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Banco Bilbao Vizcaya Argentaria, S.A. ( Spanish pronunciation: [ˈbaŋko βilˈβao βiθˈkaʝa aɾxenˈtaɾja] ), better known by its initialism BBVA , is a Spanish multinational financial services company based in Madrid and Bilbao , Spain. It is one of the largest financial institutions in the world, and is present mainly in Spain , Portugal , Mexico , South America , Turkey , Italy and Romania .

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118-501: The Campeonato Nacional de Liga de Segunda División , commonly known as Segunda División , and officially known as LaLiga HyperMotion for sponsorship reasons, is the men's second professional association football division of the Spanish football league system . Administered by Liga Nacional de Fútbol Profesional , it is contested by 22 teams, with the top two teams plus the winner of a play-off promoted to La Liga and replaced by

236-423: A ball around a rectangular field called a pitch . The objective of the game is to score more goals than the opposing team by moving the ball beyond the goal line into a rectangular-framed goal defended by the opposing team. Traditionally, the game has been played over two 45-minute halves, for a total match time of 90 minutes. With an estimated 250 million players active in over 200 countries and territories, it

354-628: A stele of c.  375–400 BCE in the National Archaeological Museum of Athens appears on the UEFA European Championship trophy. Athenaeus , writing in 228 CE, mentions the Roman ball game harpastum . Phaininda, episkyros and harpastum were played involving hands and violence. They all appear to have resembled rugby football , wrestling , and volleyball more than what

472-493: A French XI team in 1920, and also made up most of the England team against a Scottish Ladies XI in the same year, winning 22–0. Despite being more popular than some men's football events, with one match seeing a 53,000 strong crowd in 1920, women's football in England suffered a blow in 1921 when The Football Association outlawed the playing of the game on association members' pitches, stating that "the game of football

590-442: A caution ( yellow card ) or dismissal ( red card ). A second yellow card in the same game leads to a red card, which results in a dismissal. A player given a yellow card is said to have been "booked", the referee writing the player's name in their official notebook. If a player has been dismissed, no substitute can be brought on in their place and the player may not participate in further play. Misconduct may occur at any time, and while

708-615: A city located in the Basque part of northern Spain, when the Board of Trade promoted the creation of Banco de Bilbao as an issuing and discount bank. Banco de Vizcaya was founded in 1901 and carried out its first operations in Bilbao. Little by little, it spread throughout the country. In 1988, the merger agreement between Banco de Bilbao and Banco de Vizcaya was signed. And in 1989, the BBV brand

826-574: A competitive game, and involved the kicking of a mari , a ball made of animal skin. In North America, pasuckuakohowog was a ball game played by the Algonquians ; it was described as "almost identical to the kind of folk football being played in Europe at the same time, in which the ball was kicked through goals". Phaininda and episkyros were Greek ball games. An image of an episkyros player depicted in low relief on

944-505: A deadlock; some competitions may invoke replays . A game tied at the end of regulation time may go into extra time, which consists of two further 15-minute periods. If the score is still tied after extra time, some competitions allow the use of penalty shoot-outs (known officially in the Laws of the Game as "kicks from the penalty mark") to determine which team will progress to the next stage of

1062-400: A goal has been scored or not; this was brought in to prevent controversy. Video assistant referees (VAR) have also been increasingly introduced in high-level matches to assist officials through video replays to correct clear and obvious mistakes. There are four types of calls that can be reviewed: mistaken identity in awarding a red or yellow card, goals and whether there was a violation during

1180-640: A latex bladder for pressurisation, but modern balls at all levels of the game are now synthetic. As the Laws were formulated in England, and were initially administered solely by the four British football associations within IFAB , the standard dimensions of a football pitch were originally expressed in imperial units . The Laws now express dimensions with approximate metric equivalents (followed by traditional units in brackets), though use of imperial units remains popular in English-speaking countries with

1298-529: A meeting attended by representatives from Eton , Harrow , Rugby , Winchester and Shrewsbury schools. They were not universally adopted. During the 1850s, many clubs unconnected to schools or universities were formed throughout the English-speaking world to play various forms of football. Some came up with their own distinct codes of rules, most notably the Sheffield Football Club , formed by former public school pupils in 1857, which led to

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1416-426: A penalty kick. Other markings define the position of the ball or players at kick-offs , goal kicks, penalty kicks and corner kicks. A standard adult football match consists of two halves of 45 minutes each. Each half runs continuously, meaning that the clock is not stopped when the ball is out of play. There is usually a 15-minute half-time break between halves. The end of the match is known as full-time. The referee

1534-619: A precedent set by UEFA , which had suspended both the UEFA Champions League and the UEFA Europa League . In a similar vein, Italy's CONI and FIGC put the Serie A on hold due to the same health concerns. After a period of lockdown which saw a decrease in the spread of the virus, the government allowed sporting competitions to recommence, culminating on July 20 as the remaining games were played, mirroring events in

1652-588: A private entity specialized in the mortgage business . In 2001, the implementation of the unified platform for all businesses and all countries was completed, and the BBVA brand was installed in the Group's entities in Latin America . In 2004, the banks of Chile (BHIF) and Colombia (Banco Ganadero) changed their commercial denomination and were simply called BBVA. In 2006, through a public auction, it acquired

