. The company hired salesmen whose main job was to collect small payments (of about 10 cents) to cover the insured person for the next week. If the person died while insured, the company immediately paid benefits of about 100 dollars. This covered the cost of a suitable funeral, which was a high prestige item in the black community. It began operations in the new tobacco manufacturing city of Durham, North Carolina , and moved north into Virginia and Maryland, then to major northern black urban centers, and then to the rest of the urban South.

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92-420: For much of the 20th century it was the largest company run by African Americans . The company came to be known as the world's largest African American business in only its first few years and is claimed by its home city of Durham as an important landmark. In the late 1800s and throughout the 1900s, Durham was known as "The Black Wall Street of America." for the progress that African Americans were making within

184-734: A reinsurance transaction in which the assets securing the transaction were misappropriated by an investment manager. Wake County Superior Court placed the company in rehabilitation under control of the North Carolina Commissioner of Insurance . The investment manager was subsequently charged with a federal crime. On October 11, 2022, a court approved the liquidation of NC Mutual effective October 31, 2022. African Americans African Americans , also known as Black Americans , formerly also called Afro-Americans , are an American racial or ethnic group consisting of Americans with partial or total ancestry from any of

276-585: A 14-year-old boy from Chicago. Spending the summer with relatives in Money, Mississippi , Till was killed for allegedly having wolf-whistled at a White woman. Till had been badly beaten, one of his eyes was gouged out, and he was shot in the head. The visceral response to his mother's decision to have an open-casket funeral mobilized the Black community throughout the US. Vann R. Newkirk wrote "the trial of his killers became

368-472: A White American mother and a Kenyan father— defeated Republican Senator John McCain to become the first African American to be elected president. At least 95 percent of African American voters voted for Obama. He also received overwhelming support from young and educated Whites, a majority of Asians , and Hispanics , picking up a number of new states in the Democratic electoral column. Obama lost

460-624: A court approved the liquidation of NC Mutual effective October 31, 2022. North Carolina Mutual was the brainchild of black entrepreneur John C. Merrick in the late 1800s. Merrick was born into slavery as the son of a white man and a former slave in 1859. He grew up in Raleigh and Chapel Hill , two cities near Durham, and he learned various skills such as bricklaying and barbering during his youth. He moved to Durham in 1880 and opened his own barber shop in 1882. His hair-cutting business grew to include several stores, three for whites and two for blacks;

552-557: A crucial role in producing the country's most valuable product and export: cotton . Enslaved people were instrumental in the construction of several prominent structures such as, the United States Capitol , the White House and other Washington, D.C.-based buildings. ) Similar building projects existed in the slave states . By 1815, the domestic slave trade had become a significant and major economic activity in

644-668: A federal crime to aid or assist those who had fled slavery or to interfere with their capture. By that time, slavery, which almost exclusively targeted Black people, had become the most critical and contentious political issue in the Antebellum United States , repeatedly sparking crises and conflicts. Among these were the Missouri Compromise , the Compromise of 1850 , the infamous Dred Scott decision , and John Brown's raid on Harpers Ferry . Prior to

736-549: A group formed to promote relations between the countries. After riots against Blacks in Cincinnati , its Black community sponsored founding of the Wilberforce Colony , an initially successful settlement of African American immigrants to Canada. The colony was one of the first such independent political entities. It lasted for a number of decades and provided a destination for about 200 Black families emigrating from

828-711: A mercantile union. Organized under the name the New York Chamber of Commerce, the society was designed to protect and promote the business interests of merchants in New York City . Following its relocation to the Royal Exchange on lower Broad Street in 1770, the Chamber petitioned Lt. Governor Colden and was granted a royal charter from King George III incorporating it as “the Corporation of

920-676: A number of locations in the United States. In 1863, during the American Civil War , President Abraham Lincoln signed the Emancipation Proclamation . The proclamation declared that all slaves in Confederate-held territory were free. Advancing Union troops enforced the proclamation, with Texas being the last state to be emancipated, in 1865. Slavery in a few border states continued until

1012-499: A pageant illuminating the tyranny of White supremacy ". The state of Mississippi tried two defendants, but they were speedily acquitted by an all-White jury . One hundred days after Emmett Till's murder, Rosa Parks refused to give up her seat on the bus in Alabama—indeed, Parks told Emmett's mother Mamie Till that "the photograph of Emmett's disfigured face in the casket was set in her mind when she refused to give up her seat on

