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107-676: Agrabad ( Bengali : আগ্রাবাদ ) is a central business district in Chittagong , Bangladesh . Located close to the city's harbour, it hosts numerous Bangladeshi and international businesses, banks, financial institutions, and other commercial entities, including the Chittagong Chamber of Commerce & Industry , the World Trade Center , and the Chittagong Stock Exchange . The area forms part of

214-628: A bank teller . John S. Reed was selected CEO in 1984, and Citi became a founding member of the CHAPS clearing house in London. Under his leadership, the next 14 years would see Citibank become the largest bank in the U.S., the largest issuer of credit cards and charge cards in the world, and expand its global reach to over 90 countries. As the bank's expansion continued, the Narre Warren-Caroline Springs credit card company

321-544: A classical Indo-Aryan language from the Indo-European language family native to the Bengal region of South Asia. With over 237 million native speakers and another 41 million as second language speakers as of 2024, Bengali is the fifth most spoken native language and the seventh most spoken language by the total number of speakers in the world. It is the fifth most spoken Indo-European language . Bengali

428-500: A bid to lessen this burden on young learners, efforts have been made by educational institutions in the two main Bengali-speaking regions (West Bengal and Bangladesh) to address the opaque nature of many consonant clusters, and as a result, modern Bengali textbooks are beginning to contain more and more "transparent" graphical forms of consonant clusters, in which the constituent consonants of a cluster are readily apparent from

535-511: A dazzling view at night with several hundred lamps on its pool-like body of water and walkways. Agrabad Deba pool (small body of water in Bengali) is about 14 acres human-made water reservoir is being this place in the Agrabad commercial area beside Sheikh Mujib Road since the last century. The pool is a place for flyfishing , where it arranging fishing competition every year. It was dug for

642-596: A different word from a speaker of Standard Bengali in Bangladesh, even though both words are of native Bengali descent. For example, the word salt is লবণ lôbôṇ in the east which corresponds to নুন nun in the west. Bengali exhibits diglossia , though some scholars have proposed triglossia or even n-glossia or heteroglossia between the written and spoken forms of the language. Two styles of writing have emerged, involving somewhat different vocabularies and syntax : Linguist Prabhat Ranjan Sarkar categorises

749-480: A diphthong. The total number of diphthongs is not established, with bounds at 17 and 31. An incomplete chart is given by Sarkar (1985) of the following: In standard Bengali, stress is predominantly initial. Bengali words are virtually all trochaic ; the primary stress falls on the initial syllable of the word, while secondary stress often falls on all odd-numbered syllables thereafter, giving strings such as in সহযোগিতা shô -hô- jo -gi- ta "cooperation", where

856-574: A further $ 20 billion was invested in the company along with guarantees for risky assets of $ 306 billion. The guarantees were issued at a time markets were not confident Citi had enough liquidity to cover losses from those investments. Eventually, the Citi shares the Treasury took over in return for the guarantees it issued were booked as net profit for the treasury as Citi had enough liquidity and guarantees did not have to be used. By 2010, Citibank had repaid

963-692: A large scale and were communally limited. Owing to Bengal's geographic location, Bengali areas bordering non-Bengali regions have been influenced by each other. Small numbers of people in Midnapore , which borders Odisha , have used the Odia script to write in Bengali. In the border areas between West Bengal and Bihar , some Bengali communities historically wrote Bengali in Devanagari , Kaithi and Tirhuta . In Sylhet and Bankura , modified versions of

1070-624: A majority in Bangladesh speaks dialects notably different from SCB. Some dialects, particularly those of the Chittagong region, bear only a superficial resemblance to SCB. The dialect in the Chittagong region is least widely understood by the general body of Bengalis. The majority of Bengalis are able to communicate in more than one variety – often, speakers are fluent in Cholitobhasha (SCB) and one or more regional dialects. Even in SCB,

1177-820: A part in the adoption of the English alphabet to write Bengali, with certain social media influencers publishing entire novels in Roman Bengali. Citibank NA Citibank, N.A. ("N. A." stands for " National Association "; stylized as citi bank) is the primary U.S. banking subsidiary of Citigroup , a financial services multinational corporation. Citibank was founded in 1812 as City Bank of New York , and later became First National City Bank of New York . The bank has branches in 19 countries. The U.S. branches are concentrated in six metropolitan areas, New York City , Chicago , Los Angeles , San Francisco , Washington, D.C. , and Miami . As of 2023, Citibank

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1284-842: A position he held until 1933. Under Mitchell, the bank expanded rapidly and by 1930 had 100 branches in 23 countries outside the United States. The policies pursued by the bank under Mitchell's leadership are seen by many people as one of the prime causes of the stock market crash of 1929, which led ultimately to the Great Depression . In 1933, the Pecora Commission , a United States Senate committee, investigated Mitchell for his part in tens of millions of dollars in losses, excessive pay, and tax avoidance, later leading to his resignation. U.S. Senator Carter Glass said of him, "Mitchell, more than any 50 men,

1391-576: A rounded total of 280 million) worldwide. The Bengali language is native to the region of Bengal , which comprises the present-day nation of Bangladesh and the Indian state of West Bengal . Besides the native region it is also spoken by the Bengalis living in Tripura , southern Assam and the Bengali population in the Indian union territory of Andaman and Nicobar Islands . Bengali is also spoken in