1770-416: A relatively recent history of metrication (or only partial metrication), such as Britain. The length of the pitch, or field, for international adult matches is in the range of 100–110 m (110–120 yd) and the width is in the range of 64–75 m (70–80 yd). Fields for non-international matches may be 90–120 m (100–130 yd) in length and 45–90 m (50–100 yd) in width, provided

1888-576: A similar ancient game ( cuju , or tsu chu ) was played by women during the Han dynasty (25–220 CE), as female figures are depicted in frescoes of the period playing tsu chu . There are also reports of annual football matches played by women in Midlothian , Scotland, during the 1790s. Association football, the modern game, has documented early involvement of women. In 1863, football governing bodies introduced standardised rules to prohibit violence on

2006-572: A strong financial solvency and a large financial structure, an adequate geographical diversification of business and risks and, as a consequence of all this, a greater potential for profit growth. After several years dedicated to external growth, BBVA takes advantage of the restructuring of the financial system in Spain to grow especially in Catalonia , one of the regions where it had the lowest market share. To this end, it acquired between 2012 and 2014

2124-564: A truce to the nation's civil war in 2006 and it helped further reduce tensions between government and rebel forces in 2007 by playing a match in the rebel capital of Bouaké , an occasion that brought both armies together peacefully for the first time. By contrast, football is widely considered to have been the final proximate cause for the Football War in June 1969 between El Salvador and Honduras . The sport also exacerbated tensions at

2242-432: A variety of positions in which the outfield (non-goalkeeper) players are strategically placed by a coach, these positions are not defined or required by the Laws. The basic equipment or kit players are required to wear includes a shirt, shorts, socks, footwear and adequate shin guards . An athletic supporter and protective cup is highly recommended for male players by medical experts and professionals. Headgear

2360-567: A venture capital fund specializing in financing projects and companies focused on climate change. In July 2022, BBVA joined the "Carbonplace" platform as a founder with the aim of facilitating access to carbon credits for individuals and companies. In 2023, the Dow Jones Sustainability Index (DJSI) awarded BBVA the highest score in the banking category in the European region for the fourth consecutive year. BBVA

2478-836: Is Spain's second-largest bank after Banco Santander . It is listed on the Madrid Stock Exchange , the New York Stock Exchange and on the Mexican Stock Exchange . It is also a part of the IBEX 35 as well as the Dow Jones EURO STOXX 50 . As of December 31, 2023, BBVA's assets amounted to around €775 billion, making it the second-largest Spanish financial institution by volume of assets. At that same date, it had 5,949 offices, 121,488 employees and 71.5 million customers, and

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2596-468: Is governed by FIFA . Under FIFA, there are six continental confederations: AFC , CAF , CONCACAF , CONMEBOL , OFC , and UEFA . Of these confederations, CONMEBOL is the oldest one, being founded in 1916. National associations (e.g. The FA in England) are responsible for managing the game in their own countries both professionally and at an amateur level, and coordinating competitions in accordance with

2714-410: Is marked by the goal line, two lines starting on the goal line 16.5 m (18 yd) from the goalposts and extending 16.5 m (18 yd) into the pitch perpendicular to the goal line, and a line joining them. This area has a number of functions, the most prominent being to mark where the goalkeeper may handle the ball and where a penalty foul by a member of the defending team becomes punishable by

2832-438: Is not a required piece of basic equipment, but players today may choose to wear it to protect themselves from head injury. Players are forbidden to wear or use anything that is dangerous to themselves or another player, such as jewellery or watches. The goalkeeper must wear clothing that is easily distinguishable from that worn by the other players and the match officials. A number of players may be replaced by substitutes during

2950-405: Is positioned on each goal line, midway between the two touchlines. The inner edges of the vertical goal posts must be 7.32 m (24 ft) apart, and the lower edge of the horizontal crossbar supported by the goal posts must be 2.44 m (8 ft) above the ground. Nets are usually placed behind the goal, but are not required by the Laws. In front of the goal is the penalty area. This area

3068-816: Is quite unsuitable for females and should not be encouraged." Players and football writers have argued that this ban was, in fact, due to envy of the large crowds that women's matches attracted, and because the FA had no control over the money made from the women's game. The FA ban led to the formation of the short-lived English Ladies Football Association and play moved to rugby grounds. Women's football also faced bans in several other countries , notably in Brazil from 1941 to 1979, in France from 1941 to 1970, and in Germany from 1955 to 1970. Restrictions began to be reduced in

3186-506: Is recognisable as modern football. As with pre-codified mob football , the antecedent of all modern football codes , these three games involved more handling the ball than kicking it. Association football in itself does not have a classical history. Notwithstanding any similarities to other ball games played around the world, FIFA has described that no historical connection exists with any game played in antiquity outside Europe. The history of football in England dates back to at least

3304-643: Is the dominant region in women's football, with the United States winning the most FIFA Women's World Cups and Olympic tournaments. Europe and Asia come second and third in terms of international success, and the women's game has been improving in South America. Association football is played in accordance with a set of rules known as the Laws of the Game . The game is played using a spherical ball of 68–70 cm (27–28 in) circumference, known as

3422-455: Is the official timekeeper for the match, and may make an allowance for time lost through substitutions, injured players requiring attention, or other stoppages. This added time is called "additional time" in FIFA documents, but is most commonly referred to as stoppage time or injury time , while lost time can also be used as a synonym. The duration of stoppage time is at the sole discretion of

