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111-577: The UTU was the largest railroad operating union in North America, with more than 500 locals. The UTU represented employees on every Class I railroad in the United States, as well as employees on many American regional and shortline railroads. It also represented bus and mass transit employees on approximately 45 bus and transit systems and had grown to include airline pilots , flight attendants, dispatchers and other airport personnel. The UTU

222-513: A commission from the employer to find, screen and select suitable candidates. However, a study has shown that such consultants may not be reliable when they fail to use established principles in selecting employees. A more traditional approach is with a "Help Wanted" sign in the establishment (usually hung on a window or door or placed on a store counter). Evaluating different employees can be quite laborious but setting up different techniques to analyze their skills to measure their talents within

333-415: A surety bond , is referred to as an employment bond . In some professions, notably teaching, civil servants, university professors, and some orchestra jobs, some employees may have tenure , which means that they cannot be dismissed at will. Another type of termination is a layoff . Wage labor is the socioeconomic relationship between a worker and an employer, where the worker sells their labor under

444-407: A combination of regulation and insurance equalization pool . Moral hazard is avoided by mandating that insurance companies provide at least one policy that meets a government set minimum standard level of coverage, and all adult residents are obliged by law to purchase this coverage from an insurance company of their choice. All insurance companies receive funds from the equalization pool to help cover

555-400: A community organization). The contract can be renewable (annually, monthly) or lifelong in the case of private insurance. It can also be mandatory for all citizens in the case of national plans. The type and amount of health care costs that will be covered by the health insurance provider are specified in writing, in a member contract or "Evidence of Coverage" booklet for private insurance, or in

666-414: A compensation approach that has the added benefit, from the company's point of view, of helping to align the interests of the compensated individual with the performance of the company. Under the faithless servant doctrine, a doctrine under the laws of a number of states in the United States, and most notably New York State law , an employee who acts unfaithfully towards his employer must forfeit all of

777-777: A comprehensive public health insurance scheme run by the National Health Authority called the Ayushman Bharat Yojana or a private health insurance scheme providing comprehensive coverage and that is tightly regulated by the Insurance Regulatory and Development Authority of India . There are three major types of insurance programs available in Japan: Employee Health Insurance (健康保険 Kenkō-Hoken), National Health Insurance (国民健康保険 Kokumin-Kenkō-Hoken), and

888-491: A doctor visit, €0.50 for each box of medicine prescribed, and a fee of €16–18 per day for hospital stays and for expensive procedures. An important element of the French insurance system is solidarity: the more ill a person becomes, the less the person pays. This means that for people with serious or chronic illnesses, the insurance system reimburses them 100% of expenses, and waives their co-pay charges. Finally, for fees that

999-579: A fixed term contract or a permanent contract. Both contracts are entitled to minimum wages, fixed working hours and social security contributions. Pakistan has no contract Labor, Minimum Wage and Provident Funds Acts. Contract labor in Pakistan must be paid minimum wage and certain facilities are to be provided to labor. However, the Acts are not yet fully implemented. In the Philippines , employment

1110-445: A formal or informal employment contract . These transactions usually occur in a labor market where wages are market-determined. In exchange for the wages paid, the work product generally becomes the undifferentiated property of the employer, except for special cases such as the vesting of intellectual property patents in the United States where patent rights are usually vested in the original personal inventor. A wage laborer

1221-516: A fund at risk of "adverse selection", attracting a disproportionate number of members from other funds, or from the pool of intending members who might otherwise have joined other funds. It would also attract people with existing medical conditions, who might not otherwise have taken out insurance at all because of the denial of benefits for 12 months due to the PEA Rule. The benefits paid out for these conditions would create pressure on premiums for all

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1332-407: A higher rate; this is generally due to their employment in high-risk industries. For example, in the United States, young people are injured at work at twice the rate of their older counterparts. These workers are also at higher risk for motor vehicle accidents at work, due to less work experience, a lower use of seat belts, and higher rates of distracted driving. To mitigate this risk, those under

1443-427: A lawsuit in federal court. Health insurance can be combined with publicly funded health care and medical savings accounts . The individual insured person's obligations may take several forms: Prescription drug plans are a form of insurance offered through some health insurance plans. In the U.S., the patient usually pays a copayment and the prescription drug insurance part or all of the balance for drugs covered in

1554-640: A national health policy for public insurance. There are two types of health insurance – tax payer-funded and private-funded. A private-funded insurance plan example includes an employer-sponsored self-funded ERISA (Employee Retirement Income Security Act of 1974) plan. Typically, these companies promote themselves as having ties to major insurance providers. However, in the context of an ERISA plan, these insurance companies do not actively participate in insurance practices; instead, they handle administrative tasks. Consequently, ERISA plans are exempt from state regulations and fall under federal jurisdiction, overseen by

1665-487: A paid internship during their stay. In that case, they'll need to take out the compulsory basic package of Dutch health insurance. Additional insurance is optional, depending on the student's personal needs. Since 1974, New Zealand has had a system of universal no-fault health insurance for personal injuries through the Accident Compensation Corporation (ACC). The ACC scheme covers most of

