University Bank is a community bank headquartered in Ann Arbor, Michigan .
52-627: The bank was founded in 1890 in Newberry, Michigan , as The Newberry Bank and renamed The Newberry State Bank on May 3, 1908. In 1995, the bank sold its assets, adopted its current name, and moved to Ann Arbor. Its headquarters are in the Leander J. Hoover Mansion. The bank is fully owned by University Bancorp. Along with its Michigan-based subsidiaries, the bank holds and manages more than $ 30.5 billion in financial assets for more than 163,000 customers. It has more than 500 employees. University Bank
104-448: A ledger. Beginning in 1970 information was gathered via mailed forms. To reduce paper usage, reduce payroll expense and acquire the most comprehensive list of addresses ever compiled, 500,000 handheld computers (HHCs) (specifically designed, single-purpose devices) were used for the first time in 2009 during the address canvassing portion of the 2010 Decennial Census Project. Projected savings were estimated to be over $ 1 billion. The HHC
156-511: A northern and southern half called "divisions". In the following decades, several other systems were used, until the current one was introduced in 1910. This system has seen only minor changes: New Mexico and Arizona were both added to the Mountain division upon statehood in 1912, the North region was divided into a Northeast and a North Central region in 1940, Alaska and Hawaii were both added to
208-458: A real-time estimate in U.S. and World Population Clock. Only peoples whose live in the 50 states and within the District of Columbia are included in the estimation. The United States Census Bureau is committed to confidentiality and guarantees non-disclosure of any addresses or personal information related to individuals or establishments. Title 13 of the U.S. Code establishes penalties for
260-585: A weekly independent newspaper, since 1886. In addition to radio stations broadcasting directly from Newberry, radio stations from the Sault Ste. Marie market can also be heard in the community. United States Census Bureau The United States Census Bureau ( USCB ), officially the Bureau of the Census , is a principal agency of the U.S. Federal Statistical System , responsible for producing data about
312-496: A zero and uses the term " decennial " to describe the operation. Between censuses, the Census Bureau makes population estimates and projections. In addition, census data directly affects how more than $ 400 billion per year in federal and state funding is allocated to communities for neighborhood improvements, public health , education, transportation and more. The Census Bureau is mandated with fulfilling these obligations:
364-614: Is a village and county seat of Luce County in the U.S. state of Michigan . The village is located within McMillan Township and is the only incorporated community in Luce County. The population was 1,446 at the 2020 census . Newberry is surrounded by state and national forests and is considered the southern gateway to the Tahquamenon Falls area, which the other being Paradise to the northeast. Newberry
416-493: Is also served by Tahquamenon Area Schools. The school district serves an area of 1,524 square miles (3,950 km ), which ranks it as the largest public school district in the state by area. It is also noted as the largest school district in the country east of the Mississippi River . The district enrolled 573 students for the 2019–2020 school year. The Newberry community has been served by The Newberry News,
468-482: Is at stake, the census also runs the risk of being politicized." Such political tensions highlight the complexity of identity and classification ; some argue that unclear results from the population data "is due to distortions brought about by political pressures." One frequently used example includes ambiguous ethnic counts, which often involves underenumeration and/or undercounting of minority populations. Ideas about race, ethnicity and identity have also evolved in
520-553: Is pervasive. The territories are not included, but the District of Columbia is. Regional divisions used by the United States Census Bureau: The first census was collected in 1790 and published in 1791. It was 56 pages and cost $ 44,377.28. The current system was introduced for the 1910 census, but other ways of grouping states were used historically by the Census Bureau. The first of these
572-702: The American people and economy . The U.S. Census Bureau is part of the U.S. Department of Commerce and its director is appointed by the President of the United States . Currently, Robert Santos is the Director of the U.S. Census Bureau and Ron S. Jarmin is the Deputy Director. The Census Bureau's primary mission is conducting the U.S. census every ten years, which allocates the seats of
SECTION 10