1498-408: A special diacritic, called the hôsôntô (্) , may be added below the basic consonant grapheme (as in ম্ [m] ). This diacritic, however, is not common and is chiefly employed as a guide to pronunciation. The abugida nature of Bengali consonant graphemes is not consistent, however. Often, syllable-final consonant graphemes, though not marked by a hôsôntô , may carry no inherent vowel sound (as in

1605-581: A state language of the then Dominion of Pakistan . On 21 February 1952, five students and political activists were killed during protests near the campus of the University of Dhaka ; they were the first ever martyrs to die for their right to speak their mother tongue. In 1956, Bengali was made a state language of Pakistan. 21 February has since been observed as Language Movement Day in Bangladesh and has also been commemorated as International Mother Language Day by UNESCO every year since 2000. In 2010,

1712-463: A vowel in isolation from any preceding or following consonant, the independent form of the vowel is used. For example, in মই [moj] "ladder" and in ইলিশ [iliʃ] "Hilsa fish", the independent form of the vowel ই is used (cf. the dependent form ি) . A vowel at the beginning of a word is always realised using its independent form. In addition to the inherent-vowel-suppressing hôsôntô , three more diacritics are commonly used in Bengali. These are

1819-500: Is Bangladesh's national march, written by The National Poet Kazi Nazrul Islam in Bengali in 1928. It was adopted as the national marching song by the Bangladeshi government in 1972. Additionally, the first two verses of Vande Mataram , a patriotic song written in Bengali by Bankim Chandra Chatterjee , was adopted as the "national song" of India in both the colonial period and later in 1950 in independent India. Furthermore, it

1926-468: Is a cursive script with eleven graphemes or signs denoting nine vowels and two diphthongs , and thirty-nine graphemes representing consonants and other modifiers. There are no distinct upper and lower case letter forms. The letters run from left to right and spaces are used to separate orthographic words . Bengali script has a distinctive horizontal line running along the tops of the graphemes that links them together called মাত্রা matra . Since

2033-399: Is a main commercial road located at Agrabad commercial area in central Agradad. It is extended to the eastern side, beside Agrabad Access Road. The road started from Badamtali and connected with Commerce College Road with surrounded to the total commercial area. Bengali language Bengali , also known by its endonym Bangla ( বাংলা , Bāṅlā , [ˈbaŋla] ), is

2140-400: Is an abugida , a script with letters for consonants, with diacritics for vowels, and in which an inherent vowel (অ ô ) is assumed for consonants if no vowel is marked. The Bengali alphabet is used throughout Bangladesh and eastern India (Assam, West Bengal, Tripura). The Bengali alphabet is believed to have evolved from a modified Brahmic script around 1000 CE (or 10th–11th century). It

2247-707: Is believed by many that the national anthem of Sri Lanka ( Sri Lanka Matha ) was inspired by a Bengali poem written by Rabindranath Tagore , while some even believe the anthem was originally written in Bengali and then translated into Sinhala . After the contribution made by the Bangladesh UN Peacekeeping Force in the Sierra Leone Civil War under the United Nations Mission in Sierra Leone ,

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2354-721: Is considered a separate language, although it shares similarities to Northern Bengali dialects. During the standardisation of Bengali in the 19th century and early 20th century, the cultural centre of Bengal was in Kolkata , a city founded by the British. What is accepted as the standard form today in both West Bengal and Bangladesh is based on the West-Central dialect of Nadia and Kushtia District . There are cases where speakers of Standard Bengali in West Bengal will use

2461-469: Is home to the majority of Citibank's US branches, with 292 branches located in the state.' Citi announced it may return its retail banking presence to Dallas in 2022. Citibank will take more than 9,000 square feet of space in the Berkshire Court building at Preston and Northwest Highway. Construction is scheduled to start on the new office early next year, according to planning documents filed with

2568-404: Is known as Apabhraṃśa , by the end of the first millennium. The Bengali language evolved as a distinct language over the course of time. Though some archaeologists claim that some 10th-century texts were in Bengali, it is not certain whether they represent a differentiated language or whether they represent a stage when Eastern Indo-Aryan languages were differentiating. The local Apabhraṃśa of

2675-463: Is no current maximum interest rate or usury restriction under South Dakota law when a written agreement is formed. In 2005, Federated Department Stores, now Macy's, Inc. , sold its consumer credit portfolio to Citigroup, which reissued its cards under the name Department Stores National Bank (DSNB). As of 2013, Citibank employed 2,900 people in Sioux Falls , South Dakota, and contributed to

2782-579: Is responsible for this stock crash ." On December 24, 1927, its headquarters in Buenos Aires , Argentina, were blown up by the Italian anarchist Severino Di Giovanni , in the frame of the international campaign supporting Sacco and Vanzetti . In 1940 and 1941, branches in Germany and Japan closed. In 1945, the bank handled $ 5.6 billion in Treasury securities for War and Victory Loan drives for

2889-490: Is set out below in the International Phonetic Alphabet (upper grapheme in each box) and romanisation (lower grapheme). Bengali is known for its wide variety of diphthongs , combinations of vowels occurring within the same syllable . Two of these, /oi̯/ and /ou̯/ , are the only ones with representation in script, as ঐ and ঔ respectively. /e̯ i̯ o̯ u̯/ may all form the glide part of

2996-399: Is similar to that of the city, Chittagong . Several roads are present throughout the area. There are various bus transport systems and taxi services, as well as smaller 'baby' or 'CNG' taxis , which are basically tricycle-structured motor vehicles. There are also traditional manual rickshaws, which are very common. The Agrabad Access road and Sheikh Mujib road are a major arterial road, is