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1104-748: A process known as White flight . Despite discrimination, drawing cards for leaving the hopelessness in the South were the growth of African American institutions and communities in Northern cities. Institutions included Black oriented organizations (e.g., Urban League , NAACP ), churches, businesses, and newspapers, as well as successes in the development in African American intellectual culture, music, and popular culture (e.g., Harlem Renaissance , Chicago Black Renaissance ). The Cotton Club in Harlem

1196-425: A small cash payment called "freedom dues". Africans could legally raise crops and cattle to purchase their freedom. They raised families, married other Africans and sometimes intermarried with Native Americans or European settlers . By the 1640s and 1650s, several African families owned farms around Jamestown , and some became wealthy by colonial standards and purchased indentured servants of their own. In 1640,

1288-423: A year, compared with 41 percent in 1960. In 1965, 19 percent of Black Americans had incomes equal to the national median, a proportion that rose to 27 percent by 1967. In 1960, the median level of education for Blacks had been 10.8 years, and by the late 1960s, the figure rose to 12.2 years, half a year behind the median for Whites. Politically and economically, African Americans have made substantial strides during

1380-566: The American South , with four million enslaved people only liberated during and at the end of the Civil War in 1865. During Reconstruction , they gained citizenship and adult-males the right to vote ; however, due to the widespread policy and ideology of White supremacy , they were largely treated as second-class citizens and found themselves soon disenfranchised in the South . These circumstances changed due to participation in

1472-506: The Black racial groups of Africa . African Americans constitute the second largest ethno-racial group in the US after White Americans . The term "African American" generally denotes descendants of Africans enslaved in the United States . Most African Americans are descendants of enslaved people within the boundaries of the present United States. While some Black immigrants or their children may also come to identify as African American,

1564-685: The Civil War , eight serving presidents had owned slaves, a practice that was legally protected under the US Constitution. By 1860, the number of enslaved Black people in the US had grown to between 3.5 to 4.4 million, largely as a result of the Atlantic slave trade . In addition, 488,000–500,000 Black people lived free (with legislated limits) across the country. With legislated limits imposed upon them in addition to "unconquerable prejudice" from Whites according to Henry Clay . In response to these conditions, some free Black people chose to leave

1656-766: The Civil War , the Chamber gathered funds and wrote to the President , Congress , the New York State Legislature and the New York City Council regarding the defenses of the New York Harbor . Eventually, the State Legislature allocated one million dollars to the project and after inspection the Chamber deemed these defenses acceptable. The Chamber also commemorated significant events and in 1861 issued medals to

1748-742: The Erie Canal , the Atlantic cable , and the New York City Transit Authority . The Chamber of Commerce survives today as the Partnership for New York City , which was formed from the 2002 merger of the New York Chamber of Commerce and Industry and the New York City Partnership. On April 5, 1768, a group of twenty New York merchants met at Bolton and Sigel's Tavern, in the building leased from Samuel Fraunces now known as Fraunces Tavern , to form

1840-754: The Great Awakening . By 1775, Africans made up 20% of the population in the American colonies , which made them the second largest ethnic group after English Americans . During the 1770s, Africans, both enslaved and free, helped rebellious American colonists secure their independence by defeating the British in the American Revolutionary War . Blacks played a role in both sides in the American Revolution. Activists in

1932-598: The Irish and Germans . According to the 2010 census , nearly 3% of people who self-identified as Black had recent ancestors who immigrated from another country. Self-reported non-Hispanic Black immigrants from the Caribbean , mostly from Jamaica and Haiti, represented 0.9% of the US population, at 2.6 million. Self-reported Black immigrants from sub-Saharan Africa also represented 0.9%, at about 2.8 million. Additionally, self-identified Black Hispanics represented 0.4% of

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2024-978: The New York City metropolitan area still has the largest African American metropolitan population in the United States and the only to have over 3 million African Americans. Among cities of 100,000 or more , South Fulton, Georgia had the highest percentage of Black residents of any large US city in 2020, with 93%. Other large cities with African American majorities include Jackson, Mississippi (80%), Detroit, Michigan (80%), Birmingham, Alabama (70%), Miami Gardens, Florida (67%), Memphis, Tennessee (63%), Montgomery, Alabama (62%), Baltimore, Maryland (60%), Augusta, Georgia (59%), Shreveport, Louisiana (58%), New Orleans, Louisiana (57%), Macon, Georgia (56%), Baton Rouge, Louisiana (55%), Hampton, Virginia (53%), Newark, New Jersey (53%), Mobile, Alabama (53%), Cleveland, Ohio (52%), Brockton, Massachusetts (51%), and Savannah, Georgia (51%). New York Chamber of Commerce The New York Chamber of Commerce