#1732783896238624-690: The Bureau of Justice Statistics (BJS), the Department of Housing and Urban Development (HUD), the National Center for Education Statistics (NCES), and the National Science Foundation (NSF), among others. Since 1903, the official census-taking agency of the United States government has been the Bureau of the Census. The Census Bureau is headed by a director, assisted by a deputy director and an executive staff composed of
676-494: The Census Information Center cooperative program that involves 58 "national, regional, and local non-profit organizations". The CIC program aims to represent the interests of underserved communities. The 1890 census was the first to use the electric tabulating machines invented by Herman Hollerith . For 1890–1940 details, see Truesdell, Leon E. (1965). The Development of Punch Card Tabulation in
728-633: The Duck Lake Fire burned approximately 34 square miles (88.1 km ) of forests near Tahquamenon Falls State Park to the northeast. Both wildfires were caused by lightning strikes. While the village itself was not threatened, firefighting efforts were coordinated in Newberry. According to the United States Census Bureau , the village has a total area of 0.98 square miles (2.54 km ), all of it land. According to
780-884: The FDIC and Michigan Office of Financial and Insurance Regulation sent a cease-and-desist order to University Bank to stop conducting business with SWIFT and requiring more liquidity. The order also noted that the bank lacked an effective system of controls to comply with the Bank Secrecy Act . University Bank has grown rapidly and has been profitable. Its annual revenue grew from $ 6.57 million in 2004 to over $ 140 million in 2020. Over those same 16 years, University Bank's return on shareholders' equity has averaged 20%, and common shareholders' equity grew from $ 3.0 million in 2004 to over $ 50 million in 2020. University Bank's subsidiaries include: Newberry, Michigan Newberry ( / ˈ n uː b ɛər i / NOO -bair-ee )
832-509: The Köppen Climate Classification system, Newberry has a humid continental climate , abbreviated "Dfb" on climate maps. A humid continental climate (Köppen prefix D and a third letter of a or b) is a climatic region defined by large seasonal temperature differences, with warm to hot (and often humid) summers and cold (sometimes severely cold in the northern areas) winters. Precipitation is usually distributed throughout
884-646: The Topologically Integrated Geographic Encoding and Referencing (TIGER) database system. Census officials were able to evaluate the more sophisticated and detailed results that the TIGER system produced; furthermore, TIGER data is also available to the public. And while the TIGER system does not directly amass demographic data, as a geographic information system (GIS), it can be used to merge demographics to conduct more accurate geospatial and mapping analysis. In July 2019,
936-456: The U.S. House of Representatives to the states based on their population. The bureau's various censuses and surveys help allocate over $ 675 billion in federal funds every year and it assists states, local communities, and businesses make informed decisions. The information provided by the census informs decisions on where to build and maintain schools, hospitals, transportation infrastructure, and police and fire departments. In addition to
988-612: The 2021 census estimates, its median household income was $ 40,893. The village is served by Tahquamenon Area Schools, which contains a single main campus within Newberry. The school district serves all of Luce County. The district also serves Hulbert Township to the east in Chippewa County , as well as Seney Township to the west in Alger County . Most of Portage Township to the south in Mackinac County
1040-428: The Bureau of the Census, 1890–1940: With outlines of actual tabulation programs . U.S. GPO . In 1946, knowing of the bureau's funding of Hollerith and, later, Powers , John Mauchly approached the bureau about early funding for UNIVAC development. A UNIVAC I computer was accepted by the bureau in 1951. Historically, the census information was gathered by census takers going door-to-door collecting information in
1092-559: The Census Bureau released individual information regarding several hundred young men to the Justice Department and Selective Service system for the purpose of prosecutions for draft evasion. During World War II , the United States Census Bureau assisted the government's Japanese American internment efforts by providing confidential neighborhood information on Japanese-Americans . The bureau's role
SECTION 20