3103-555: Is the official , national , and most widely spoken language of Bangladesh , with 98% of Bangladeshis using Bengali as their first language. It is the second-most widely spoken language in India . It is the official language of the Indian states of West Bengal and Tripura and the Barak Valley region of the state of Assam . It is also the second official language of the Indian state of Jharkhand since September 2011. It

3210-564: Is the fourth-largest bank in the United States in terms of assets. The City Bank of New York was founded on June 16, 1812. The first president of the City Bank was the statesman and retired Colonel, Samuel Osgood . After Osgood's death in August 1813, William Few became President of the bank, staying until 1817, followed by Peter Stagg (1817–1825), Thomas Smith (1825–1827), Isaac Wright (1827–1832), and Thomas Bloodgood (1832–1843). After

3317-508: Is the most widely spoken language in the Andaman and Nicobar Islands in the Bay of Bengal , and is spoken by significant populations in other states including Bihar , Arunachal Pradesh , Delhi , Chhattisgarh , Meghalaya , Mizoram , Nagaland , Odisha and Uttarakhand . Bengali is also spoken by the Bengali diasporas ( Bangladeshi diaspora and Indian Bengalis) across Europe, North America,

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3424-509: The Aesop's Fables in Bengali was printed using Roman letters based on English phonology by the Scottish linguist John Gilchrist . Consecutive attempts to establish a Roman Bengali have continued across every century since these times, and have been supported by the likes of Suniti Kumar Chatterji , Muhammad Qudrat-i-Khuda , and Muhammad Enamul Haq . The Digital Revolution has also played

3531-647: The American Civil War with $ 50 million in war bonds, opening the first foreign exchange department of any bank (1897), and receiving a $ 5 million deposit to be given to Spain for the US acquisition of the Philippines (1899). In 1865, the bank joined the national banking system of the United States under the National Bank Act and became The National City Bank of New York. By 1868, it was one of

3638-675: The Arabic , Persian , and Turkic languages . The arrival of merchants and traders from the Middle East and Turkestan into the Buddhist -ruling Pala Empire , from as early as the 7th century, gave birth to Islamic influence in the region. In the 13th century, subsequent Arab Muslim and Turco-Persian expeditions to Bengal heavily influenced the local vernacular by settling among the native population. Bengali absorbed Arabic and Persian influences in its vocabulary and dialect, including

3745-886: The Bangladesh Railway and employees of the Port of Chittagong as well as the Chittagong city dwellers during the British period to carry out their daily chores and other activities. After the water reservoir owned by the Bangladesh Railway. Karnaphuli Shishu Park is a recreation park for children located in Jamburi Field near the Bangladesh Bank Colony . Private medical colleges Colleges Schools Transport in Agrabad

3852-670: The Banque Nationale de la République d'Haïti , which was the sole commercial bank of Haiti and served as the Haitian government's treasury. Citibank then lobbied for the United States occupation of Haiti , which began in 1915. During the occupation, Citibank imposed a US$ 30 million loan on the Haitian government, which was described by communist George Padmore as transforming Haiti into an "American slave colony". Citibank would go on to acquire some of its largest gains in

3959-1790: The Chattogram Maa-O-Shishu Hospital Medical College and the World Trade Center Chittagong in the commercial area. Many of Bangladesh's largest companies, as well as various multinational firms, have their headquarters or branches located in Agrabad. There are many private commercial banks including AB Bank Limited, Bangladesh Commerce Bank Limited, BRAC Bank Limited , The City Bank Limited, Dhaka Bank Limited , Dutch Bangla Bank Limited , Eastern Bank Limited , IFIC Bank Limited , Mercantile Bank Limited , Mutual Trust Bank Ltd., National Bank Limited , NCC Bank Limited , One Bank Limited , The Premier Bank Limited, Prime Bank Limited , Southeast Bank Limited , Standard Bank Limited, Trust Bank Limited , United Commercial Bank Ltd., Uttara Bank Limited etc. Some Islamic commercial banks are also located in Agrabad. They include Islami Bank of Bangladesh Limited , Export Import Bank of Bangladesh Limited, Shahjalal Islami Bank Limited, Al-Arafah Islami Bank Limited . Major foreign commercial banks located in Agrabad include Citibank NA , HSBC , Standard Chartered Bank , Commercial Bank of Ceylon , State Bank of India and National Bank of Pakistan . There are many Specialized development banks are Bangladesh Krishi Bank, BASIC Bank Limited, There are also located kinds of Non-bank financial institution , Insurance company , Telecommunication company and others multinational companies are located. Chittagong Chamber of Commerce & Industry, The World Trade Center Chittagong (WTC Chittagong) etc. commercial building located in

4066-474: The Constitution of Bangladesh states Bengali to be the sole official language of Bangladesh. The Bengali Language Implementation Act, 1987 , made it mandatory to use Bengali in all records and correspondences, laws, proceedings of court and other legal actions in all courts, government or semi-government offices, and autonomous institutions in Bangladesh. It is also the de facto national language of

4173-718: The Double Mooring precinct and is directly connected to the Port of Chittagong . Agrabad is a key business centre in Bangladesh, along with Motijheel , Gulshan , Banani and Kawran Bazar . Hotel Agrabad is one of the oldest hotels in the city. Sheikh Mujib Road hosts many businesses, including the art deco offices of M. M. Ispahani Limited and the Jamuna Oil Company . Other streets in Agrabad include Access Road and Sabdar Ali Road. The city's other commercial hubs on Strand Road and Sadarghat are located nearby. The Chittagong Development Authority (CDA)