1776-411: A person conducting a business or undertaking (PCB) and is usually hired to perform specific duties which are packaged into a job . In a corporate context, an employee is a person who is hired to provide services to a company on a regular basis in exchange for compensation and who does not provide these services as part of an independent business . An issue that arises in most companies, especially

1887-410: A person's previous medical history, the current state of health, or (generally speaking) their age (but see Lifetime Health Cover below). Balancing this are waiting periods, in particular for pre-existing conditions (usually referred to within the industry as PEA, which stands for "pre-existing ailment"). Funds are entitled to impose a waiting period of up to 12 months on benefits for any medical condition

1998-590: A policy, or charge anything other than their nationally set and published standard premiums. Therefore, every person buying insurance will pay the same price as everyone else buying the same policy, and every person will get at least the minimum level of coverage. This applies to all people permanently living and working in the Netherlands. International students that move to the Netherlands for study purposes have to take out compulsory Dutch health insurance if they also decide to work (zero-hour contracts included) or do

2109-399: A portion of their income to a not-for-profit health insurance fund, which mutualises the risk of illness, and which reimburses medical expenses at varying rates. Children and spouses of insured people are eligible for benefits, as well. Each fund is free to manage its own budget, and used to reimburse medical expenses at the rate it saw fit, however following a number of reforms in recent years,

2220-558: A sense of purpose and allows people to maintain social networks and activity levels. Older workers are often found to be discriminated against by employers. Employment is no guarantee of escaping poverty , the International Labour Organization (ILO) estimates that as many as 40% of workers are poor, not earning enough to keep their families above the $ 2 a day poverty line . For instance, in India most of

2331-518: A stay in ward B2 or C in a Public hospital. For the hospitalization in a Private hospital, or in ward A or B1 in Public hospital, MediShield Life coverage is pegged to B2 or C ward prices and insured is required to pay the remaining bill amount. This remaining bill amount can be paid using MediSave but limits are applied on the MediSave usage. MediShield Life does not cover overseas medical expenses and

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2442-434: Is Hour employment (Swedish: Timanställning ), which can be Normal employment (unlimited), but the work time is unregulated and decided per immediate need basis. The employee is expected to be answering the phone and come to work when needed, e.g. when someone is ill and absent from work. They will receive salary only for actual work time and can in reality be fired for no reason by not being called anymore. This type of contract

2553-488: Is a person whose primary means of income is from the selling of his or her labor in this way. In modern mixed economies such as that of the OECD countries , it is currently the dominant form of work arrangement. Although most work occurs following this structure, the wage work arrangements of CEOs , professional employees, and professional contract workers are sometimes conflated with class assignments , so that "wage labor"

2664-559: Is a preposterous reading of the statute. It is obvious that within the context of both statutes the word 'includes' is a term of enlargement not of limitation, and the reference to certain entities or categories is not intended to exclude all others." Employees are often contrasted with independent contractors , especially when there is dispute as to the worker's entitlement to have matching taxes paid, workers compensation , and unemployment insurance benefits. However, in September 2009,

2775-466: Is a relationship between two parties regulating the provision of paid labour services. Usually based on a contract , one party, the employer, which might be a corporation , a not-for-profit organization , a co-operative , or any other entity, pays the other, the employee, in return for carrying out assigned work. Employees work in return for wages , which can be paid on the basis of an hourly rate, by piecework or an annual salary , depending on

2886-575: Is an association of national level with its international reputation of co-operation and welfare of the migrant workforce as well as its approximately 1200 members agencies in collaboration with and support from the Government of Bangladesh. In the Canadian province of Ontario , formal complaints can be brought to the Ministry of Labour . In the province of Quebec , grievances can be filed with

2997-400: Is associated with employment at a macro, sector and industry level was aggregated in 2013. Researchers found evidence to suggest growth in manufacturing and services have good impact on employment. They found GDP growth on employment in agriculture to be limited, but that value-added growth had a relatively larger impact. The impact on job creation by industries/economic activities as well as

3108-558: Is common in the public sector. In the United Kingdom, employment contracts are categorized by the government into the following types: For purposes of U.S. federal income tax withholding, 26 U.S.C. § 3401(c) provides a definition for the term "employee" specific to chapter 24 of the Internal Revenue Code : "For purposes of this chapter, the term "employee" includes an officer, employee, or elected official of

3219-473: Is considered to apply only to unskilled, semi-skilled or manual labor . Wage labor, as institutionalized under today's market economic systems, has been criticized, especially by socialists , using the pejorative term wage slavery . Socialists draw parallels between the trade of labor as a commodity and slavery . Cicero is also known to have suggested such parallels. The American philosopher John Dewey posited that until "industrial feudalism"