#17327838962381144-458: The Census Bureau stopped releasing new data via American FactFinder, which was decommissioned in March 2020 after 20 years of being the agency's primary tool for data dissemination. The new platform is data.census.gov. Throughout the decade between censuses, the bureau conducts surveys to produce a general view and comprehensive study of the United States' social and economic conditions. Staff from
1196-524: The Current Surveys Program conduct over 130 ongoing and special surveys about people and their characteristics. A network of professional field representatives gathers information from a sample of households, responding to questions about employment, consumer expenditures, health, housing, and other topics. Surveys conducted between decades: The Census Bureau also collects information on behalf of survey sponsors. These sponsors include
1248-501: The HHC. Since the units were updated nightly with important changes and updates, operator implementation of proper procedure was imperative. Census Bureau stays current by conducting research studies to improve the work that they do. Census researchers explore topics about survey innovations, participation, and data accuracy, such as undercount, overcount, the use of technologies, multilingual research, and ways to reduce costs. In addition,
1300-455: The Nation's people and economy." Only after 72 years does the information collected become available to other agencies or the general public. Seventy-two years was picked because usually by 72 years since the census is taken, most participants would be deceased. Despite these guarantees of confidentiality, the Census Bureau has some history of disclosures to other government agencies. In 1918,
1352-592: The Pacific division upon statehood in 1959, and the North Central region was renamed the Midwest in 1984. Many federal, state, local and tribal governments use census data to: Census data is used to determine how seats of Congress are distributed to states. Census data is not used to determine or define race genetically, biologically or anthropologically. The census data is also used by the Bureau to obtain
1404-498: The U.S. Code. By law, the Census Bureau must count everyone and submit state population totals to the U.S. president by December 31 of any year ending in a zero. States within the Union receive the results in the spring of the following year. The United States Census Bureau defines four statistical regions, with nine divisions. The Census Bureau regions are "widely used...for data collection and analysis". The Census Bureau definition
1456-516: The United States or foreign governments, or law enforcement agencies such as the IRS or the FBI or Interpol . "Providing quality data, for public good—while respecting individual privacy and, at the same time, protecting confidentiality—is the Census Bureau's core responsibility"; "Keeping the public's trust is critical to the Census's ability to carry out the mission as the leading source of quality data about
1508-581: The United States, and such changes warrant examination of how these shifts have impacted the accuracy of census data over time. The United States Census Bureau began pursuing technological innovations to improve the precision of its census data collection in the 1980s. Robert W. Marx, the Chief of the Geography Division of the USCB teamed up with the U.S. Geological Survey and oversaw the creation of
1560-548: The Upper Peninsula. Ranzini retained the bank charter, renamed it University Bank, and moved it to Ann Arbor, where there was only one other community bank serving a diverse, vibrant and growing community. A new management team was recruited and the bank opened in Ann Arbor in early 1996. After the initial management team was replaced, Ranzini took over the direct day-to-day management of the bank in late 1997. In 2009,
1612-570: The associate directors. The Census Bureau headquarters has been in Suitland, Maryland , since 1942. A new headquarters complex completed there in 2007 supports over 4,000 employees. > The bureau operates regional offices in 6 cities: > New York City , Philadelphia , Chicago , Atlanta , Denver , and Los Angeles . The National Processing Center is in Jeffersonville, Indiana . Additional temporary processing facilities facilitate
University Bank - Misplaced Pages Continue
1664-515: The census was taken by marshals of the judicial districts . The Census Act of 1840 established a central office which became known as the Census Office. Several acts followed that revised and authorized new censuses, typically at the 10-year intervals. In 1902, the temporary Census Office was moved under the Department of Interior , and in 1903 it was renamed the Census Bureau under the new Department of Commerce and Labor . The department