2116-674: The Secretary of the Navy , Gideon Welles , encouraging him to take immediate action. A year later, on July 7, 1864, the Chamber records that the CSS Alabama was sunk by the sloop-of-war the USS ; Kearsarge . A committee was appointed to determine the manner in which the Chamber should express its appreciation to the crew of Kearsarge and twenty-five thousand dollars was raised and distributed among them. The Chamber merged into

2208-666: The Western states. The west does have a sizable Black population in certain areas, however. California, the nation's most populous state, has the fifth largest African American population, only behind New York, Texas, Georgia, and Florida. According to the 2000 census, approximately 2.05% of African Americans identified as Hispanic or Latino in origin , many of whom may be of Brazilian , Puerto Rican , Dominican , Cuban , Haitian , or other Latin American descent. The only self-reported ancestral groups larger than African Americans are

2300-485: The Winyah Bay area of present-day South Carolina ), founded by Spanish explorer Lucas Vázquez de Ayllón in 1526. The ill-fated colony was almost immediately disrupted by a fight over leadership, during which the slaves revolted and fled the colony to seek refuge among local Native Americans . De Ayllón and many of the colonists died shortly afterward, due to an epidemic and the colony was abandoned. The settlers and

2392-446: The colony of Georgia to come to Florida as a refuge, promising freedom in exchange for conversion to Catholicism . King Charles II issued a royal proclamation freeing all slaves who fled to Spanish Florida and accepted conversion and baptism. Most went to the area around St. Augustine , but escaped slaves also reached Pensacola. St. Augustine had mustered an all-Black militia unit defending Spanish Florida as early as 1683. One of

2484-425: The military conflicts of the United States , substantial migration out of the South , the elimination of legal racial segregation , and the civil rights movement which sought political and social freedom. However, racism against African Americans and racial socioeconomic disparity remain a problem into the 21st century. In the 20th and 21st centuries, immigration has played an increasingly significant role in

2576-554: The transatlantic slave trade were people from several Central and West Africa ethnic groups. They had been captured directly by the slave traders in coastal raids, or sold by other West Africans, or by half-European "merchant princes" to European slave traders, who brought them to the Americas. The first African slaves arrived via Santo Domingo in the Caribbean to the San Miguel de Gualdape colony (most likely located in

2668-429: The 1790s, Governor Francisco Luis Héctor, baron of Carondelet reinforced local fortifications and recruit even more free Black men for the militia. Carondelet doubled the number of free Black men who served, creating two more militia companies—one made up of Black members and the other of pardo (mixed race). Serving in the militia brought free Black men one step closer to equality with Whites, allowing them, for example,

2760-633: The 1900 Hampton Negro Conference , Reverend Matthew Anderson said: "...the lines along most of the avenues of wage earning are more rigidly drawn in the North than in the South." Within the housing market, stronger discriminatory measures were used in correlation to the influx, resulting in a mix of "targeted violence, restrictive covenants , redlining and racial steering ". While many Whites defended their space with violence, intimidation, or legal tactics toward African Americans, many other Whites migrated to more racially homogeneous suburban or exurban regions,

2852-683: The African slave trade, Spanish rule introduced a new law called coartación , which allowed slaves to buy their freedom, and that of others. Although some did not have the money to do so, government measures on slavery enabled the existence of many free Blacks. This caused problems to the Spaniards with the French creoles (French who had settled in New France ) who had also populated Spanish Louisiana. The French creoles cited that measure as one of

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2944-564: The African-American community. As of 2022, 10% of Black Americans were immigrants, and 20% were either immigrants or the children of immigrants. In 2008, Barack Obama became the first, and so far only, African American to be elected president of the United States. Kamala Harris became the nation's first African-American vice president in 2020. African-American culture has had a significant influence on worldwide culture, making numerous contributions to visual arts , literature ,