3330-495: Is covered by the employer and basically covers all risks for commuting to work and at the workplace. The National Health System in Greece covers both out and in-patient treatment. The out-patient treatment is carried out by social administrative structures as following: The in-patient treatment is carried out by: In Greece anyone can cover the hospitalization expenses using a private insurance policy, that can be bought by any of

3441-409: Is defined as "coverage that provides for the payments of benefits as a result of sickness or injury. It includes insurance for losses from accident, medical expense, disability, or accidental death and dismemberment". A health insurance policy is a insurance contract between an insurance provider (e.g. an insurance company or a government) and an individual or his/her sponsor (that is an employer or

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3552-408: Is designed for people who are age 75 and older. National Health Insurance is organised on a household basis. Once a household has applied, the entire family is covered. Applicants receive a health insurance card, which must be used when receiving treatment at a hospital. There is a required monthly premium, but co-payments are standardized so payers are only expected to cover ten to thirty percent of

3663-522: Is distributed to insurance companies for each person they insure under the required policy. However, high-risk individuals get more from the pool, and low-income persons and children under 18 have their insurance paid for entirely. Because of this, insurance companies no longer find insuring high-risk individuals an unappealing proposition, avoiding the potential problem of adverse selection. Insurance companies are not allowed to have co-payments, caps, or deductibles, or deny coverage to any person applying for

3774-426: Is financed via general taxation and reimburses at a higher rate than the profession-based system for those who cannot afford to make up the difference. Finally, to counter the rise in health care costs, the government has installed two plans, (in 2004 and 2006), which require insured people to declare a referring doctor in order to be fully reimbursed for specialist visits, and which installed a mandatory co-pay of €1 for

3885-629: Is funded by a 2% tax levy on all taxpayers, an extra 1% levy on high income earners, as well as general revenue. The private health system is funded by a number of private health insurance organizations. The largest of these is Medibank Private Limited , which was, until 2014, a government-owned entity, when it was privatized and listed on the Australian Stock Exchange . Australian health funds can be either 'for profit' including Bupa and nib ; 'mutual' including Australian Unity ; or 'non-profit' including GMHBA , HCF and

3996-450: Is most effective at translating productivity growth into employment growth. Agriculture provides a safety net for jobs and economic buffer when other sectors are struggling. Scholars conceptualize the employment relationship in various ways. A key assumption is the extent to which the employment relationship necessarily includes conflicts of interests between employers and employees, and the form of such conflicts. In economic theorizing,

4107-516: Is regulated by the Department of Labor and Employment . According to Swedish law, there are three types of employment. There are no laws about minimum salary in Sweden. Instead, there are agreements between employer organizations and trade unions about minimum salaries, and other employment conditions. There is a type of employment contract which is common but not regulated in law, and that

4218-497: Is replaced by " industrial democracy ", politics will be "the shadow cast on society by big business". Thomas Ferguson has postulated in his investment theory of party competition that the undemocratic nature of economic institutions under capitalism causes elections to become occasions when blocs of investors coalesce and compete to control the state plus cities. American business theorist Jeffrey Pfeffer posits that contemporary employment practices and employer commonalities in

4329-610: The AFL–CIO created in 1955, and the Change to Win Federation which split from the AFL–CIO in 2005. Both advocate policies and legislation on behalf of workers in the United States and Canada, and take an active role in politics. The AFL–CIO is especially concerned with global trade issues. Young workers are at higher risk for occupational injury and face certain occupational hazards at

4440-687: The Commission des normes du travail . Two of the prominent examples of work and employment contracts in Germany are the Werksvertrag or the Arbeitsvertrag , which is a form of Dienstleistungsvertrag (service-oriented contract). An Arbeitsvertrag can also be temporary, whereas a temporary worker is working under Zeitarbeit or Leiharbeit . Another employment setting is Arbeitnehmerüberlassung (ANÜ). India has options for

4551-742: The HBF Health Insurance . Some, such as Police Health, have membership restricted to particular groups, but the majority have open membership. Membership to most health funds is now also available through comparison websites. These comparison sites operate on a commission-basis by agreement with their participating health funds. The Private Health Insurance Ombudsman also operates a free website that allows consumers to search for and compare private health insurers' products, which includes information on price and level of cover. Most aspects of private health insurance in Australia are regulated by

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4662-630: The Private Health Insurance Act 2007 . Complaints and reporting of the private health industry is carried out by an independent government agency, the Private Health Insurance Ombudsman . The ombudsman publishes an annual report that outlines the number and nature of complaints per health fund compared to their market share The private health system in Australia operates on a "community rating" basis, whereby premiums do not vary solely because of

4773-584: The Royal Canadian Mounted Police , the armed forces, and Members of Parliament). Consequently, each province administers its own health insurance program. The federal government influences health insurance by virtue of its fiscal powers – it transfers cash and tax points to the provinces to help cover the costs of the universal health insurance programs. Under the Canada Health Act , the federal government mandates and enforces

4884-433: The formulary of the plan. Such plans are routinely part of national health insurance programs. For example, in the province of Quebec, Canada, prescription drug insurance is universally required as part of the public health insurance plan, but may be purchased and administered either through private or group plans, or through the public plan. Some, if not most, health care providers in the United States will agree to bill