1716-792: The collecting of statistics about the nation, its people, and economy. The Census Bureau's legal authority is codified in Title 13 of the United States Code . The Census Bureau also conducts surveys on behalf of various federal government and local government agencies on topics such as employment, crime, health, consumer expenditures , and housing. Within the bureau, these are known as "demographic surveys" and are conducted perpetually between and during decennial (10-year) population counts. The Census Bureau also conducts economic surveys of manufacturing, retail, service, and other establishments and of domestic governments. Between 1790 and 1840,
1768-628: The decennial census, the Census Bureau continually conducts over 130 surveys and programs a year, including the American Community Survey , the U.S. Economic Census , and the Current Population Survey . The U.S. Economic Census occurs every five years and reports on American Business and the American economy in order to plan business decisions. Furthermore, economic and foreign trade indicators released by
1820-500: The decennial census, which employs more than a million people. The cost of the 2000 census was $ 4.5 billion. During the years just prior to the decennial census, parallel census offices, known as "Regional Census Centers" are opened in the field office cities. The decennial operations are carried out from these facilities. The Regional Census Centers oversee the openings and closings of smaller "Area Census Offices" within their collection jurisdictions. In 2020, Regional Census Centers oversaw
1872-529: The disclosure of this information. All census employees must sign an affidavit of non-disclosure prior to employment. This non-disclosure states "I will not disclose any information contained in the schedules, lists, or statements obtained for or prepared by the Census Bureau to any person or persons either during or after employment." The punishment for breaking the non-disclosure is a fine up to $ 250,000 or 5 years in prison. The bureau cannot share responses, addresses or personal information with anyone, including
1924-658: The federal government typically contain data produced by the Census Bureau. Article One of the United States Constitution (section II) directs the population be enumerated at least once every ten years and the resulting counts used to set the number of members from each state in the House of Representatives and, by extension, in the Electoral College . The Census Bureau now conducts a full population count every ten years in years ending with
1976-638: The operation of 248 Area Census Offices, The estimated cost of the 2010 census is $ 14.7 billion. On January 1, 2013, the Census Bureau consolidated its twelve regional offices into six. Increasing costs of data collection, changes in survey management tools such as laptops and the increasing use of multi-modal surveys (i.e. internet, telephone, and in-person) led the Bureau to consolidate. The six regional offices that closed were Boston, Charlotte, Dallas, Detroit, Kansas City and Seattle. The remaining regional offices are New York City, Philadelphia, Chicago, Atlanta, Denver, and Los Angeles. The Census Bureau also runs
2028-445: The populace's private information. Enumerators (information gatherers) that had operational problems with the device understandably made negative reports. During the 2009 Senate confirmation hearings for Robert Groves , President Obama's Census Director appointee, there was much mention of problems but very little criticism of the units. In rural areas, the sparsity of cell phone towers caused problems with data transmission to and from
2080-449: The population. In 2010, there were 652 households, of which 30.1% had children under the age of 18 living with them, 39.1% were married couples living together, 14.3% had a female householder with no husband present, 4.9% had a male householder with no wife present, and 41.7% were non-families. 37.6% of all households were made up of individuals, and 15.7% had someone living alone who was 65 years of age or older. The average household size
2132-533: The population.As of the census of 2000, there were 1,686 people, 717 households, and 456 families residing in the village. The population density was 2,737.1 inhabitants per square mile (1,056.8/km ). There were 824 housing units at an average density of 839.7 per square mile (324.2/km ). The racial makeup of the village was 69.92% White, 19.29% African American, 4.95% Native American, 0.67% Asian, 0.04% Pacific Islander, 1.01% from other races, and 4.13% from two or more races. Hispanic or Latinos of any race were 3.69% of
University Bank - Misplaced Pages Continue
2184-552: The state of Michigan. Historic preservationists lost the 1970s fight to save the county's Victorian courthouse, but managed to keep the elaborate sheriff's house, now the Luce County Historical Museum. The Newberry area was the location of two major wildfires. The Sleeper Lakes Fire took place in August 2007 and burned approximately 29 square miles (75.1 km ) just north of Newberry. In May 2012,
