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49-488: (Redirected from Nig ) NIG or Nig may refer to: NIG (insurance company) Nig (nickname) , various people Nig, Iran Nig, a canton in Ayrarat , Armenia Naigaon railway station (station code: NIG) National Institute of Genetics Ngalakgan language (ISO 639:nig) Niger , IOC country code Nigeria , ITU country code Nigger ( Nig or Nig-nog ),

98-429: A pay-as-you-drive basis. Some systems show users where to find an idle vehicle. Car Clubs such as Australia's Charter Drive use telematics to monitor and report on vehicle use within predefined geofence areas to demonstrate the reach of their transit media car club fleet. The general idea of telematics auto insurance is that a driver's behavior is monitored directly while the person drives and this information

147-594: A 2010 Toyota Prius became the first LTE connected car . The demonstration was provided by the NG Connect project, a collaboration of automotive telematic technologies designed to exploit in-car 4G wireless network connectivity. Telematics technology has enabled the emergence of carsharing services such as Local Motion, Uber, Lyft, Car2Go , Zipcar worldwide, or City Car Club in the UK . Telematics-enabled computers allow organizers to track members' usage and bill them on

196-415: A racial slur Nik, South Khorasan , romanized as Nig Nikunau Airport (IATA: NIG) Normal-inverse Gaussian distribution See also [ edit ] Nigg (disambiguation) Topics referred to by the same term [REDACTED] This disambiguation page lists articles associated with the title NIG . If an internal link led you here, you may wish to change the link to point directly to

245-765: A radio beacon is connected to a brake light. In fall 2008, network ideas were tested in Europe, where radio frequency bandwidth had been allocated. The 30 MHz allocated is at 5.9 GHz, and unallocated bandwidth at 5.4 GHz may also be used. The standard is IEEE 802.11p, a low-latency form of the Wi-Fi local area network standard. Similar efforts are underway in Japan and the USA. Telematics technologies are self-orientating open network architecture structures of variable programmable intelligent beacons developed for application in

294-629: A result of cellular providers offering low GPRS (2.5G) and later UMTS (3G) rates, mobile data is almost totally offered to telematics customers via cellular communication. Wireless vehicle safety communications telematics aid in car safety and road safety. It is an electronic subsystem in a vehicle used for exchanging safety information about road hazards and the locations and speeds of vehicles over short-range radio links . This may involve temporary ad hoc wireless local area networks. Wireless units are often installed in vehicles and fixed locations, such as near traffic signals and emergency call boxes along

343-479: A specified targeted area of interest, i.e. within 100 meters of the emergency warning system for the vehicle's transceiver. In ground applications, intelligent vehicle technologies are utilized for safety and commercial communications between vehicles or between a vehicle and a sensor along the road. On November 3, 2009, the most advanced Intelligent Vehicle concept car was demonstrated in New York City when

392-490: A standardized xml format, and standardizing the means by which the document is retrieved, the standard enables the end user to use one API to retrieve data from any participating telematics provider (as opposed to the unique API for each provider that was required previously), greatly reducing integration development costs. The current draft version of the AEMP Telematics Data Standard is now called

441-588: A standards development subcommittee chaired by Pat Crail CEM to develop the standard. This committee consisted of developers provided by the Caterpillar/Trimble joint venture known as Virtual Site Solutions, Volvo CE, and John Deere. This group worked from February 2009 through September 2010 to develop the industry's first standard for the delivery of telematics data. The result, the AEMP Telematics Data Standard V1.1,

490-535: A turnaround plan aimed at saving £50 million ($ 64 million) in 2025. The reductions would eliminate about 6% of its roughly 9,000 employees. The group owns a number of general insurance brands operating within the United Kingdom, including Direct Line, Direct Line for Business, Churchill , Privilege, Darwin and Green Flag . Direct Line is a company that specialises in selling insurance and other financial services, sold directly to consumers by telephone and

539-497: Is a British insurance company based in the United Kingdom , formed in 2012 by the divestment of The Royal Bank of Scotland Group 's (RBS) insurance division, through an initial public offering . The company owns a number of insurance subsidiaries, providing various insurance products, including Direct Line and Churchill , Darwin as well as the roadside assistance and vehicle recovery provider Green Flag . The group

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588-509: Is a function which allows companies that rely on transport in their business to remove or minimize the risks associated with vehicle investment, improving efficiency and productivity while reducing overall transport costs and ensuring compliance with government legislation and Duty of Care obligations. These functions can either be dealt with by an in-house fleet management department or an outsourced fleet management provider. The Association of Equipment Management Professionals (AEMP) developed