3540-475: Is the winner of a play-off between the teams that finished 3rd to 6th ( reserve teams are not eligible for promotion). The play-offs comprise two-legged semi-finals followed by a two-legged final. The bottom four are relegated to Primera Federación . This season was the first since 2006–07 season without any teams from Catalonia , as well as the first season without any teams from Community of Madrid since 2007–08 season , and without any reserve teams since

3658-401: Is the world's most popular sport. The game of association football is played in accordance with the Laws of the Game , a set of rules that has been in effect since 1863 and maintained by the IFAB since 1886. The game is played with a football that is 68–70 cm (27–28 in) in circumference . The two teams compete to score goals by getting the ball into the other team's goal (between

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3776-435: Is thought to have been borrowed from the slang of Rugby School . Initially spelt assoccer (a shortening of "association"), it was later reduced to the modern spelling. This form of slang also gave rise to rugger for rugby football, fiver and tenner for five pound and ten pound notes , and the now-archaic footer that was also a name for association football. The word soccer arrived at its current form in 1895 and

3894-404: Is to score goals; defenders , who specialise in preventing their opponents from scoring; and midfielders , who dispossess the opposition and keep possession of the ball to pass it to the forwards on their team. Players in these positions are referred to as outfield players, to distinguish them from the goalkeeper. These positions are further subdivided according to the area of the field in which

4012-421: The football (or soccer ball ). Two teams of eleven players each compete to get the ball into the other team's goal (between the posts and under the bar), thereby scoring a goal. The team that has scored more goals at the end of the game is the winner; if both teams have scored an equal number of goals then the game is a draw. Each team is led by a captain who has only one official responsibility as mandated by

4130-561: The 2020–21 season . Clubs in bold are competing in Segunda División as of the 2024–25 season . Clubs in italics no longer exist. Seasons in itallcs mean shared titles due to regionalisation (1949–1968). *Championships won by Málaga CF and CD Málaga Association football Association football , more commonly known as football or soccer , is a team sport played between two teams of 11 players each, who almost exclusively use their feet to propel

4248-527: The Caribbean and Oceania regions (except Australia ) have yet to make a mark in international football. When it comes to men's national teams, Europeans and South Americans continue to dominate the FIFA World Cup, as no team from any other region has managed to even reach the final. These regional trends do not hold true for the women's game, as the United States women's national team has won

4366-635: The 1960s and 1970s. The Italian women's football league was established in 1968. In December 1969, the Women's Football Association was formed in England, with the sport eventually becoming the most prominent team sport for women in the United Kingdom. Two unofficial women's World Cups were organised by the FIEFF in 1970 and in 1971 . Also in 1971, UEFA members voted to officially recognise women's football, while The Football Association rescinded

4484-738: The 1968-69 season when it transitioned back to the singular group system that is in place today. From 1977 to 1984, when its management transitioned to the National Professional Football League, the tournament was referred to as Second Division A, after the introduction of the Second Division B as the third level in the national football hierarchy. During the 2019-20 season, a global outbreak of severe acute respiratory syndrome coronavirus-2 emerged, having originated in Asia and subsequently spreading to Europe. As

4602-463: The 2011-12 season, Deportivo de La Coruña set a new record by amassing 91 points, leading them to clinch the championship. The subsequent season, 2012–13, witnessed Elche as the first team to maintain the top position throughout all 42 matchdays. The league contains 22 teams that play each other home and away for a 42-match season. Each year three teams are promoted to La Liga. The top two teams earn an automatic promotion. The third team to be promoted

4720-576: The FIFA Women's World Cup four times, more than any other women's team. Football is played at a professional level all over the world. Millions of people regularly go to football stadiums to follow their favourite teams, while billions more watch the game on television or on the internet. A very large number of people also play football at an amateur level. According to a survey conducted by FIFA published in 2001, over 240 million people from more than 200 countries regularly play football. Football has

4838-470: The First Division. Nonetheless, on the final matchday, multiple players from Club de Fútbol Fuenlabrada, S.A.D. were diagnosed with the virus. Consequently, their pivotal game against Real Club Deportivo de La Coruña , which was of great importance to the league standings, was delayed. This disruption impacted several clubs and the ensuing promotion playoffs. The 2006-07 and 2007-08 seasons marked

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4956-910: The Football Association, the Scottish Football Association , the Football Association of Wales , and the Irish Football Association . FIFA , the international football body, was formed in Paris in 1904 and declared that they would adhere to the Laws of the Game of the Football Association. The growing popularity of the international game led to the admittance of FIFA representatives to the IFAB in 1913. The board consists of four representatives from FIFA and one representative from each of

5074-467: The Game while the ball is in play. The offences that constitute a foul are listed in Law 12. Handling the ball deliberately, tripping an opponent, or pushing an opponent, are examples of "penal fouls", punishable by a direct free kick or penalty kick depending on where the offence occurred. Other fouls are punishable by an indirect free kick . The referee may punish a player's or substitute's misconduct by

5192-547: The Garanti bank from Dogus Holdings for €1.988 billion, bringing its share to 39.9% of the entity. In February 2017, it reached a new purchase agreement with Dogus to acquire 9.95% more from Garanti bank for €859 million, increasing its participation to 49.85% . On November 15, 2021, BBVA offered to purchase the remaining 50.15% of shares in Garanti bank. In May 2022, BBVA reached a 86% stake in Garanti BBVA. In 2021