3036-507: The American Revolution. They fought in the 1779 battle in which Spain captured Baton Rouge from the British. Gálvez also commanded them in campaigns against the British outposts in Mobile , Alabama , and Pensacola , Florida. He recruited slaves for the militia by pledging to free anyone who was seriously wounded and promised to secure a low price for coartación (buy their freedom and that of others) for those who received lesser wounds. During

3128-716: The Atlantic to the Western Hemisphere . After arriving in the Americas , they were sold as slaves to European colonists and put to work on plantations , particularly in the southern colonies . A few were able to achieve freedom through manumission or escape, and founded independent communities before and during the American Revolution . After the United States was founded in 1783, most Black people continued to be enslaved , primarily concentrated in

3220-594: The Chamber of Commerce in the City of New York in America.” At the outbreak of the Revolutionary War , the membership was divided into loyalist and patriot factions. Patriot members, including John Cruger , the first President of the Chamber, and William Malcolm left New York City after the British invasion of 1776 while their loyalist counterparts continued to hold meetings and transact business in

3312-632: The Chamber published an informational pamphlet on the Erie Canal 's merits. From 1827 to 1835, the Chamber was housed in the Merchants Exchange Building on Wall Street. That building was destroyed by the Great Fire of New York , on December 16, 1835. During the fire the Chamber's portraits of Alexander Hamilton and Cadwallader Colden were covered with canvas and stored in an attic on Wall Street, where they remained until they were discovered by Prosper Wetmore , Secretary of

3404-544: The Chamber, in 1843. The remaining portraits, books and the Chamber's seal were saved from the fire. There is no record of the original charter's fate and it is believed that the charter perished in the fire. The destruction of the Merchants Exchange Building forced the Chamber to relocate once more, this time to the Merchants Bank , also on Wall Street. Throughout this period the Chamber

3496-481: The Dutch African arrivals, Anthony Johnson , would later own one of the first Black "slaves", John Casor , resulting from the court ruling of a civil case. The popular conception of a race-based slave system did not fully develop until the 18th century. The Dutch West India Company introduced slavery in 1625 with the importation of eleven Black slaves into New Amsterdam (present-day New York City ). All

3588-508: The English language, philosophy , politics, cuisine , sports , and music . The African-American contribution to popular music is so profound that most American music , including jazz , gospel , blues , rock and roll , funk , disco , house , techno , hip hop , R&B , trap , and soul , has its origins either partially or entirely in the African-American community. The vast majority of those who were enslaved and transported in

3680-456: The Jim Crow laws, to avoid racially motivated violence . To maintain self-esteem and dignity, African Americans such as Anthony Overton and Mary McLeod Bethune continued to build their own schools , churches , banks, social clubs, and other businesses. In the last decade of the 19th century, racially discriminatory laws and racial violence aimed at African Americans began to mushroom in

3772-747: The Montgomery bus." The March on Washington for Jobs and Freedom and the conditions which brought it into being are credited with putting pressure on presidents John F. Kennedy and Lyndon B. Johnson . Johnson put his support behind passage of the Civil Rights Act of 1964 that banned discrimination in public accommodations, employment, and labor unions , and the Voting Rights Act of 1965, which expanded federal authority over states to ensure Black political participation through protection of voter registration and elections. By 1966,

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3864-749: The National Negro Bankers Association in the early 1900s and was one of few African American members of the New York Chamber of Commerce beginning in 1942. He also served on boards of trustees at Shaw University and North Carolina College. He was awarded the Harmon Foundation Gold medal for distinguished achievement in business, and he received honorary Law doctorates from Shaw University , Tuskegee University , and Atlanta University. In 2019, NC Mutual encountered financial difficulty that arose from

3956-772: The Patriot cause included James Armistead , Prince Whipple , and Oliver Cromwell . Around 15,000 Black Loyalists left with the British after the war, most of them ending up as free Black people in England or its colonies, such as the Black Nova Scotians and the Sierra Leone Creole people . In the Spanish Louisiana , Governor Bernardo de Gálvez organized Spanish free Black men into two militia companies to defend New Orleans during

4048-546: The South sparked the Great Migration during the first half of the 20th century which led to a growing African American community in Northern and Western United States. The rapid influx of Blacks disturbed the racial balance within Northern and Western cities, exacerbating hostility between both Blacks and Whites in the two regions. The Red Summer of 1919 was marked by hundreds of deaths and higher casualties across

