Kentucky Central Life Insurance Company (KCL) was one of the largest life insurance companies in the United States , writing policies in 49 states and the District of Columbia until its collapse in 1993. At the time of the collapse Kentucky Central had over $ 43 billion in assets, making it the seventh largest insurance collapse in United States history, and at the time the largest business collapse in Kentucky history.
155-610: Kentucky Central was a small regional life insurance company based in Louisville, Kentucky until 1959 when controlling interest in the company was purchased by Garvice Kincaid, who was also named CEO of KCL until his death. Already one of the most successful businessmen in Kentucky, Kincaid owned interests in radio and television broadcasting, banking, finance, real estate, and was also a managing partner in his own law firm when he purchased KCL. In 1963, Kincaid announced plans to move
310-429: A "no-knock" search warrant which led to the killing of Breonna Taylor , a 26-year-old African-American woman. For months afterward, Taylor's family, members of the local community, and people around the world protested to demand that officers involved in the shooting be fired and criminally charged. These protests and demonstrations coincided and intertwined with the international George Floyd protests , as well as
465-442: A 103-foot (31 m) tall cross built in 1934. Dominating this area is Sutro Tower , a large red and white radio and television transmission tower reaching 1,811 ft (552 m) above sea level. The nearby San Andreas and Hayward Faults are responsible for much earthquake activity, although neither physically passes through the city itself. The San Andreas Fault caused the earthquakes in 1906 and 1989. Minor earthquakes occur on
620-522: A 22-floor high-rise structure at a cost of $ 20 million, which took nearly six years to complete. Kincaid would not live to see his dream of Kentucky Central becoming the cornerstone of Lexington as a financial center of the Southeast when he died in 1975. He was succeeded as CEO by William "Bud" Burnett, who would run the company through an additional boom in the company's insurance, real estate, banking, agricultural and broadcasting businesses. However, he
775-416: A GDP of $ 729 billion in 2022 . The wider San Jose–San Francisco–Oakland Combined Statistical Area is the nation's fifth-most populous, with around nine million residents, and the third-largest by economic output, with a GDP of $ 1.32 trillion in 2022 . In the same year, San Francisco proper had a GDP of $ 252.2 billion, and a GDP per capita of $ 312,000. San Francisco was ranked fifth in the world and second in
930-455: A block designated for whites. He was prosecuted and found guilty. The second case was planned to create a test case. William Warley , the president of the local chapter of the NAACP, tendered a purchase offer on a white block from Charles Buchanan, a white real estate agent. Warley also wrote a letter declaring his intention to build a house on that lot and reside there. With the understanding that
1085-578: A busy port, making it the largest city on the West Coast at the time; between 1870 and 1900, approximately one quarter of California's population resided in the city proper. In 1856, San Francisco became a consolidated city-county . After three-quarters of the city was destroyed by the 1906 earthquake and fire , it was quickly rebuilt, hosting the Panama–Pacific International Exposition nine years later. In World War II , it
1240-451: A center of breeding high-quality livestock throughout the 19th century. Ten thousand spectators watched the first Derby, which Aristides won. On March 27, 1890, the city was devastated and its downtown nearly destroyed when what scientists now estimate was an F4 tornado tore through as part of the middle Mississippi Valley tornado outbreak . It is estimated that between 74 and 120 people were killed and 200 were injured. The damage cost
1395-425: A combined $ 3.85 million. During the 2007 Gubernatorial campaign Democratic candidate Steve Beshear was accused by his opponent, then-Governor Ernie Fletcher , of having a role in the collapse of Kentucky Central. Beshear's law firm, Stites & Harbison, was hired to serve as general counsel to liquidator Donald Stephens, who was the state insurance commissioner. However, Stites & Harbison already represented
1550-623: A common place to live for people employed in Silicon Valley companies such as Apple and Google . The early 2020s featured an exodus of tech companies from Downtown San Francisco in the wake of the COVID-19 pandemic and struggles with homelessness and public drug use. Although some observers have raised the possibility that office vacancies and declining tax revenues could cause San Francisco to enter an economic doom loop , other sources have refuted this broad-based characterization of
1705-515: A decline in local manufacturing. The West End and older areas of the South End, in particular, began to decline economically as many local factories closed. In 1974, a major (F4) tornado hit Louisville as part of the 1974 Super Outbreak of tornadoes that struck 13 states. It covered 21 miles (34 km) and destroyed several hundred homes in the Louisville area, causing two deaths. Since
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#17327869850001860-647: A flood of treasure seekers (known as "forty-niners," as in "1849"). With their sourdough bread in tow, prospectors accumulated in San Francisco over rival Benicia , raising the population from 1,000 in 1848 to 25,000 by December 1849. The promise of wealth was so strong that crews on arriving vessels deserted and rushed off to the gold fields, leaving behind a forest of masts in San Francisco harbor. Some of these approximately 500 abandoned ships were used at times as storeships , saloons , and hotels; many were left to rot, and some were sunk to establish title to
2015-458: A fort on Alcatraz Island to secure San Francisco Bay. San Francisco County was one of the state's 18 original counties established at California statehood in 1850. Until 1856, San Francisco's city limits extended west to Divisadero Street and Castro Street, and south to 20th Street. In 1856, the California state government divided the county. A straight line was then drawn across the tip of
2170-484: A gourmet marketplace. San Francisco has a warm-summer Mediterranean climate ( Köppen : Csb , Trewartha : Csll), characteristic of California's coast, with moist winters and dry summers. San Francisco's weather is strongly influenced by the cool currents of the Pacific Ocean on the west side of the city, and the water of San Francisco Bay to the north and east. This moderates temperature swings and produces
2325-462: A hotel property in Frankfort, Kentucky assessed at just over $ 6 million to a subsidiary of Kentucky Central for $ 12.6 million, more than twice the assessed value. Also Wilkinson and his wife failed to make interest payments on $ 11.4 million worth of industrial revenue bonds used to construct a high-rise condominium in downtown Lexington for which Kentucky Central served as guarantor. No legal attempt
2480-566: A large African American population after World War II . The Western Addition is usually divided into smaller neighborhoods including Hayes Valley , the Fillmore , and Japantown , which was once the largest Japantown in North America but suffered when its Japanese American residents were forcibly removed and interned during World War II. The Western Addition survived the 1906 earthquake with its Victorians largely intact, including
2635-599: A magnet for America's counterculture movement . Beat Generation writers fueled the San Francisco Renaissance and centered on the North Beach neighborhood in the 1950s. Hippies flocked to Haight-Ashbury in the 1960s, reaching a peak with the 1967 Summer of Love . In 1974, the Zebra murders left at least 16 people dead. In the 1970s, the city became a center of the gay rights movement , with
2790-583: A modern downtown Lexington and the two parties entered into a number of business transactions, many of which were backed by loans from Kentucky Central. In these arrangements Kentucky Central would loan the Webbs money to develop real estate projects and the brothers would pay back loans on their various properties. Kincaid trusted the Webb brothers to such an extent that when loaning money for real estate and property development, he would only require Dudley Webb to sign
2945-405: A more racially progressive city than other Southern cities, although only when black citizens accepted a lower status than white citizens. Many historians have referred to this "veil" of segregation as a "polite" racism . Historian George Wright stated that polite racism "often deluded both blacks and well-meaning whites into believing that real progress was being made in their city". For example, in