5310-475: The IFAB Laws. Each team consists of a maximum of eleven players (excluding substitutes ), one of whom must be the goalkeeper . Competition rules may state a minimum number of players required to constitute a team, which is usually seven. Goalkeepers are the only players allowed to play the ball with their hands or arms, provided they do so within the penalty area in front of their own goal. Though there are

5428-430: The Laws of the Game in connection with the match to which he has been appointed" (Law 5), and whose decisions are final. The referee is assisted by two assistant referees . In many high-level games there is also a fourth official who assists the referee and may replace another official should the need arise. Goal line technology is used to measure if the whole ball has crossed the goal-line thereby determining whether

5546-676: The Laws of the Game. The most prestigious senior international competitions are the FIFA World Cup and the FIFA Women's World Cup . The men's World Cup is the most-viewed sporting event in the world, surpassing the Olympic Games . The two most prestigious competitions in club football are the UEFA Champions League and the UEFA Women's Champions League , which attract an extensive television audience worldwide. The final of

5664-479: The Laws of the Game: to represent their team in the coin toss before kick-off or penalty kicks . The primary law is that players other than goalkeepers may not deliberately handle the ball with their hands or arms during play, though they must use both their hands during a throw-in restart. Although players usually use their feet to move the ball around, they may use any part of their body (notably, "heading" with

5782-605: The Provincial Bank, which had been founded in 1953. It also expanded its presence in Argentina with the acquisition of Banco de Credito Argentino. It also entered into the pension funds business in Bolivia, founding BBVA Previsión AFP. In 1998, the bank entered Chile after buying Banco BHIF, and AFP Provida one year later. It also entered Brazil with the purchase of Banco Excel-Econômico; and in Argentina, BBVA bought

5900-573: The Third Division. Conversely, Group B represented the third tier, wherein two teams were promoted to the Second Division, while the remaining eight joined the newly formed Third Division in the subsequent season. For this inaugural season, Group A consisted of the following clubs: Sevilla F. C. , Iberia S. C. , Deportivo Alavés , Real Sporting de Gijón , Valencia F. C. , Real Betis Balompié , Real Oviedo F. C. , Real Club Celta , R. C. Deportivo de La Coruña , and Racing Club de Madrid . On

6018-597: The US. In 2020, BBVA USA was sold to PNC Financial Services for US$ 11.6 billion. In 2010, the Group acquired 24.9% of the capital of Turkiye Garanti Bankasi AS , the second largest bank in Turkey, and reached an agreement with the Dogus Group — the reference shareholder of Garanti — to manage the entity jointly. Subsequently, this participation increased to 25.01%. In November 2014, BBVA acquired an additional 14.89% of

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6136-590: The United States (Compass). Garanti Bank, the Group's franchise in Turkey , changed its name to Garanti BBVA. In January 2021, BBVA said that it was looking for plans to lower the costs, then in February 2021, it was reported that BBVA is planning to cut around 3000 jobs in Spain after a fall of 48% of its net profit in the fourth quarter of 2020. As of January 2023, BBVA had the following debt ratings with

6254-480: The United States. A notable exception is New Zealand, where in the first two decades of the 21st century, under the influence of international television, "football" has been gaining prevalence, despite the dominance of other codes of football, namely rugby union and rugby league . The term soccer comes from Oxford "-er" slang, which was prevalent at the University of Oxford in England from about 1875, and

6372-460: The ban that prohibited women from playing on association members' pitches in England. Women's football still faces many struggles, but its worldwide growth has seen major competitions being launched at both the national and international levels, mirroring the men's competitions. The FIFA Women's World Cup was inaugurated in 1991: the first tournament was held in China, featuring 12 teams from

6490-700: The bank virtually opened in Italy. In 1932, the Economic Research Department was created to disseminate knowledge of financial matters among society. In May 2010, BBVA created BBVA Research, a platform that merges the Economic Research Department with the Global Market unit. In 1988, the BBVA Foundation was created to support and promote scientific research and cultural creation, the dissemination of culture and knowledge, and

6608-410: The beginning of each playing period with a kick-off until the end of the playing period, the ball is in play at all times, except when either the ball leaves the field of play, or play is stopped by the referee. When the ball becomes out of play, play is restarted by one of eight restart methods depending on how it went out of play: A foul occurs when a player commits an offence listed in the Laws of

6726-534: The beginning of the Croatian War of Independence of the 1990s, when a match between Dinamo Zagreb and Red Star Belgrade degenerated into rioting in May 1990. Women's association football has historically seen opposition, with national associations severely curbing its development and several outlawing it completely. Women may have been playing football for as long as the game has existed. Evidence shows that

6844-404: The buildup, direct red card decisions, and penalty decisions. The ball is spherical with a circumference of between 68 and 70 cm (27 and 28 in), a weight in the range of 410 to 450 g (14 to 16 oz), and a pressure between 0.6 and 1.1 standard atmospheres (8.5 and 15.6 pounds per square inch ) at sea level. In the past the ball was made up of leather panels sewn together, with

6962-750: The champions of these two club competitions would contest the Intercontinental Cup to prove which team was the best in the world. In the 21st century, South America has continued to produce some of the best footballers in the world, but its clubs have fallen behind the still dominant European clubs, which often sign the best players from Latin America and elsewhere. Meanwhile, football has improved in Africa , Asia and North America , and nowadays, these regions are at least on equal grounds with South America in club football, although countries in