4280-639: The International Banking Corporation (IBC), a company chartered to conduct banking business outside the U.S., which was forbidden to U.S. national banks. In 1918, IBC became a wholly owned subsidiary and was subsequently merged into the bank. The same year, the bank evacuated all of its employees from Moscow and Petrograd as the Russian Civil War had begun, but also established a branch in Puerto Rico . By 1919,

4387-579: The Kaithi script had some historical prominence, mainly among Muslim communities. The variant in Sylhet was identical to the Baitali Kaithi script of Hindustani with the exception of Sylhet Nagri possessing matra . Sylhet Nagri was standardised for printing in c.  1869 . Up until the 19th century, numerous variations of the Arabic script had been used across Bengal from Chittagong in

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4494-524: The Nadia region . Bengali shows a high degree of diglossia , with the literary and standard form differing greatly from the colloquial speech of the regions that identify with the language. Modern Bengali vocabulary is based on words inherited from Magadhi Prakrit and Pali, along with tatsamas and reborrowings from Sanskrit and borrowings from Persian , Arabic , Austroasiatic languages and other languages with which it has historically been in contact. In

4601-459: The Panic of 1837 , Moses Taylor acquired control of the company. During Taylor's ascendancy, the bank functioned largely as a treasury and finance center for Taylor's own extensive business empire. Later presidents of the bank included Gorham A. Worth (1843–1856), Moses Taylor himself (1856–1882), Taylor's son-in-law Percy Rivington Pyne I , and James Stillman (1891–1909). In 1831, City Bank

4708-607: The University of Karachi (established by East Pakistani politicians before Independence of Bangladesh ) also offers regular programs of studies at the Bachelors and at the Masters levels for Bengali Literature. The national anthems of both Bangladesh ( Amar Sonar Bangla ) and India ( Jana Gana Mana ) were written in Bengali by the Bengali Nobel laureate Rabindranath Tagore . Notuner Gaan known as " Chol Chol Chol"

4815-499: The boldface represents primary and secondary stress. Native Bengali words do not allow initial consonant clusters ; the maximum syllabic structure is CVC (i.e., one vowel flanked by a consonant on each side). Many speakers of Bengali restrict their phonology to this pattern, even when using Sanskrit or English borrowings, such as গেরাম geram (CV.CVC) for গ্রাম gram (CCVC) "village" or ইস্কুল iskul (VC.CVC) for স্কুল skul (CCVC) "school". The Bengali-Assamese script

4922-557: The phonology of Eastern Bengali is seen through the lack of nasalised vowels and an alveolar articulation of what are categorised as the "cerebral" consonants (as opposed to the postalveolar articulation of western Bengal). Some varieties of Bengali, particularly Sylheti , Chittagonian and Chakma , have contrastive tone ; differences in the pitch of the speaker's voice can distinguish words. Kharia Thar and Mal Paharia are closely related to Western Bengali dialects, but are typically classified as separate languages. Similarly, Hajong

5029-445: The "Everything Card"—in 1967. In 1967, Walter B. Wriston became chairman and chief executive officer of the bank. In the 1960s, the bank entered into the credit card business. In 1965, First National City Bank bought Carte Blanche from Hilton Hotels . Three years later, under pressure from the U.S. government, the bank sold this division. By 1968, the company created its own credit card. The card, known as " The Everything Card ",

5136-623: The 16th century, Portuguese missionaries began a tradition of using the Roman alphabet to transcribe the Bengali language. Though the Portuguese standard did not receive much growth, a few Roman Bengali works relating to Christianity and Bengali grammar were printed as far as Lisbon in 1743. The Portuguese were followed by the English and French respectively, whose works were mostly related to Bengali grammar and transliteration. The first version of

5243-593: The 1920s due to debt payments from Haiti, according to later filings to the Senate Finance Committee . When the Federal Reserve Act allowed it, National City Bank became the first U.S. national bank to open an overseas banking office when it opened a branch in Buenos Aires , Argentina, in 1914. Many of Citi's present international offices are older; offices in London, Shanghai, Calcutta , and elsewhere were opened in 1901 and 1902 by

5350-448: The 1970s, Citibank was one of the first U.S. banks to introduce automatic teller machines (ATMs), which gave customers 24-hour access to cash. In 2002, Citigroup, the parent of Citibank, acquired Golden State Bancorp and its California Federal Bank , which was one-third owned by Ronald O. Perelman , for $ 5.8 billion. In 1999, Citibank was sued for improperly charging late fees on its credit cards. In August 2004, Citigroup entered

5457-652: The 19th and 20th centuries, there were two standard forms of written Bengali: In 1948, the government of Pakistan tried to impose Urdu as the sole state language in Pakistan, giving rise to the Bengali language movement . This was a popular ethnolinguistic movement in the former East Bengal (today Bangladesh ), which arose as a result of the strong linguistic consciousness of the Bengalis and their desire to promote and protect spoken and written Bengali's recognition as

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5564-593: The 6th century, which competed with the ancestor of Bengali for some time. The ancestor of Bengali was the language of the Pala Empire and the Sena dynasty . During the medieval period, Middle Bengali was characterised by the elision of the word-final অ ô and the spread of compound verbs, which originated from the Sanskrit Schwa . Slowly, the word-final ô disappeared from many words influenced by