3100-401: A personal guarantee contract for the loans. This basic contract only assured that the guarantees would not be enforced unless the brothers diverted money from the project or if the project fell into dissolution. In either case the real estate would revert to Kentucky Central. Bud Burnett continued this agreement with the Webb brothers, where he would loan them funds for real estate projects with
3255-440: A port and naval base, post-Conquest San Francisco was still a small settlement with inhospitable geography. Situated at the tip of a windswept peninsula without water or firewood, San Francisco lacked most of the basic facilities for a 19th-century settlement. These natural disadvantages forced the town's residents to bring water, fuel and food to the site. Its 1847 population was said to be 459. The California gold rush brought
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#17327869850003410-424: A regular basis. The threat of major earthquakes plays a large role in the city's infrastructure development. The city constructed an auxiliary water supply system and has repeatedly upgraded its building codes, requiring retrofits for older buildings and higher engineering standards for new construction. However, there are still thousands of smaller buildings that remain vulnerable to quake damage. USGS has released
3565-660: A result of the training camp. In 1929, Louisville completed the lock and dam in the Falls of the Ohio and the city began referring to itself as "where Northern enterprise and Southern hospitality meet". Between the industrial boom of that year and through the Great Depression , Louisville gained 15,000 new residents, about 3% of them black, most fleeing poverty in rural areas. Throughout January 1937, 19.17 inches (48.7 cm) of rain fell in Louisville, and by January 27,
3720-418: A risky business plan. The contractual arrangement between Kentucky Central and the Webbs, along with similar agreements with other local business leaders, began to put a strain on Kentucky Central by the end of the 1980s. Multiple construction and development projects were later cited in court documents as being detrimental to the financial stability of the company. One such example was a 23-story development in
3875-603: A significant portion of the Comstock Lode 's gold and silver mines, establishing a virtual monopoly. Using his incredible clout, Ralston was able to generate millions of dollars for San Francisco during its heady boom years. He founded the Bank of California , the first bank in the Western United States, and built the opulent Palace Hotel, a symbol of San Francisco's newfound prosperity and the largest hotel in
4030-528: A spacious public park, resulting in plans for Golden Gate Park . San Franciscans built schools, churches, theaters, and all the hallmarks of civic life. The Presidio developed into the most important American military installation on the Pacific coast. By 1890, San Francisco's population approached 300,000, making it the eighth-largest city in the United States at the time. Around 1901, San Francisco
4185-484: A wave of " Manhattanization " that lasted until the late 1980s, a period of extensive high-rise development downtown. The 1980s also saw a dramatic increase in the number of homeless people in the city, an issue that remains today, despite many attempts to address it. The 1989 Loma Prieta earthquake caused destruction and loss of life throughout the Bay Area. In San Francisco, the quake severely damaged structures in
4340-501: A year with high temperatures at or above 90 °F (32 °C). The mean annual temperature is 58.2 °F (14.6 °C), with an average annual snowfall of 12.7 inches (32 cm) and an average annual rainfall of 44.9 inches (1,140 mm). The wettest seasons are spring and summer, although rainfall is fairly constant year round. During the winter, particularly in January and February, several days of snow can be expected. January
4495-620: Is a commercial, financial , and cultural center within Northern California . With a population of 808,988 residents as of 2023, San Francisco is the fourth-most populous city in the U.S. state of California behind Los Angeles , San Diego , and San Jose . It covers a land area of 46.9 square miles (121 square kilometers) at the upper end of the San Francisco Peninsula , making it the second-most densely populated major U.S. city behind New York City and
4650-494: Is essentially their original form, but most of the city's natural watercourses, such as Islais Creek and Mission Creek , have been partially or completely culverted and built over. Since the 1990s, however, the Public Utilities Commission has been studying proposals to daylight or restore some creeks. An Historical Center of San Francisco monument, where the 1899–1906 City Hall was once located,
4805-408: Is gone." Rebuilding was rapid and performed on a grand scale. Rejecting calls to completely remake the street grid, San Franciscans opted for speed. Amadeo Giannini 's Bank of Italy , later to become Bank of America , provided loans for many of those whose livelihoods had been devastated. The influential San Francisco Planning and Urban Research Association or SPUR was founded in 1910 to address
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4960-583: Is in United Nations Plaza , at 37°46′48″N 122°24′49″W / 37.7800397°N 122.4135943°W / 37.7800397; -122.4135943 The earliest center of San Francisco is Portsmouth Square , in the northeast quadrant of the city anchored by Market Street and the waterfront. Here in the northeast quadrant, the Financial District is centered, with Union Square , the principal shopping and hotel district, and
5115-679: Is included in the Louisville–Elizabethtown–Madison, KY–IN Combined Statistical Area (CSA), which also includes the Elizabethtown, KY MSA, as well as the Madison, IN Micropolitan Statistical Area . The Louisville area is near several other urban areas, especially Frankfort, Kentucky (the state's capital); Cincinnati , Ohio (the two cities' metropolitan statistical areas almost border each other); Lexington, Kentucky ; Bowling Green, Kentucky ; Nashville, Tennessee ; and
5270-534: Is not uncommon, with occasional tornado outbreaks in the region. Winter typically brings a mix of rain, sleet, and snow, with occasional heavy snowfall and icing. Louisville averages 4.5 days with low temperatures dipping to 10 °F (−12 °C); the first and last freezes of the season on average fall on November 2 and April 5, respectively. Summer is typically hazy, hot, and humid with long periods of 90–100 °F (32–38 °C) temperatures and drought conditions at times. Louisville averages 38 days
5425-632: Is now owned by Cumulus Media and the two television stations are owned by Gray Television . Other business interests were sold to various companies and over thirty lawsuits were filed in Kentucky courts to recoup funds. One of the initial lawsuits filed by the state was against the KCL Board of Directors and the estate of Bud Burnett seeking $ 200 million in damages. Also sued by the liquidators were Dudley, Donald (and his wife) Julie Webb as well as former governor Wallace Wilkinson. The Webbs were sued for $ 108 million, but settled after years of litigation for
5580-524: Is the 265th most dense city. Louisville is the historical county seat and, since 2003, the nominal seat of Jefferson County , on the Indiana border. Named after King Louis XVI of France, Louisville was founded in 1778 by George Rogers Clark , making it one of the oldest cities west of the Appalachians . With the nearby Falls of the Ohio as the only major obstruction to river traffic between
5735-412: Is the coldest month, with a mean temperature of 34.9 °F (1.6 °C). July is the average hottest month with a mean of 79.3 °F (26.3 °C). The highest recorded temperature was 107 °F (42 °C), which last occurred on July 14, 1936, and the lowest recorded temperature was −22 °F (−30 °C) on January 19, 1994. In 2012, Louisville had the fourth-hottest summer on record, with
5890-464: Is the correct pronunciation for the name of the much smaller Louisville, Colorado ). There are also acceptable hybrid ways of saying the name, such as / ˈ l uː ə v ɪ l / LOO -ə-vil , a mixture of the first and second pronunciations. The dominant local pronunciation, the LOO -ə-vəl pronunciation is widely practiced and accepted. Some even refer to it as the "only" correct way to pronounce
6045-437: The 2000 census , Louisville had a population of 256,231, down from the 1990 census population of 269,063. Due to the city-county merger that occurred in 2003, which expanded the city limits, the city's population increased to 597,337 at the 2010 census count. Louisville is the largest city in Kentucky, with 17.1% of the state's total population as of 2010; the balance's percentage was 13.8%. The 2007 demographic breakdown for