637-581: Is listed on the London Stock Exchange , and is a constituent of the FTSE 250 Index . The company was originally established in 1985 by Peter Wood and Martin Long , as the insurance division of The Royal Bank of Scotland Group (RBS). It was the first telephone only insurance company in the United Kingdom. In September 2012, the group's then chief executive, Paul Geddes , announced the business

686-402: Is the management of a company's fleet and includes the management of ships and/or motor vehicles such as cars, vans, and trucks. Fleet (vehicle) management can include a range of functions, such as vehicle financing, vehicle maintenance, vehicle telematics (tracking and diagnostics), driver management, fuel management, health and safety management, and dynamic vehicle scheduling. Fleet management

735-435: Is the technology of using a GPS and electronic mapping tool to enable a driver to locate a position, plan a route, and navigate a journey. Mobile data is the use of wireless data communications using radio waves to send and receive real-time computer data to, from, and between devices used by field-based personnel. These devices can be fitted solely for use while in the vehicle (Fixed Data Terminal) or for use in and out of

784-503: Is transmitted to an insurance company. The insurance company then assesses the risk of that driver having an accident and charges insurance premiums accordingly. A driver who drives less responsibly will be charged a higher premium than a driver who drives smoothly and with less calculated risk of claim propensity. Other benefits can be delivered to end users with Telematics2.0 -based telematics as customer engagement can be enhanced with direct customer interaction. Telematics auto insurance

833-576: Is turned into information by management reporting tools in conjunction with a visual display on computerized mapping software. Vehicle tracking systems may also use odometry or dead reckoning as an alternative or complementary means of navigation. GPS tracking is usually accurate to around 10–20 meters, but the European Space Agency has developed the EGNOS technology to provide accuracy to 1.5 meters. Trailer tracking refers to

882-753: The French word télématique, which was first coined by Simon Nora and Alain Minc in a 1978 report to the French government on the computerization of society. It referred to the transfer of information over telecommunications and was a portmanteau blending the French words télécommunications (" telecommunications ") and informatique (" computing science "). The original broad meaning of telematics continues to be used in academic fields, but in commerce it now generally means vehicle telematics . Telematics can be described as thus: Vehicle telematics can help improve

931-700: The AEM/AEMP Draft Telematics API Standard, which expands the original standard Version 1.2 to include 19 data fields (with fault code capability). This new draft standard is a collaborative effort of AEMP and the Association of Equipment Manufacturers (AEM), working on behalf of their members and the industry. This Draft API replaces the current version 1.2 and does not currently cover some types of equipment, e.g., agriculture equipment, cranes, mobile elevating work platforms, air compressors, and other niche products. In addition to

980-583: The CEO. In January 2023, Jonathan Greenwood become acting chief executive after James agreed with the board to step down after two successive profit warnings and a dividend cancellation. In February 2024 it was reported that the Belgian insurer, Ageas , was considering a bid of around €3.1bn for the company. In March 2024, Ageas announced no offer would be made. In November 2023, Direct Line Insurance Group announced that they set to cut about 550 jobs as part of

1029-572: The Perez technology in the U.S. and European auto insurer Norwich Union is developing the Progressive technology for Europe. Both patents have since been overturned in courts due to prior work in the commercial insurance sectors. Trials conducted by Norwich Union in 2005 found that young drivers (18- to 23-year-olds) signing up for telematics auto insurance have had a 20% lower accident rate than average. In 2007, theoretical economic research on

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1078-402: The chance of collisions. In the future, it may connect directly to the adaptive cruise control or other vehicle control aids. Cars and trucks with the wireless system connected to their brakes may move in convoys to save fuel and space on the roads. When a column member slows down, those behind it will automatically slow also. Certain scenarios may required less engineering effort, such as when

1127-519: The company has been led by Jasvinder Gakhal, who has been the director since 2014. The company appointed Claire Sadler as marketing director in October 2017. Direct Line for Business used PricewaterhouseCoopers to improve their product, and in July 2018, the firm launched a new advertising campaign, with Saatchi and Saatchi London. In the summer of 2019, Direct Line for Business announced that it

1176-454: The data they are able to provide. In some cases, these devices are limited to location and engine runtime, although they are increasingly able to accommodate a number of add-on sensors to provide additional data. The AEMP Telematics Data Standard provides a fourth option. By concentrating on the key data elements that drive the majority of fleet management reports (hours, miles, location, fuel consumption), making those data elements available in