7080-601: The championship title on eight occasions. They are followed by Sporting de Gijón with 48 seasons, Tenerife and Sabadell with 44, Hércules de Alicante with 43, and Real Club Deportivo de La Coruña , Castellón , and Cádiz each with 41 seasons. Sociedad Deportiva Eibar holds the record for consecutive seasons in the division, with 18 seasons running from 1987/88 to 2005/06. Among all teams that have ever competed in this division, only six have never featured in lower divisions: Atlético de Madrid , Espanyol , Valencia , Sevilla , Real Sociedad , and Sporting de Gijón . In

7198-425: The course of the game. The maximum number of substitutions permitted in most competitive international and domestic league games is five in 90 minutes, with each team being allowed one more if the game should go into extra-time; the permitted number may vary in other competitions or in friendly matches . Common reasons for a substitution include injury, tiredness, ineffectiveness, a tactical switch, or timewasting at

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7316-453: The eighth century. The modern rules of association football are based on the mid-19th century efforts to standardise the widely varying forms of football played in the public schools of England. The Cambridge rules , first drawn up at the University of Cambridge in 1848, were particularly influential in the development of subsequent codes, including association football. The Cambridge rules were written at Trinity College, Cambridge , at

7434-420: The end of a finely poised game. In standard adult matches, a player who has been substituted may not take further part in a match. IFAB recommends "that a match should not continue if there are fewer than seven players in either team". Any decision regarding points awarded for abandoned games is left to the individual football associations. A game is officiated by a referee , who has "full authority to enforce

7552-405: The end of the game is the winner. There are situations where a goal can be disallowed, such as an offside call or a foul in the build-up to the goal. Depending on the format of the competition, an equal number of goals scored may result in a draw being declared with 1 point awarded to each team, or the game goes into extra time or a penalty shoot-out . Internationally, association football

7670-464: The financial capitals of Europe, America and Asia. Likewise, the bank initiated a policy of expansion in America through the purchase of local banks in various countries of the continent. In 2019 the Bank changed its name to BBVA, dropping local brand names in Argentina ( Francés ), Mexico ( Bancomer ), Peru ( Continental ), and the United States ( Compass ). In addition to the rebranding, Garanti in Turkey

7788-695: The financial inclusion and health of one million people and promoting sustainable development and investment. BBVA's link to sustainability and sustainable finance began in 2007, when it became one of the banks to participate in the first green bond issued by the EIB. In 2021, BBVA joined, as one of the 43 founding members, the "Net-Zero Banking Alliance" initiative, promoted by the United Nations to encourage banks' lending and investment portfolios to be net zero in greenhouse gas emissions by 2050. In March 2022, BBVA invested 18.5 million euros in "LowerCarbon",

7906-403: The firm started an initiative to digitally transform the bank. Following implementation, it saw a 19% year-on-year increase in new customers. As of 2015, the total number of these clients stood at 14.8 million. In 2019, BBVA decides to unify its brand worldwide and introduces a new logo. This meant the disappearance of local names in Argentina (Francés), Mexico (Bancomer), Peru (Continental), and

8024-542: The first in the world to contribute to gender equality. May 27, 2014 established BBVA Credit. Inc., Financial service with branch at 875W, Deer Valley Phoenix, Arizona, 85027, United States. In March 2022, in line with the European Commission and OECD's framework for financial competence for adults in the European Union, BBVA implements a plan to promote financial education programs aimed at improving

8142-422: The first instances when the championship adopted a commercial designation, being named "Liga BBVA " following a sponsorship agreement between the National Professional Football League and the bank of the same title. From the 2008-09 through to the 2015-16 seasons, the division was rebranded as "Liga Adelante" as the bank transitioned to sponsor the First Division. In the 2016-17 season, Banco Santander emerged as

8260-420: The forehead) other than their hands or arms. Within normal play, all players are free to play the ball in any direction and move throughout the pitch, though players may not pass to teammates who are in an offside position. During gameplay, players attempt to create goal-scoring opportunities through individual control of the ball, such as by dribbling , passing the ball to a teammate, and by taking shots at

8378-528: The formation of a Sheffield FA in 1867. In 1862, John Charles Thring of Uppingham School also devised an influential set of rules. These ongoing efforts contributed to the formation of The Football Association (The FA) in 1863, which first met on the morning of 26 October 1863 at the Freemasons' Tavern in Great Queen Street , London. The only school to be represented on this occasion

8496-531: The four British associations. For most of the 20th century, Europe and South America were the dominant regions in association football. The FIFA World Cup , inaugurated in 1930 , became the main stage for players of both continents to show their worth and the strength of their national teams. In the second half of the century, the European Cup and the Copa Libertadores were created, and

8614-508: The four major rating agencies: The international presence of BBVA began in 1902, when the Banco de Bilbao opened a branch in Paris and in 1918 another in London , thus becoming the first Spanish bank with a presence abroad. In the 1970s, Banco de Bilbao, Banco de Vizcaya and Banco Exterior were configured as international groups, with the installation of operational and representative offices in

8732-695: The game in a specific position, there are few restrictions on player movement, and players can switch positions at any time. The layout of a team's players is known as a formation . Defining the team's formation and tactics is usually the prerogative of the team's manager . There are 17 laws in the official Laws of the Game, each containing a collection of stipulations and guidelines. The same laws are designed to apply to all levels of football for both sexes, although certain modifications for groups such as juniors, seniors and people with physical disabilities are permitted. The laws are often framed in broad terms, which allow flexibility in their application depending on