4140-521: The US Census Bureau, evidence from the 2000 census indicates that many African and Caribbean immigrant ethnic groups do not identify as "Black, African Am., or Negro". Instead, they wrote in their own respective ethnic groups in the "Some Other Race" write-in entry. As a result, the census bureau devised a new, separate "African American" ethnic group category in 2010 for ethnic African Americans. Nigerian Americans and Ethiopian Americans were

4232-661: The US and emigrate to Liberia in West Africa. Liberia had been established in 1821 as a settlement by the American Colonization Society (ACS), with many abolitionist members of the ACS believing Black Americans would have greater opportunities for freedom and equality in Africa than they would in the US. Slaves not only represented a significant financial investment for their owners, but they also played

4324-506: The US as a result of race riots that occurred in more than three dozen cities, such as the Chicago race riot of 1919 and the Omaha race riot of 1919 . Overall, Blacks in Northern and Western cities experienced systemic discrimination in a plethora of aspects of life. Within employment, economic opportunities for Blacks were routed to the lowest-status and restrictive in potential mobility. At

4416-407: The US. As a result of this large-scale forced movement, countless individuals lost their connection to families and clans, and many ethnic Africans lost their knowledge of varying tribal origins in Africa. The 1863 photograph of Wilson Chinn , a branded slave from Louisiana, along with the famous image of Gordon and his scarred back, served as two of the earliest and most powerful examples of how

4508-423: The United States . In June 2021, Juneteenth , a day which commemorates the end of slavery in the US, became a federal holiday. In 1790, when the first US census was taken, Africans (including slaves and free people) numbered about 760,000—about 19.3% of the population. In 1860, at the start of the Civil War , the African American population had increased to 4.4 million, but the percentage rate dropped to 14% of

4600-477: The United States population, at about 1.2 million people, largely found within the Puerto Rican and Dominican communities. Self-reported Black immigrants hailing from other countries in the Americas, such as Brazil and Canada, as well as several European countries, represented less than 0.1% of the population. Mixed-race Hispanic and non-Hispanic Americans who identified as being part Black, represented 0.9% of

4692-763: The United States, a period often referred to as the " nadir of American race relations ". These discriminatory acts included racial segregation—upheld by the United States Supreme Court decision in Plessy v. Ferguson in 1896—which was legally mandated by southern states and nationwide at the local level of government, voter suppression or disenfranchisement in the southern states, denial of economic opportunity or resources nationwide, and private acts of violence and mass racial violence aimed at African Americans unhindered or encouraged by government authorities. The desperate conditions of African Americans in

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4784-638: The United States, continuing to flourish until the 1860s. Historians estimate that nearly one million individuals were subjected to this forced migration, which was often referred to as a new "Middle Passage". The historian Ira Berlin described this internal forced migration of enslaved people as the "central event" in the life of a slave during the period between the American Revolution and the Civil War. Berlin emphasized that whether enslaved individuals were directly uprooted or lived in constant fear that they or their families would be involuntarily relocated, "the massive deportation traumatized Black people" throughout

4876-449: The Virginia General Court recorded the earliest documentation of lifetime slavery when they sentenced John Punch , a Negro, to lifetime servitude under his master Hugh Gwyn , for running away. In Spanish Florida , some Spanish married or had unions with Pensacola , Creek or African women, both enslaved and free, and their descendants created a mixed-race population of mestizos and mulattos . The Spanish encouraged slaves from

4968-548: The barbers were all black. Merrick himself cut hair for many people. The biggest influence came after John Merrick, along with four other partners, bought the Royal Knights of King David. The society was "a semi-religious fraternal and beneficial society for health and life insurance." In buying it, Merrick learned about insurance and how to relate the insurance business to African Americans. Merrick knew that blacks had short life expectancies and that they generally had poor health, largely due to their low income. These things made

5060-402: The city and particularly in its African American community. In 2019, NC Mutual encountered financial difficulty that arose from a reinsurance transaction in which the assets securing the transaction were misappropriated by an investment manager. Wake County Superior Court placed the company in rehabilitation under control of the North Carolina Commissioner of Insurance . On October 11, 2022,

5152-479: The city. After the British evacuation from New York in 1783, the Chamber's returning patriot members quickly established control over the Chamber and relocated to the Merchants’ Coffee House on Wall and Water Streets. In 1784, the Chamber was issued a new charter reincorporating it as “the Corporation of the Chamber of Commerce of the State of New York,” and over the next few years the Chamber put numerous bills before Congress concerning mercantile issues and