6200-638: The Bear Flag Revolt in Sonoma and the beginning of the U.S. Conquest of California , American forces from the USS Portsmouth under the command of John B. Montgomery captured Yerba Buena on July 9, 1846, with little resistance from the local Californio population, raising the American flag over Yerba Buena plaza (later renamed Portsmouth Square in commemoration of this event). Following
6355-544: The Black Lives Matter movement and a broader movement of racial unrest . As a result of the incident, the police chief was fired and four officers received federal charges, but no significant systemic changes were made. On April 10, 2023, a mass shooting occurred at the Old National Bank , killing five people, and injuring nine others. The suspect, who was a bank employee and who officials said
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6510-599: The C-46 Commando cargo plane, among other aircraft. In 1946, the factory was sold to International Harvester , which began large-scale production of tractors and agricultural equipment. In 1950, the Census Bureau reported Louisville's population as 84.3% white and 15.6% black. Throughout the 1940s, there were more black police officers than any other Southern city, though they were allowed to patrol only black districts. This, in part, made Louisville seem like
6665-578: The California earthquake forecast which models earthquake occurrence in California. San Francisco's shoreline has grown beyond its natural limits. Entire neighborhoods such as the Marina , Mission Bay , and Hunters Point , as well as large sections of the Embarcadero , sit on areas of landfill . Treasure Island was constructed from material dredged from the bay as well as material resulting from
6820-422: The Falls of the Ohio . Louisville is an Upper South city located in a Southern state that is influenced by both Southern and Midwestern culture . It is sometimes referred to as either one of the northernmost Southern cities or as one of the southernmost Northern cities in the United States. Louisville is located in Kentucky's outer Bluegrass region . Its development has been influenced by its location on
6975-838: The Golden Gate Bridge , cable cars , and Alcatraz . The city is home to a number of educational and cultural institutions, such as the University of California, San Francisco , the University of San Francisco , San Francisco State University , the San Francisco Conservatory of Music , the de Young Museum , the San Francisco Museum of Modern Art , the San Francisco Symphony , the San Francisco Ballet ,
7130-594: The Indianapolis, Indiana area (especially Columbus, Indiana , to the north of Southern Indiana). The downtown business district of Louisville is located immediately south of the Ohio River and southeast of the Falls of the Ohio. Major roads extend outwards from the downtown area in all directions. The airport is about 6.75 miles (10.86 km) south of the downtown area. The industrial sections of town are to
7285-501: The Marina and South of Market districts and precipitated the demolition of the damaged Embarcadero Freeway and much of the damaged Central Freeway , allowing the city to reclaim The Embarcadero as its historic downtown waterfront and revitalizing the Hayes Valley neighborhood. The two recent decades have seen booms driven by the internet industry. During the dot-com boom of the late 1990s, startup companies invigorated
7440-848: The San Francisco Opera , the SFJAZZ Center , and the California Academy of Sciences . Two major league sports teams, the San Francisco Giants and the Golden State Warriors , play their home games within San Francisco proper. San Francisco International Airport (SFO) offers flights to over 125 destinations, while a light rail and bus network , in tandem with the BART and Caltrain systems, connects nearly every part of San Francisco with
7595-589: The San Francisco, California financial district that was built by the Webb brothers with a loan of $ 46 million from Kentucky Central. When the Webbs could not sell the development, the property (valued at $ 25–30 million) reverted to KCL. It was eventually sold for $ 19 million, at a loss of $ 27 million. Other examples of similar arrangements took place with Webb developments in New Orleans , Colorado Springs , and Lexington. Kentucky Central's association with
7750-666: The Southern National Bank building. The buildings of West Main Street in downtown Louisville have the largest collection of cast iron facades of anywhere outside of New York's SoHo neighborhood. Since the mid-20th century, Louisville has in some ways been divided into three sides of town: the West End, the South End, and the East End. In 2003, Bill Dakan, a University of Louisville geography professor, said that
7905-501: The Tenderloin nearby. Cable cars carry riders up steep inclines to the summit of Nob Hill , once the home of the city's business tycoons, and down to the waterfront tourist attractions of Fisherman's Wharf , and Pier 39 , where many restaurants feature Dungeness crab from a still-active fishing industry. Also in this quadrant are Russian Hill , a residential neighborhood with the famously crooked Lombard Street ; North Beach ,
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#17327869850008060-458: The fifth-most densely populated U.S. county , behind four of New York City's boroughs . Among the 92 U.S. cities proper with over 250,000 residents, San Francisco is ranked first by per capita income and sixth by aggregate income as of 2022. San Francisco anchors the 13th most populous metropolitan statistical area in the United States , with almost 4.6 million residents in 2023. The larger San Jose–San Francisco–Oakland combined statistical area ,
8215-596: The incorporated cities outside the " balance " which make up Louisville proper. The city's total consolidated population as of the 2020 census was 782,969. However, the balance total of 633,045 excludes other incorporated places within the county and is the population listed in most sources and national rankings. The Louisville-Jefferson County, KY-IN Metropolitan Statistical Area (MSA) includes Louisville-Jefferson County and 12 surrounding counties , seven in Kentucky and five in Southern Indiana . As of 2023,
8370-466: The 1910s, a wave of Central American immigrants settled in the Mission and, in the 1950s, immigrants from Mexico began to predominate. In recent years, gentrification has changed the demographics of parts of the Mission from Latino, to twenty-something professionals. Noe Valley to the southwest and Bernal Heights to the south are both increasingly popular among young families with children. East of
8525-707: The 1980s, many of the city's urban neighborhoods have been revitalized into areas popular with young professionals and college students. The greatest change has occurred along the Bardstown Road/Baxter Avenue and Frankfort Avenue corridors as well as the Old Louisville neighborhood. In recent years, such change has also occurred in the East Market District (NuLu). Since the late 1990s, Downtown has experienced significant residential, tourist and retail growth, including
8680-403: The 287,012 households, 29.6% had children under the age of 18 living with them, 45.2% were married couples living together, 14.7% had a female householder with no husband present, and 36.2% were not families. About 30.5% of all households were made up of individuals, and 10.3% had someone living alone who was 65 years of age or older. The average household size was 2.37 and the average family size
8835-519: The Bank of Louisville, whose holdings included millions of dollars of securities put up as collateral for a loan connected to Kentucky Central in a complicated real estate deal. Stephens asked another law firm in 1995 to look into allegations that Stites & Harbison had a conflict of interest representing the Office of Insurance while continuing to represent the Bank of Louisville. The report claimed Beshear
8990-535: The Bay Area a center for trade. Catering to the needs and tastes of the growing population, Levi Strauss opened a dry goods business and Domingo Ghirardelli began manufacturing chocolate. Chinese immigrants made the city a polyglot culture, drawn to "Old Gold Mountain," creating the city's Chinatown quarter. By 1880, Chinese made up 9.3% of the population. The first cable cars carried San Franciscans up Clay Street in 1873. The city's sea of Victorian houses began to take shape, and civic leaders campaigned for