4995-663: The Health Care for the Aged Law of 1982. It allowed many health insurance systems to offer financial assistance to elderly people. There is a medical coverage fee. To be eligible, those insured must be either: older than 70, or older than 65 with a recognized disability. The Late-stage Elderly Medical System includes preventive and standard medical care. Due to Japan's aging population , the Late-stage Elderly Medical System represents one third of

5106-474: The Late-stage Elderly Medical System (後期高齢医療制度 Kouki-Kourei-Iryouseido). Although private health insurance is available, all Japanese citizens, permanent residents, and non-Japanese with a visa lasting one year or longer are required to be enrolled in either National Health Insurance or Employee Health Insurance. National Health Insurance is designed for those who are not eligible for any employment-based health insurance program. The Late-stage Elderly Medical System

5217-407: The U.S. (nearly 16% of GDP). Germans are offered three kinds of social security insurance dealing with the physical status of a person and which are co-financed by employer and employee: health insurance, accident insurance, and long-term care insurance. Long-term care insurance ( Gesetzliche Pflegeversicherung ) emerged in 1994 and is mandatory. Accident insurance (gesetzliche Unfallversicherung)

5328-741: The US Department of Labor (USDOL). Specific details about benefits or coverage can be found in the Summary Plan Description (SPD). Should there be a need for an appeal, the process typically involves initiating it through the insurance company and then reaching out to the Employer's Plan Fiduciary. If a resolution is still not achieved, the decision can be escalated to the USDOL for review to ensure compliance with ERISA regulations, and, if necessary, legal action can be taken by filing

5439-719: The UTU Insurance Association assumed the insurance and welfare plans of the brotherhoods who had formed the UTU. The UTU held its first national convention in August 1971 in Miami Beach, Florida . Al Chesser , National Legislative Director of the UTU, was elected to succeed Luna, who was retiring. In 1985, the Railroad Yardmasters of America joined. Sources Employee Employment

5550-455: The United States (5 to 6 days). Part of the difference is that the chief consideration for hospital reimbursement is the number of hospital days as opposed to procedures or diagnosis. Drug costs have increased substantially, rising nearly 60% from 1991 through 2005. Despite attempts to contain costs, overall health care expenditures rose to 10.7% of GDP in 2005, comparable to other western European nations, but substantially less than that spent in

5661-782: The United States is failing to provide jobs that can adequately support families. According to sociologist Matthew Desmond , the US "offers some of the lowest wages in the industrialized world," which has "swelled the ranks of the working poor, most of whom are thirty-five or older." Researchers at the Overseas Development Institute argue that there are differences across economic sectors in creating employment that reduces poverty. 24 instances of growth were examined, in which 18 reduced poverty. This study showed that other sectors were just as important in reducing unemployment , such as manufacturing . The services sector

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5772-523: The United States, a State, or any political subdivision thereof, or the District of Columbia, or any agency or instrumentality of any one or more of the foregoing. The term "employee" also includes an officer of a corporation." This definition does not exclude all those who are commonly known as 'employees'. "Similarly, Latham's instruction which indicated that under 26 U.S.C. § 3401(c) the category of 'employee' does not include privately employed wage earners

5883-477: The United States, including toxic working environments, job insecurity, long hours and increased performance pressure from management, are responsible for 120,000 excess deaths annually, making the workplace the fifth leading cause of death in the United States. Australian employment has been governed by the Fair Work Act since 2009. Bangladesh Association of International Recruiting Agencies ( BAIRA )

5994-494: The United States. Their activity today centers on collective bargaining over wages, benefits, and working conditions for their membership, and on representing their members in disputes with management over violations of contract provisions. Larger unions also typically engage in lobbying activities and electioneering at the state and federal level. Most unions in America are aligned with one of two larger umbrella organizations:

6105-609: The age of 17 are restricted from certain types of driving, including transporting people and goods under certain circumstances. High-risk industries for young workers include agriculture, restaurants, waste management, and mining. In the United States, those under the age of 18 are restricted from certain jobs that are deemed dangerous under the Fair Labor Standards Act . Youth employment programs are most effective when they include both theoretical classroom training and hands-on training with work placements. In

6216-499: The beginning, and treating them accordingly, can save a company from trouble later on. Provided key circumstances, including ones such as that the worker is paid regularly, follows set hours of work, is supplied with tools from the employer, is closely monitored by the employer, acting on behalf of the employer, only works for one employer at a time, they are considered an employee, and the employer will generally be liable for their actions and be obliged to give them benefits. Similarly,

6327-454: The benefits may include meals. Employee benefits can improve the relationship between employee and employer and lowers staff turnover. Organizational justice is an employee's perception and judgement of employer's treatment in the context of fairness or justice. The resulting actions to influence the employee-employer relationship is also a part of organizational justice. Employees can organize into trade or labor unions , which represent