5244-430: The colony's slaves, however, were freed upon its surrender to the English. Massachusetts was the first English colony to legally recognize slavery in 1641. In 1662, Virginia passed a law that children of enslaved women would take the status of the mother, rather than that of the father, as was the case under common law . This legal principle was called partus sequitur ventrum . By an act of 1699, Virginia ordered

5336-406: The company. He was the first African American in Durham to practice medicine. After becoming president of N. C. Mutual, he devoted his full-time to the company until he died in 1923. When Moore died, Charles Clinton Spaulding took over as president. Spaulding served on the board of trustees at Howard University beginning in 1936. he was active in the National Negro Insurance Association and

5428-406: The defenders of Fort Sumter and Fort Pickens for their bravery during April and May of that year. Over the course of 1862 and 1863, the Chamber condemned the acts of the CSS Alabama and the CSS Florida , sloops-of-war known for capturing and burning Union merchant and naval ships. The Chamber estimated the losses suffered from the CSS Alabama at twelve million dollars and wrote to

5520-428: The deportation of all free Blacks, effectively defining all people of African descent who remained in the colony as slaves. In 1670, the colonial assembly passed a law prohibiting free and baptized Blacks (and Native Americans) from purchasing Christians (in this act meaning White Europeans) but allowing them to buy people "of their owne nation". In Spanish Louisiana , although there was no movement toward abolition of

5612-480: The emergence of the Black Power movement, which lasted from 1966 to 1975, expanded upon the aims of the civil rights movement to include economic and political self-sufficiency, and freedom from White authority. During the post-war period, many African Americans continued to be economically disadvantaged relative to other Americans. Average Black income stood at 54 percent of that of White workers in 1947, and 55 percent in 1962. In 1959, median family income for Whites

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5704-436: The first Atlantic cable . In 1858, the Chamber released its first annual report which outlined the condition of mercantile affairs and important changes in business markets connected to the general trade of the country. By this time the Chamber had outgrown its current location and decided that the Underwriters' building on William and Cedar Streets would provide more space for the growing library and membership. Throughout

5796-480: The first African American woman elected to the US Senate . There were 8,936 Black officeholders in the United States in 2000, showing a net increase of 7,467 since 1970. In 2001, there were 484 Black mayors. In 2005, the number of Africans immigrating to the United States, in a single year, surpassed the peak number who were involuntarily brought to the United States during the Atlantic slave trade . On November 4, 2008, Democratic Senator Barack Obama —the son of

5888-400: The fortification of the New York Harbor . It is during this period that the first mention of the Erie Canal is found. In 1793, the Chamber again relocated; this time to the Tontine Association across the street from the Merchants’ Coffee House. The Chamber was an advocate of the Jay Treaty in 1795 and encouraged other mercantile bodies throughout the country to support it as well. After

5980-461: The future United States) were "20 and odd negroes" who arrived in Jamestown , Virginia via Cape Comfort in August 1619 as indentured servants . As many Virginian settlers began to die from harsh conditions, more and more Africans were brought to work as laborers. An indentured servant (who could be White or Black) would work for several years (usually four to seven) without wages. The status of indentured servants in early Virginia and Maryland

6072-405: The idea of starting an insurance business for African Americans a very risky one, because many people would be expected to die before they could contribute to the success of the business. However, they were also the reasons African Americans needed life insurance to begin with. Industrial insurance had the advantage of a premium collected every week that provided coverage for the following week. There

6164-443: The majority of first-generation immigrants do not, preferring to identify with their nation of origin. Most African Americans are of West African and coastal Central African ancestry, with varying amounts of Western European and Native American ancestry. African-American history began in the 16th century, with Africans from West Africa and coastal Central Africa being sold to European slave traders and transported across

6256-489: The most reported sub-Saharan African groups in the United States. Historically, African Americans have been undercounted in the US census due to a number of factors. In the 2020 census, the African American population was undercounted at an estimated rate of 3.3%, up from 2.1% in 2010. Texas has the largest African American population by state. Followed by Texas is Florida , with 3.8 million, and Georgia , with 3.6 million. After 100 years of African Americans leaving

6348-402: The newborn medium of photography could be used to visually document and encapsulate the brutality and cruelty of slavery. Emigration of free Blacks to their continent of origin had been proposed since the Revolutionary war. After Haiti became independent, it tried to recruit African Americans to migrate there after it re-established trade relations with the United States. The Haitian Union was

