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67-456: This differs from traditional insurance, which attempts to differentiate and reward "safe" drivers, giving them lower premiums and/or a no-claims bonus. However, conventional differentiation is a reflection of history rather than present patterns of behaviour. This means that it may take a long time before safer (or more reckless) patterns of driving and changes in lifestyle feed through into premiums. The simplest form of usage-based insurance bases

134-426: A compound , which fully preserves the stems of the original words. The British lecturer Valerie Adams's 1973 Introduction to Modern English Word-Formation explains that "In words such as motel ..., hotel is represented by various shorter substitutes – ‑otel ... – which I shall call splinters. Words containing splinters I shall call blends". Thus, at least one of the parts of a blend, strictly speaking,

201-429: A pay-as-you-drive basis. Some systems show users where to find an idle vehicle. Car Clubs such as Australia's Charter Drive use telematics to monitor and report on vehicle use within predefined geofence areas to demonstrate the reach of their transit media car club fleet. The general idea of telematics auto insurance is that a driver's behavior is monitored directly while the person drives and this information

268-594: A 2010 Toyota Prius became the first LTE connected car . The demonstration was provided by the NG Connect project, a collaboration of automotive telematic technologies designed to exploit in-car 4G wireless network connectivity. Telematics technology has enabled the emergence of carsharing services such as Local Motion, Uber, Lyft, Car2Go , Zipcar worldwide, or City Car Club in the UK . Telematics-enabled computers allow organizers to track members' usage and bill them on

335-698: A competitive supplier, Xirgo Technologies . Telematics have been proposed or utilised in order to detect distracted driving . The use of telematics to detect drunk driving and Texting while driving has been proposed. A US patent application combining this technology with a usage based insurance product was open for public comment on peer to patent . Telematics Telematics is an interdisciplinary field encompassing telecommunications , vehicular technologies ( road transport , road safety , etc.), electrical engineering (sensors, instrumentation, wireless communications , etc.), and computer science ( multimedia , Internet , etc.). Telematics can involve any of

402-535: A form suitable for carrying on horseback; (now esp.) one in the form of a stiff leather case hinged at the back to open into two equal parts". According to The American Heritage Dictionary of the English Language ( AHD ), the etymology of the word is the French porte-manteau , from porter , "to carry", and manteau , "cloak" (from Old French mantel , from Latin mantellum ). According to

469-427: A kind of bath), the attributive blends of English are mostly head-final and mostly endocentric . As an example of an exocentric attributive blend, Fruitopia may metaphorically take the buyer to a fruity utopia (and not a utopian fruit); however, it is not a utopia but a drink. Coordinate blends (also called associative or portmanteau blends) combine two words having equal status, and have two heads. Thus brunch

536-765: A radio beacon is connected to a brake light. In fall 2008, network ideas were tested in Europe, where radio frequency bandwidth had been allocated. The 30 MHz allocated is at 5.9 GHz, and unallocated bandwidth at 5.4 GHz may also be used. The standard is IEEE 802.11p, a low-latency form of the Wi-Fi local area network standard. Similar efforts are underway in Japan and the USA. Telematics technologies are self-orientating open network architecture structures of variable programmable intelligent beacons developed for application in

603-629: A result of cellular providers offering low GPRS (2.5G) and later UMTS (3G) rates, mobile data is almost totally offered to telematics customers via cellular communication. Wireless vehicle safety communications telematics aid in car safety and road safety. It is an electronic subsystem in a vehicle used for exchanging safety information about road hazards and the locations and speeds of vehicles over short-range radio links . This may involve temporary ad hoc wireless local area networks. Wireless units are often installed in vehicles and fixed locations, such as near traffic signals and emergency call boxes along

670-438: A simple function of the number of miles driven, or can vary according to the type of driving or the identity of the driver. Once the basic scheme is in place, it is possible to add further details, such as an extra risk premium if someone drives too long without a break, uses their mobile phone while driving, or travels at an excessive speed. Telematic usage-based insurance (i.e. the latter two types, in which vehicle information

737-479: A specified targeted area of interest, i.e. within 100 meters of the emergency warning system for the vehicle's transceiver. In ground applications, intelligent vehicle technologies are utilized for safety and commercial communications between vehicles or between a vehicle and a sensor along the road. On November 3, 2009, the most advanced Intelligent Vehicle concept car was demonstrated in New York City when