6438-470: The chronically poor are wage earners in formal employment, because their jobs are insecure and low paid and offer no chance to accumulate wealth to avoid risks. According to the UNRISD , increasing labor productivity appears to have a negative impact on job creation: in the 1960s, a 1% increase in output per worker was associated with a reduction in employment growth of 0.07%, by the first decade of this century

6549-595: The compensation he received during the period of his disloyalty. Employee benefits are various non-wage compensation provided to employees in addition to their wages or salaries. The benefits can include: housing (employer-provided or employer-paid), group insurance (health, dental, life etc.), disability income protection, retirement benefits, daycare, tuition reimbursement, sick leave, vacation (paid and non-paid), social security, profit sharing, funding of education, and other specialized benefits. In some cases, such as with workers employed in remote or isolated regions,

6660-449: The competing capitalist and working classes in a Marxist framework) that are part of a deeper social conflict of unequal power relations. As a result, there are four common models of employment: These models are important because they help reveal why individuals hold differing perspectives on human resource management policies, labor unions, and employment regulation. For example, human resource management policies are seen as dictated by

6771-520: The conversation of employment among younger aged workers, youth unemployment has also been monitored. Youth unemployment rates tend to be higher than the adult rates in every country in the world. Those older than the statutory defined retirement age may continue to work, either out of enjoyment or necessity. However, depending on the nature of the job, older workers may need to transition into less-physical forms of work to avoid injury. Working past retirement age also has positive effects, because it gives

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6882-439: The cost of this government-mandated coverage. This pool is run by a regulator which collects salary-based contributions from employers, which make up about 50% of all health care funding, and funding from the government to cover people who cannot afford health care, which makes up an additional 5%. The remaining 45% of health care funding comes from insurance premiums paid by the public, for which companies compete on price, though

6993-688: The cost, depending on age. If out-of-pocket costs exceed pre-determined limits, payers may apply for a rebate from the National Health Insurance program. Employee Health Insurance covers diseases, injuries, and death regardless of whether an incident occurred at a workplace. Employee Health Insurance covers a maximum of 180 days of medical care per year for work-related diseases or injuries and 180 days per year for other diseases or injuries. Employers and employees must contribute evenly to be covered by Employee Health Insurance. The Late-stage Elderly Medical System began in 1983 following

7104-667: The costs of related to treatment of injuries acquired in New Zealand (including overseas visitors) regardless of how the injury occurred, and also covers lost income (at 80 percent of the employee's pre-injury income) and costs related to long-term rehabilitation, such as home and vehicle modifications for those seriously injured. Funding from the scheme comes from a combination of levies on employers' payroll (for work injuries), levies on an employee's taxable income (for non-work injuries to salary earners), levies on vehicle licensing fees and petrol (for motor vehicle accidents), and funds from

7215-464: The countries surveyed, the results indicated that people in the United States had more out-of-pocket expenses, more disputes with insurance companies than other countries, and more insurance payments denied; paperwork was also higher although Germany had similarly high levels of paperwork. The Australian public health system is called Medicare , which provides free universal access to hospital treatment and subsidised out-of-hospital medical treatment. It

7326-484: The country's total healthcare cost. When retiring employees shift from Employee Health Insurance to the Late-stage Elderly Medical System, the national cost of health insurance is expected to increase since individual healthcare costs tend to increase with age. In 2006, a new system of health insurance came into force in the Netherlands. This new system avoids the two pitfalls of adverse selection and moral hazard associated with traditional forms of health insurance by using

7437-575: The court case of Brown v. J. Kaz, Inc. ruled that independent contractors are regarded as employees for the purpose of discrimination laws if they work for the employer on a regular basis, and said employer directs the time, place, and manner of employment. In non-union work environments, in the United States, unjust termination complaints can be brought to the United States Department of Labor . Labor unions are legally recognized as representatives of workers in many industries in

7548-401: The different health care funds (there are five: General, Independent, Agricultural, Student, Public Servants) now all reimburse at the same rate. Secondly, since 2000, the government now provides health care to those who are not covered by a mandatory regime (those who have never worked and who are not students, meaning the very rich or the very poor). This regime, unlike the worker-financed ones,

7659-634: The employer is the owner of any invention created by an employee "hired to invent", even in the absence of an assignment of inventions. In contrast, a company commissioning a work by an independent contractor will not own the copyright unless the company secures either a written contract stating that it is a "work made for hire" or a written assignment of the copyright. In order to stay protected and avoid lawsuits, an employer has to be aware of that distinction. Employer and managerial control within an organization rests at many levels and has important implications for staff and productivity alike, with control forming

7770-734: The extent of the body of evidence and the key studies. For extractives, they again found extensive evidence suggesting growth in the sector has limited impact on employment. In textiles, however, although evidence was low, studies suggest growth there positively contributed to job creation. In agri-business and food processing , they found impact growth to be positive. They found that most available literature focuses on OECD and middle-income countries somewhat, where economic growth impact has been shown to be positive on employment. The researchers didn't find sufficient evidence to conclude any impact of growth on employment in LDCs despite some pointing to