6440-451: The overall White vote, although he won a larger proportion of White votes than any previous non-incumbent Democratic presidential candidate since Jimmy Carter . Obama was reelected for a second and final term , by a similar margin on November 6, 2012. In 2021, Kamala Harris , the daughter of a Jamaican father and Indian mother, became the first woman, the first African American, and the first Asian American to serve as Vice President of

6532-417: The overall population of the country. The vast majority were slaves, with only 488,000 counted as " freemen ". By 1900, the Black population had doubled and reached 8.8 million. In 1910, about 90% of African Americans lived in the South. Large numbers began migrating north looking for better job opportunities and living conditions, and to escape Jim Crow laws and racial violence. The Great Migration , as it

6624-452: The population. Of the 12.6% of United States residents who identified as Black, around 10.3% were "native Black American" or ethnic African Americans, who are direct descendants of West/Central Africans brought to the US as slaves. These individuals make up well over 80% of all Blacks in the country. When including people of mixed-race origin , about 13.5% of the US population self-identified as Black or "mixed with Black". However, according to

6716-509: The post-war Reconstruction era was initially a time of progress for African Americans, that period ended in 1876. By the late 1890s, Southern states enacted Jim Crow laws to enforce racial segregation and disenfranchisement . Segregation was now imposed with Jim Crow laws, using signs used to show Blacks where they could legally walk, talk, drink, rest, or eat. For those places that were racially mixed, non-Whites had to wait until all White customers were dealt with. Most African Americans obeyed

6808-510: The post–civil rights era. In 1967, Thurgood Marshall became the first African American Supreme Court Justice. In 1968, Shirley Chisholm became the first Black woman elected to the US Congress . In 1989, Douglas Wilder became the first African American elected governor in US history. Clarence Thomas succeeded Marshall to become the second African American Supreme Court Justice in 1991. In 1992, Carol Moseley-Braun of Illinois became

6900-642: The ratification of the Thirteenth Amendment in December 1865. While the Naturalization Act of 1790 limited US citizenship to Whites only, the 14th Amendment (1868) gave Black people citizenship, and the 15th Amendment (1870) gave Black men the right to vote. African Americans quickly set up congregations for themselves, as well as schools and community/civic associations, to have space away from White control or oversight. While

6992-468: The right to carry arms and boosting their earning power. However, actually these privileges distanced free Black men from enslaved Blacks and encouraged them to identify with Whites. Slavery had been tacitly enshrined in the US Constitution through provisions such as Article I, Section 2, Clause 3, commonly known as the 3/5 compromise . Due to the restrictions of Section 9, Clause 1 , Congress

7084-620: The slaves who had not escaped returned to the Island of Hispaniola , whence they had come. The marriage between Luisa de Abrego, a free Black domestic servant from Seville , and Miguel Rodríguez, a White Segovian conquistador in 1565 in St. Augustine (Spanish Florida), is the first known and recorded Christian marriage anywhere in what is now the continental United States. The first recorded Africans in English America (including most of

7176-682: The south in large numbers seeking better opportunities and treatment in the west and north, a movement known as the Great Migration , there is now a reverse trend, called the New Great Migration . As with the earlier Great Migration, the New Great Migration is primarily directed toward cities and large urban areas, such as Charlotte , Houston , Dallas , Fort Worth , Huntsville , Raleigh , Tampa , San Antonio , New Orleans , Memphis , Nashville , Jacksonville , and so forth. A growing percentage of African Americans from

7268-741: The system's worst elements. First established in South Carolina in 1704, groups of armed White men— slave patrols —were formed to monitor enslaved Black people. Their function was to police slaves, especially fugitives. Slave owners feared that slaves might organize revolts or slave rebellions , so state militias were formed to provide a military command structure and discipline within the slave patrols. These patrols were used to detect, encounter, and crush any organized slave meetings which might lead to revolts or rebellions . The earliest African American congregations and churches were organized before 1800 in both northern and southern cities following

7360-501: The time the company was reorganized in 1900, only Merrick, Moore, and Moore's young nephew Charles Clinton Spaulding remained. Spaulding was appointed General Manager with Merrick serving as President and Moore as his only other principal. Under this leadership, the growth of the company began. John Merrick was the first president of N. C. Mutual, and he served as such from the company's founding until his death in 1919. After Merrick's death, Dr. Aaron McDuffie Moore became president of