5671-528: The Agrabad Commercial Area. Agrabad's 2nd economy hub in Bangladesh. The Ethnological Museum established in 1965, is the only ethnological museum in the country. It offers the visitors the chance to acquaint with the lifestyles and heritage of various ethnic groups of the country. The museum authority had collected rare elements used in the everyday lives of different ethnic groups, of which some had already become extinct while some were on

5778-456: The Bengali equivalent of a full stop – have been adopted from Western scripts and their usage is similar. Unlike in Western scripts (Latin, Cyrillic, etc.) where the letter forms stand on an invisible baseline, the Bengali letter-forms instead hang from a visible horizontal left-to-right headstroke called মাত্রা matra . The presence and absence of this matra can be important. For example,

5885-426: The Bengali script is an abugida, its consonant graphemes usually do not represent phonetic segments , but carry an "inherent" vowel and thus are syllabic in nature. The inherent vowel is usually a back vowel , either [ɔ] as in মত [m ɔ t] "opinion" or [o] , as in মন [m o n] "mind", with variants like the more open [ɒ] . To emphatically represent a consonant sound without any inherent vowel attached to it,

5992-443: The Chicago banking factions accused U.S. Secretary of the Treasury L. M. Shaw of having too close of a relationship with National City and other Wall Street operators. In 1907, Stillman, then the bank's chairman, intervened, along with J. P. Morgan and George Fisher Baker , in the Panic of 1907 . Between 1910 and 1911, the Department of State backed a consortium of American investors headed by Citibank to acquire control over

6099-520: The Middle East and other regions. Bengali was accorded the status of a classical language by the government of India on 3 October 2024. It is the second most spoken and fourth fastest growing language in India , following Hindi in the first place, Kashmiri in the second place, and Meitei ( Manipuri ), along with Gujarati , in the third place, according to the 2011 census of India . Bengali has developed over more than 1,400 years. Bengali literature , with its millennium-old literary history,

6206-438: The Texas market with the purchase of First American Bank of Bryan, Texas . The deal established the firm's retail banking presence in Texas, giving Citibank over 100 branches, $ 3.5 billion in assets and approximately 120,000 customers in the state. In 2006, the bank entered the Philadelphia market, opening 23 branches in the metropolitan area. In 2013, Citibank closed these locations for "efficiency-driven" reasons. In 2006,

6313-410: The U.S. government. In 1952, James Stillman Rockefeller was elected president and then chairman in 1959, serving until 1967. Stillman was a direct descendant of the Rockefeller family through the William Rockefeller (the brother of John D. ) branch. In 1960, his second cousin, David Rockefeller , became president of Chase Manhattan Bank , National City's long-time New York rival for dominance in

6420-402: The average high tide there is 2.51 metres (8 ft 3 in). Since the early 1990s, the residential area has suffered regular inundation. As of 2018, the roads of the residential area are flooded at least waist deep for several hours twice a day during about a third of each month. Once an affluent neighborhood, it has become a low rent area of absentee landlords. Tidal flooding has also reached

6527-410: The bank had become the first U.S. bank to have $ 1 billion in assets. As of March 9, 1921, there were four national banks in New York City operating branch offices: Chatham and Phenix National , the Mechanics and Metals National , the Irving National , and National City Bank. Charles E. Mitchell , also called "Sunshine" Charlie Mitchell, was elected president in 1921. In 1929, he was made chairman,

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6634-502: The bank had been nicknamed "Citibank" since the 1860s, when City Bank of New York adopted it as an eight-letter wire code address. "Citicorp" became the holding company's formal name in 1974, and in 1976, First National City Bank was renamed Citibank, N.A. The name change also helped to avoid confusion in Ohio with Cleveland -based National City Corp. , though the banks never had any significant overlapping areas except for Citi credit cards issued in National City territory. In addition, at

6741-460: The bank set aside $ 3 billion in reserves for loan losses in Brazil and other developing countries . In 1990, the bank established a subsidiary in Poland. In 1994, it became the world's biggest card issuer. Also in the 1980s, the bank launched the Citicard, which allowed customers to perform all transactions without a passbook . Branches also had terminals with simple one-line displays that allowed customers to get basic account information without

6848-449: The banking industry in the United States. Following its merger with the First National Bank in 1955, the bank changed its name to The First National City Bank of New York, then shortened it to First National City Bank in 1962. It is also worth noting that the bank began recruiting at Harvard Business School in 1957, arranged the financing of the 1958 Hollywood film, South Pacific , and had its branches in Cuba nationalized in 1959 by

6955-536: The basis of modern standard colloquial Bengali. In the dialects prevalent in much of eastern and south-eastern Bangladesh ( Barisal , Chittagong , Dhaka and Sylhet Divisions of Bangladesh), many of the stops and affricates heard in West Bengal and western Bangladesh are pronounced as fricatives . Western alveolo-palatal affricates চ [ tɕɔ ] , ছ [ tɕʰɔ ] , জ [ dʑɔ ] correspond to eastern চ [tsɔ] , ছ [tsʰɔ~sɔ] , জ [dzɔ~zɔ] . The influence of Tibeto-Burman languages on

7062-422: The company announced a naming rights sponsorship deal for the new stadium of New York Mets , Citi Field , which opened in 2009. The deal reportedly required payments by Citi of $ 20 million per year for 20 years. As of September 2020, Citibank's US branches are located in the metropolitan areas of New York, Los Angeles, San Francisco, Sacramento, San Diego, Washington DC, Las Vegas, Miami, and Chicago. California