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804-490: A standardized xml format, and standardizing the means by which the document is retrieved, the standard enables the end user to use one API to retrieve data from any participating telematics provider (as opposed to the unique API for each provider that was required previously), greatly reducing integration development costs. The current draft version of the AEMP Telematics Data Standard is now called

871-588: A standards development subcommittee chaired by Pat Crail CEM to develop the standard. This committee consisted of developers provided by the Caterpillar/Trimble joint venture known as Virtual Site Solutions, Volvo CE, and John Deere. This group worked from February 2009 through September 2010 to develop the industry's first standard for the delivery of telematics data. The result, the AEMP Telematics Data Standard V1.1,

938-486: A total blend, each of the words creating the blend is reduced to a mere splinter. Some linguists limit blends to these (perhaps with additional conditions): for example, Ingo Plag considers "proper blends" to be total blends that semantically are coordinate, the remainder being "shortened compounds". Commonly for English blends, the beginning of one word is followed by the end of another: Much less commonly in English,

1005-477: Is a Japanese blend that has entered the English language. The Vietnamese language also encourages blend words formed from Sino-Vietnamese vocabulary . For example, the term Việt Cộng is derived from the first syllables of "Việt Nam" (Vietnam) and "Cộng sản" (communist). Many corporate brand names , trademarks, and initiatives, as well as names of corporations and organizations themselves, are blends. For example, Wiktionary , one of Misplaced Pages 's sister projects,

1072-496: Is a blend of wiki and dictionary . The word portmanteau was introduced in this sense by Lewis Carroll in the book Through the Looking-Glass (1871), where Humpty Dumpty explains to Alice the coinage of unusual words used in " Jabberwocky ". Slithy means "slimy and lithe" and mimsy means "miserable and flimsy". Humpty Dumpty explains to Alice the practice of combining words in various ways, comparing it to

1139-509: Is a function which allows companies that rely on transport in their business to remove or minimize the risks associated with vehicle investment, improving efficiency and productivity while reducing overall transport costs and ensuring compliance with government legislation and Duty of Care obligations. These functions can either be dealt with by an in-house fleet management department or an outsourced fleet management provider. The Association of Equipment Management Professionals (AEMP) developed

1206-457: Is automatically transmitted to the system) provides a much more immediate feedback loop to the driver, by changing the cost of insurance dynamically with a change of risk. This means drivers have a stronger incentive to adopt safer practices. For example, if a commuter switches to public transport or to working at home, this immediately reduces the risk of rush hour accidents. With usage-based insurance, this reduction would be immediately reflected in

1273-440: Is both phonological and orthographic, but with no other shortening: The overlap may be both phonological and orthographic, and with some additional shortening to at least one of the ingredients: Such an overlap may be discontinuous: These are also termed imperfect blends. It can occur with three components: The phonological overlap need not also be orthographic: If the phonological but non-orthographic overlap encompasses

1340-699: Is neither a breakfasty lunch nor a lunchtime breakfast but instead some hybrid of breakfast and lunch; Oxbridge is equally Oxford and Cambridge universities. This too parallels (conventional, non-blend) compounds: an actor–director is equally an actor and a director. Two kinds of coordinate blends are particularly conspicuous: those that combine (near‑) synonyms: and those that combine (near‑) opposites: Blending can also apply to roots rather than words, for instance in Israeli Hebrew : "There are two possible etymological analyses for Israeli Hebrew כספר kaspár 'bank clerk, teller'. The first

1407-664: Is not a complete morpheme , but instead a mere splinter or leftover word fragment. For instance, starfish is a compound, not a blend, of star and fish , as it includes both words in full. However, if it were called a " stish " or a " starsh ", it would be a blend. Furthermore, when blends are formed by shortening established compounds or phrases, they can be considered clipped compounds , such as romcom for romantic comedy . Blends of two or more words may be classified from each of three viewpoints: morphotactic, morphonological, and morphosemantic. Blends may be classified morphotactically into two kinds: total and partial . In

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1474-452: Is similar to a contraction . On the one hand, mainstream blends tend to be formed at a particular historical moment followed by a rapid rise in popularity. Contractions, on the other hand, are formed by the gradual drifting together of words over time due to them commonly appearing together in sequence, such as do not naturally becoming don't (phonologically, / d uː n ɒ t / becoming / d oʊ n t / ). A blend also differs from