1225-546: The development of intelligent vehicles with the intent to accord (blend or mesh) warning information with surrounding vehicles in the vicinity of travel, intra-vehicle, and infrastructure. Emergency warning systems for vehicle telematics are developed particularly for international harmonization and standardization of vehicle-to-vehicle, infrastructure-to-vehicle, and vehicle-to-infrastructure real-time Dedicated Short-Range Communication ( DSRC ) systems. Telematics most commonly relate to computerized systems that update information at

1274-450: The efficiency of an organization. Vehicle tracking is monitoring the location, movements, status, and behavior of a vehicle or fleet of vehicles. This is achieved through a combination of a GPS ( GNSS ) receiver and an electronic device (usually comprising a GSM GPRS modem or SMS sender) installed in each vehicle, communicating with the user (dispatching, emergency, or co-ordinating unit) and PC-based or web-based software. The data

1323-455: The industry's first telematics standard. In 2008, AEMP brought together the major construction equipment manufacturers and telematics providers in the heavy equipment industry to discuss the development of the industry's first telematics standard. Following agreement from Caterpillar , Volvo CE, Komatsu , and John Deere Construction & Forestry to support such a standard, the AEMP formed

1372-726: The instruments are available for the design of smartphone-driven insurance telematics. Several universities provide two-year Telematics Master of Science programs: In 2007, a project entitled the European Automotive Digital Innovation Studio (EADIS) was awarded 400,000 Euros from the European Commission under its Leonardo da Vinci program . EADIS used a virtual work environment called the Digital Innovation Studio to train and develop professional designers in

1421-410: The intended article. Retrieved from " https://en.wikipedia.org/w/index.php?title=NIG&oldid=1218739948 " Categories : Disambiguation pages Place name disambiguation pages Hidden categories: Short description is different from Wikidata All article disambiguation pages All disambiguation pages NIG (insurance company) Direct Line Insurance Group plc

1470-626: The internet. Darwin was founded in 2019 and led by Sumit Bahukhandi. The company only sells through price comparison websites, initially Moneysupermarket , and is built in the Amazon Web Services cloud . It uses a different pricing model to other companies in the group, and acts as a test bed for new ideas. Direct Line for Business was founded in Leeds in September 2007, and as of December 2020 has 811,000 customers. Since 2010,

1519-470: The near future. The AEMP's telematics data standard was developed to allow end users to integrate key telematics data (operating hours, location, fuel consumed , and odometer reading where applicable) into their existing fleet management reporting systems. As such, the standard was primarily intended to facilitate importation of these data elements into enterprise software systems such as those used by many medium-to-large construction contractors. Prior to

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1568-537: The need to work across multiple telematics provider applications. To achieve a globally recognized standard for conformity worldwide, the AEM/AEMP Draft Telematics API Standard will be submitted for acceptance by the International Organization for Standardization (ISO). Final language is dependent upon completion of the ISO acceptance process. Satellite navigation in the context of vehicle telematics

1617-484: The new data fields, the AEM/AEMP Draft Telematics API Standard changes how data is accessed in an effort to make it easier to consume and integrate with other systems and processes. It includes standardized communication protocols for the ability to transfer telematics information in mixed-equipment fleets to end user business enterprise systems, enabling the end user to employ their own business software to collect and then analyze asset data from mixed-equipment fleets without

1666-399: The possibility to reschedule the container transport movements based on accurate information about its location. According to Berg Insight, the installed base of tracking units in the intermodal shipping container segment reached 190,000 at the end of 2013. Growing at a compound annual growth rate of 38.2 percent, the installed base reached 960,000 units at the end of 2018. Fleet management

1715-606: The private equity firm Lysanda in February 2014. In September 2014, it was announced that Mapfre would acquire the Italian and German businesses of Direct Line, for a sum of €550 million. The company also made a number of tough financial decisions in 2014, including abandoning some lines of business, making redundancies, and closing 14 of their 27 offices in the United Kingdom. In February 2019, Direct Line announced it would be appointing chief financial officer Penny James as

1764-466: The problem of having multiple data providers requiring unique integration methods, this was by far the most expensive option. In addition to the expense, many third-party devices available for construction equipment are unable to access data directly from the machine's electronic control modules (ECMs), or computers, and are more limited than the device installed by the OEM (Cat, Volvo, Deere, Komatsu, etc.) in

1813-436: The process, but because each provider required a unique, custom API to retrieve and parse the data, it was an expensive option. In addition, another API had to be developed any time another brand of machine or telematics device was added to the fleet. A third option for mixed-fleet integration was to replace the various factory-installed telematics devices with devices from a third party telematics provider. Although this solved