9145-705: The Birdman of Alcatraz. San Francisco later celebrated its regained grandeur with a World's fair , the Golden Gate International Exposition in 1939–40, creating Treasure Island in the middle of the bay to house it. During World War II , the city-owned Sharp Park in Pacifica was used as an internment camp to detain Japanese Americans . Hunters Point Naval Shipyard became a hub of activity, and Fort Mason became
9300-648: The East End has been seen as middle and upper class . According to the Greater Louisville Association of Realtors, the area with the lowest median home sales price is west of Interstate 65, in the West and South Ends. The middle range of home sales prices are between Interstates 64 and 65 in the South and East Ends, and the highest median home sales price are north of Interstate 64 in the East End. Immigrants from Southeast Asia tend to settle in
9455-472: The Louisville ordinance made it illegal for him to live there, Warley withheld payment, setting in motion a breach of contract suit by Buchanan. By 1917 the U.S. Supreme Court agreed to hear the case of Buchanan v. Warley . The court struck down the Louisville residential segregation ordinance, ruling that it violated the Fourteenth Amendment 's due process clause. In 1917, shortly after
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#17327869850009610-540: The MSA had a population of 1,365,557, the 43rd largest in the nation . The correct pronunciation of the name of Louisville is heatedly debated. The three most popular pronunciations are, in order: All three are generally considered acceptable; the Louisville Visitor Center says that only the rare / ˈ l uː ɪ s v ɪ l / LOO -iss-vil is completely unacceptable (though it
9765-522: The Mission is the Potrero Hill neighborhood, a mostly residential neighborhood that features sweeping views of downtown San Francisco. West of the Mission, the area historically known as Eureka Valley , now popularly called the Castro , was once a working-class Scandinavian and Irish area. It has become North America's first gay village , and is now the center of gay life in the city. Located near
9920-403: The Ohio River crested at a record 57.15 feet (17.42 m), almost 30 feet (9.1 m) above flood stage. These events triggered the "Great Flood of 1937" , which lasted into early February. The flood submerged 60–70 percent of the city, caused complete loss of power for four days, and forced the evacuation of 175,000 or 230,000 residents, depending on sources. Ninety people died as a result of
10075-428: The Ohio River, which spurred Louisville's growth from an isolated camp site into a major shipping port. Much of the city is located on a very wide and flat floodplain surrounded by hill country on all sides. Much of the area was swampland that had to be drained as the city grew. In the 1840s, most creeks were rerouted or placed in canals to prevent flooding and disease outbreaks. Areas generally east of I-65 are above
10230-731: The Outer Richmond and Outer Sunset can refer to the more western portions of their respective district and the Inner Richmond and Inner Sunset can refer to the more eastern portions. Many piers remained derelict for years until the demolition of the Embarcadero Freeway reopened the downtown waterfront, allowing for redevelopment. The centerpiece of the port, the Ferry Building , while still receiving commuter ferry traffic, has been restored and redeveloped as
10385-420: The Presidio garrison, commanded by Mariano Vallejo , relocated to the Presidio of Sonoma , which was regarded as needing a greater military presence due the proximity of the Russian settlement at Fort Ross . Only a small detachment remained at the Presidio of San Francisco. Mission Dolores sold most of its property in 1836, retaining only the church and related structures. In 1833, Juana Briones de Miranda
10540-517: The San Francisco Peninsula just north of San Bruno Mountain . Everything south of the line became the new San Mateo County while everything north of the line became the new consolidated City and County of San Francisco. The California Gold Rush triggered a wave of entrepreneurial activity as individuals sought to capitalize on the newfound wealth. The discovery of silver deposits, notably the Comstock Lode in Nevada in 1859, further fueled rapid population growth and economic expansion. San Francisco, as
10695-405: The San Francisco economy. Large numbers of entrepreneurs and computer application developers moved into the city, followed by marketing, design, and sales professionals, changing the social landscape as once poorer neighborhoods became increasingly gentrified . Demand for new housing and office space ignited a second wave of high-rise development, this time in the South of Market district. By 2000,
10850-505: The South End, while immigrants from Eastern Europe settle in the East End. Louisville has a humid subtropical climate ( Köppen Cfa ), typical of the Upper South , and is located in USDA plant hardiness zones 6b and 7a. Springlike conditions typically begin in mid-to-late March, summer from mid-to-late-May to late September, with fall in the October–November period. Seasonal extremes in both temperature and precipitation are not uncommon during early spring and late fall; severe weather
11005-400: The Spanish ship San Carlos , commanded by Juan Manuel de Ayala , became the first ship to anchor in the bay. Soon after, on March 28, 1776, Anza established the Presidio of San Francisco . On October 9, Mission San Francisco de Asís , also known as Mission Dolores, was founded by Padre Francisco Palóu . In 1794, the Presidio established the Castillo de San Joaquín , a fortification on
11160-501: The United States on the Global Financial Centres Index as of September 2023 . Despite a continuing exodus of businesses from the downtown area of San Francisco, the city is still home to numerous companies inside and outside of technology, including Salesforce , Uber , Airbnb , X , Levi's , Gap , Dropbox , and Lyft . In 2022, San Francisco had more than 1.7 million international visitors –
11315-489: The United States' entry into World War I , Louisville was selected as the site of Camp Zachary Taylor. Camp Taylor was one of the country's largest World War I training camps. It was home of the 84th Infantry Division and trained over 150,000 men by the end of war, including F. Scott Fitzgerald . The camp was closed in 1921. Many of the buildings and infrastructure in the Camp Taylor neighborhood of Louisville are there as
11470-538: The Webb brothers was not its only financial misstep and there were other more glaring and questionable business practices in the company's final days, two of which center on former Kentucky Governor Wallace Wilkinson . Wilkinson and Burnett had been long-time friends and business associates. Burnett had supported Wilkinson's 1987 gubernatorial campaign, and Wilkinson appointed Burnett to the University of Kentucky Board of Trustees in 1988. Court documents showed that shortly after Wilkinson's election victory in 1987, he sold
11625-543: The West End, west of 7th Street and north of Algonquin Parkway, is "a euphemism for the African American part of town" although he points out that this belief is not entirely true, and most African Americans no longer live in areas where more than 80% of residents are black. Nevertheless, he says the perception is still strong. The South End has long had a reputation as a white, working-class part of town, while
11780-493: The addition of major sports complexes KFC Yum! Center , Lynn Family Stadium and Louisville Slugger Field , conversion of waterfront industrial sites into Waterfront Park , openings of varied museums (see Museums, galleries and interpretive centers below), and the refurbishing of the former Galleria into the bustling entertainment complex Fourth Street Live! , which opened in 2004. On March 13, 2020, four plainclothed officers from Louisville Metro Police Department executed
11935-425: The agreement that the guarantees would only be enforced if the project fell into dissolution or if funds were found to be misappropriated or embezzled by the Webbs. This agreement would eventually be one of the factors leading to the downfall of Kentucky Central. During Burnett's tenure as CEO, Kentucky Central, through Donald and Dudley Webb, began developing even more properties under this arrangement. One reason for
12090-464: The area. Further development is taking place just to the south in Mission Bay area, a former railroad yard, which now has a second campus of the University of California, San Francisco and Chase Center , which opened in 2019 as the new home of the Golden State Warriors . West of downtown, across Van Ness Avenue , lies the large Western Addition neighborhood, which became established with