1541-405: Is that it consists of (Hebrew>) Israeli כסף késef 'money' and the ( International /Hebrew>) Israeli agentive suffix ר- -ár . The second is that it is a quasi- portmanteau word which blends כסף késef 'money' and (Hebrew>) Israeli ספר √spr 'count'. Israeli Hebrew כספר kaspár started as a brand name but soon entered the common language. Even if the second analysis is the correct one,

1608-402: Is the management of a company's fleet and includes the management of ships and/or motor vehicles such as cars, vans, and trucks. Fleet (vehicle) management can include a range of functions, such as vehicle financing, vehicle maintenance, vehicle telematics (tracking and diagnostics), driver management, fuel management, health and safety management, and dynamic vehicle scheduling. Fleet management

1675-435: Is the technology of using a GPS and electronic mapping tool to enable a driver to locate a position, plan a route, and navigate a journey. Mobile data is the use of wireless data communications using radio waves to send and receive real-time computer data to, from, and between devices used by field-based personnel. These devices can be fitted solely for use while in the vehicle (Fixed Data Terminal) or for use in and out of

1742-503: Is transmitted to an insurance company. The insurance company then assesses the risk of that driver having an accident and charges insurance premiums accordingly. A driver who drives less responsibly will be charged a higher premium than a driver who drives smoothly and with less calculated risk of claim propensity. Other benefits can be delivered to end users with Telematics2.0 -based telematics as customer engagement can be enhanced with direct customer interaction. Telematics auto insurance

1809-576: Is turned into information by management reporting tools in conjunction with a visual display on computerized mapping software. Vehicle tracking systems may also use odometry or dead reckoning as an alternative or complementary means of navigation. GPS tracking is usually accurate to around 10–20 meters, but the European Space Agency has developed the EGNOS technology to provide accuracy to 1.5 meters. Trailer tracking refers to

1876-533: The OED Online , the etymology of the word is the "officer who carries the mantle of a person in a high position (1507 in Middle French), case or bag for carrying clothing (1547), clothes rack (1640)". In modern French, a porte-manteau is a clothes valet , a coat-tree or similar article of furniture for hanging up jackets, hats, umbrellas and the like. An occasional synonym for "portmanteau word"

1943-700: The AEM/AEMP Draft Telematics API Standard, which expands the original standard Version 1.2 to include 19 data fields (with fault code capability). This new draft standard is a collaborative effort of AEMP and the Association of Equipment Manufacturers (AEM), working on behalf of their members and the industry. This Draft API replaces the current version 1.2 and does not currently cover some types of equipment, e.g., agriculture equipment, cranes, mobile elevating work platforms, air compressors, and other niche products. In addition to

2010-572: The Perez technology in the U.S. and European auto insurer Norwich Union is developing the Progressive technology for Europe. Both patents have since been overturned in courts due to prior work in the commercial insurance sectors. Trials conducted by Norwich Union in 2005 found that young drivers (18- to 23-year-olds) signing up for telematics auto insurance have had a 20% lower accident rate than average. In 2007, theoretical economic research on

2077-603: The UK version of EP0700009 and obtained an exclusive license to any EU patents that may emerge from Progressive's EU patent applications. In June 2010, Progressive Auto Insurance filed a patent infringement lawsuit against Liberty Mutual over one of Progressive's Pay As You Drive auto insurance patents. In September 2010 Progressive Auto Insurance filed a declaratory judgment lawsuit against Hughes Telematics to have several its patents covering OBDII mounted wireless data loggers declared invalid. Progressive uses these devices from

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2144-564: The automotive industry in the impact and application of vehicle telematics so they could integrate new technologies into future products within the automotive industry. Funding ended in 2013. Portmanteau In linguistics , a blend —also known as a blend word , lexical blend , or portmanteau —is a word formed by combining the meanings, and parts of the sounds, of two or more words together. English examples include smog , coined by blending smoke and fog , as well as motel , from motor ( motorist ) and hotel . A blend

2211-502: The beginning of one word may be followed by the beginning of another: Some linguists do not regard beginning+beginning concatenations as blends, instead calling them complex clippings, clipping compounds or clipped compounds . Unusually in English, the end of one word may be followed by the end of another: A splinter of one word may replace part of another, as in three coined by Lewis Carroll in " Jabberwocky ": They are sometimes termed intercalative blends; these words are among