7452-592: The total population, declined until 1930 and has been rising since then. By 1990, the African American population reached about 30 million and represented 12% of the US population, roughly the same proportion as in 1900. At the time of the 2000 US census , 54.8% of African Americans lived in the South . In that year, 17.6% of African Americans lived in the Northeast and 18.7% in the Midwest , while only 8.9% lived in

7544-456: The town. The company's founders, thought to be inspired by North Carolina business tycoon Washington Duke, included John Merrick and Aaron McDuffie Moore , two particularly influential men in Durham's history. North Carolina Mutual and its prosperity brought many good things to Durham's black community, and its founders and organizers were important contributors to social and economic progress in

7636-466: The turn of the century member participation dropped steadily and by 1806 meetings were suspended due to lack of attendance. In 1817, the President, Cornelius Ray, called for resumption of Chamber business. New officers were elected and the membership base was increased by 36 during the first meeting. Over the following years interest in the proposed Erie Canal increased and in response to concerns,

7728-523: The west and north are migrating to the southern region of the US for economic and cultural reasons. The New York City , Chicago , and Los Angeles metropolitan areas have the highest decline in African Americans, while Atlanta , Dallas , and Houston have the highest increase respectively. Several smaller metro areas also saw sizable gains, including San Antonio; Raleigh and Greensboro, N.C.; and Orlando. Despite recent declines, as of 2020,

7820-543: Was $ 5,600 (equivalent to $ 58,532 in 2023), compared with $ 2,900 (equivalent to $ 30,311 in 2023) for non-White families. In 1965, 43 percent of all Black families fell into the poverty bracket, earning under $ 3,000 (equivalent to $ 29,005 in 2023) a year. The 1960s saw improvements in the social and economic conditions of many Black Americans. From 1965 to 1969, Black family income rose from 54 to 60 percent of White family income. In 1968, 23 percent of Black families earned under $ 3,000 (equivalent to $ 26,285 in 2023)

7912-401: Was a Whites-only establishment, with Blacks (such as Duke Ellington ) allowed to perform, but to a White audience. Black Americans also found a new ground for political power in Northern cities, without the enforced disabilities of Jim Crow . By the 1950s, the civil rights movement was gaining momentum. A 1955 lynching that sparked public outrage about injustice was that of Emmett Till ,

8004-454: Was called, spanned the 1890s to the 1970s. From 1916 through the 1960s, more than 6 million Black people moved north. But in the 1970s and 1980s, that trend reversed , with more African Americans moving south to the Sun Belt than leaving it. The following table of the African American population in the United States over time shows that the African American population, as a percentage of

8096-413: Was consumed by administrative concerns and the elected officers authorized the hire of an official clerk and librarian to assist the elected Secretary in overseeing the day-to-day functions of the Chamber. The Chamber's membership reached two hundred and five in 1849, and the Chamber became increasingly involved in trade and commerce concerns at the national and international levels, including completion of

8188-461: Was founded in 1768 by twenty New York City merchants. As the first such commercial organization in the United States , it attracted the participation of a number of New York's most influential business leaders, including John Jacob Astor , Peter Cooper , and J. Pierpont Morgan . The chamber's members were instrumental in the realization of several key initiatives in the region – including

8280-551: Was minimal need for tracking the changes of address of the customers. Merrick decided that the opportunity to help blacks outweighed the risk, and he joined with investors Aaron Moore, William Gaston Pearson, Watson, Shepard, Johnson, and Dawkins to found the North Carolina Mutual and Provident Society in 1898. In the first year, there was a terrible lack of business, and the company lost money overall. Because of this, many investors left North Carolina Mutual, and by

8372-413: Was similar to slavery. Servants could be bought, sold, or leased, and they could be physically beaten for disobedience or attempting to running away. Unlike slaves, they were freed after their term of service expired or if their freedom was purchased. Their children did not inherit their status, and on their release from contract they received "a year's provision of corn, double apparel, tools necessary", and

8464-553: Was unable to pass an Act Prohibiting Importation of Slaves until 1807. Fugitive slave laws (derived from the Fugitive Slave Clause of the Constitution— Article IV, Section 2, Clause 3 ) were passed by Congress in both 1793 and 1850 , guaranteeing the right of a slaveholder to recover an escaped slave anywhere within the US. Slave owners, who viewed enslaved people as property, ensured that it became

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