8850-425: The goal, which is guarded by the opposing goalkeeper. Opposing players may try to regain control of the ball by intercepting a pass or through tackling the opponent in possession of the ball; however, physical contact between opponents is restricted. Football is generally a free-flowing game, with play stopping only when the ball has left the field of play or when play is stopped by the referee for an infringement of

8968-404: The highest global television audience in sport. In many parts of the world, football evokes great passions and plays an important role in the life of individual fans , local communities, and even nations. Ryszard Kapuściński says that Europeans who are polite, modest, or humble fall easily into rage when playing or watching football games. The Ivory Coast national football team helped secure

9086-687: The instigation of Alcock. England is also home to the world's first football league , which was founded in Birmingham in 1888 by Aston Villa director William McGregor . The original format contained 12 clubs from the Midlands and Northern England . Laws of the Game are determined by the International Football Association Board (IFAB). The board was formed in 1886 after a meeting in Manchester of

9204-522: The insurer Consolidar, created in 1994. In 2000, the merger of BBV Probursa with Bancomer occurred in Mexico to create BBVA Bancomer , the first bank in the country by volume of assets. At the beginning of 2004, the Group announced the takeover bid for 100% of the shares of Bancomer that did not yet belong to BBVA, buying all the shares of the Mexican bank. In 2004 it acquired 100% of Hipotecaria Nacional,

9322-759: The lack of a crossbar, rules which made it remarkably similar to Victorian rules football being developed at that time in Australia. The Sheffield FA played by its own rules until the 1870s, with the FA absorbing some of its rules until there was little difference between the games. The world's oldest football competition is the FA Cup , which was founded by the footballer and cricketer Charles W. Alcock , and has been contested by English teams since 1872. The first official international football match also took place in 1872, between Scotland and England in Glasgow , again at

9440-474: The legal trademark would be renamed Scotiabank Azul until its full integration with Scotiabank. The total change was made in October 2018. In 2004, the Group began another line of international expansion with entry into the US market, with acquisitions of entities in the south of the country ( Sunbelt region ), taking advantage of the strength of its Mexican subsidiary BBVA Bancomer . In the second quarter of

9558-614: The men's tournament is the most-watched annual sporting event in the world. Association football is one of a family of football codes that emerged from various ball games played worldwide since antiquity. Within the English-speaking world, the sport is now usually called "football" in Great Britain and most of Ulster in the north of Ireland, whereas people usually call it "soccer" in regions and countries where other codes of football are prevalent, such as Australia, Canada, South Africa, most of Ireland (excluding Ulster), and

9676-582: The name " BBVA Compass ". In 2009, it acquired the Guaranty Bank in Texas, following the collapse of this entity. In 2014, BBVA acquired the US digital banking company Simple for 117 million dollars. In its push towards a digital future in 2015 acquired the California company Spring Studio, specializing in user experience and digital design. By 2018, BBVA USA was one of the 30 largest banks in

9794-534: The nature of the game. The Laws of the Game are published by FIFA, but are maintained by the IFAB. In addition to the seventeen laws, numerous IFAB decisions and other directives contribute to the regulation of association football. Within the United States, Major League Soccer used a distinct ruleset during the 1990s and the National Federation of State High School Associations and NCAA still use rulesets that are comparable to, but different from,

9912-538: The next stoppage of play. The referee's decision in all on-pitch matters is considered final. The score of a match cannot be altered after the game, even if later evidence shows that decisions (including awards/non-awards of goals) were incorrect. BBVA The bank was founded as Banco de Bilbao, on May 28, 1857, in Bilbao. BBVA's operational headquarters are located in Madrid , in the Ciudad BBVA complex. It

10030-426: The offences that constitute misconduct are listed, the definitions are broad. In particular, the offence of "unsporting behaviour" may be used to deal with most events that violate the spirit of the game, even if they are not listed as specific offences. A referee can show a yellow or red card to a player, substitute, substituted player, and to non-players such as managers and support staff. Rather than stopping play,

10148-584: The old savings and housing corporation, Banco Granahorrar de Colombia, whose shares belonged to the Grancolombian group, and with the financial and economic crisis of the late 90s, it passed into the hands of the state through Fogafin. Later, it merged with BBVA Colombia, creating one of the largest banking groups in the country. In 2017 BBVA acquired the Mexican company Openpay, a startup fintech specializing in online payments. As of July 6, 2018 Scotiabank Chile assumed control of BBVA Chile, with which

10266-470: The original thirteen laws of the game. The sticking point was hacking, which a twelfth club at the meeting, Blackheath FC , had wanted to keep, resulting in them withdrawing from the FA. Other English rugby clubs followed this lead and did not join the FA, and instead in 1871, along with Blackheath, formed the Rugby Football Union . The FA rules included handling of the ball by "marks" and

10384-418: The other hand, Group B featured Cultural y Deportiva Leonesa , Real Murcia F. C. , C. D. Castellón , C. D. Torrelavega , Zaragoza C. D. , Real Valladolid Deportivo , C. A. Osasuna , Tolosa C. F., Barakaldo C. F., and Cartagena F. C.. The structure and number of teams in the competition have evolved over time. In the 1934-35 season, the league was segmented into multiple groups. This format persisted until