7169-405: The company's German division, was sold to Crédit Mutuel . On February 22, 2010, it was renamed to Targobank . In August 2008, after a three-year investigation by the California Attorney General , Citibank was ordered to repay the $ 14 million that was removed from 53,000 customers accounts over an 11-year period from 1992 to 2003, plus an additional $ 4 million in interest and penalties. The money

7276-469: The consonant which comes first is put on top of or to the left of the one that immediately follows. In these ligatures, the shapes of the constituent consonant signs are often contracted and sometimes even distorted beyond recognition. In the Bengali writing system, there are nearly 285 such ligatures denoting consonant clusters. Although there exist a few visual formulas to construct some of these ligatures, many of them have to be learned by rote. Recently, in

7383-455: The country. In India, Bengali is one of the 23 official languages . It is the official language of the Indian states of West Bengal , Tripura and in Barak Valley of Assam . Bengali has been a second official language of the Indian state of Jharkhand since September 2011. In Pakistan , Bengali is a recognised secondary language in the city of Karachi mainly spoken by stranded Bengalis of Pakistan . The Department of Bengali in

7490-430: The development of Dobhashi . Bengali acquired prominence, over Persian, in the court of the Sultans of Bengal with the ascent of Jalaluddin Muhammad Shah . Subsequent Muslim rulers actively promoted the literary development of Bengali, allowing it to become the most spoken vernacular language in the Sultanate. Bengali adopted many words from Arabic and Persian , which was a manifestation of Islamic culture on

7597-410: The east to Meherpur in the west. The 14th-century court scholar of Bengal, Nur Qutb Alam , composed Bengali poetry using the Persian alphabet . After the Partition of India in the 20th century, the Pakistani government attempted to institute the Perso-Arabic script as the standard for Bengali in East Pakistan ; this was met with resistance and contributed to the Bengali language movement. In

7704-553: The eastern subcontinent, Purbi Apabhraṃśa or Abahatta (lit. 'meaningless sounds'), eventually evolved into regional dialects, which in turn formed three groups, the Bengali–Assamese languages , the Bihari languages , and the Odia language . The language was not static: different varieties coexisted and authors often wrote in multiple dialects in this period. For example, Ardhamagadhi is believed to have evolved into Abahatta around

7811-466: The final ন in মন [m o n] or the medial ম in গামলা [ɡamla] ). A consonant sound followed by some vowel sound other than the inherent [ɔ] is orthographically realised by using a variety of vowel allographs above, below, before, after, or around the consonant sign, thus forming the ubiquitous consonant-vowel typographic ligatures . These allographs, called কার kar , are diacritical vowel forms and cannot stand on their own. For example,

7918-521: The fourth quarter of 2007, after an $ 18.1 billion write down. In March 2008, Citibank set up Mobile Money Ventures, a joint venture with SK Telecom , to develop mobile apps for banking. It sold the venture to Intuit in June 2011. In May 2008, the company closed an $ 87.5 million leaseback transaction for branches in New York City. In July 2008, Citibank Privatkunden AG & Co. KGaA ,

8025-726: The government of Ahmad Tejan Kabbah declared Bengali as an honorary official language in December 2002. In 2009, elected representatives in both Bangladesh and West Bengal called for Bengali to be made an official language of the United Nations . Regional varieties in spoken Bengali constitute a dialect continuum . Linguist Suniti Kumar Chatterji grouped the dialects of Bengali language into four large clusters: Rarhi , Vangiya , Kamrupi and Varendri ; but many alternative grouping schemes have also been proposed. The south-western dialects ( Rarhi or Nadia dialect) form

8132-499: The graph মি [mi] represents the consonant [m] followed by the vowel [i] , where [i] is represented as the diacritical allograph ি (called ই-কার i-kar ) and is placed before the default consonant sign. Similarly, the graphs মা [ma] , মী [mi] , মু [mu] , মূ [mu] , মৃ [mri] , মে [me~mɛ] , মৈ [moj] , মো [mo] and মৌ [mow] represent the same consonant ম combined with seven other vowels and two diphthongs. In these consonant-vowel ligatures,

8239-412: The graphical form. However, since this change is not as widespread and is not being followed as uniformly in the rest of the Bengali printed literature, today's Bengali-learning children will possibly have to learn to recognise both the new "transparent" and the old "opaque" forms, which ultimately amounts to an increase in learning burden. Bengali punctuation marks, apart from the downstroke । daṛi –

8346-458: The impression of different festivals, livelihoods, and cultures of the communities from the murals set up at the hall room. These are reminiscent of the museum in the film Planet of the Apes . Around 200–300 people visit the museum every day. Jamboree Park is the most visited stunning urban park located at SM Morshed Road at central Agrabad and visited by tourists and locals . The park offers

8453-494: The language as: While most writing is in Standard Colloquial Bengali (SCB), spoken dialects exhibit a greater variety. People in southeastern West Bengal, including Kolkata, speak in SCB. Other dialects, with minor variations from Standard Colloquial, are used in other parts of West Bengal and western Bangladesh, such as the Midnapore dialect, characterised by some unique words and constructions. However,

8560-523: The language movement. Although Sanskrit has been spoken by Hindu Brahmins in Bengal since the 3rd century BC, the local Buddhist population spoke varieties of the Prakrit . These varieties are generally referred to as "eastern Magadhi Prakrit ", as coined by linguist Suniti Kumar Chatterji , as the Middle Indo-Aryan dialects were influential in the first millennium when Bengal