2278-402: The chance of collisions. In the future, it may connect directly to the adaptive cruise control or other vehicle control aids. Cars and trucks with the wireless system connected to their brakes may move in convoys to save fuel and space on the roads. When a column member slows down, those behind it will automatically slow also. Certain scenarios may required less engineering effort, such as when

2345-592: The cost of car insurance for that month. The smartphone as measurement probe for insurance telematics has been surveyed Another form of usage-based insurance is PHYD (Pay How You Drive). Similar to PAYD, but also brings in additional sensors like accelerometer to monitor driving behavior. There are several issued patents and pending patent applications that have been filed worldwide on various inventions related to telematic auto insurance. These include: In order to make sure that patents did not hinder its Pay as You Drive development program, Norwich Union purchased

2412-454: The data they are able to provide. In some cases, these devices are limited to location and engine runtime, although they are increasingly able to accommodate a number of add-on sensors to provide additional data. The AEMP Telematics Data Standard provides a fourth option. By concentrating on the key data elements that drive the majority of fleet management reports (hours, miles, location, fuel consumption), making those data elements available in

2479-546: The development of intelligent vehicles with the intent to accord (blend or mesh) warning information with surrounding vehicles in the vicinity of travel, intra-vehicle, and infrastructure. Emergency warning systems for vehicle telematics are developed particularly for international harmonization and standardization of vehicle-to-vehicle, infrastructure-to-vehicle, and vehicle-to-infrastructure real-time Dedicated Short-Range Communication ( DSRC ) systems. Telematics most commonly relate to computerized systems that update information at

2546-450: The efficiency of an organization. Vehicle tracking is monitoring the location, movements, status, and behavior of a vehicle or fleet of vehicles. This is achieved through a combination of a GPS ( GNSS ) receiver and an electronic device (usually comprising a GSM GPRS modem or SMS sender) installed in each vehicle, communicating with the user (dispatching, emergency, or co-ordinating unit) and PC-based or web-based software. The data

2613-599: The final syllable ר- -ár apparently facilitated nativization since it was regarded as the Hebrew suffix ר- -år (probably of Persian pedigree), which usually refers to craftsmen and professionals, for instance as in Mendele Mocher Sforim 's coinage סמרטוטר smartutár 'rag-dealer'." Blending may occur with an error in lexical selection , the process by which a speaker uses his semantic knowledge to choose words. Lewis Carroll's explanation, which gave rise to

2680-748: The following: Telematics is a translation of the French word télématique, which was first coined by Simon Nora and Alain Minc in a 1978 report to the French government on the computerization of society. It referred to the transfer of information over telecommunications and was a portmanteau blending the French words télécommunications (" telecommunications ") and informatique (" computing science "). The original broad meaning of telematics continues to be used in academic fields, but in commerce it now generally means vehicle telematics . Telematics can be described as thus: Vehicle telematics can help improve

2747-455: The industry's first telematics standard. In 2008, AEMP brought together the major construction equipment manufacturers and telematics providers in the heavy equipment industry to discuss the development of the industry's first telematics standard. Following agreement from Caterpillar , Volvo CE, Komatsu , and John Deere Construction & Forestry to support such a standard, the AEMP formed

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2814-403: The ingredients is the head and the other is attributive. A porta-light is a portable light, not a 'light-emitting' or light portability; light is the head. A snobject is a snobbery-satisfying object and not an objective or other kind of snob; object is the head. As is also true for (conventional, non-blend) attributive compounds (among which bathroom , for example, is a kind of room, not

2881-726: The instruments are available for the design of smartphone-driven insurance telematics. Several universities provide two-year Telematics Master of Science programs: In 2007, a project entitled the European Automotive Digital Innovation Studio (EADIS) was awarded 400,000 Euros from the European Commission under its Leonardo da Vinci program . EADIS used a virtual work environment called the Digital Innovation Studio to train and develop professional designers in

2948-419: The insurance costs simply on distance driven. However, the general concept of pay as you drive includes any scheme where the insurance costs may depend not just on how much you drive but how, where, and when one drives. Pay as you drive (PAYD) means that the insurance premium is calculated dynamically, typically according to the amount driven. There are three types of usage-based insurance: The formula can be