10502-432: The pitch does not become square. In 2008, the IFAB initially approved a fixed size of 105 m (115 yd) long and 68 m (74 yd) wide as a standard pitch dimension for international matches; however, this decision was later put on hold and was never actually implemented. The longer boundary lines are touchlines , while the shorter boundaries (on which the goals are placed) are goal lines . A rectangular goal

10620-437: The pitch, making it more socially acceptable for women to play. The first match recorded by the Scottish Football Association took place in 1892 in Glasgow . In England, the first recorded game of football between women took place in 1895. Women's football has traditionally been associated with charity games and physical exercise, particularly in the United Kingdom. Association football continued to be played by women since

10738-437: The player spends the most time. For example, there are central defenders and left and right midfielders. The ten outfield players may be arranged in any combination. The number of players in each position determines the style of the team's play; more forwards and fewer defenders creates a more aggressive and offensive-minded game, while the reverse creates a slower, more defensive style of play. While players typically spend most of

10856-400: The players and spectators by holding up a board showing this number. The signalled stoppage time may be further extended by the referee. Added time was introduced because of an incident which happened in 1891 during a match between Stoke and Aston Villa . Trailing 1–0 with two minutes remaining, Stoke were awarded a penalty kick. Villa's goalkeeper deliberately kicked the ball out of play; by

10974-407: The posts, under the bar, and fully across the goal line). When the ball is in play, the players mainly use their feet, but may also use any other part of their body, such as their head, chest and thighs, except for their hands or arms, to control, strike, or pass the ball. Only the goalkeepers may use their hands and arms, and that only within the penalty area . The team that has scored more goals at

11092-417: The primary sponsor, prompting the names "LaLiga 1|2|3" (with an enlarged "2" thus taking on the "LaLiga 2" moniker unsponsored). From the 2019-20 season onward, it became "LaLiga SmartBank". During the 2023-24 season, the new sponsor was introduced as EA Sports , resulting in the title "LaLiga Hypermotion". Real Murcia has participated in the Second Division for the most seasons, a total of 53, and has secured

11210-471: The purchase of Probursa, which later merged with BBVA Bancomer to form the financial group BBVA Bancomer that operates in the banking and insurance sector. In 1996, it entered Colombia with the acquisition of Banco Ganadero, and Argentina with the acquisition of BBVA Francés . It also made new acquisitions in Mexico, buying Banca Cremí and Banco de Oriente. In 1997, BBVA entered Venezuela by acquiring

11328-738: The recognition of talent through various awards, grants and scholarships. In 2007, BBVA set up the Microfinance Foundation in Latin America, a non-profit organization created with the aim of promoting the sustainable development of entrepreneurs in vulnerable situations. In 2021, the Organization for Economic Cooperation and Development (OECD) recognized the BBVA Microfinance Foundation as the first to contribute to development in Latin America and

11446-416: The referee may allow play to continue if doing so will benefit the team against which an offence has been committed. This is known as "playing an advantage". The referee may "call back" play and penalise the original offence if the anticipated advantage does not ensue within "a few seconds". Even if an offence is not penalised due to advantage being played, the offender may still be sanctioned for misconduct at

11564-419: The referee. Stoppage time does not fully compensate for the time in which the ball is out of play , and a 90-minute game typically involves about an hour of "effective playing time". The referee alone signals the end of the match. In matches where a fourth official is appointed, towards the end of the half, the referee signals how many minutes of stoppage time they intend to add. The fourth official then informs

11682-440: The respective six confederations. The World Cup has been held every four years since; by 2019 , it had expanded to 24 national teams, and 1.12 billion viewers watched the competition. Four years later , FIFA targeted the 32-team 2023 Women's World Cup at an audience of 2 billion, while about 1.4 million tickets were sold, setting a Women's World Cup record. Women's football has been an Olympic event since 1996 . North America

11800-544: The rules. After a stoppage, play recommences with a specified restart. At a professional level, most matches produce only a few goals. For example, the 2022–23 season of the English Premier League produced an average of 2.85 goals per match. The Laws of the Game do not specify any player positions other than goalkeeper, but a number of specialised roles have evolved. Broadly, these include three main categories: strikers , or forwards, whose main task

11918-554: The sexes are so widely divided are all on the side of emancipation , and I look forward to the time when ladies may sit in Parliament and have a voice in the direction of affairs, especially those which concern them most." Honeyball and those like her paved the way for women's football. However, the women's game was frowned upon by the British football associations and continued without their support. It has been suggested that this

12036-554: The share prices at the time, of 26.7 billion euros. Shortly after, both parties ended their talks after failing to agree on price. Later on in May 2024, BBVA presented a $ 13.11 billion takeover bid directly to Sabadell's shareholders. However, the Economy Ministry has the power to block any merger or acquisition of a bank, meaning that the Spanish government has six months to decide whether to block this takeover. In 2007,

12154-469: The three lowest-placed teams in that division. The Second Division National Championship was inaugurated concurrently with the First Division , during the 1928-29 season. This setup comprised twenty teams divided into two groups: A and B. Group A functioned as the secondary national level, where the leading team would contest for promotion to the First Division and the bottom two faced relegation to