7881-614: The field can be best through assessments . Employer and potential employee commonly take the additional step of getting to know each other through the process of a job interview . Training and development refers to the employer's effort to equip a newly hired employee with the necessary skills to perform at the job, and to help the employee grow within the organization. An appropriate level of training and development helps to improve employee's job satisfaction . There are many ways that employees are paid, including by hourly wages, by piecework , by yearly salary , or by gratuities (with

7992-672: The four crafts to merge into a single union, and the United Transportation Union came into existence on January 1, 1969. The new union had 230,000 members. The first president was Charles Luna , formerly president of the Brotherhood of Railroad Trainmen. By 1978 the Union had 240,000 members in 1,000 branches. In 1970, the International Association of Railway Employees joined the UTU. In 1971

8103-573: The four operation unions into a single organization to represent all four operating crafts. The four unions were the Brotherhood of Locomotive Firemen and Enginemen , the Brotherhood of Railroad Trainmen , the Order of Railway Conductors and Brakemen , and the Switchmen's Union of North America . The first three of these were considered fraternal orders , as well as labor unions. In August 1968,

8214-664: The fund's members, causing some to drop their membership, which would lead to further rises in premiums, and a vicious cycle of higher premiums-leaving members would ensue. The Australian government has introduced a number of incentives to encourage adults to take out private hospital insurance. These include: As per the Constitution of Canada , health care is mainly a provincial government responsibility in Canada (the main exceptions being federal government responsibility for services provided to aboriginal peoples covered by treaties,

8325-547: The fundamental link between desired outcomes and actual processes. Employers must balance interests such as decreasing wage constraints with a maximization of labor productivity in order to achieve a profitable and productive employment relationship. The main ways for employers to find workers and for people to find employers are via jobs listings in newspapers (via classified advertising ) and online, also called job boards . Employers and job seekers also often find each other via professional recruitment consultants which receive

8436-474: The general taxation pool (for non-work injuries to children, senior citizens, unemployed people, overseas visitors, etc.) Rwanda is one of a handful of low income countries that has implemented community-based health insurance schemes in order to reduce the financial barriers that prevent poor people from seeking and receiving needed health services. This scheme has helped reach 90% of the country's population with health care coverage. Singaporeans have one of

8547-633: The government account for nearly 30 percent of total health care spending. In 2005, the Supreme Court of Canada ruled, in Chaoulli v. Quebec , that the province's prohibition on private insurance for health care already insured by the provincial plan violated the Quebec Charter of Rights and Freedoms, and in particular, the sections dealing with the right to life and security , if there were unacceptably long wait times for treatment, as

8658-490: The impact of training alone is rather low. Health insurance Health insurance or medical insurance (also known as medical aid in South Africa) is a type of insurance that covers the whole or a part of the risk of a person incurring medical expenses . As with other types of insurance, risk is shared among many individuals. By estimating the overall risk of health risk and health system expenses over

8769-557: The individual's income, private health insurance contributions are based on the individual's age and health condition. Reimbursement is on a fee-for-service basis, but the number of physicians allowed to accept Statutory Health Insurance in a given locale is regulated by the government and professional societies. Co-payments were introduced in the 1980s in an attempt to prevent over utilization. The average length of hospital stay in Germany has decreased in recent years from 14 days to 9 days, still considerably longer than average stays in

8880-427: The insurance company if patients are willing to sign an agreement that they will be responsible for the amount that the insurance company does not pay. The insurance company pays out of network providers according to "reasonable and customary" charges, which may be less than the provider's usual fee. The provider may also have a separate contract with the insurer to accept what amounts to a discounted rate or capitation to

8991-546: The labor market mediates all such conflicts such that employers and employees who enter into an employment relationship are assumed to find this arrangement in their own self-interest. In human resource management theorizing, employers and employees are assumed to have shared interests (or a unity of interests, hence the label “unitarism”). Any conflicts that exist are seen as a manifestation of poor human resource management policies or interpersonal clashes such as personality conflicts, both of which can and should be managed away. From

9102-415: The latter often being combined with another form of payment). In sales jobs and real estate positions, the employee may be paid a commission , a percentage of the value of the goods or services that they have sold. In some fields and professions ( e.g. , executive jobs), employees may be eligible for a bonus if they meet certain targets. Some executives and employees may be paid in shares or stock options ,

9213-456: The local or multinational insurance companies that operate in the region (e.g. Metlife, Interamerican, Aetna, IMG). In India, provision of healthcare services and their efficiency varies state-wise. Public health services are prominent in most of the regions with the national government playing an important role in funding, framing and implementing policies and operating public health insurances. The vast majority of Indians are covered by either

9324-469: The longest life expectancy at birth in the world. During this long life, encountering uncertain situations requiring hospitalization are inevitable. Health insurance or medical insurance cover high healthcare costs during hospitalization. Health insurance for Singapore Citizens and Permanent Residents MediShield Life , is a universal health insurance covering all Singapore Citizens and Permanent Residents. MediShield Life covers hospitalization costs for