12245-507: The arts and sciences, spurred by leading universities , high-tech , healthcare, finance, insurance, real estate, and professional services sectors. As of 2020 , the metropolitan area, with 4.5 million residents, ranked 5th by GDP ($ 874 billion) and 2nd by GDP per capita ($ 131,082) across the OECD countries, ahead of global cities like Paris , London , and Singapore . It is the fourth-largest by aggregate income and economic output, with
12400-597: The beginning of the assimilation of the Ramaytush people, and the decline of their language and culture. The Spanish Empire claimed San Francisco as part of Las Californias , a province of the Viceroyalty of New Spain . The Spanish first arrived in what is now San Francisco on November 2, 1769, when the Portolá expedition led by Don Gaspar de Portolá and Juan Crespí arrived at San Francisco Bay . Having noted
12555-426: The capture, U.S. forces appointed both José de Jesús Noé and Washington Allon Bartlett to serve as co- alcaldes (mayors), while the conquest continued on in the rest of California. On January 30, 1847, Mayor Bartlett ordained that the city should officially change its name from "Yerba Buena" to "San Francisco", as the former name was only locally recognized and the latter name was in use on international maps. There
12710-495: The city Jim Crow practices were not maintained by law so much as by custom. Similar to many other older American cities, Louisville began to experience a movement of people and businesses to the suburbs in the 1960s and 1970s. Middle class residents used newly built freeways and interstate highways to commute to work, moving into more distant but newer housing. Because of tax laws, businesses found it cheaper to build new rather than renovate older buildings. Economic changes included
12865-547: The city $ 2.5 million (equivalent to $ 69 million in 2019). Established in 1896, Neighborhood House Louisville was the first settlement movement house in the state. Following the Civil War and the Emancipation Proclamation, freed slaves settled in a neighborhood of Louisville called Little Africa, nicknamed "the gateway to the South," near the present neighborhood of Park DuValle . The neighborhood
13020-476: The city and burned out of control for several days. With water mains out of service, the Presidio Artillery Corps attempted to contain the inferno by dynamiting blocks of buildings to create firebreaks. More than three-quarters of the city lay in ruins, including almost all of the downtown core. Contemporary accounts reported that 498 people died, though modern estimates put the number in
13175-521: The city as a whole, asserting that the issues of concern are restricted primarily to the urban core of San Francisco. As of March 2024, Union Square was in "sorry shape" and had lost its traditional position as the Bay Area's regional shopping hub to Westfield Valley Fair in San Jose. The Ferry Station Post Office Building , Armour & Co. Building , Atherton House , and YMCA Hotel are historic buildings among dozens of historical landmarks in
13330-548: The city's Little Italy and the former center of the Beat Generation ; and Telegraph Hill , which features Coit Tower . Abutting Russian Hill and North Beach is San Francisco's Chinatown , the oldest Chinatown in North America. The South of Market , which was once San Francisco's industrial core, has seen significant redevelopment following the construction of Oracle Park and an infusion of startup companies . New skyscrapers, live-work lofts, and condominiums dot
13485-479: The city's alcalde , renamed it from Yerba Buena (Spanish for "Good Herb"), which had been the name of the first civilian pueblo in San Francisco, as well as the name of Yerba Buena Cove , which the pueblo was on the shore of. Earlier in San Francisco's history, the uninhabited area on the northeastern side of San Francisco was called El Paraje de Yerba Buena , after the herb that was growing abundantly there. The name Yerba Buena continues to be used in locations in
13640-579: The city's main commercial airport, hosts UPS's worldwide hub. Since 2003, Louisville's borders have been the same as those of Jefferson County, after a city-county merger . The official name of this consolidated city-county government is the Louisville/Jefferson ;County Metro Government, abbreviated to Louisville Metro. Despite the merger and renaming, the term "Jefferson County" continues to be used in some contexts in reference to Louisville Metro, particularly including
13795-417: The city's population reached new highs, surpassing the previous record set in 1950. When the bubble burst in 2001 and again in 2023, many of these companies folded and their employees were laid off. Yet high technology and entrepreneurship remain mainstays of the San Francisco economy. By the mid-2000s (decade), the social media boom had begun, with San Francisco becoming a popular location for tech offices and
13950-576: The city's southern border, the Excelsior District is one of the most ethnically diverse neighborhoods in San Francisco. The Bayview-Hunters Point in the far southeast corner of the city is one of the poorest neighborhoods, though the area has been the focus of several revitalizing and urban renewal projects. The construction of the Twin Peaks Tunnel in 1918 connected southwest neighborhoods to downtown via streetcar, hastening
14105-571: The city, according to the National Register of Historic Places listings in San Francisco . San Francisco is located on the West Coast of the United States , at the north end of the San Francisco Peninsula and includes significant stretches of the Pacific Ocean and San Francisco Bay within its boundaries. Several picturesque islands — Alcatraz , Treasure Island and the adjacent Yerba Buena Island , and small portions of Alameda Island , Red Rock Island , and Angel Island —are part of
14260-865: The city, such as on Yerba Buena Island and in the Yerba Buena Center for the Arts and Yerba Buena Gardens . While people residing outside the San Francisco Bay Area use nicknames including "Frisco" and "San Fran", local residents in the Bay Area sometimes refer to San Francisco as "the City" or "SF". The choice of nickname a person uses is a common way for locals to distinguish long-time residents from tourists and recent arrivals. "San Fran" and "Frisco" are sometimes considered controversial as nicknames among San Francisco residents. The earliest archeological evidence of human habitation of
14415-422: The city. As Lexington and Kentucky Central grew during the late 1960s and early 1970s, Kincaid had a vision for the future of the city and the financial resources available to make his vision a reality. During this time he began investing profits from KCL into various business ventures, including real estate development projects in the downtown Lexington area. The centerpiece of his vision would be Kincaid Towers ,
14570-432: The city. Also included are the uninhabited Farallon Islands , 27 miles (43 km) offshore in the Pacific Ocean. The mainland within the city limits roughly forms a "seven-by-seven-mile square," a common local colloquialism referring to the city's shape, though its total area, including water, is nearly 232 square miles (600 km ). There are more than 50 hills within the city limits. Some neighborhoods are named after
14725-557: The company in turn never sought payment until after the liquidation. The financial irregularities, loans granted at well under market rates, and failure to collect deficiencies through personal guarantees against more than 30 different borrowers on loans during the late 1980s and early 1990s left Kentucky Central with financial losses in excess of $ 141 million. On February 12, 1993, the Kentucky Department of Insurance seized Kentucky Central and, after an extensive audit, found
14880-551: The company to Lexington, Kentucky in an attempt to consolidate his many business interests in the Central Kentucky region. Kentucky Central's move came during a "golden era" of business in Lexington, as the city's economy moved from being agrarian in nature (centering on the tobacco and Thoroughbred industry) as other major corporations such as IBM , Ashland Oil , and Jerrico moved to or began expanding operations in
15035-741: The company to be insolvent. After nearly a century in business one of the nation's leading life insurance companies was effectively out of business and over 1000 employees were without work. Ill with brain cancer , Bud Burnett died soon after Kentucky Central was declared insolvent, and liquidation proceedings began in early 1994. One year later Jefferson-Pilot assumed the company's life and annuity responsibilities and provided $ 250 million in related support. Bankers Trust Company purchased nearly $ 225 million in real estate holdings from KCL. Two Lexington media outlets, ( WVLK-590 AM radio and WKYT-27 television), as well as WYMT-TV in Hazard , were also sold. WVLK