8667-547: The language. Major texts of Middle Bengali (1400–1800) include Yusuf-Zulekha by Shah Muhammad Sagir and Srikrishna Kirtana by the Chandidas poets. Court support for Bengali culture and language waned when the Mughal Empire conquered Bengal in the late 16th and early 17th century. The modern literary form of Bengali was developed during the 19th and early 20th centuries based on the west-central dialect spoken in

8774-478: The largest banks in the United States. The bank became the largest bank in New York City following the Panic of 1893 . Two years later, in 1895, it had become the largest bank in the U.S. In 1904, the bank helped finance the Panama Canal . Two years later, in 1906, 11% of the U.S. federal government 's bank balances were held by National City. National City at this time was the banker of Standard Oil , and

8881-428: The letter ত tô and the numeral ৩ "3" are distinguishable only by the presence or absence of the matra , as is the case between the consonant cluster ত্র trô and the independent vowel এ e , also the letter হ hô and Bengali Ôbogroho ঽ (~ô) and letter ও o and consonant cluster ত্ত ttô . The letter-forms also employ the concepts of letter-width and letter-height (the vertical space between

8988-455: The loans from the Treasury in full, including interest, resulting in a net profit for the U.S. federal government. On January 16, 2009, Citigroup announced that it was separating Citi Holdings Inc. , its non-core businesses such as brokerage, asset management, and local consumer finance and higher-risk assets, from Citicorp. The split was presented as allowing Citibank to concentrate on its core banking business. On October 19, 2011, Citigroup,

9095-412: The main way to access the area by motor vehicle and otherwise. Those are considered a very busy and populated road, and though are currently 2-lane road. Agrabad Access Road is a main commercial road located at Agrabad. It is extended to the south side, between Double Mooring Thana and Halishahar Thana . The road started from Badamtali, and crossed Bepari Para, Shantibag, and Boropool. Sabdar Ali Road

9202-543: The neighbouring states of Odisha , Bihar , and Jharkhand , and sizeable minorities of Bengali speakers reside in Indian cities outside Bengal, including Delhi , Mumbai , Thane , Varanasi , and Vrindavan . There are also significant Bengali-speaking communities in the Middle East , the United States , Singapore , Malaysia , Australia , Canada , the United Kingdom , and Italy . The 3rd article of

9309-464: The new socialist government, and has its first African-American director in 1969, Franklin A. Thomas . The company organically entered the leasing and credit card sectors, and its introduction of US dollar-denominated certificates of deposit in London marked the first new negotiable instrument in the market since 1888. Later to become part of MasterCard , the bank introduced its First National City Charge Service credit card—popularly known as

9416-558: The parent of Citibank, agreed to a $ 285 million civil fraud penalty after the U.S. Securities and Exchange Commission accused the company of betting against risky mortgage-related investments that it sold to its clients. In 2014, Citigroup announced it would exit retail banking in 11 markets, primarily in Europe and Central America. In September 2014, it exited the Texas market with the sale of 41 branches to BB&T . In September 2015,

9523-723: The parent of Citibank, announced layoffs of 17,000 employees, or 8% of its workforce. On November 4, 2007, Charles Prince resigned as the chairman and chief executive of Citigroup, the parent of Citibank, following crisis meetings with the board in New York in the wake of billions of dollars in losses related to subprime lending . Former United States Secretary of the Treasury Robert Rubin took over as chairman, subsequently hiring Vikram Pandit as chief executive. On November 5, 2007, several days after Merrill Lynch announced that it too had been losing billions from

9630-517: The parliament of Bangladesh and the legislative assembly of West Bengal proposed that Bengali be made an official UN language. As of January 2023, no further action has been yet taken on this matter. However, in 2022, the UN did adopt Bangla as an unofficial language, after a resolution tabled by India. In 2024, the government of India conferred Bengali with the status of classical language . Approximate distribution of native Bengali speakers (assuming

9737-427: The so-called "inherent" vowel [ɔ] is first expunged from the consonant before adding the vowel, but this intermediate expulsion of the inherent vowel is not indicated in any visual manner on the basic consonant sign ম [mɔ] . The vowel graphemes in Bengali can take two forms: the independent form found in the basic inventory of the script and the dependent, abridged, allograph form (as discussed above). To represent

9844-509: The state holding more bank assets than any other state. In 2013, Citibank purchased the credit card portfolio of Best Buy from Capital One. On April 1, 2016, Citigroup became the exclusive issuer of Costco 's branded credit cards. The bank's private-label credit card division, Citi Retail Services, issues store-issued credit cards for such companies as: American Airlines , Best Buy , ConocoPhillips , Costco , ExxonMobil , The Home Depot , Sears , Shell Oil , and Staples Inc. In

9951-578: The state. The new Citibank office is described as an "experience center" in the planning documents. The plans identify the operation as "retail bank/office space". Citibank doesn't have a major retail banking presence in the Dallas area. A spokesman in the bank's New York office would not give details about what is planned in the North Dallas location. "We'll decline to comment on this," said Citibank's Drew Benson in an email. On April 11, 2007, Citigroup,

10058-413: The subprime mortgage crisis in the United States, Citi reported that it will lose between $ 8 billion and $ 11 billion in the fourth quarter of 2007, in addition to the $ 6.5 billion it lost in the third quarter of 2007. Effective November 30, 2007, Citibank sold its 17 Puerto Rico branches, along with $ 1.0 billion in deposits, to Banco Popular . In January 2008, Citigroup reported a $ 10 billion loss in