1862-479: The road. Sensors in vehicles and at fixed locations, as well as in possible connections to wider networks, provide information displayed to drivers . The range of the radio links can be extended by forwarding messages along multi-hop paths. Even without fixed units, information about fixed hazards can be maintained by moving vehicles by passing it backwards. It also seems possible for traffic lights, which one can expect to become smarter, to use this information to reduce

1911-1005: The same rate they receive data, enabling them to direct or control a process such as an instantaneous autonomous warning notification in a remote machine or group of machines. In the use of telematics relating to intelligent vehicle technologies, instantaneous direction travel cognizance of a vehicle may be transmitted in real-time to surrounding vehicles traveling in the local area of vehicles equipped (with EWSV) to receive said warning signals of danger. Telematics comprise electronic, electromechanical, and electromagnetic devices—usually silicon micro-machined components operating in conjunction with computer-controlled devices and radio transceivers to provide precision repeatability functions (such as in robotics artificial intelligence systems) emergency warning validation performance reconstruction. Intelligent vehicle technologies commonly apply to car safety systems and self-contained autonomous electromechanical sensors generating warnings that can be transmitted within

1960-474: The social welfare effects of Progressive's telematics technology business process patents questioned whether the business process patents are pareto efficient for society. Preliminary results suggested that it was not, but more work is needed. In April 2014, Progressive patents were overturned by the U.S. legal system on the grounds of "lack of originality." The smartphone as the in-vehicle device for insurance telematics has been discussed in great detail and

2009-558: The standard, end users had few options for integrating this data into their reporting systems in a mixed-fleet environment consisting of multiple brands of machines and a mix of telematics-equipped machines and legacy machines (those without telematics devices where operating data is still reported manually via pen and paper). One option available to machine owners was to visit multiple websites to manually retrieve data from each manufacturer's telematics interface and then manually enter it into their fleet management program's database. This option

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2058-514: The temperature inside the cargo container, both to trigger alarms and record an audit trail for business purposes. An increasingly sophisticated array of sensors, many incorporating RFID technology, is being used to ensure the cold chain . Freight containers can be tracked by GPS using a similar approach to that used for trailer tracking (i.e. a battery-powered GPS device communicating its position via mobile phone or satellite communications). Benefits of this approach include increased security and

2107-474: The tracking of movements and position of an articulated vehicle's trailer unit through the use of a location unit fitted to the trailer and a method of returning the position data via mobile communication network, IOT (Internet of things), or geostationary satellite communications for use through either PC- or web-based software. Cold-store freight trailers that deliver fresh or frozen foods are increasingly incorporating telematics to gather time-series data on

2156-429: The vehicle (Mobile Data Terminal). See mobile Internet . The common methods for mobile data communication for telematics were based on private vendors' RF communication infrastructure. During the early 2000s, manufacturers of mobile data terminals/AVL devices moved to try cellular data communication to offer cheaper ways to transmit telematics information and wider range based on cellular provider coverage. Since then, as

2205-656: Was "operating as a standalone insurance company", in advance of a future full divestment from the RBS Group. The company was the subject of an initial public offering (IPO) in October 2012. RBS sold a 30% share of the business in the IPO, and sold a further 17% in March 2013, reducing its holding in the business to 48.5%. RBS sold a further 20% in September 2013, and sold the remainder of its holding in February 2014. Direct Line sold its TRACKER Network UK telematics business to

2254-474: Was cosponsoring the creation of click and mortar pop up shops at ten locations across the United Kingdom, with cosponsors Amazon , Square , and the small business support network Enterprise Nation. The shops offer twenty small online brands the chance to sell their products, meet customers and experience selling on the High Street for the first time. Telematics Telematics is a translation of

2303-413: Was cumbersome and labor-intensive. A second option was for the end user to develop an API ( Application Programming Interface ), or program, to integrate the data from each telematics provider into their database. This option was quite costly as each telematics provider had different procedures for accessing and retrieving the data and the data format varied from provider to provider. This option automated

2352-409: Was independently invented and patented by a major U.S. auto insurance company, Progressive Auto Insurance U.S. patent 5,797,134 , and a Spanish independent inventor, Salvador Minguijon Perez ( European Patent EP0700009B1 ). The Perez patents cover monitoring the car's engine control computer to determine distance driven, speed, time of day, braking force, etc. Progressive is currently developing

2401-402: Was released in 2010 and officially went live on October 1, 2010. As of November 1, 2010, Caterpillar, Volvo CE, John Deere Construction & Forestry, OEM Data Delivery, and Navman Wireless are able to support customers with delivery of basic telematics data in a standard xml format. Komatsu, Topcon , and others are finishing beta testing and have indicated their ability to support customers in

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