15190-515: The country at the time. His financial empire, however, collapsed in 1875 as a result of the Panic of 1873 , triggering a major economic crisis in San Francisco. Development of the Port of San Francisco and the establishment in 1869 of overland access to the eastern U.S. rail system via the newly completed Pacific Railroad (the construction of which the city only reluctantly helped support ) helped make
15345-683: The development of West Portal , and nearby affluent Forest Hill and St. Francis Wood . Further west, stretching all the way to the Pacific Ocean and north to Golden Gate Park lies the vast Sunset District , a large middle-class area with a predominantly Asian population. The northwestern quadrant of the city contains the Richmond , a mostly middle-class neighborhood north of Golden Gate Park, home to immigrants from other parts of Asia as well as many Russian and Ukrainian immigrants. Together, these areas are known as The Avenues . These two districts are each sometimes further divided into two regions:
15500-509: The emergence of The Castro as an urban gay village , the election of Harvey Milk to the Board of Supervisors , and his assassination , along with that of Mayor George Moscone , in 1978. Bank of America , now based in Charlotte , North Carolina , was founded in San Francisco; the bank completed 555 California Street in 1969. The Transamerica Pyramid was completed in 1972, igniting
15655-477: The entire Louisville Metro area was 74.8% White (71.7% non-Hispanic), 22.2% African American, 0.6% Native American, 2.0% Asian, 0.1% Hawaiian or Pacific islander, 1.4% other, and 1.6% multiracial. About 2.9% of the total population was identified as Hispanic of any race. During the same year, the area of premerger Louisville consisted 60.1% White, 35.2% African American, 1.9% Asian, 0.2% Native American, and 3.0% other, with 2.4% identified as Hispanic of any race. Of
15810-774: The excavation of the Yerba Buena Tunnel through Yerba Buena Island during the construction of the Bay Bridge. Such land tends to be unstable during earthquakes. The resulting soil liquefaction causes extensive damage to property built upon it, as was evidenced in the Marina district during the 1989 Loma Prieta earthquake . A few natural lakes and creeks ( Lake Merced , Mountain Lake , Pine Lake , Lobos Creek , El Polin Spring ) are within parks and remain protected in what
15965-520: The fact that there were no churches to be found, prompted missionaries like William Taylor to come to San Francisco where he began preaching in the streets, using an upright barrel as his pulpit. Taylor was able to garner enough generous donations from successful gold miners with which he used to build a church. One of the most influential figures of this era was William Chapman Ralston . A shrewd banker and investor, Ralston amassed considerable wealth and influence in San Francisco. He gained control over
16120-430: The falls. By 1828, the population had grown to 7,000 and Louisville became an incorporated city. Early Louisville was a major shipping port and enslaved African Americans worked in a variety of associated trades. The city was often a point of escape for fugitive slaves to the north, as Indiana was a free state. During this point in the 1850s, the city was growing and vibrant, but that also came with negativity. It
16275-497: The famous " Painted Ladies ," standing alongside Alamo Square . To the south, near the geographic center of the city is Haight-Ashbury , famously associated with 1960s hippie culture. The Haight is now home to some expensive boutiques and a few controversial chain stores, although it still retains some bohemian character. North of the Western Addition is Pacific Heights , an affluent neighborhood that features
16430-782: The fifth-largest urban region in the U.S., had a 2023 estimated population of over 9 million. Prior to European settlement , the modern city proper was inhabited by the Yelamu , who spoke a language now referred to as Ramaytush Ohlone . On June 29, 1776, settlers from New Spain established the Presidio of San Francisco at the Golden Gate , and the Mission San Francisco de Asís a few miles away, both named for Francis of Assisi . The California gold rush of 1849 brought rapid growth, transforming an unimportant hamlet into
16585-407: The fifth-most visited city from abroad in the United States after New York City, Miami , Orlando , and Los Angeles – and approximately 20 million domestic visitors for a total of 21.9 million visitors. It is known for its steep rolling hills and eclectic mix of architecture across varied neighborhoods , its Chinatown and Mission districts, its cooling summers, fog , and landmarks including
16740-476: The financial instability of Kentucky Central. For twenty-three years the accounting firm of Deloitte & Touche served as the auditor of Kentucky Central's accounting and financial records. One example involved Bruce Burnett (the son of CEO Bud Burnett) an independent insurance agent in Lexington, who had failed to turn over millions in Kentucky Central premiums paid by customers to the company, and
16895-610: The first land grant in Yerba Buena: to William Richardson , a naturalized Mexican citizen of English birth. Richardson had arrived in San Francisco aboard a whaling ship in 1822. In 1825, he married Maria Antonia Martinez, eldest daughter of the Californio Ygnacio Martínez . Yerba Buena began to attract American and European settlers; an 1842 census listed 21 residents (11%) born in the United States or Europe, as well as one Filipino merchant. Following
17050-463: The first one was "correct". LUUV -əl is a less common, particularly rural way of saying the name. While it is considered acceptable, it is not as widely heard as the others. The history of Louisville spans hundreds of years, and has been influenced by the area's geography and proximity to the Falls of the Ohio River . Since the Falls created a barrier to river travel, settlements grew at this portage point. The first European settlement in
17205-506: The flood plain, and are composed of gently rolling hills. The southernmost parts of Jefferson County are in the scenic and largely undeveloped Knobs region , which is home to Jefferson Memorial Forest . The Louisville-Jefferson County, KY-IN Metropolitan Statistical Area (MSA), the 43rd largest in the United States, includes the Kentucky county of Jefferson ( coterminous with Louisville Metro), plus twelve outlying counties—seven in Kentucky and five in Southern Indiana . Louisville's MSA
17360-575: The flood. It led to dramatic changes in where residents lived. Today, the city is protected by numerous flood walls . After the flood, the areas of high elevation in the eastern part of the city had decades of residential growth. Louisville was a center for factory war production during World War II. In May 1942, the U.S. government assigned the Curtiss-Wright Aircraft Company, a war plant located at Louisville's air field, for wartime aircraft production. The factory produced
17515-518: The gateway to the goldfields, experienced a surge in population and commercial activity. However, the influx of fortune seekers also brought challenges. Lawlessness was rampant, and the Barbary Coast district became synonymous with vice, attracting criminals, prostitutes, and illicit activities, including but not limited to prostitution, bootlegging , and gambling. The rapidly growing population, with its lawlessness, gambling and other vices, and
17670-457: The hill on which they are situated, including Nob Hill , Potrero Hill , and Russian Hill . Near the geographic center of the city, southwest of the downtown area, are a series of less densely populated hills. Twin Peaks , a pair of hills forming one of the city's highest points, forms an overlook spot. San Francisco's tallest hill, Mount Davidson , is 928 feet (283 m) high and is capped with
17825-562: The homes built by wealthy San Franciscans in the wake of the 1906 earthquake. Directly north of Pacific Heights facing the waterfront is the Marina , a neighborhood popular with young professionals that was largely built on reclaimed land from the Bay. In the southeast quadrant of the city is the Mission District —populated in the 19th century by Californios and working-class immigrants from Germany, Ireland, Italy, and Scandinavia. In
17980-580: The increase in development between the two parties was the downtown revitalization projects associated with Lexington hosting the 1985 NCAA Men's and 1986 Women's Final Four, and the expansion of development projects throughout the Continental United States. Lexington's "new downtown" financed by KCL and developed and managed by the Webb brothers were viewed in the local media as a success story; however, less than ten years later both parties would be in deep financial trouble. One reason for