12272-447: The time it was recovered, the clock had run out and the game was over, leaving Stoke unable to attempt the penalty. The same law also states that the duration of either half is extended until a penalty kick to be taken or retaken is completed; thus, no game can end with an uncompleted penalty. In league competitions, games may end in a draw. In knockout competitions where a winner is required, various methods may be employed to break such

12390-538: The time of the first recorded women's games in the late 19th century. The best-documented early European team was founded by activist Nettie Honeyball in England in 1894. It was named the British Ladies' Football Club . Honeyball is quoted as, "I founded the association late last year [1894], with the fixed resolve of proving to the world that women are not the 'ornamental and useless' creatures men have pictured. I must confess, my convictions on all matters where

12508-422: The tournament or be the champion. Goals scored during extra time periods count towards the final score of the game, but kicks from the penalty mark are only used to decide the team that progresses to the next part of the tournament, with goals scored in a penalty shoot-out not making up part of the final score. In competitions using two-legged matches , each team competes at home once, with an aggregate score from

12626-613: The transmission of cuju outside of China, especially the form of the game popular in the Tang dynasty , the period when the inflatable ball was invented and replaced the stuffed ball. Other East Asian games include kemari in Japan and chuk-guk in Korea, both influenced by cuju . Kemari originated after the year 600 during the Asuka period . It was a ceremonial rather than

12744-478: The two financial groups nationalized by the Government of Spain (Unnim Banc and Catalunya Banc ), which grouped 6 Catalan savings banks. In 2020, BBVA entered into negotiations with smaller competitor Sabadell to create Spain's second-biggest domestic lender by assets; according to Reuters , the bank would have nearly 600 billion euros ($ 710.52 billion) in assets in Spain and a combined market value, based on

12862-439: The two matches deciding which team progresses. Where aggregates are equal, the away goals rule may be used to determine the winners, in which case the winner is the team that scored the most goals in the leg they played away from home. If the result is still equal, extra time and potentially a penalty shoot-out are required. Under the Laws, the two basic states of play during a game are ball in play and ball out of play . From

12980-466: The virus rapidly spread across the continent, leading to rising infections and fatalities, sports entities began implementing preventative measures. In Spain, to mitigate the spread, only one match was held behind closed doors, without spectators, yet the concern and rate of infections did not diminish, with several players and club executives testing positive. In light of the escalating situation, La Liga opted to halt all competitions temporarily, following

13098-619: The year, the Group announced the purchase of Valley Bank in California through BBVA Bancomer. In 2005, it bought the Banco Laredo (located in Texas ), and in 2006 the Texas Regional Bancshares ( Texas State Bank ). In 2007, BBVA acquired Alabama Compass Bank in the US, strengthening its franchise in that country. Later, BBVA unified its corporate image in the country by reorganizing its entire portfolio of brands under

13216-516: Was Charterhouse . The Freemasons' Tavern was the setting for five more meetings of The FA between October and December 1863; the English FA eventually issued the first comprehensive set of rules named Laws of the Game , forming modern football. The laws included bans on running with the ball in hand and hacking (kicking an opponent in the shins), tripping and holding. Eleven clubs, under the charge of FA secretary Ebenezer Cobb Morley , ratified

13334-409: Was adopted. In 1991, the Spanish government of Felipe González created the public bank Argentaria, grouping in it the Spanish public banks. Subsequently, between 1993 and 1998 the process of privatization of the entity was carried out. BBV and Argentaria announced their merger project on October 19, 1999, with the aim of continuing to create value. The new bank (BBVA) was born with a significant size,

13452-533: Was first recorded as in exercise in the Zhan Guo Ce , a military history from the Han dynasty . Cuju players would pass the ball around, having to avoid it touching the ground at any point. It was then passed to a designated player, who attempted to kick it through the fengliu yan , a circular goal atop 10–11 meter poles. During the Han dynasty (206 BCE – 220 CE), cuju games were standardised and rules were established. The Silk Road facilitated

13570-419: Was first recorded in 1889 in the earlier form of socca . Kicking ball games arose independently multiple times across multiple cultures. The Chinese competitive game cuju ( 蹴鞠 , literally "kickball"; also known as tsu chu ) resembles modern association football as well as a mix of basketball, and volleyball. This is the earliest form of a kicking game for which there is historical evidence. The game

13688-504: Was motivated by a perceived threat to the "masculinity" of the game. Women's football became popular on a large scale at the time of the First World War , when female employment in heavy industry spurred the growth of the game, much as it had done for men 50 years earlier. The most successful team of the era was Dick, Kerr Ladies F.C. of Preston, England . The team played in one of the first women's international matches against

13806-602: Was present in more than 30 countries. On April 2, 2018, it was ranked the 42nd largest bank in the world by total assets. In 2022 BBVA was recognized as the country's overall best-performing bank by The Banker . BBVA has been designated as a Significant Institution since the entry into force of European Banking Supervision in late 2014, and as a consequence is directly supervised by the European Central Bank . The history of BBVA began in 1857 in Bilbao ,

13924-564: Was renamed Garanti BBVA . The Banco de Vizcaya acquired the Commercial Bank of Mayagüez in Puerto Rico in 1979, a bank founded in 1967 by a group of merchants and industrialists. When it became BBVA Puerto Rico, in 1992 it began a growth stage through acquisitions, which gave rise to BBVA Puerto Rico. In 1995, the group entered Peru , with the privatization and subsequent acquisition of Banco Continental, and in Mexico , with

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