2236-430: The year. The definition of this climate regarding temperature is as follows: the mean temperature of the coldest month must be below −3 °C (26.6 °F) and there must be at least four months whose mean temperatures are at or above 10 °C (50 °F). In addition, the location in question must not be semi-arid or arid. The Dfb, Dwb and Dsb subtypes are also known as hemiboreal. At the 2020 census, its population
2288-493: Was 1,446. In 2010, there were 1,519 people, 652 households, and 380 families residing in the village. The population density was 1,550.0 inhabitants per square mile (598.5/km ). There were 796 housing units at an average density of 812.2 per square mile (313.6/km ). The racial makeup of the village was 89.3% White , 0.4% African American , 6.3% Native American , 0.3% Asian , 0.1% Pacific Islander , and 3.6% from two or more races. Hispanic or Latinos of any race were 2.8% of
2340-428: Was 2.26 and the average family size was 2.93. In 2000, there were 717 households, of which 32.6% had children under the age of 18 living with them, 46.7% were married couples living together, 12.4% had a female householder with no husband present, and 36.4% were non-families. 32.5% of all households were made up of individuals, and 18.0% had someone living alone who was 65 years of age or older. The average household size
2392-446: Was 2.36 and the average family size was 2.95. As of 2000, the median income for a household in the village was $ 29,052, and the median income for a family was $ 36,607. Males had a median income of $ 29,286 versus $ 20,956 for females. The per capita income for the village was $ 17,224. About 15.6% of families and 18.1% of the population were below the poverty line , including 27.5% of those under age 18 and 8.4% of those age 65 or over. By
2444-552: Was denied for decades but was finally proven in 2007. United States census data are valuable for the country's political parties; Democrats and Republicans are highly interested in knowing the accurate number of persons in their respective districts. These insights are often linked to financial and economic strategies that are central to federal, state and city investments for locations of particular populations. Such apportionments are designed to distribute political power across neutral spatial allocations; however, "because so much
2496-488: Was designated as "the Moose Capital of Michigan" by the state legislature. The Newberry Correctional Facility is located just south of the village. Newberry was founded in 1882 and became the county seat when Luce County was separated from Chippewa County in 1887. Its first courthouse was completed in 1890. The village was named in honor of John Stoughton Newberry , a U.S. Representative and industrialist from
2548-803: Was founded in 1890 as the Newberry Bank, the only bank in the Upper Peninsula town of Newberry, Michigan . In 1908, it received a bank charter from the state of Michigan and changed its name to the Newberry State Bank. In 1988, the University Bancorp bank holding company owned by Stephen Lange Ranzini and Joseph Ranzini acquired controlling interest in the bank. Under Ranzini, the bank expanded into Sault Ste. Marie and doubled in size. In 1994, Newberry State Bank sold its loans, deposits, and branches to another bank in
2600-511: Was intended to consolidate overlapping statistical agencies, but Census Bureau officials were hindered by their subordinate role in the department. An act in 1920 changed the date and authorized manufacturing censuses every two years and agriculture censuses every 10 years. In 1929, a bill was passed mandating the House of Representatives be reapportioned based on the results of the 1930 census . In 1954, various acts were codified into Title 13 of
2652-721: Was introduced after the 1850 census by statistician and later census superintendent J. D. B. De Bow . He published a compendium where the states and territories were grouped into five "great division", namely the Middle, New England, the Northwestern, the Southern, and the Southwestern great divisions. Unsatisfied with this system, De Bow devised another one four years later, with states and territories grouped into an Eastern, Interior, and Western "great section", each divided into
SECTION 50
#17327838962382704-414: Was manufactured by Harris Corporation , an established Department of Defense contractor, via a controversial contract with the Department of Commerce . Secured access via a fingerprint swipe guaranteed only the verified user could access the unit. A GPS capacity was integral to the daily address management and the transfer of gathered information. Of major importance was the security and integrity of
#237762