18135-538: The larger Port of Oakland . The city began to lose industrial jobs and turned to tourism as the most important segment of its economy. The suburbs experienced rapid growth, and San Francisco underwent significant demographic change, as large segments of the white population left the city, supplanted by an increasing wave of immigration from Asia and Latin America. From 1950 to 1980, the city lost over 10 percent of its population. Over this period, San Francisco became
18290-406: The local indigenous population, but they moved out by the late 1780s. In 1803, explorers Meriwether Lewis and William Clark organized their expedition across America in the town of Clarksville, Indiana at the present-day Falls of the Ohio opposite Louisville, Kentucky. The city's early growth was influenced by the fact that river boats had to be unloaded and moved downriver before reaching
18445-475: The missions were made to divest themselves of their extensive landholdings and emancipate the indigenous people under their control. As part of the process of secularization, Governor José Figueroa opened up San Francisco to civilian settlement. Prior to secularization, the only settlements in San Francisco had been the military settlement at the Presidio and the religious settlement at Mission Dolores. In 1835,
18600-581: The name of the city. LOO -ee-vil , while respecting the proper pronunciation of the name of the French king who gave Louisville its name, is significantly less common among locals. It is, however, frequently used by those not from the area. In 2001, local journalist and historian George H. Yater noted that older natives tended toward the second pronunciation, and that both the first and second pronunciations were used equally in local radio and television broadcasting; however, new personalities were taught that
18755-484: The period of Mexican rule , although it was not until 1833 that the missions would be secularized. Agricultural land became largely privatized as ranchos , as was occurring in other parts of California. Coastal trade increased, including a half-dozen barques from various Atlantic ports which regularly sailed in California waters. With the enactment of the Mexican Secularization Act of 1833 ,
18910-533: The primary port of embarkation for service members shipping out to the Pacific Theater of Operations . The explosion of jobs drew many people, especially African Americans from the South , to the area. After the end of the war, many military personnel returning from service abroad and civilians who had originally come to work decided to stay. The United Nations Charter creating the United Nations
19065-412: The push into the real estate and property development market was due to higher than expected payouts on certain high-risk life insurance products. Kentucky Central had set sales goals which could not be met under the financial conditions given, meaning that the company felt it had to push as much revenue as possible out of its real estate investments. This would eventually lead to fewer internal controls and
19220-605: The quality of housing after the earthquake. The earthquake hastened development of western neighborhoods that survived the fire, including Pacific Heights , where many of the city's wealthy rebuilt their homes. In turn, the destroyed mansions of Nob Hill became grand hotels. City Hall rose again in the Beaux Arts style, and the city celebrated its rebirth at the Panama–Pacific International Exposition in 1915. During this period, San Francisco built some of its most important infrastructure. Civil Engineer Michael O'Shaughnessy
19375-551: The rise of the beatnik and hippie countercultures, the sexual revolution , the peace movement growing from opposition to United States involvement in the Vietnam War , and other factors led to the Summer of Love and the gay rights movement, cementing San Francisco as a center of liberal activism in the United States . San Francisco and the surrounding San Francisco Bay Area are a global center of economic activity and
19530-542: The several thousands. More than half of the city's population of 400,000 was left homeless. Refugees settled temporarily in makeshift tent villages in Golden Gate Park, the Presidio, on the beaches, and elsewhere. Many fled permanently to the East Bay . Jack London is remembered for having famously eulogized the earthquake: "Not in history has a modern imperial city been so completely destroyed. San Francisco
19685-484: The south and west of the airport, while most of the residential areas of the city are to the southwest, south, and east of downtown. In 2010, the 22,000-seat KFC Yum! Center was completed. Twelve of the 15 buildings in Kentucky over 300 feet (91 m) are located in downtown Louisville. Another primary business and industrial district is located in the suburban area east of the city on Hurstbourne Parkway. Louisville's late 19th- and early 20th-century development
19840-543: The southern side of the Golden Gate , which later came to be known as Fort Point. In 1804, the province of Alta California was created, which included San Francisco. At its peak in 1810–1820, the average population at the Mission Dolores settlement was about 1,100 people. In 1821, the Californias were ceded to Mexico by Spain. The extensive California mission system gradually lost its influence during
19995-631: The strategic benefits of the area due to its large natural harbor, the Spanish dispatched Pedro Fages in 1770 to find a more direct route to the San Francisco Peninsula from Monterey , which would become part of the El Camino Real route. By 1774, Juan Bautista de Anza had arrived to the area to select the sites for a mission and presidio . The first European maritime presence in San Francisco Bay occurred on August 5, 1775, when
20150-546: The temperature rising up to 106 °F (41 °C) in July and the June all-time monthly record high temperature being broken on two consecutive days. As the city exemplifies the urban heat island effect, temperatures in commercial areas and in the industrialized areas along interstates are often higher than in the suburbs, often as much as 5 °F (2.8 °C). Between 1970 and 2000, Louisville lost population each decade. As of
20305-493: The territory of San Francisco dates to 3000 BCE. The Yelamu group of the Ramaytush people resided in a few small villages when an overland Spanish exploration party arrived on November 2, 1769, the first documented European visit to San Francisco Bay . The Ohlone name for San Francisco was Ahwaste , meaning, "place at the bay." The arrival of Spanish colonists, and the implementation of their Mission system, marked
20460-643: The time of that company's collapse. However, the former Governor's attempts failed as he lost his re-election bid to Beshear by nearly 200,000 votes (18%). Louisville, Kentucky Louisville is the most populous city in the Commonwealth of Kentucky , sixth-most populous city in the Southeast , and the 27th-most-populous city in the United States . By land area, it is the country's 24th-largest city , although by population density, it
20615-402: The underwater lot. By 1851, the harbor was extended out into the bay by wharves while buildings were erected on piles among the ships. By 1870, Yerba Buena Cove had been filled to create new land. Buried ships are occasionally exposed when foundations are dug for new buildings. California was quickly granted statehood in 1850, and the U.S. military built Fort Point at the Golden Gate and
20770-636: The upper Ohio River and the Gulf of Mexico , the settlement first grew as a portage site. It was the founding city of the Louisville and Nashville Railroad , which grew into a 6,000-mile (9,700 km) system across 13 states. Today, the city is known as the home of boxer Muhammad Ali , the Kentucky Derby , Kentucky Fried Chicken , the University of Louisville and its Cardinals , Louisville Slugger baseball bats, and Fortune 500 company Humana . Louisville Muhammad Ali International Airport ,
20925-638: The vicinity of modern-day Louisville was on Corn Island in 1778 by Col. George Rogers Clark, credited as the founder of Louisville. Several landmarks in the community are named after him. Two years later, in 1780, the Virginia General Assembly approved the town charter of Louisville. The city was named in honor of King Louis XVI of France, whose soldiers were then aiding Americans in the Revolutionary War . Early residents lived in forts to protect themselves from raids from