9435-409: The majority of funds provide the same level of reimbursement and benefits. The government has two responsibilities in this system. Today, this system is more or less intact. All citizens and legal foreign residents of France are covered by one of these mandatory programs, which continue to be funded by worker participation. However, since 1945, a number of major changes have been introduced. Firstly,

9546-588: The mandatory system does not cover, there is a large range of private complementary insurance plans available. The market for these programs is very competitive, and often subsidised by the employer, which means that premiums are usually modest. 85% of French people benefit from complementary private health insurance. Germany has the world's oldest national social health insurance system, with origins dating back to Otto von Bismarck 's Sickness Insurance Law of 1883. Beginning with 10% of blue-collar workers in 1885, mandatory insurance has expanded; in 2009, insurance

9657-432: The market in the first view, as essential mechanisms for aligning the interests of employees and employers and thereby creating profitable companies in the second view, as insufficient for looking out for workers’ interests in the third view, and as manipulative managerial tools for shaping the ideology and structure of the workplace in the fourth view. Literature on the employment impact of economic growth and on how growth

9768-475: The negative impact is beginning to show. In Vietnam , for example, employment growth has slowed while productivity growth has continued. Furthermore, productivity increases do not always lead to increased wages, as can be seen in the United States , where the gap between productivity and wages has been rising since the 1980s. Oxfam and social scientist Mark Robert Rank have argued that the economy of

9879-471: The ones that are in the gig economy , is the classification of workers. A lot of workers that fulfill gigs are often hired as independent contractors . To categorize a worker as an independent contractor rather than an employee, an independent contractor must agree with the client on what the finished work product will be and then the contractor controls the means and manner of achieving the desired outcome. Secondly, an independent contractor offers services to

9990-517: The operating crafts in the railroad industry and includes conductors, brakemen, switchmen, ground service personnel, locomotive engineers, hostlers and workers in associated crafts. More than 1,800 railroad yardmasters also are represented by the UTU. The UTU's 8,000 bus and transit members include drivers, mechanics and employees in related occupations. In 1968 exploratory talks among the four brotherhoods interested in forming one transportation union proved fruitful and plans were formulated for merging of

10101-421: The other countries. One difference between the U.S. and the other countries in the study is that the U.S. is the only country without universal health insurance coverage. The Commonwealth Fund completed its thirteenth annual health policy survey in 2010. A study of the survey "found significant differences in access, cost burdens, and problems with health insurance that are associated with insurance design". Of

10212-399: The perspective of pluralist industrial relations, the employment relationship is characterized by a plurality of stakeholders with legitimate interests (hence the label “pluralism), and some conflicts of interests are seen as inherent in the employment relationship (e.g., wages v. profits). Lastly, the critical paradigm emphasizes antagonistic conflicts of interests between various groups (e.g.,

10323-443: The positive impact, others point to limitations. They recommended that complementary policies are necessary to ensure economic growth's positive impact on LDC employment. With trade, industry and investment, they only found limited evidence of positive impact on employment from industrial and investment policies and for others, while large bodies of evidence does exist, the exact impact remains contested. Researchers have also explored

10434-473: The provider's standard charges. It generally costs the patient less to use an in-network provider. The Commonwealth Fund, in its annual survey, "Mirror, Mirror on the Wall", compares the performance of the health care systems in Australia, New Zealand, the United Kingdom, Germany, Canada and the U.S. Its 2007 study found that, although the U.S. system is the most expensive, it consistently under-performs compared to

10545-400: The public at large, not just to one business, and is responsible for disbursing payments from the client, paying unreimbursed expenses, and providing his or her own tools to complete the job. Third, the relationship of the parties is often evidenced by a written agreement that specifies that the worker is an independent contractor and is not entitled to employee benefits; the services provided by

10656-666: The public health plans do not cover (for example, semi-private or private rooms in hospitals and prescription drug plans). Four provinces allow insurance for services also mandated by the Canada Health Act, but in practice, there is no market for it. All Canadians are free to use private insurance for elective medical services such as laser vision correction surgery, cosmetic surgery, and other non-basic medical procedures. Some 65% of Canadians have some form of supplementary private health insurance; many of them receive it through their employers. Private-sector services not paid for by

10767-429: The public provincial health insurance systems in Canada are frequently referred to as Medicare . This public insurance is tax-funded out of general government revenues, although British Columbia and Ontario levy a mandatory premium with flat rates for individuals and families to generate additional revenues – in essence, a surtax. Private health insurance is allowed, but in six provincial governments only for services that

10878-405: The relationship between employment and illicit activities. Using evidence from Africa, a research team found that a program for Liberian ex-fighters reduced work hours on illicit activities. The employment program also reduced interest in mercenary work in nearby wars. The study concludes that while the use of capital inputs or cash payments for peaceful work created a reduction in illicit activities,