3015-495: The morphemes or phonemes stay in the same position within the syllable. Some languages, like Japanese , encourage the shortening and merging of borrowed foreign words (as in gairaigo ), because they are long or difficult to pronounce in the target language. For example, karaoke , a combination of the Japanese word kara (meaning empty ) and the clipped form oke of the English loanword "orchestra" (J. ōkesutora , オーケストラ ),

3082-470: The near future. The AEMP's telematics data standard was developed to allow end users to integrate key telematics data (operating hours, location, fuel consumed , and odometer reading where applicable) into their existing fleet management reporting systems. As such, the standard was primarily intended to facilitate importation of these data elements into enterprise software systems such as those used by many medium-to-large construction contractors. Prior to

3149-537: The need to work across multiple telematics provider applications. To achieve a globally recognized standard for conformity worldwide, the AEM/AEMP Draft Telematics API Standard will be submitted for acceptance by the International Organization for Standardization (ISO). Final language is dependent upon completion of the ISO acceptance process. Satellite navigation in the context of vehicle telematics

3216-484: The new data fields, the AEM/AEMP Draft Telematics API Standard changes how data is accessed in an effort to make it easier to consume and integrate with other systems and processes. It includes standardized communication protocols for the ability to transfer telematics information in mixed-equipment fleets to end user business enterprise systems, enabling the end user to employ their own business software to collect and then analyze asset data from mixed-equipment fleets without

3283-495: The original "portmanteaus" for which this meaning of the word was created. In a partial blend, one entire word is concatenated with a splinter from another. Some linguists do not recognize these as blends. An entire word may be followed by a splinter: A splinter may be followed by an entire word: An entire word may replace part of another: These have also been called sandwich words, and classed among intercalative blends. (When two words are combined in their entirety,

3350-399: The possibility to reschedule the container transport movements based on accurate information about its location. According to Berg Insight, the installed base of tracking units in the intermodal shipping container segment reached 190,000 at the end of 2013. Growing at a compound annual growth rate of 38.2 percent, the installed base reached 960,000 units at the end of 2018. Fleet management

3417-466: The problem of having multiple data providers requiring unique integration methods, this was by far the most expensive option. In addition to the expense, many third-party devices available for construction equipment are unable to access data directly from the machine's electronic control modules (ECMs), or computers, and are more limited than the device installed by the OEM (Cat, Volvo, Deere, Komatsu, etc.) in

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3484-436: The process, but because each provider required a unique, custom API to retrieve and parse the data, it was an expensive option. In addition, another API had to be developed any time another brand of machine or telematics device was added to the fleet. A third option for mixed-fleet integration was to replace the various factory-installed telematics devices with devices from a third party telematics provider. Although this solved

3551-453: The result is considered a compound word rather than a blend. For example, bagpipe is a compound, not a blend, of bag and pipe. ) Morphologically, blends fall into two kinds: overlapping and non-overlapping . Overlapping blends are those for which the ingredients' consonants, vowels or even syllables overlap to some extent. The overlap can be of different kinds. These are also called haplologic blends. There may be an overlap that

3618-479: The road. Sensors in vehicles and at fixed locations, as well as in possible connections to wider networks, provide information displayed to drivers . The range of the radio links can be extended by forwarding messages along multi-hop paths. Even without fixed units, information about fixed hazards can be maintained by moving vehicles by passing it backwards. It also seems possible for traffic lights, which one can expect to become smarter, to use this information to reduce

3685-1005: The same rate they receive data, enabling them to direct or control a process such as an instantaneous autonomous warning notification in a remote machine or group of machines. In the use of telematics relating to intelligent vehicle technologies, instantaneous direction travel cognizance of a vehicle may be transmitted in real-time to surrounding vehicles traveling in the local area of vehicles equipped (with EWSV) to receive said warning signals of danger. Telematics comprise electronic, electromechanical, and electromagnetic devices—usually silicon micro-machined components operating in conjunction with computer-controlled devices and radio transceivers to provide precision repeatability functions (such as in robotics artificial intelligence systems) emergency warning validation performance reconstruction. Intelligent vehicle technologies commonly apply to car safety systems and self-contained autonomous electromechanical sensors generating warnings that can be transmitted within