10165-536: The superposed chôndrôbindu (ঁ) , denoting a suprasegmental for nasalisation of vowels (as in চাঁদ [tʃãd] "moon"), the postposed ônusbar (ং) indicating the velar nasal [ŋ] (as in বাংলা [baŋla] "Bengali") and the postposed bisôrgô (ঃ) indicating the voiceless glottal fricative [h] (as in উঃ! [uh] "ouch!") or the gemination of the following consonant (as in দুঃখ [dukʰːɔ] "sorrow"). The Bengali consonant clusters ( যুক্তব্যঞ্জন juktôbênjôn ) are usually realised as ligatures, where

10272-409: The time of the name change to Citicorp, in 1968, National City of Ohio was mostly a Cleveland-area bank and had not gone on its acquisition spree that would occur in the 1990s and 2000s. Any possible name confusion had Citi not changed its name from National City eventually became completely moot when PNC Financial Services acquired National City in 2008 during the subprime mortgage crisis . In 1987,

10379-759: The twin stock markets of Bangladesh. Computerized transactions were introduced on the floor of the CSE in 1998. In 1999, the Bangladesh Securities and Exchange Commission enacted specific regulations for the CSE, including the CSE Automatic Transaction Regulation and the Chittagong Stock Exchange Investors Protection Fund Regulation. Agrabad's average elevation is 0.42 metres (1 ft 5 in). As of 2020,

10486-509: The verge of extinction. It contains four galleries and a small hall . Three galleries of the museum feature diverse elements of twenty nine ethnic groups in Bangladesh , while the rest of the gallery displays the lifestyles of some ethnic groups of India , Pakistan and Australia . The sculptures of the people of different ethnic communities and a piece of broken Berlin Wall attracts visitors, which close to display since 2017. People can get

10593-484: The visible matra and an invisible baseline). There is yet to be a uniform standard collating sequence (sorting order of graphemes to be used in dictionaries, indices, computer sorting programs, etc.) of Bengali graphemes. Experts in both Bangladesh and India are currently working towards a common solution for this problem. Throughout history, there have been instances of the Bengali language being written in different scripts, though these employments were never popular on

10700-435: The vocabulary may differ according to the speaker's religion: Muslims are more likely to use words of Persian and Arabic origin, along with more words naturally derived from Sanskrit ( tadbhava ), whereas Hindus are more likely to use tatsama (words directly borrowed from Sanskrit). For example: The phonemic inventory of standard Bengali consists of 29 consonants and 7 vowels, as well as 7 nasalised vowels . The inventory

10807-568: Was a part of the Greater Magadhan realm. The local varieties had no official status during the Gupta Empire , and with Bengal increasingly becoming a hub of Sanskrit literature for Hindu priests, the vernacular of Bengal gained a lot of influence from Sanskrit. Magadhi Prakrit was also spoken in modern-day Bihar and Assam , and this vernacular eventually evolved into Ardha Magadhi . Ardha Magadhi began to give way to what

10914-575: Was established in 1959 for urban planning . In the early 1960s, they created the 82-acre Agrabad CDA residential area. They envisioned it housing government workers, whose offices would be located in Agrabad. As Agrabad developed, properties near the Karnaphuli River were turned to business uses, creating the Agrabad Commercial Area. In 1995, the Chittagong Stock Exchange (CSE) opened in Agrabad. The CSE emerged as one of

11021-616: Was extensively developed during the Bengali Renaissance and is one of the most prolific and diverse literary traditions in Asia. The Bengali language movement from 1948 to 1956 demanding that Bengali be an official language of Pakistan fostered Bengali nationalism in East Bengal leading to the emergence of Bangladesh in 1971. In 1999, UNESCO recognised 21 February as International Mother Language Day in recognition of

11128-675: Was promoted as a kind of East Coast version of the BankAmericard . By 1969, First National City Bank decided that the Everything Card was too costly to promote as an independent brand and joined Master Charge (now MasterCard ). Citibank unsuccessfully tried again from 1977 to 1987 to create a separate credit card brand, the Choice Card . In 1967, First National City Bank reorganized as a one-bank holding company, First National City Corporation, or "Citicorp" for short. However,

11235-431: Was purchased in 1981. In 1981, Citibank chartered a South Dakota subsidiary to take advantage of new laws that raised the state's maximum permissible interest rate on loans to 25% (then the highest in the nation). In many other states, usury laws prevented banks from charging interest that aligned with the extremely high costs of lending money in the late 1970s and early 1980s, making consumer lending unprofitable. There

11342-470: Was taken under an electronic "account sweeping program" where any positive balances from over-payments or double payments were removed without notice to the customers. As a result of the 2007–2008 financial crisis and huge losses in the value of its subprime mortgage assets, Citigroup, the parent of Citibank, received a bailout in the form of an investment from the U.S. Treasury . On November 23, 2008, in addition to an initial investment of $ 25 billion,

11449-516: Was the site of one of America's first bank heists when two burglars, James Honeyman and William J. Murray, made off with tens of thousands of dollars' worth of bank notes, and 398 gold doubloons , the equivalent of $ 52 million in 2013 currency. The bank financed war bonds for the War of 1812 , serving as a founding member of the financial clearinghouse in New York (1853), underwriting the Union during

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