10989-435: The requirement that all people have free access to what are termed "medically necessary services," defined primarily as care delivered by physicians or in hospitals, and the nursing component of long-term residential care. If provinces allow doctors or institutions to charge patients for medically necessary services, the federal government reduces its payments to the provinces by the amount of the prohibited charges. Collectively,

11100-497: The risk pool, an insurer can develop a routine finance structure, such as a monthly premium or payroll tax , to provide the money to pay for the health care benefits specified in the insurance agreement. The benefit is administered by a central organization, such as a government agency, private business, or not-for-profit entity. According to the Health Insurance Association of America , health insurance

11211-606: The same productivity increase implies reduced employment growth by 0.54%. Both increased employment opportunities and increased labor productivity (as long as it also translates into higher wages) are needed to tackle poverty. Increases in employment without increases in productivity leads to a rise in the number of "working poor", which is why some experts are now promoting the creation of "quality" and not "quantity" in labor market policies. This approach does highlight how higher productivity has helped reduce poverty in East Asia , but

11322-507: The signs and symptoms of which existed during the six months ending on the day the person first took out insurance. They are also entitled to impose a 12-month waiting period for benefits for treatment relating to an obstetric condition, and a 2-month waiting period for all other benefits when a person first takes out private insurance. Funds have the discretion to reduce or remove such waiting periods in individual cases. They are also free not to impose them, to begin with, but this would place such

11433-550: The type of work an employee does, the prevailing conditions of the sector and the bargaining power between the parties. Employees in some sectors may receive gratuities , bonus payments or stock options . In some types of employment, employees may receive benefits in addition to payment. Benefits may include health insurance , housing , and disability insurance . Employment is typically governed by employment laws , organization or legal contracts. An employee contributes labour and expertise to an endeavor of an employer or of

11544-411: The union presidents announced that after nine months of planning, a tentative agreement had been reached on all phases of unity. It was further announced that the name of the new organization would be the United Transportation Union and the target date for establishing the UTU was January 1, 1969. In Chicago on December 10, 1968, the tabulation of the voting revealed an overwhelming desire by the members of

11655-414: The variation between the various competing insurers is only about 5%. However, insurance companies are free to sell additional policies to provide coverage beyond the national minimum. These policies do not receive funding from the equalization pool but cover additional treatments, such as dental procedures and physiotherapy, which are not paid for by the mandatory policy. Funding from the equalization pool

11766-489: The worker are not key to the business; and the relationship is not permanent. As a general principle of employment law, in the United States, there is a difference between an agent and an independent contractor. The default status of a worker is an employee unless specific guidelines are met, which can be determined by the ABC test. Thus, clarifying whether someone who performs work is an independent contractor or an employee from

11877-579: The workforce to collectively bargain with the management of organizations about working, and contractual conditions and services. Usually, either an employee or employer may end the relationship at any time, often subject to a certain notice period. This is referred to as at-will employment . The contract between the two parties specifies the responsibilities of each when ending the relationship and may include requirements such as notice periods, severance pay , and security measures. A contract forbidding an employee from leaving their employment, under penalty of

11988-1179: Was alleged in this case. The ruling has not changed the overall pattern of health insurance across Canada, but has spurred on attempts to tackle the core issues of supply and demand and the impact of wait times. In 2020 in Cyprus introduced the General Healthcare System (GHS, also known as GESY) which is an independent insurance fund through which clinics, private doctors, pharmacists, laboratories, microbiological laboratories, and physiotherapists will be paid so that they can offer medical care to permanent residents of Cyprus who will be paying contributions to this fund. In addition to GESY, more than 12 local and international insurance companies (e.g. Bupa , Aetna, Cigna , Metlife ) provide individual and group medical insurance plans. The plans are divided into two main categories plans providing coverage from inpatient expenses (i.e. hospitalization, operations) and plans covering inpatient and outpatient expenses (such as doctor visits, medications, physio-therapies). The national system of health insurance

12099-570: Was instituted in 1945, just after the end of the Second World War. It was a compromise between Gaullist and Communist representatives in the French parliament. The Conservative Gaullists were opposed to a state-run healthcare system, while the Communists were supportive of a complete nationalisation of health care along a British Beveridge model. The resulting programme is profession-based: all people working are required to pay

12210-504: Was made mandatory on all citizens, with private health insurance for the self-employed or above an income threshold. As of 2016, 85% of the population is covered by the compulsory Statutory Health Insurance (SHI) ( Gesetzliche Krankenversicherung or GKV ), with the remainder covered by private insurance ( Private Krankenversicherung or PKV ). Germany's health care system was 77% government-funded and 23% privately funded as of 2004. While public health insurance contributions are based on

12321-477: Was very interested in the airline sector and hoped to expand its representation with pilots and flight attendants. The UTU believed it is a viable alternative to other aviation labor unions because the UTU operated under the belief that it has been proficient in interpreting and enforcing provisions of the Railroad Labor Act (RLA), under which airlines also operate. Membership was drawn primarily from

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