3752-474: The social welfare effects of Progressive's telematics technology business process patents questioned whether the business process patents are pareto efficient for society. Preliminary results suggested that it was not, but more work is needed. In April 2014, Progressive patents were overturned by the U.S. legal system on the grounds of "lack of originality." The smartphone as the in-vehicle device for insurance telematics has been discussed in great detail and

3819-558: The standard, end users had few options for integrating this data into their reporting systems in a mixed-fleet environment consisting of multiple brands of machines and a mix of telematics-equipped machines and legacy machines (those without telematics devices where operating data is still reported manually via pen and paper). One option available to machine owners was to visit multiple websites to manually retrieve data from each manufacturer's telematics interface and then manually enter it into their fleet management program's database. This option

3886-514: The temperature inside the cargo container, both to trigger alarms and record an audit trail for business purposes. An increasingly sophisticated array of sensors, many incorporating RFID technology, is being used to ensure the cold chain . Freight containers can be tracked by GPS using a similar approach to that used for trailer tracking (i.e. a battery-powered GPS device communicating its position via mobile phone or satellite communications). Benefits of this approach include increased security and

3953-484: The then-common type of luggage , which opens into two equal parts: You see it's like a portmanteau—there are two meanings packed up into one word. In his introduction to his 1876 poem The Hunting of the Snark , Carroll again uses portmanteau when discussing lexical selection: Humpty Dumpty's theory, of two meanings packed into one word like a portmanteau, seems to me the right explanation for all. For instance, take

4020-474: The tracking of movements and position of an articulated vehicle's trailer unit through the use of a location unit fitted to the trailer and a method of returning the position data via mobile communication network, IOT (Internet of things), or geostationary satellite communications for use through either PC- or web-based software. Cold-store freight trailers that deliver fresh or frozen foods are increasingly incorporating telematics to gather time-series data on

4087-462: The two words "fuming" and "furious". Make up your mind that you will say both words, but leave it unsettled which you will say first … if you have the rarest of gifts, a perfectly balanced mind, you will say "frumious". In then-contemporary English, a portmanteau was a suitcase that opened into two equal sections. According to the OED Online , a portmanteau is a "case or bag for carrying clothing and other belongings when travelling; (originally) one of

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4154-406: The use of 'portmanteau' for such combinations, was: Humpty Dumpty's theory, of two meanings packed into one word like a portmanteau, seems to me the right explanation for all. For instance, take the two words "fuming" and "furious." Make up your mind that you will say both words ... you will say "frumious." The errors are based on similarity of meanings, rather than phonological similarities, and

4221-429: The vehicle (Mobile Data Terminal). See mobile Internet . The common methods for mobile data communication for telematics were based on private vendors' RF communication infrastructure. During the early 2000s, manufacturers of mobile data terminals/AVL devices moved to try cellular data communication to offer cheaper ways to transmit telematics information and wider range based on cellular provider coverage. Since then, as

4288-542: The whole of the shorter ingredient, as in then the effect depends on orthography alone. (They are also called orthographic blends. ) An orthographic overlap need not also be phonological: For some linguists, an overlap is a condition for a blend. Non-overlapping blends (also called substitution blends) have no overlap, whether phonological or orthographic: Morphosemantically, blends fall into two kinds: attributive and coordinate . Attributive blends (also called syntactic or telescope blends) are those in which one of

4355-413: Was cumbersome and labor-intensive. A second option was for the end user to develop an API ( Application Programming Interface ), or program, to integrate the data from each telematics provider into their database. This option was quite costly as each telematics provider had different procedures for accessing and retrieving the data and the data format varied from provider to provider. This option automated

4422-409: Was independently invented and patented by a major U.S. auto insurance company, Progressive Auto Insurance U.S. patent 5,797,134 , and a Spanish independent inventor, Salvador Minguijon Perez ( European Patent EP0700009B1 ). The Perez patents cover monitoring the car's engine control computer to determine distance driven, speed, time of day, braking force, etc. Progressive is currently developing

4489-402: Was released in 2010 and officially went live on October 1, 2010. As of November 1, 2010, Caterpillar, Volvo CE, John Deere Construction & Forestry, OEM Data Delivery, and Navman Wireless are able to support customers with delivery of basic telematics data in a standard xml format. Komatsu, Topcon , and others are finishing beta testing and have indicated their ability to support customers in

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