21080-554: The war was over. The first Kentucky Derby was held on May 17, 1875, at the Louisville Jockey Club track (later renamed Churchill Downs ). The Derby was originally shepherded by Meriwether Lewis Clark Jr. , the grandson of William Clark of the Lewis and Clark Expedition, and grandnephew of the city's founder George Rogers Clark. Horse racing had a strong tradition in Kentucky, whose Inner Bluegrass Region had been
21235-421: The wider region. San Francisco, which is Spanish for "Saint Francis," takes its name from Mission San Francisco de Asís , which in turn was named after Saint Francis of Assisi . The mission received its name in 1776, when it was founded by the Spanish under the leadership of Padre Francisco Palóu . The city has officially been known as San Francisco since 1847, when Washington Allon Bartlett , then serving as
21390-455: Was 2.97. The age distribution is 24.3% under the age of 18, 8.9% from 18 to 24, 30.4% from 25 to 44, 22.8% from 45 to 64, and 13.5% who were 65 years of age or older. The median age was 37 years. For every 100 females, there were 91.60 males. For every 100 females age 18 and over, there were 87.60 males. San Francisco San Francisco , officially the City and County of San Francisco ,
21545-415: Was a major city known for its flamboyant style, stately hotels, ostentatious mansions on Nob Hill , and a thriving arts scene. The first North American plague epidemic was the San Francisco plague of 1900–1904 . At 5:12 am on April 18, 1906, a major earthquake struck San Francisco and northern California. As buildings collapsed from the shaking, ruptured gas lines ignited fires that spread across
21700-613: Was a major port of embarkation for naval service members shipping out to the Pacific Theater . In 1945, the United Nations Charter was signed in San Francisco, establishing the United Nations and in 1951, the Treaty of San Francisco re-established peaceful relations between Japan and the Allied Powers . After the war, the confluence of returning servicemen, significant immigration , liberalizing attitudes,
21855-533: Was a major stronghold of Union forces , which kept Kentucky firmly in the Union. By the end of the war, the city of Louisville itself had not been attacked, although skirmishes and battles, including the battles of Perryville and Corydon , took place nearby. After the war, returning Confederate veterans largely took political control of the city, leading to the jibe that Louisville joined the Confederacy after
22010-412: Was also at the helm of KCL when the company began its collapse. During Lexington's building boom of the early 1970s, Kincaid entered into a business partnership with brothers Donald and Dudley Webb. The Webb brothers, like Kincaid, were natives of Kentucky's Appalachian region who had previously conducted business with one of Kincaid's banking interests. Kincaid trusted the Webbs to carry out his vision of
22165-500: Was also concern that a new town being planned by General Vallejo on the Carquinez Strait was to be called "Francisca", after the first name of his wife. After the name change to "San Francisco", the name of Vallejo's town was changed to Benicia , after his wife's middle name. Following the Treaty of Guadalupe Hidalgo in 1848, Alta California was ceded from Mexico to the United States . Despite its attractive location as
22320-596: Was at the height of the Great Depression that San Francisco undertook two great civil engineering projects, simultaneously constructing the San Francisco–Oakland Bay Bridge and the Golden Gate Bridge , completing them in 1936 and 1937, respectively. It was in this period that the island of Alcatraz , a former military stockade, began its service as a federal maximum security prison, housing notorious inmates such as Al Capone , and Robert Franklin Stroud ,
22475-464: Was centered on a plaza that is now Portsmouth Square . A land survey of Yerba Buena was made by the Swiss immigrant Jean Jacques Vioget as prelude to the city plan. Francisco de Haro , a non- Californio Mexican native, became the first alcalde of Yerba Buena. The second alcalde José Joaquín Estudillo was a Californio from a prominent Monterey family. In 1835, while in office, he approved
22630-461: Was described as a "thriving community" by the 1920s, and declined between the 1940s and 1950s. In 1914, the city of Louisville passed a racially based residential zoning code, following Baltimore, Atlanta, and a handful of cities in the Carolinas. The NAACP challenged the ordinance in two cases. Two weeks after the ordinance enacted, an African-American named Arthur Harris moved into a house on
22785-536: Was drafted and signed in San Francisco in 1945 and, in 1951, the Treaty of San Francisco re-established peaceful relations between Japan and the Allied Powers . Urban planning projects in the 1950s and 1960s involved widespread destruction and redevelopment of west-side neighborhoods and the construction of new freeways , of which only a series of short segments were built before being halted by citizen-led opposition . The onset of containerization made San Francisco's small piers obsolete, and cargo activity moved to
22940-646: Was formally made to have the Wilkinsons pay the interest until after the company went into liquidation. Wilkinson, the Webb brothers and other business associates also received loans from Kentucky Central at interest well below the market rate. The Bank of Louisville also received rates at well below market value, as well as other prominent Central Kentucky figures, including former University of Kentucky Athletic Director Larry Ivy and former Kentucky basketball coach Rick Pitino . This practice of issuing loans for high amounts at well under market interest rates also led to
23095-437: Was granted a small rancho at El Polín Spring , near the Presidio, founding the first non-indigenous civilian household in San Francisco. In 1834, the pueblo of Yerba Buena was founded. Yerba Buena Cove (named after a native herb ) was already a favored anchorage spot and the new settlement and trading post was founded by its shores. Yerba Buena was located in what is now the city's Chinatown and Financial District and
23250-837: Was hired by San Francisco Mayor James Rolph as chief engineer for the city in September 1912 to supervise the construction of the Twin Peaks Reservoir, the Stockton Street Tunnel , the Twin Peaks Tunnel , the San Francisco Municipal Railway , the Auxiliary Water Supply System , and new sewers. San Francisco's streetcar system, of which the J , K , L , M , and N lines survive today, was pushed to completion by O'Shaughnessy between 1915 and 1927. It
23405-503: Was livestreaming the rampage, was killed by the police after exchanging fire with them. Louisville and Jefferson County have a combined area of 397.68 square miles (1,030.0 km ), of which 380.46 square miles (985.4 km ) is land and 17.23 square miles (44.6 km ) (4.33%) is covered by water. Louisville is southeasterly situated along the border between Kentucky and Indiana , the Ohio River , in north-central Kentucky at
23560-426: Was not directly involved but had "general knowledge" of the conflict of interest and should have told the insurance commissioner. Later a Jefferson County judge reviewed the case and found no legal or ethical violations on the part of Beshear. Fletcher attempted to use the issue to show that a conflict of interest prevented Beshear from saving the company and drew a comparison between Beshear and Enron executives at
23715-493: Was spurred by three large suburban parks built at the edges of the city in 1890. The city's architecture contains a blend of old and new. The Old Louisville neighborhood is the largest historic preservation district solely featuring Victorian homes and buildings in the United States; it is also the third-largest district containing such architectural distinctions in the United States. Many modern skyscrapers are located downtown, as well as older preserved structures, such as
23870-410: Was the O'Shaughnessy Dam , Hetch Hetchy Reservoir , and Hetch Hetchy Aqueduct that would have the largest effect on San Francisco. An abundant water supply enabled San Francisco to develop into the city it has become today. In ensuing years, the city solidified its standing as a financial capital; in the wake of the 1929 stock market crash , not a single San Francisco-based bank failed. Indeed, it
24025-483: Was the center of planning, supplies, recruiting, and transportation for numerous campaigns, especially in the Western Theater . Ethnic tensions rose, and on August 6, 1855, known as " Bloody Monday ", Protestant mobs attacked German and Irish Catholic neighborhoods on election day, resulting in 22 deaths and widespread property damage. Then by 1861, the civil war had broken out. During the Civil War , Louisville
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